• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

credit card

  1. shreyansbarthwal

    Impact on cibil of HSBC credit card payment reversal after due date

    I own HSBC Liv+ credit card who payment due date is 15 of every month (+3 day grace extra). I paid my bill on CHEQ on 9th feb and it showed successfully paid. Later on 18th, i got the payment revered to my account. CHEQ intimated me that payment was reversed by HSBC without sharing any proof. I...
  2. tanmaylodha

    [2025] Best Credit Card to Bank Transfer Method?

    What's the best way to transfer money from credit card to bank account in 2025? Open to following approaches for example: 1. Wallet to bank transfer 2. rent payments 3. other pay on credit payments like education etc. 4. what else? The charges levied by merchant + card issuer should be lesser...
  3. sjmajumder

    My Experience of Applying for Canara Bank Mastercard World Credit Card

    I recently applied for the Canara Bank Mastercard World Credit Card, and I wanted to share my experience, especially the key insights and issues I encountered along the way. Key Benefits & Findings: 🔹 Lounge Access for Guests – This card offers both domestic and international lounge access for...
  4. Strange

    Devaluation IndusInd Bank credit cards' reward points devaluation w.e.f 1st April 2025,

  5. I

    How To Pay Credit Card Bill With HDFC Millennia & Kotak Super Debit Card To Earn Cashback

    Please Remove Thread Or Merge Thread if any violation I have 1lakh rs credit card bill and I have 2 Millennia Debit card and 1 kotak super platinum debit card previous I used Canara setu app for credit card bill payments and earn cashback. If any one have any idea or tricks please share.
  6. P

    How can I optimize group flight booking?

    Hey all, 1. I have my wedding coming up in 2 months and I have to fly 24 people to Bangalore. I checked with Air India Express Group Booking Help Desk and they gave me a quotation of INR 7500 per pax + seat booking charges. However, they want me to pay the amount to a given bank account. I...
  7. M

    Issues with AU Ixigo Credit Card Application Rejection and Delay in RBI Ombudsman Complaint Resolution

    My AU Ixigo credit card application was rejected without any clear reason provided initially. After several follow-ups over a few weeks, I was told that the rejection was due to the high number of active credit cards I currently hold. questioned why this criterion was not mentioned during the...
  8. ashb009

    Devaluation Axis ACE Dead? GPay Removed Credit Card Option for electricity Bill Payment - Discussion

    Hi guys, GPay recently started charging a convenience fee for paying electricity bills using the Axis ACE card. This was one of the best cards for bill payments due to its 5% cashback. However, when I tried paying my bill today, I realized that the option to select my existing linked card was...
  9. A

    ALTERNATE METHOD OF CREDIT CARD PAYMENT

    FRIENDS HAVE ANY ALTERNATE METHOD FOR CC PAYMENT WHICH GIVE HIGHER CASHBACK I HAVE HDFC VISA PLATINUM DC IF HDFC DC IS NOT WORKING PLS SUGGEST ANOTHER METHOD I DO A BILL PAYMENT ON 01 MARCH
  10. A

    Devaluation RuPay Select Debit Card & RuPay Platinum Debit card Airport Lounge Access Devaluation

    RuPay Select Debit Card & RuPay Platinum Debit card Airport Lounge Access Devaluation: Domestic Airport lounge program for RuPay Select Debit Card provides access to card holders one (1 ) time per calendar quarter per card in any of the participating Domestic Airport lounges. RuPay Platinum...
  11. A

    InnoPay New User Offer : Get Flat 100 Discount on Your CC Payment

    InnoPay New User Offer : Get Flat 100 Discount on your CC Payment: App link: https://play.google.com/store/apps/details?id=com.innopay.payment.user&hl=en_IN IOS link: https://apps.apple.com/in/app/innopay/id6467755491 Min Bill Rs10000 Flat- 100 off Benefit Flat 1% off Open New account every...
  12. B

    [PLEASE HELP] Best Credit Card for Paying CA$75,000 (45L) in University Fees?

    I'm looking for an Indian credit card that offers a net positive return on university fee payments made through the university's payment portal. The portal charges a 2.5% processing fee for credit card transactions, plus the card's foreign exchange markup. Here are some key details: My annual...
  13. P

    Bank that provides credit card without income Docs

    LIST OF SOME CARD YES KIVI BOB BANK IDFC BANK HDFC TATA NEU HDFC SWIGGY RBL BANK PLEASE UPDATE MORE IF ANY ONE KNOW
  14. A

    Which Debit Card to use for Credit Card Bill Payment in April 2025

    Which Debit card use for Credit Card bill payment in April 2025: 1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card. You will get same reward points and 10x reward points benefit as per your account variant -...
  15. manvendernara

    Considering second credit card. Would Amex Plat Travel be a good decision?

    Hi, Currently have an SBI cashback card, annual spend on CC's would be ~7-8L, mostly on food, travel, and appliances/electronics. No rent. Was considering getting an Amex Plat Travel for the reward points up to 4L and then the rest on sbi cashback. Does it sound like a good idea/does anyone...
  16. Zulu

    Oldest Active Credit Card in your Portfolio - Discussion

    I think our first credit card is always paid and less rewarding. And we eventually close our first credit card. Now tell us your Oldest Active Credit Card. My Credit History: 8y, Oldest Active: MMT Signature 6y.
  17. Robin Thakral

    RBL bank credit card closure without paying annual fees when not used for 1 year & more.

    My uncle was given a credit card and he used it for a month and so but later seeing the extra charges and annual fees. They paid all the bills , a year annual fees in Jan'24 and told the customer support in the bank to close the card and he has not performed any transactions post that i.e. for...
  18. T

    Urgent Help Needed – Merchant Fraud & Bank Dispute Gone Wrong

    Hello everyone, I recently faced a shocking issue with IDFC FIRST Bank and a fraudulent merchant claim, and I need advice on how to fight back. Here’s what happened: The Beginning: I joined a gym and paid INR 6,120 twice (totaling INR 12,240) for two gym memberships using my IDFC FIRST Bank...
  19. AnkushTheHero

    Union bank of India UNI CARBON vs Union JCB Health Credit Card

    I currently have the Union UNI CARBON credit card but I am think of changing it to the JCB Health card as it seems better. What do you think? In the UNI CARBON card, I get 16 rewards on fuel spends with a minimum transaction of 500 and above at authorized HPCL outlets but I never have used it...
  20. M

    HDFC BizGrow Credit Card – Reward Points on GST Payments?

    Does the HDFC BizGrow Credit Card gives reward points on GST payments? The website mentions 2 Cash Points per ₹150 spent on GST and 10X Cash Points on select business spends, including GST. If the monthly spend exceeds ₹10,000 across all categories, will GST payments also earn 10X reward points?
Back
Top