credit cards

Hi, I currently hold a total of 13 credit cards (14 if you count an FD backed one), and I feel that I might be missing out on milestone or loyalty benefits by spreading my spendings across too many cards and banks. I got some nice recommendations in the last thread I posted an year ago and...

Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...

Last Updated: August 2025 A lot of people (especially beginners) don’t know that almost every bank has its own voucher portal. Buying gift cards/vouchers from these portals is one of the best ways to: Earn accelerated reward points / cashback Get exclusive discounts Plan big purchases (Amazon...

Hi All I was getting too many calls from HDFC cc agents , when I asked how they got my number they said bank gave I got irritated with the calls as they were speaking in hindi inspite of asking them to speak in English. So I took call n cut the call immediately and blocked the number Same...

Looks like a revaluation for the HSBC Live+ 🥰

I was researching Youtube videos comparing cashback credit cards vs travel credit cards. Problems with travel credit cards: 1. You need to book via bank's websites to fetch/redeem discount coupons (eg: HDFC Smartbuy). If you want to cancel/reschedule flights or hotel, then it will be cumbersome...

I Want To Review My CC Portfolio Which Credit Cards Should I Close or Keep And Add New LTF CC List Of CC Portfolio Which I Have 1) Hdfc Bank Millennia Rupay (LTF) 2) AMAZON PAY ICICI (LTF) 3) ICICI CORAL RUPAY (LTF) 4) SBI SIMPLY CLICK (LTF) 5) AU LIT CC (LTF) 6) YES BANK ELITE (LTF) 7) BOB...

Starting August, Axis EazyDiner Delights offer no longer available on popular Credit Cards (PDF Attached) What is the cheap and best offer now for dining?

All credit cards are not working on snapay. I have visa (kotak, sbi, federal, hdfc) credit cards. I tried to do transaction (<45k), it generates otp but the txn fails. Which bank credit cards are best for snapay in 2025?

Hey everyone! I am looking for CC's like regalia gold/sapphiro (LTF only), mainly for lounge access benefits with approvals based on CAS statement I don’t have salary slips or ITR, but I do have over ₹35 lakhs invested in mutual funds and equities (held via brokers like Groww, reflected in CAS...

Hi everyone, I’m looking for a credit card that offers more than 6% discount or cashback on Flipkart and Amazon vouchers. I already use the SBI Cashback Card and Amazon Pay ICICI Card, so please exclude these. My monthly spending requirement is around ₹2 lakh. Can anyone suggest cards that...

Hi All, I am planning to appy for SBI cobranded credit card but I have couple of queries, 1. This is my first SBI CC that I am going to apply, Can I apply for Core SBI cards after getting cobranded card? Does SBI allow? 2. Are Cobranded Cards not eligible for Amazon and Flipkart offers? 3...

HI TF Community, Wish to know if there are any specific Mandatory Usage for all LTF card (any bank) atleast once a year(like once atleast in 365days) ? or Any specific conditions for swiping, to stop LTF cards getting Deactivated or closed etc ? Kindly share your valuable thoughts. Thanks !

Is it true that we won't get any reward if we use HDFC credit card for instant discount or we get cashback on e commerce websites ?

SC stopped issuing credit cards online & non SC customers not eligible to get offline (Branch). Today i came to know from the Bank employee that SC customers can get cards but they sould have either salary A/C with SC or they should have 15L Relationship with SC.

Bought a new car and was required to make down payment of 7.3L. I used Axis Atlas and DCB Metal. I was ready to partially bear the MDR because I had calculated that the benefits would be good. But when I told the sales person about that, surprisingly he didn't say anything about MDR. I had...

Guys, This has been a long-pending task for me. I’ve always wanted to create a platform like Wikipedia—focused on credit cards and banking in India. Many of you have also suggested building something like this to make information more accessible and organized. The website is now live! But to...

Kotak has launched new Indigo credit cards in form of bluechips, IndiGo Kotak and IndiGo Kotak XL Credit Cards. These are different from the earlier 6E co-branded credit cards. previously offered by IndiGo and Kotak. Fees: FeesIndiGo KotakIndiGo Kotak XL Joining/Annual₹1,500 + GST₹3,000...

Hi friends, I already have SBI cashback credit card with 2l limit. Recently SBI has offered me preapproved offer for several credit cards through the net banking. When i went through the preapproved card list, I saw SBI CB card is listed there along with Prime, Puls, Simply cliq, Simply save...

What are the credit cards available in the market that gives out like Rs 1000 amazon voucher just for joining preferably with no joining fee or equivalent value? I can see one on Kiwi referral. Anything else that we can make use of?