credit cards

I had purchased a product using my Apay ICICI card last month, and soon after, the bill got generated and I paid on the first day itself. The current outstanding is now 0.33 CR. Now that product is being returned and refund has been initiated, but I haven't received refund in my account. I don't...

Have anyone got this mail? Can you shed more light on it. Why are they replacing before expiry? Seems like changing card number as well. There is an important update on your RBL Bank Credit Card ending. To ensure seamless and secure transactions worldwide, we are replacing your existing card...

This method works for any existing SBI card! I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process...

Friends, Let's vote to find the most desirable top 5 / 10 credit cards in India (2025). Try to create the best combination. You can comment on the best 3-8 combinations. Don't just look at the benefits they offer, but also keep in mind the annual fees and the terms and conditions that must be...

My friend is currently doing online tuition and wants to get a credit card. He doesn't have any income proof or ITR, so I suggested an FD-backed credit card. He can deposit a maximum of ₹5,000 in an FD. Could you please recommend some banks that offer secured credit cards with this limit? Also...

Selfe Credit Card Accelerated Rewards: Earn 5X reward points on two categories of your choice from Apparel, Dining, Grocery, Utility, and Taxi expenses. Reward Points: Earn 2 reward points for every ₹100 spent on regular transactions. Complimentary Memberships: Select two free memberships from...

Hey everyone, I’ve heard somewhere that ICICI Bank might issue credit cards to 18-year-olds if applied for offline at a branch. However, I’m not sure about the exact requirements. Does anyone have experience with this? Would they issue a credit card based on income, an existing relationship...

Topic is about list of credit cards that give cashback and allows us to transfer the amount to the bank account. Any ideas? I know Kiwi credit card does that(and I'm trying to apply for it) Jupiter lets you convert your cashback to gold and then you sell that to transfer the money to your bank...

Hi Guys, Today, I randomly came across an article, and you won’t believe it—I was shocked! 😲 A person holding 1,638 credit cards? He’s truly an inspiration for our community! 🤣 🤣 🤣 I have no idea how he managed to get such a huge number, but hats off to him for his love of credit cards. At...

Seeing these ads daily on TV during IPL regarding adding Credit Cards to PhonePe. Few Queries: 1. Can any card including Mastercard, Visa, etc (other than RuPay) be added to PhonePe now for payment? 2. If the answer is yes, then how are payments made using the added credit card? Using QR code...

(IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards: IPL is more than just a cricket tournament in India. It’s a passion that connects us all. As Indians, we give our hearts to the teams we support, and two such teams that stand out are Chennai Super Kings and...

Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...

Cards like SBI cashback, Millenia, Swiggy and others don't provide cashback credited to bank account. Instead it gets credited to card statement which is fine for people who prefer it. But for people like me I prefer getting cashback credited to bank account simply because it's money that I...

If some credit card experts could prepare a comparative chart like this, it would be extremely beneficial for all members. This would serve as a quick reference guide whenever someone is planning a transaction or considering applying for a new card. Additionally, I welcome suggestions on adding...

I've been observing for the past few months that several merchants around me are disabling Rupay credit card acceptance on UPI due to MDR (Merchant Discount Rate) charges for transactions above ₹2,000. Ironically, most Rupay credit cards offer rewards only on transactions above this limit. This...

Axis has released the vouchers for January spend based offer, but it looks like we need to redeem them manually. Open the axis app. Go to the credit card section. Scroll down slightly, and you will see the "get code" button. Make sure to copy the code, then click on "continue" Paste the code...

Restricted Uses: 👉Payments toward other credit cards, loans, or suspicious merchants may trigger blocks. 👉Avoid high-value payments using excess deposits to artificially boost credit limits. Personal Use Only: 👉Credit Cards should be used only for lawful, bona fide personal expenses. 👉No use...

Hi All, I hold HDFC Regalia card which has given upgrade offer to Millenia , is there anyone who can help with more higher card upgrade. I also have AXIS WORLD PRIVILEGE, i want to upgrade this too if anyone can upgrade via c2c please help. AMEX Travel Card to MRCC I usually spend more on...

Which cards are there , that you took only for it was LTF and never used...

This is an indicative list of merchants (without MCC) and their classification category. Downloaded it from https://www.axisbank.com/docs/default-source/default-document-library/merchant-list-for-shopping-mall-transactions.pdf