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credit cards

  1. I

    Are Rupay UPI credit cards eligible to be used only above a certain amount on IRCTC as a UPI payment option?

    IRCTC used to accept Rupay UPI cards as UPI payment method, but they probably stopped accepting it before a few months. Even on Dec 2024 the transaction got declined when I tried to book a ticket of Rs. 200. But today I tried to book tickets above 1k and it was successful. So, does IRCTC only...
  2. Dani2914

    Doubts regarding rejected credit cards.

    I have two amex cards but when i tried to apply for other cards like hdfc tata neu infinity, indusland and icic credit cards my application was rejected or it displayed that my application cannot be processed at the moment why is this happening
  3. friends2b11

    Hdfc Add on cards showing dormant

    Has anyone started getting calls from HDFC regarding non-usage of add-on cards in spite of using the cards regularly? I and my friends are getting calls from HDFC Bank regarding the non-usage of credit cards, and those cards are add-on cards. Perhaps add-on card usage is not showing in the HDFC...
  4. Pradumya

    Airport Lounge Access without spend criteria.
    Threadmarks: DOMESTIC lounge access--NO spend requirement

    Hi Folks As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement. Note- I am a beginner at Technofino and the credit card...
  5. CreditCardFino

    How many credit cards can we have from Indus?

    Support team says max 2 cards but I have see few had two core one co branded card. Also if I upgrade there is always 5k one time fee. I got call from agent to upgrade Aura Edge to Legend no one time fee only Rs 500 transaction in 30 days. But support team said there will be fee not to go with it.
  6. C

    Club Vistara Co-Branded Credit Cards won't be renewed

    This comes as somewhat of a sad news to me because my IDFC Club Vistara Credit Card was one of the paid cards I had retained. I last paid my renewal fees on Jul 13 last year. For some reason I was going through the Maharaja Club FAQs for Loyalty Points and I came across a section of FAQs for...
  7. A

    Devaluation MasterCard Credit Cards Now charge 2.183% convenience fee on Utility bill payment on Amazon

    MasterCard Credit Cards Now charge 2.183% convenience fee on Utility bill payment on Amazon: For example - If you have HDFC Millennia MasterCard Variant Credit Card now pay 2.183% convenience fee on Utility bill payment and get 5% cashback upto 1000 per month (Note: convenience fee charge for...
  8. H

    Multiple IndusInd Credit Cards

    I have an IndusInd Legend Visa Signature Credit Card. May I get another LTF IndusInd Tiger Credit Card or I have to close / upgrade the existing IndusInd Legend Visa Signature Credit Card to get a LTF IndusInd Tiger Credit Card?
  9. J

    Add BOB Credit Cards to DreamFolks website.

    Important Update : You can now add your BOB credit card(s) to DreamFolks website.
  10. P

    Which credit cards give you the best cashback/rewards for buying insurance on Policybazaar?

    Planning to buy Health and Vehicle Insurance on Policybazaar? Which credit cards offer the best cashback or rewards for maximum savings?
  11. rohit_

    Looking for Suggestions: Maximizing Rewards on Rupay Credit Cards for UPI Payments

    Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...
  12. Q

    Unable to Register My Rupay Platinum Credit Card on Rupay Website

    Hello Everyone, I am trying to create an account on the Rupay website using my Indian Bank Rupay Platinum Credit Card. But, I can only see three banks listed under the Rupay Platinum Credit Card category. Indian Bank is not among them, but I know there are many other banks that offer Rupay...
  13. jatinkrmalik

    💳 Share & brag your cards portfolio here! 🤑

    Update: Here's my updated cc portfolio ‼️ We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. :cool: --- I will go first, here's my collection, from least used to most used. Slice Pay card Amazon Pay...
  14. moneyMaker

    Which Credit Cards can be issued on business PAN?

    I heard hdfc business first is issued on business PAN while Bizblack can only be issued on personal PAN. So which all cards can be issued on business PAN because that would make accounting of the business easy.
  15. Vickymaster1010

    how many credit cards u have and suggestions to close which cards in 2025

    Hi i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close
  16. TechnoFino

    Best Credit Cards 2025 and Worst Credit Cards of 2024 – Public Opinion

    Hello TechnoFino Community, As we step into 2025, it’s time to reflect on the credit cards launched in 2024 and look ahead to the best options for 2025. Many credit cards were introduced in 2024—some stood out as excellent choices, while others fell short of expectations. We want to hear from...
  17. TechnoFino

    Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino

    Hello TFCians, First of all, Happy New Year to all our wonderful members! I wish that 2025 brings happiness and prosperity to you and your family. As we do every year, we will discuss the best credit cards for 2025 in this article. I have compiled a list of some excellent credit cards...
  18. D

    Credit cards with no charges for rent

    Are there any credit cards which does not charge for rental payments now?
  19. A

    20% Off at The Postcard Hotel with RuPay Credit Cards

    20% Off Upto ₹10,000 at The Postcard Hotel with RuPay Credit Cards: Link: https://www.postcardresorts.com/ Valid - Anyone who makes a booking from December 15, 2024, to March 31, 2025 Promo code: ‘RUPAYVIP’ The Postcard Hotels and Resorts is offering a fantastic discount on room bookings...
  20. N

    Bash my current list of Credit Cards (suggestions are most welcome)

    Dear Friends, Looking forward to your thoughts on my list of CCs as of today...
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