credit cards

SBI Card and IDFC First Bank have notified their customers that Vistara co-branded credit cards will not receive any renewal benefits or spend-based milestone benefits if the card renewal date is on or after April 1, 2025. In such cases, no annual fee will be charged. However, if your card...

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I'm planning to optimize my spends for maximum rewards. Currently have INFINIA and ICICI Coral LTF. Spends :- Rent Pay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards. 90,000 * 12 = 10.8L 2 wheeler...

👋 Hello Need thoughts and advise on discounts, cashbacks best way to utilize cc,wallets,GV etc, I'm a beginner in cc world, still learning and exploring, I have yesterday taken a term insurance from tata aia and paid through my tata neu plus cc, monthly payment mode, I'm checking on neu coins...

Hi Folks, I have accumulated 1 lakh reward points over the last 3 years using my Axis Magnus credit card. I am planning to close the card soon but would like to redeem the points before doing so. Could you please guide me on which points conversion option would yield the maximum value? I’m not...

As shared by a redditor who got it from his/her Imperia RM.

You can now apply for FD based secured credit cards listed here (including Biz Black) https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-against-fd Example URL for Biz Black application...

Hi guys I want to know post vistara merger are you still using vistara cards or have you moved on 🥲 Me personally i was a heavy vistara card user loved my sbi vistara prime it was my first card on which i executed a kerala trip with family along with amex mrcc But since merger i switched to...

I honestly don’t know what to do right now. My father is battling kidney failure, and the hospital bills are piling up faster than I can even process. By the 17th or 18th, I need to arrange ₹12L, and I’ve somehow managed to pull together most of it. But I’m still ₹5L short, and time is running...

Hi everyone. Wanted ideas on best cards for medical spends - both offline and online, pharmacies and hospitals. Offline: Local pharmacies like Apollo, and hospital spends Online: apps like Apollo 24/7, Pharmeasy, MrMed For online - So far, I prefer pharmeasy due to 10X rewards with basic HDFC...

With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market. It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally...

I have update regarding kotak credit card Kotak credit card are back RBI lifts it's ban from kotak Mahindra Bank Soon we can apply for new one

The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...

Hey guys so i am 20 recently got my fd based cc as reddit user told me thats the best way to generate cibil i got score of 753 so is there any bank or company which will give me a credit card i got rejected by idfc hdfc and axis my cibil history is 2 months old im self employed family business i...

Please share name of the bank that offers credit card to a retired government employee who is getting a decent pension

Saw this ad on LinkedIn where ICICI is offering LTF credit cards for corporate employees. https://www.linkedin.com/posts/icici-bank_access-privileges-curated-just-for-you-activity-7285259125482033152-dKbb?utm_source=share&utm_medium=member_desktop Clicking on it takes you to a page where it...

I have 2 credit cards and both were used on flipkart but I didn't get any otp neither sms.What can be the reason?

IRCTC used to accept Rupay UPI cards as UPI payment method, but they probably stopped accepting it before a few months. Even on Dec 2024 the transaction got declined when I tried to book a ticket of Rs. 200. But today I tried to book tickets above 1k and it was successful. So, does IRCTC only...

I have two amex cards but when i tried to apply for other cards like hdfc tata neu infinity, indusland and icic credit cards my application was rejected or it displayed that my application cannot be processed at the moment why is this happening

Has anyone started getting calls from HDFC regarding non-usage of add-on cards in spite of using the cards regularly? I and my friends are getting calls from HDFC Bank regarding the non-usage of credit cards, and those cards are add-on cards. Perhaps add-on card usage is not showing in the HDFC...