credit cards

Hello people of Technofino😀, Your Doraemon is back!! I am creating this thread as a documentation for the future purpose and for helping our community So I have decided to get a new phone number which will serve primarily for all my finance I have various bank account and credit cards, prepaid...

It looks like Cred is back into the game with this super useful feature called Milestone Tracking and most of the credit cards are supported out of the box! This one might turn out to be a banger for them and increase the user base more! I find it very useful personally, tried with a few...

SBI has launched 2 cards in tie-up with Indigo. SBI Indigo : https://www.sbicard.com/en/personal/credit-cards/travel/indigo-sbi-card.page Charges Joining Fee: ₹1499 + GST (Fee waiver is not mentioned) Annual Fee: ₹1499 + GST (Fee waiver is not mentioned) Add-on Fee : NIL Welcome Benefit...

Hi Everyone, I am currently holding below credit cards and need suggestions on good collections, Axis Neo (LTF) Axis AMEX Privilages (LTF) HSBC VISA Platinum (LTF) SBI BPCL Rupay (Rs499) Indusind Pinnacle (LTF) BOB Premier (LTF) RBL Shoprite (LTF) My spends are utiility payments, Medicines...

I wanted to share a recent experience that might be helpful for anyone shopping in future at Lepakshi Handicrafts — the retail wing of the Andhra Pradesh Government that sells traditional Indian handicrafts. Last month, I made a purchase there using my HDFC credit card, expecting to earn reward...

I have multiple ICICI cards (Coral, Sapphiro, and Amazon Pay). In CIBIL, two accounts are shown. I receive two statements - one combined statement for Coral and Sapphiro, and another separate statement for Amazon Pay. Coral is my first credit card and it is paid, can I cancel it and keep only...

Hi, I currently hold a total of 13 credit cards (14 if you count an FD backed one), and I feel that I might be missing out on milestone or loyalty benefits by spreading my spendings across too many cards and banks. I got some nice recommendations in the last thread I posted an year ago and...

Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...

Last Updated: August 2025 A lot of people (especially beginners) don’t know that almost every bank has its own voucher portal. Buying gift cards/vouchers from these portals is one of the best ways to: Earn accelerated reward points / cashback Get exclusive discounts Plan big purchases (Amazon...

Hi All I was getting too many calls from HDFC cc agents , when I asked how they got my number they said bank gave I got irritated with the calls as they were speaking in hindi inspite of asking them to speak in English. So I took call n cut the call immediately and blocked the number Same...

Looks like a revaluation for the HSBC Live+ 🥰

I was researching Youtube videos comparing cashback credit cards vs travel credit cards. Problems with travel credit cards: 1. You need to book via bank's websites to fetch/redeem discount coupons (eg: HDFC Smartbuy). If you want to cancel/reschedule flights or hotel, then it will be cumbersome...

I Want To Review My CC Portfolio Which Credit Cards Should I Close or Keep And Add New LTF CC List Of CC Portfolio Which I Have 1) Hdfc Bank Millennia Rupay (LTF) 2) AMAZON PAY ICICI (LTF) 3) ICICI CORAL RUPAY (LTF) 4) SBI SIMPLY CLICK (LTF) 5) AU LIT CC (LTF) 6) YES BANK ELITE (LTF) 7) BOB...

Starting August, Axis EazyDiner Delights offer no longer available on popular Credit Cards (PDF Attached) What is the cheap and best offer now for dining?

All credit cards are not working on snapay. I have visa (kotak, sbi, federal, hdfc) credit cards. I tried to do transaction (<45k), it generates otp but the txn fails. Which bank credit cards are best for snapay in 2025?

Hey everyone! I am looking for CC's like regalia gold/sapphiro (LTF only), mainly for lounge access benefits with approvals based on CAS statement I don’t have salary slips or ITR, but I do have over ₹35 lakhs invested in mutual funds and equities (held via brokers like Groww, reflected in CAS...

Hi everyone, I’m looking for a credit card that offers more than 6% discount or cashback on Flipkart and Amazon vouchers. I already use the SBI Cashback Card and Amazon Pay ICICI Card, so please exclude these. My monthly spending requirement is around ₹2 lakh. Can anyone suggest cards that...

Hi All, I am planning to appy for SBI cobranded credit card but I have couple of queries, 1. This is my first SBI CC that I am going to apply, Can I apply for Core SBI cards after getting cobranded card? Does SBI allow? 2. Are Cobranded Cards not eligible for Amazon and Flipkart offers? 3...

HI TF Community, Wish to know if there are any specific Mandatory Usage for all LTF card (any bank) atleast once a year(like once atleast in 365days) ? or Any specific conditions for swiping, to stop LTF cards getting Deactivated or closed etc ? Kindly share your valuable thoughts. Thanks !

Is it true that we won't get any reward if we use HDFC credit card for instant discount or we get cashback on e commerce websites ?