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credit cards

  1. T

    suggest bank account for 5lac funding with good interest on balance, helps qualify for future credit cards also

    hi can anyone suggest bank account for 5lac funding with good interest on balance, helps qualify for future credit cards also?
  2. Mekala ManojKumar

    Need Urgent guidance

    Hi, I want to pay my navi loan emi from credit card(Amex MRCC) in Jiopayments utility section.yes I'm aware there is a convience fee,but I want to know is this transaction eligible rewards? In Amex MRCC t&c rewards are excluded from utility payments. But here I want to clarify is it applicable...
  3. card_007

    Devaluation Only HDFC Credit cards on Payzapp for Redgirraffe!

    Message from Redgirraffe: "We wish to inform you that Payzapp has updated its payment policy. From now on, only HDFC Bank credit cards will be accepted for rent and recurring expense payments through the Payzapp application. We kindly ask that you use your HDFC Bank credit card to ensure a...
  4. bhavyegoel

    PayZapp discontinues usage of other bank credit cards for Rental Payments.

    Hi TFCians, Since rent payment days were approaching, I tried to settle my rent yesterday using my SBI Vistara Prime Credit card. I was surprised to see that PayZapp has discontinued using other bank credit cards for paying rent via Redgirraffe via PayZapp. Now you can only use HDFC Credit...
  5. Shubham330

    Issue Resolved Is it good to have multiple credit cards?

    I have following credit cards 1) ICICI Emeralde Private Metal (Paid) : Primary Card (Will replace this with HDFC Infinia) 2) Amex Platinum Travel (Paid) : Primary till 4 lakh 3) Amex MRCC (Paid) : For 4 tx of 1500₹ 4) Axis Airtel (Paid) : For utility bills 5) IDFC Power plus (paid) : Fuel 6)...
  6. Anindya98

    IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com

    IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)...
  7. fradela

    Best UPI Credit Cards

    Have following Life Time Free Credit Cards. All are from VISA, MASTER CARD and AMEX. Need a couple of RuPay cards for my UPI transactions. Preferably, Life Time Free cards or LTF for MNC employees. [Like AU provides LTF for MNC employees] 1. HDFC Regalia Gold (MasterCard) 2. HDFC Swiggy...
  8. The_Unknown

    Update regarding Yes Bank Credit Cards

  9. A

    RBI Action against Kotak Mahindra Bank Ltd.,

    Supervisory Action against Kotak Mahindra Bank Limited under Section 35A of the Banking Regulation Act, 1949 The Reserve Bank of India has today, in exercise of its powers under Section 35A of the Banking Regulation Act, 1949, directed Kotak Mahindra Bank Limited (hereinafter referred to as...
  10. P

    Hdfc co branded credit cards

    I just had the below 2 questions on this topic: 1. Does Hdfc reports its co branded cards such as Tata neu separately in cibil? 2. I know they give a shared limit across all cards, but suppose if I close my tata neu card, then does it have any impact on credit limit? Thanks in advance!
  11. A

    Devaluation No reward points on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24

    W.e.f. 1 Dec'24 - SBI Credit cards Devalued - AURUM, SimplyCLICK, Elite, PRIME, SimplySAVE etc: List of SBI Credit Cards where Reward Points will not be applicable on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24: • AURUM • SBI Card ELITE • SBI Card ELITE Advantage • SBI Card Pulse •...
  12. S

    Get Set Celebrate with HSBC Credit Cards

    Thanks to the community That in 2022 - It was totally spend based offer for 15 Lakhs get all the below gifts 1. Got ipad air , 10k amazon voucher and 2k cashback. In 2023 it was spend 4 lakhs and get iphone 15 2. This time too i got the iphone 15 in lukcy draw Now again this time in 2024 this...
  13. aam.aadmi

    IDFC Credit Cards - 100% Reversal on Processing Fee

  14. fun001100

    BEST CREDIT CARDS FOR STUDENTS

    Personally , I have used sbm bank one card(fixed deposit) as secured card for 1 year 4months and I have recently closed it . In this post , I will mention some best credit cards for students . The first question which may arrive on this post might be "why do students even required a credit...
  15. A

    No cost emi trick

    Is No cost emi trick works on Indusland Credit cards? Kindly reply
  16. C

    "I'm seeking strategies to maximize the benefits and upgrade my credit cards (CCs), advancing my financial growth and rewards optimization."

    "I'm seeking strategies to maximize the benefits and upgrade my credit cards (CCs)" Banking Relationships: 1. HDFC Bank Savings Account 2. ICICI Bank Savings Account Credit Cards: HDFC Bank: LTF (I feel that i have reached a glass ceiling with HDFC Bank, limiting my growth compared to other...
  17. L

    Does au bank credit cards have a web based portal login ?

    Is there web login for au credit cards ? . I have ixigo credit card , used only android app till date. But recently the android app is not working in my phone stating that someother app installed is not secure and I may need to uninstall it to continue using au android app. When i tried to...
  18. TechnoFino

    Devaluation ICICI Bank Credit Cards Huge Devaluation Effective from 15th November 2024

    Now it's ICICI Bank's turn—they've joined the 2024 devaluation party. Here’s a simplified breakdown of the changes: Utility & Insurance Capping: You will continue to earn reward points for utility and insurance spends up to Rs. 80,000 at the current earn rate on Rubyx and higher variant...
  19. S

    Devaluation ICICI CREDIT CARDS MAJOR DEVALUATION

    Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf
  20. TechnoFino

    Mis-selling Credit Cards Is the New Normal

    The number of credit card users in the country has boomed exponentially over the last few years, and with it, so have cases of mis-selling credit cards. One of the most common tricks is when bank employees promise you a lifetime free credit card, but you end up getting a paid one instead. But...
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