credit limit

I am still finding it hard to wrap my head around this. I received an email and SMS a few mins ago about the credit limit of my 9 month old SC Smart card being reduced from 3.75L to a paltry INR 10,000! I have noticed some banks doing this for people with low usage and for long-term + low usage...

Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!

i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...

I have HDFC Bank Bizgrow card with a limit of 1 lakh. Since it's a new card, the bank is not increasing the limit. I am looking to make a spend of approximately 8L on the card. Can I deposit the funds in advance and then use the card to transactions within the daily limit ?

Axis Bank application process (I have a home loan -- and attached savings account -- so applying through the link on Internet Banking portal) includes a checkbox "Do you want to opt for Credit Limit Increase?" which specifies it will happen after 6 months of use, but doesn't specify if there'll...

Just noticed massive drop in credit limits for my HDFC cards. It is less than 10% of what it was. Anyone else facing it?

"Dear Cardholder, basis internal review of your SBI Credit Card XX69, your Credit Limit has been revised to Rs42000 & Cash Limit has been withdrawn." Limit is reduced from 95k to 42k. I have literally used full limit every month. Is it because I have collected too much cashback? This time...

Hello, I recently got a yes credit card and I wanted to know what the repercussions are for spending more than the credit limit. By that I mean, you have 1L limit and you spent it all and clear the limit by making imps/neft/bbps payments and spending more. I remember seeing a post on here or on...

Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7800 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit bachhi 2100 baki...

Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7000 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit 3000 baki utna...

I hv sbi SIMPLYCLICK cc with limit of 1l but today I checked the app to pay bill it's showing 69k limit and my last billed amount was 49k. How to deal with this no msg or email received. Cash limit: 50 Rs 😡

Hey everyone, I have an interesting update to share and need some advice. On 17th June 2024, I got my Onecard by BOB approved with a credit limit of ₹55,000. Fast forward to today, 17th October, and I just received a notification that my limit has been enhanced to ₹85,000. That's a jump of...

Looking for Inputs on how HDFC tackles CL trigger

First-time post, apologies for any mistakes! I have a Cashback Credit Card with a limit of ₹40,000, but I needed to make a payment of ₹1,00,000. • I tried various methods to pay an excess amount towards my credit card bill in hopes of temporarily increasing my limit, but nothing seemed...

Hi Folks, Im new in this CC Space. I have 3 ICICI Cards as below. These are not shared cards. 1. Amazon Pay 2.5L 2. HPCL Coral 2.5L 3. ICICI Mine 2.5L I want to know if the max credit limit is 2.5L or 7.5L? If it is 2.5L, will it effect my credit utilization if i close one card?

I got the AMEX Platinum Travel card last month to pay my executive course fees and take advantage of the milestone benefits. Unfortunately, AMEX acceptance is limited in the places I usually spend, so I can't make full use of it beyond my fee payment. I was expecting a credit limit of at least...

Subject : Your HDFC Bank International Credit Card 48XXXXXXXXXXXXXX We have reviewed your request for Credit Limit Enhancement on the captioned card account. We wish to inform you that your limit enhancement request has been considered in line with the bank's internal credit policy, which is...

Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...

Does Yes Bank allow 2 credit cards with different limits or shared limit ?

Guys Today My 6 months old RBL Shoprite LTF Credit Card Limit reduced to ₹11000 from ₹132000 because of non usage. Pretty useless card but i got this just for occasional Flipkart/Amazon Instant Discount offers.