credit card

I’m 18 years and 3 months old, and I have a savings account with HDFC. My monthly expenses typically range from 70,000 to 80,000, mostly for credit card bill payments. Additionally, I also have a credit card linked to a fixed deposit with Axis Bank. What should I do to receive pre-approved...

First devaluation of 2025. AU LIT Credit Card has suddenly reduced the benefits of four very important features by about 50%. 1. Apparel Spends 199/- +GST (90 days) now onwards will earn maximum cashback of Rs. 500/- per 30 days cycle. (Earlier it was Rs. 1000/- per 30 days cycle) 2. Also...

Hi, I want to find out which credit card is best for my 19 YO sibling who is a student as his first credit card? Is secured CC better than unsecured CC? Not sure if he will get unsecured card, he has no job. I heard that having a secured CC is better to build credit, but some banks report...

Issue with ICICI RuPay Coral Credit Card Statement – Available Limit Showing ₹200 Extra Hi everyone, I have an ICICI RuPay Coral Credit Card with a credit limit of ₹45,000. Today, I received my latest credit card statement and noticed a discrepancy in the available limit. 🔹 Observed Issue The...

I recently applied for the AU Ixigo Credit Card via the Ixigo app, but my application was rejected instantly, even before the KYC process. I have a strong CIBIL score, work at a reputed company with a good salary, and already hold credit cards from other banks. I'm unsure why this happened...

Hi all, This is my first post here, after being a silent reader for almost a year. I want to take a moment to thank the Technofino community for all the valuable guidance shared over time – it has been incredibly helpful! I’m seeking some advice regarding getting the HDFC Millennia Credit Card...

How to pay salary from credit card? . Best credit card and app to do so . And how was your experience doing so? What is the reward rate.? And tips and hacks ?

Rentenpe is the new way to pay rents. Trying to build a rent score similar to credit score. Pay rent through any credit card @0.32% only on RentenPe. Seems to be for a limited time. Better that RedGirraffe at the moment and allowing any bank. If you wish to my referral - DM for referral code...

Hello guys 👋 Can anyone help me that which credit card is best for Lic premium payment..... also if there is any other option to get cashback from lic premium payment ⁉️

I have total 5 icic cards as 1. Icici amazon 2. Icic mmt signature (1st card from icici 3. Icici saphiro dual (Fyf) 4. Icici coral rupay (ltf) Please suggest it is good to keep coral or closing is better. Kindly share suggestions if any other ..

I want to apply for HDFC Millenia/DCP on c2c basis because online it shows me BizGrow only because I'm self-employed. Upon contacting bank the representative said that the home address and office address shall be different. I work from home so I don't have any other office address. In GST...

I have these cards with respective usage optimised for rewards. 1) HDFC Infinia metal - for shopping, Smartbuy, flight+hotels bookings etc ( Daily Driver ) 2) HDFC Biz Black - for Paying Taxes 3) Axis Atlas - ( will kill this card soon because the "deval", mangus also closed because of true...

I have payzapp and an HDFC card with swipe to pay enabled in it. I entered my card details on a website. The app was open in my hand and I was browsing txn history. A notification came on the phone but I never saw the swipe to pay screen. The txn automatically got completed. The customer...

hi , after posting previously i decided to go with secured card. please suggest me a bank that would not require a Savings account and report to cibil as unsecured.( except kotak ) Max FD amount- 20k

Hi folks , Is anyone facing issue with BOB credit card VKYC process ? For me it's showing that ( Vkyc not available right now kindly choose later option) . But when I track using my application ID it's showing that ( we have received your application and it's under process )

I recently found a link on the airtel website that the airtel axis card is available for students without any income documents required , is this true ? Here is the link : https://www.airtel.in/finance/credit-card/students-credit-card

Hi friends, Which is the most rewarding way to pay credit card bills? I have to pay around 2-4 Lakhs rupees credit card bills every month from various banks such as HDFC, ICICI, Kotak, Yes Bank and IDFC. Please suggest me a way where I can get some reasonable cashback.

Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k Had ICICI Coral with 3L limit Yesbank elite plus with 50k limit I'm repaying all emis on-time, but limit no increasing in HDFC card. What may be the issue.

I had HDFC Bank Millenia credit card which I lost, this was my oldest credit card. I called the bank but they did not had proper answers to my queries. My issue is if I block and reissue my lost credit card as this was my oldest card will my credit history be erased and will it affect on cibil...

Hdfc's webpage says the max limit for applying this credit card is 40 yrs, but i have heard it's just placeholder and there isn't any restriction like that. Can i apply it using their online portal?