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credit cards

  1. A

    (IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards

    (IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards: IPL is more than just a cricket tournament in India. It’s a passion that connects us all. As Indians, we give our hearts to the teams we support, and two such teams that stand out are Chennai Super Kings and...
  2. Fini7777

    Best Credit cards for International Transactions and Travel - Guide

    Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...
  3. J

    Why are there not a lot of credit cards that offer cashback that can get credited to bank accounts?

    Cards like SBI cashback, Millenia, Swiggy and others don't provide cashback credited to bank account. Instead it gets credited to card statement which is fine for people who prefer it. But for people like me I prefer getting cashback credited to bank account simply because it's money that I...
  4. srikanth2929

    Comparitive Chart of All Credit cards

    If some credit card experts could prepare a comparative chart like this, it would be extremely beneficial for all members. This would serve as a quick reference guide whenever someone is planning a transaction or considering applying for a new card. Additionally, I welcome suggestions on adding...
  5. Fini7777

    Is MDR Killing Rupay Credit Cards on UPI? A Harsh Reality Check!

    I've been observing for the past few months that several merchants around me are disabling Rupay credit card acceptance on UPI due to MDR (Merchant Discount Rate) charges for transactions above ₹2,000. Ironically, most Rupay credit cards offer rewards only on transactions above this limit. This...
  6. 6ix9ine

    Offer Fulfilled! Axis Bank Credit Card Spend Based Offer – January 2025

    Axis has released the vouchers for January spend based offer, but it looks like we need to redeem them manually. Open the axis app. Go to the credit card section. Scroll down slightly, and you will see the "get code" button. Make sure to copy the code, then click on "continue" Paste the code...
  7. Channakya

    Key Rules for Using Axis Bank Credit Cards!

    Restricted Uses: 👉Payments toward other credit cards, loans, or suspicious merchants may trigger blocks. 👉Avoid high-value payments using excess deposits to artificially boost credit limits. Personal Use Only: 👉Credit Cards should be used only for lawful, bona fide personal expenses. 👉No use...
  8. S

    Upgrade my existing Credit Cards

    Hi All, I hold HDFC Regalia card which has given upgrade offer to Millenia , is there anyone who can help with more higher card upgrade. I also have AXIS WORLD PRIVILEGE, i want to upgrade this too if anyone can upgrade via c2c please help. AMEX Travel Card to MRCC I usually spend more on...
  9. C

    Five credit cards, eating dust in the drawer and you never use unless to keep it active or a really lucrative deal

    Which cards are there , that you took only for it was LTF and never used...
  10. noidea

    Merchant Classification List for Credit Cards & Debit Cards (courtesy Axis Bank)

    This is an indicative list of merchants (without MCC) and their classification category. Downloaded it from https://www.axisbank.com/docs/default-source/default-document-library/merchant-list-for-shopping-mall-transactions.pdf
  11. D

    Your most used 3 credit cards?

    Hi Everyone, I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to...
  12. yb24

    Kotak launching credit cards from 11th April

    Kotak will be launching new credit cards from 11th April and mostly cards will be LTF. My agent has told me this news today.
  13. surojitLaha

    Exclusive Milestone Offer on Axis Bank RuPay Credit Cards

    **Terms and Conditions for Milestone Offer on Axis Bank RuPay Credit Card** **Offer Validity:** 15th March ’25 - 20th April ’25 **Offer details:** (For me it's 1000 rupees voucher on spends of 60k) Eligible customers will receive multi-brand vouchers by achieving a specified spends...
  14. sameerg

    About renewal of vistara cobranded credit cards

    So I wanna know will users still get the complimentary vouchers whose cards are set to be renewed on or before 31st March 2025?
  15. azura

    FD backed Premium Credit Cards Axis/ICICI/HDFC

    Hi, I will get 1Cr+ within a month or two.(As of now) (Deceased father) After reading through comments in my previous post I want to do several FD's. I am confused with investing options and will decide as I learn and become more informed in upcoming months.Total Novice. Till then I want to know...
  16. O

    Rupay Credit Cards not supported in Uber?

    When I try to add Rupay Credit Cards to Uber --> Account --> Wallet --> Add payment method, it always fails after entering OTP saying "There's a payment issue. Sorry, we are unable to confirm your card. Please try adding a different one." I have tried with multiple Rupay Credit Cards. Are Rupay...
  17. vishald

    Canara bank reject credit card application saying you have too many credit cards

    I recently applied for Canara bank credit card last month. On 20th i got message saying your card if processed with credit limit of 200000. No feedback after that so i went to bank and asked for status of application. Yesterday I got a call saying that since high limit was provided so the...
  18. Rkr

    Yes Bank credit cards Overlimit feature discontinued w.e.f 01 May 25 along with revision of EMI Card ROI w.e.f 01 Apr 25

    1. W.E.F. 1st May 2025, bank shall be discontinuing Overlimit feature on your YES BANK Credit Card. Althe customers currently availing overlimit facility as per given consent shall be disabled and any transaction attempted over and above the sanctioned credit limit shall be automatically...
  19. Pradeepkmr

    Is it safe to assume that mid range credit cards will stop issuing free lounge access?

    All the recent devaluation which happened in the last few months has made one point clear. The mid range cards and below doesn't provide the lounge access without any spend criteria imposed. A very few cards are in the market like Tata neu and Federal cards are currently offering lounge...
  20. RichieRich

    Cibil Issue : Incorrect number of credit cards

    Hi everyone, I have a total of around 20 credit cards, but my CIBIL report shows only 2, one of which is closed. Can someone help me understand how to fix this?
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