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credit card

  1. mr_rehmani

    BOB Credit Card Rejected after Approval

    Hello All, This is my first post on Technofino. I applied for BOB Credit Card recently, so during the application i was asked to choose card, i selected for BOB Premier and then shown that my card was approved with ₹1.55 Lakhs limit and then completed vKYC and after that application was...
  2. sandeepuch

    Credit Card Portfolio Review – Suggestions for New Additions & Closures

    Dear All, Please review my current credit card portfolio: Current Portfolio: HDFC Bank: Millennia Credit Card (LTF), Tata Neu Infinity Credit Card (LTF), Swiggy (LTF) Axis Bank: Airtel Axis Bank Credit Card (Annual Fee), Axis Select Credit Card (LTF) SBI Card: SimplyCLICK (Annual Fee) ICICI...
  3. mridulmittal

    PAYMENT GETTING FAILED IN TATA NEU For electricity with Infinity Credit Card

    I tried paying the electricity bill today on Tata neu app getting CC option as well, on entering the OTP it's again redirecting to payment page, amount got deducted but bill wasn't paid ?? Can someone help me how to fix this and when will I get my refund The amount was 5818* 2. Tweeted about it...
  4. A

    Revaluation Now get 20 Reward Points on JioMart & Ajio using Reliance SBI Card PRIME RuPay/Mastercard Credit Card

    Now get 20 Reward Points on JioMart & Ajio using Reliance SBI Card PRIME RuPay/Mastercard Credit Card: Source - https://www.sbicard.com/en/customer-notices.page W.e.f. 1st Oct’25, earn 20 Reward Points for every Rs. 100 spent with your Reliance SBI Card PRIME on shopping at Ajio and JioMart...
  5. polahitesh

    Best way to pay HDFC Credit card bill payment over 1.50 lakhs

    Hello guys can anyone help me with the best option for credit card payment for my HDFC TATA neu card around 1.50 lakhs.
  6. KGSIPO

    Keeping credit card live - reg

    Although the credit cards issued by various banks are Lifetime free , they are insisting for usage atleast once in quarter. Please suggest where can i use these credit cards for a minimum amount ( Like Rs.10 ) . Thanks
  7. J

    LTF BOB Eterna Credit Card

    BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis. For more details visit: https://www.bobcard.co.in/credit-card-types/eterna Credit Card features: https://technofino.in/community/threads/bob-eterna-is-now-becoming-a-most-popular-choice-credit-card.32577/
  8. A

    China UnionPay Card Statistics 2025 | Ever wondered why China hasn’t launched UnionPay cards in India yet ?

    China UnionPay Card Statistics 2025 | Ever wondered why China hasn’t launched UnionPay cards in India yet ? No doubt, India won’t repeat the same mistake it made more than four decades ago by granting Visa and Mastercard licenses in the country. But when it comes to talks between India and...
  9. evilz

    Experience applying IDFC Wealth Credit Card

    I wanted to share my experience of applying IDFC Wealth Credit Card. I applied using a Cashkaro referral link. The process was extremely smooth and fast which actually surprised me a little. I mentioned my Amex MRCC limit of 7+ lakhs and was instantly offered Wealth and Mayura as top options...
  10. Jitendracht

    best credit card for offline purchase like axis atlas . want replacement of atlas card

    want replacement of atlas card as axis not issuing
  11. saitama

    Best credit card for ₹10L hospital bill (no insurance) – help a brother out 🙏

    HI everyone, I have a big hospital expense (~₹10L) in the next 1–2 months. No insurance covers it, so I’m trying to save whatever I can via credit cards (cashback or easily redeemable rewards ). Me or my family don’t travel much, don’t dine/stay at luxury places. Current cards I have: HSBC...
  12. A

    Revaluation Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:

    Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card: From 01.09.2025, all exclusion on PoS and E-commerce transactions using BOI Debit Card have been removed. Maximum 10,000 points per month can be accumulated by a customer having Debit Card or Credit Card...
  13. TheRecharger

    Which credit card is best for IRCTC tour package booking?

    I currently hold below credit cards: SBI Cards: Phonepe Black Cashback Simply Save HDFC Cards: Business Moneyback Tata Neu Infinity Pixel Play Axis Bank Card: Airtel Axis Privilege (Amex) ICICI Bank Card: Amazon Pay Which one will provide the best reward? Is it possible to use Rupay...
  14. A

    Standard Chartered Credit Card fraud .

    Need to follow RBI conduct directions or CREDIT Card bank directions ? Are you aware of how Standard Chartered Bank calculates interest on outstanding credit card balances? For instance, if the credit card bill is Rs. 6,26,000 and Rs. 6,00,000 is paid before the due date, leaving an...
  15. O

    Indusind bank credit card applications declining

    Hello, on 4th March2025 I applied the pinnacle credit card from indusind bank the application declined and agent is saying application declined by hunter and again on 18june2025 I applied celesta card and card application declined showing hunter error as attached and my present working...
  16. sibieeee

    Revaluation SBI Reliance credit Card - Ajio & Jiomart give 10 RP per Rs 100 effective 1st OCT 2025

  17. brahmin_baniya

    My credit card stategy for 2026 and changes from 2025

    Already closed hdfc swiggy and amazon icici as i dont want to keep cards just to save 300 or 400 rs a month. Closing sbi vistara as no tickets on it now ,will surely miss this card as it got me 1 free ticket to thailand and 4 domestic premium economy tickets every year and no spends were...
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