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credit cards

  1. C

    Got my HDFC account upgraded to classic

    Does this also come with any approval to premium HDFC credit cards?
  2. pradeepG

    Does standing instruction like Netflx Subscription on PNB Credit Cards counts as transaction per quarter for fee waiver?

    Does taking Subscription (example Netflix) on PNB Credit Cards counts as a transaction per quarter for fee waiver condition and fee waiver is met? Can anyone Confirm/Inform with Real Experience.
  3. ✪ D&C Cards Connoisseur 💳

    Multiple Credit Accounts for Credit Cards Having Shared / Merged Limit Leading to Over Leverage

    Hello folks, I have observed for few banks like HDFC, AXIS, that even if we hold multiple Credit Cards having shared credit limits, still these Credit Cards are displayed as Separate Credit Accounts in Cibil with separate limits. For eg: In case of Axis, I hold FK Axis, Neo & Rewards, all are...
  4. TechnoFino

    RBL Bank Just Dropped 4 New Credit Cards - And They’re Coming in Hot! 🔥

    RBL Bank launched 4 brand-new credit cards, and the lineup looks seriously interesting. Here’s the quick breakdown 👇 🟣 LUMIÈRE Credit Card RBL’s new top-of-the-line luxury card. Invite Only | ₹50,000 annual fee This one is clearly positioned to compete in the ultra-premium segment. Let’s see...
  5. mayank_i

    Credit cards management app

    Hi everyone, I have multiple credit cards, and over time, my spending started increasing as I added more of them. To better manage my monthly expenses, I built an offline-only app that helps track and control credit card spending. The app has been in early access for the past 6 months, and due...
  6. doraemon

    Changing Mobile Number in Bank Account and Credit Cards

    Hello people of Technofino😀, Your Doraemon is back!! I am creating this thread as a documentation for the future purpose and for helping our community So I have decided to get a new phone number which will serve primarily for all my finance I have various bank account and credit cards, prepaid...
  7. ashb009

    Cred Milestone Tracking is LIVE - One Stop for all CC spends based offers/milestones!

    It looks like Cred is back into the game with this super useful feature called Milestone Tracking and most of the credit cards are supported out of the box! This one might turn out to be a banger for them and increase the user base more! I find it very useful personally, tried with a few...
  8. Adith

    SBI Indigo & SBI Indigo Elite Credit cards launched

    SBI has launched 2 cards in tie-up with Indigo. SBI Indigo : https://www.sbicard.com/en/personal/credit-cards/travel/indigo-sbi-card.page Charges Joining Fee: ₹1499 + GST (Fee waiver is not mentioned) Annual Fee: ₹1499 + GST (Fee waiver is not mentioned) Add-on Fee : NIL Welcome Benefit...
  9. Keshavgowda

    Looking for good credit cards collection

    Hi Everyone, I am currently holding below credit cards and need suggestions on good collections, Axis Neo (LTF) Axis AMEX Privilages (LTF) HSBC VISA Platinum (LTF) SBI BPCL Rupay (Rs499) Indusind Pinnacle (LTF) BOB Premier (LTF) RBL Shoprite (LTF) My spends are utiility payments, Medicines...
  10. BK7

    Be Aware: No Reward Points for Purchases at Lepakshi Handicrafts Using Credit Cards

    I wanted to share a recent experience that might be helpful for anyone shopping in future at Lepakshi Handicrafts — the retail wing of the Andhra Pradesh Government that sells traditional Indian handicrafts. Last month, I made a purchase there using my HDFC credit card, expecting to earn reward...
  11. V

    Issue Resolved How does ICICI report multiple credit cards to CIBIL ?

    I have multiple ICICI cards (Coral, Sapphiro, and Amazon Pay). In CIBIL, two accounts are shown. I receive two statements - one combined statement for Coral and Sapphiro, and another separate statement for Amazon Pay. Coral is my first credit card and it is paid, can I cancel it and keep only...
  12. originaldarklord

    Making the most out of my 13 Credit Cards

    Hi, I currently hold a total of 13 credit cards (14 if you count an FD backed one), and I feel that I might be missing out on milestone or loyalty benefits by spreading my spendings across too many cards and banks. I got some nice recommendations in the last thread I posted an year ago and...
  13. A

    Revaluation Restructure of HDFC credit card benefits

    Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...
  14. BK7

    Guide: Credit Cards Voucher Portals – All in One Place

    Last Updated: August 2025 A lot of people (especially beginners) don’t know that almost every bank has its own voucher portal. Buying gift cards/vouchers from these portals is one of the best ways to: Earn accelerated reward points / cashback Get exclusive discounts Plan big purchases (Amazon...
  15. I

    Too many calls by hdfc credit cards section

    Hi All I was getting too many calls from HDFC cc agents , when I asked how they got my number they said bank gave I got irritated with the calls as they were speaking in hindi inspite of asking them to speak in English. So I took call n cut the call immediately and blocked the number Same...
  16. J

    District now has exclusive offers with HSBC credit cards

    Looks like a revaluation for the HSBC Live+ 🥰
  17. U

    Are cashback credit cards better than travel credit cards?

    I was researching Youtube videos comparing cashback credit cards vs travel credit cards. Problems with travel credit cards: 1. You need to book via bank's websites to fetch/redeem discount coupons (eg: HDFC Smartbuy). If you want to cancel/reschedule flights or hotel, then it will be cumbersome...
  18. I

    Need Advice: Which Credit Cards Should I Close or Keep And Add New LTF CC

    I Want To Review My CC Portfolio Which Credit Cards Should I Close or Keep And Add New LTF CC List Of CC Portfolio Which I Have 1) Hdfc Bank Millennia Rupay (LTF) 2) AMAZON PAY ICICI (LTF) 3) ICICI CORAL RUPAY (LTF) 4) SBI SIMPLY CLICK (LTF) 5) AU LIT CC (LTF) 6) YES BANK ELITE (LTF) 7) BOB...
  19. shashankverma

    Devaluation Axis EazyDiner Delights offer no longer available on popular Credit Cards

    Starting August, Axis EazyDiner Delights offer no longer available on popular Credit Cards (PDF Attached) What is the cheap and best offer now for dining?
  20. onlineramarao

    snapay - working credit cards - 2025

    All credit cards are not working on snapay. I have visa (kotak, sbi, federal, hdfc) credit cards. I tried to do transaction (<45k), it generates otp but the txn fails. Which bank credit cards are best for snapay in 2025?
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