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credit card

  1. R

    Best credit card for LIC premium payment of 1L+

    I have HDFC Diners Black Metal credit card. As per card T&C, it does give reward points on insurance payment but I read online that folks haven't received reward points using this card. Any suggestions?
  2. Lalsingh22

    Devaluation SBI UNIPAY Removed Other Banks Debit Card Option again [27th January 2025]

    Other Bank Debit Cards option is removed from SBI Unipay
  3. C

    Guyz Help Needed for Missed Payment in Bank of Baroda Credit Card?

    Hi guys, I recently came across my cibil report that I missed my credit card payment.I'm holding 2 cc in Bob premier and HPCL cc , the reason I missed the payment. I paid extra on my Bob hpcl card while I check it show outstanding amount as negative.So I thought I don't need to pay anything...
  4. D

    Infinia How to get Approval for Infinia Credit Card through this New Process?

    Please share your experience here if anyone is planning to apply for HDFC Infinia credit card through this process starting from Feb 1, 2025.
  5. Q

    Buying USDT with Credit Card: Is it Safe?

    I need your advice on something. A family member buys USDT (a cryptocurrency) every day from Binance, a popular crypto exchange, and sells it to a friend for a profit. He told me I can do the same thing using my credit card on Binance. How it Works Here's what he suggested: 1. I buy USDT...
  6. Anindya98

    Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?

    As we step into 2025, many are re-evaluating their financial choices, including which debit or credit cards to keep or close. Whether it's due to high fees, reduced benefits, better alternatives, or simply streamlining finances, card closures are a key part of financial management. Share your...
  7. raghumahajan

    Credit Card Portfolio Restructuring 2025 - Discussion

    PS - I will update this thread based on responses. I am into credit cards for last 5 years and has good knowledge through Technofino and team. I am planning to step up my game into it. Most of my cards are cashback and I feel comfortable around them. I am looking to balance my card portfolio...
  8. N

    Suggest me a card.

    Current CC’s in my portfolio Amex Platinum Axis Atlas Axis Flipkart Axis Indian Oil Amazon Pay ICICI Coral HDFC Regalia Gold One Card Recently closed cards SBI Simply Click RBL World Safari I’m looking for a new Card to add to my portfolio. Most of my spends are international. I am currently...
  9. friends2b11

    Does HDFC give Pre Approved Credit Card offers if you have previously Closed HDFC Credit Card ?

    Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?
  10. H

    UNI announces closure of Cards effective March 2nd 2025

    Dear Customer, Greetings from SBM Bank India, We regret to inform you that your SBM Uni Credit Card will no longer be operational for new spend effective March 2, 2025, due to the closure of the program. Our co-branded arrangement has concluded, and we deeply appreciate the trust you have placed...
  11. bhavyegoel

    Devaluation Standard Chartered Digismart Credit Card Myntra Offer Discontinued

    Important Update: Myntra Offer Discontinuation on Standard Chartered DigiSmart Credit Card If you’ve been enjoying an exclusive 20% discount up to Rs 700 on Myntra with your Standard Chartered DigiSmart Credit Card, here’s an important update for you. Offer Discontinuation Effective March 1...
  12. M

    How to Pay ₹4L Rent via Credit Card & Maximize Benefits?

    I see many discussions about paying rent using a credit card, but I have no idea how it works. I need to pay ₹4 lakhs in rent for HRA for the financial year 2024-25 by March 31, 2025. Can someone explain how I can transfer rent to my landlord using a credit card and what benefits I can get from...
  13. gzb30ab

    Credit card Opinions

    Hi Guys, Here's the link for my old post Thread 'Credit Card Opinions Required' https://www.technofino.in/community/threads/credit-card-opinions-required.27943/ I have some cc will list below mostly i am interested in LTF only or which can me made LTF using some methods. Need your help in...
  14. Anindya98

    BOB Credit Card Approval: My Card-to-Card Application Journey!
    Threadmarks: BOB Card Application via C2C in 2025

    I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went: I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical...
  15. J

    Devaluation (HDFC business Regalia)

    HDFC Business Regalia is a separate variant than HDFC Regalia. The credit card was a hidden gem and had free international and domestic lounge access without spend based criteria till date. 1. This changes now and one has to spend 1L in the previous quarter for domestic lounge access. 2. Also...
  16. vamsikrishna1997

    HDFC UPI Rupay Virtual Credit Card

    does HDFC rupay virtual credit card gives instant discounts on sales on Flipkart and Amazon?
  17. Navneetnikhil15

    Is my HDFC Credit Card Approved?

    I applied through pre approved and it was showing limit in upto. It is showing approved but didn’t received message or email. Then I called customer care and they said that it is still in INPROCESS. Also if I check through DOB or EVA then it shows INPROCESS with different references number. If I...
  18. S

    Suggestion needed on my First HDFC Credit Card - Query

    Hello I (26M) am new to the community and have a question. I want an HDFC credit card (Not Freedom or Moneyback Plus). For that, I opened a regular savings account in October and then converted it into a Savings max account. I have not received any pre-approved offer yet. Should I apply for...
  19. noidea

    Issue Resolved Helpful Links for IndusInd Bank existing credit card holders

    Link to Apply Add-on Card: https://pay.indusind.com/addon/#/login Link to Apply EazyDiner Cards: https://pay.indusind.com/splitLimit/landing/eazydiner/v1
  20. xfactcc

    Need advice, Navi CC bill pay failed later and got reported to cibil :(

    Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...
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