credit card application

Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.

Hi, I have been using my Kotak 811 cc since February 2023 ,OneCard cc since may 2023, Axis band Indian oil cc since March 2024. After I turned 21 years old on jan 2023 I applied to Amazon pay icici cc for the first time. Then again on February 2024 and again on August 2024. All the three time...

Hi, I received the below offer from Cred for getting LTF credit card from AU Bank along with Amazon voucher of Rs. 200 but upon using the link in the selection of cards tab it's showing me 3 cards - Zenith, Vetta and 3rd one name is not showing... And on the fees section it's showing annual...

Reason they gave :- you should have a term deposit with the bank, which will kept under lien during the tenure of credit card

Recently I applied for IDFC credit card, after completion of VKYC next day verification agent came for residential address verification and after 3 days another guy came for office verification, after 30 minutes of office verification it was shown application verified but next day rejected my...

Hello Guys, I applied for the HDFC Swiggy credit card in May 2024, but my application was rejected, so I left it at that. A few days ago, after two months, I randomly checked the application status and found it showing "Credit Card in Process," not "Application in Process." I went to an HDFC...

I started an application for SBI Simply save credit card through sprint on 29 July and also received an application number through sms. When I’m seeing application status, I can't see application submission successfully and unfortunately website throws an error at last. Is there something...

Kotak 811 or hdfc 2500 wala account.. Which one can give pre approved cc offer comparatively fast, if maintaining 40-50k just after opening. Someone asked me so thought to seek suggestions form here. No credit history means no cibil exists. Also share some measure to keep in mind to get the offer.

I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...

hey, has anyone got an Infinia LTF on their new application? what is the minimum ITR requirement to do something like this? what are the possible ways i can get it LTF? please share your thoughts and experiences! thankyou all!

Can the experienced Fintos share any known criteria for credit cards which may help others, before they apply? For example, I saw someone mentioned Amex cards require 6 month credit history at least. If such information can be compiled, unnecessary CIBIL hits may be avoided. Any small thing...

Hi team, So I am not an HDFC Customer and applied for regalia gold cc. This would've been my first cc as I don't hold any other cc yet. My app got rejected but the reason stated is "encountered a challenge while verifying and validating your identity through our Contact Point Verification...

Hey, Below is my detailed experience of applying for the HSBC Cashback Card in an unserviceable area without the help of any agent. On 7th April 2024 I applied for the HSBC Cashback being an absolute noob entered my house address which was in Faridabad (Delhi NCR) thinking it will be...

Hey Everyone, Need help and suggestions Recently I have applied BOB Credit Card Eterna through BOB online portal and after couple of days received mail from BOB credit card department requesting for 1- Three month Salary bank account statement 2- Approval letter from Company regarding WFH as the...

Hello, I'm a 22-year-old who will soon graduate from college this year. I have been working as a full-time software developer for a startup based in Country Y, doing remote work from home for the past 9 months, receiving my salary through Deel. Now, I've been trying to obtain an unsecured...

I applied for KOTAK PVR INOX via the KIOSK in a PVR theatre. I was told that the card will be approved I already hold a LEAGUE card by Kotak . Is there any chance of it being approved or I have been scammed? Other Cards I hold AMAZONPAY icici card - 120k Coral shared w AMAZON PAY ONECARD -30k

Hi technofino community, I want to know my saving account, as we all are aware that every bank offer so many account type and I have my saving accounts in 4 banks. 1. HDFC 2. AXIS 3. BOB 4. FEDERAL ( not considered because opened with neo bank 😅) I want to know their account type so, I can...

I am interested in applying for credit cards in HDFC bank as well as Canara Bank to avail some online shopping offers. I am interested only in lifetime free cards, though I am willing to a pay a one time joining fee if required. The HDFC Bank advertises so much about lifetime free cards with...

Hi, I applied for a new HDFC CC and was told by my local branch correspondent that I am eligible for Regalia Gold based on my Card 2 Card Application Request(ICICI Coral CC) having a credit limit above 7.5L. Also, they took my salary slip clearly showing a salary above 1.2L/month. During the...

I have dropped Credit card application (for Chennai address) in an HDFC Bank Dropbox. How long it takes to get any response on that?