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credit cards

  1. Trump

    Issue Resolved Stuck in a Crisis ..... What’s the Best Way to Use My Credit Cards?

    I honestly don’t know what to do right now. My father is battling kidney failure, and the hospital bills are piling up faster than I can even process. By the 17th or 18th, I need to arrange ₹12L, and I’ve somehow managed to pull together most of it. But I’m still ₹5L short, and time is running...
  2. iiHaz

    Credit cards for medical spends

    Hi everyone. Wanted ideas on best cards for medical spends - both offline and online, pharmacies and hospitals. Offline: Local pharmacies like Apollo, and hospital spends Online: apps like Apollo 24/7, Pharmeasy, MrMed For online - So far, I prefer pharmeasy due to 10X rewards with basic HDFC...
  3. Anindya98

    Revaluation Top Kotak Mahindra Credit Cards to Grab Now?

    With RBI lifting the ban on Kotak Mahindra Bank, the bank is likely to make a strong comeback in the credit card market. It's the perfect time to explore their credit card offerings. To regain lost market share, Kotak might roll out lucrative LTF deals and higher approval rates. Additionally...
  4. B

    Good news kotak credit cards are back

    I have update regarding kotak credit card Kotak credit card are back RBI lifts it's ban from kotak Mahindra Bank Soon we can apply for new one
  5. TechnoFino

    RBI Lifts Ban on Kotak Mahindra Bank, Allows Issuance of New Credit Cards and Online Customer Onboarding

    The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...
  6. Yatokami

    Credit cards for 20 year olds

    Hey guys so i am 20 recently got my fd based cc as reddit user told me thats the best way to generate cibil i got score of 753 so is there any bank or company which will give me a credit card i got rejected by idfc hdfc and axis my cibil history is 2 months old im self employed family business i...
  7. P

    Credit Cards for Retired Employees - Age 60 and Above

    Please share name of the bank that offers credit card to a retired government employee who is getting a decent pension
  8. Quantum

    ICICI Bank Credit Cards at No Joining Fees & No Annual Fees (Advt on Linkedin)

    Saw this ad on LinkedIn where ICICI is offering LTF credit cards for corporate employees. https://www.linkedin.com/posts/icici-bank_access-privileges-curated-just-for-you-activity-7285259125482033152-dKbb?utm_source=share&utm_medium=member_desktop Clicking on it takes you to a page where it...
  9. phoenix003

    SBI and HDFC Credit Cards used Fraudulently

    I have 2 credit cards and both were used on flipkart but I didn't get any otp neither sms.What can be the reason?
  10. I

    Are Rupay UPI credit cards eligible to be used only above a certain amount on IRCTC as a UPI payment option?

    IRCTC used to accept Rupay UPI cards as UPI payment method, but they probably stopped accepting it before a few months. Even on Dec 2024 the transaction got declined when I tried to book a ticket of Rs. 200. But today I tried to book tickets above 1k and it was successful. So, does IRCTC only...
  11. Dani2914

    (Query) - Doubts Regarding Rejected Credit Cards.

    I have two amex cards but when i tried to apply for other cards like hdfc tata neu infinity, indusland and icic credit cards my application was rejected or it displayed that my application cannot be processed at the moment why is this happening
  12. friends2b11

    Hdfc Add on cards showing dormant

    Has anyone started getting calls from HDFC regarding non-usage of add-on cards in spite of using the cards regularly? I and my friends are getting calls from HDFC Bank regarding the non-usage of credit cards, and those cards are add-on cards. Perhaps add-on card usage is not showing in the HDFC...
  13. Raavan

    Airport Lounge Access Without Spend Criteria.
    Threadmarks: DOMESTIC lounge access--NO spend requirement

    Hi Folks As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement. Note- I am a beginner at Technofino and the credit card...
  14. CreditCardFino

    How many credit cards can we have from Indus?

    Support team says max 2 cards but I have see few had two core one co branded card. Also if I upgrade there is always 5k one time fee. I got call from agent to upgrade Aura Edge to Legend no one time fee only Rs 500 transaction in 30 days. But support team said there will be fee not to go with it.
  15. C

    Club Vistara Co-Branded Credit Cards won't be renewed

    This comes as somewhat of a sad news to me because my IDFC Club Vistara Credit Card was one of the paid cards I had retained. I last paid my renewal fees on Jul 13 last year. For some reason I was going through the Maharaja Club FAQs for Loyalty Points and I came across a section of FAQs for...
  16. A

    Devaluation MasterCard Credit Cards Now charge 2.183% convenience fee on Utility bill payment on Amazon

    MasterCard Credit Cards Now charge 2.183% convenience fee on Utility bill payment on Amazon: For example - If you have HDFC Millennia MasterCard Variant Credit Card now pay 2.183% convenience fee on Utility bill payment and get 5% cashback upto 1000 per month (Note: convenience fee charge for...
  17. H

    Multiple IndusInd Credit Cards

    I have an IndusInd Legend Visa Signature Credit Card. May I get another LTF IndusInd Tiger Credit Card or I have to close / upgrade the existing IndusInd Legend Visa Signature Credit Card to get a LTF IndusInd Tiger Credit Card?
  18. J

    Add BOB Credit Cards to DreamFolks website.

    Important Update : You can now add your BOB credit card(s) to DreamFolks website.
  19. P

    Which credit cards give you the best cashback/rewards for buying insurance on Policybazaar?

    Planning to buy Health and Vehicle Insurance on Policybazaar? Which credit cards offer the best cashback or rewards for maximum savings?
  20. rohit_

    Looking for Suggestions: Maximizing Rewards on Rupay Credit Cards for UPI Payments

    Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...
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