credit limit

My credit card is splitted between Milennia and pixel card. It is now 2.5L each. Now I have already exhaused 70% of my credit limit. I sent an email to HDFC bank to restore the limit to 5lac. But they are not helping. Please suggest what to do.

HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh

I am holding two indusind cards with splited limit. If I close one credit card can I transfer limit back to other card

hey guys, I have a one card with just 2k limit. If I have to transact 50k on oneplus site, should I increase my fd or is it possible I can deposit 50k on the card and use it?

Mine is 15 lacs. Tell me yours.

I have sbi simplyclick card from more than a year with 40k limit. I checked on sbi cards website but don't have any limit enhancement offers. I tried calling the customer care and asked if anything can be done on the basis of income proof but they declined? Is there anyone who has been able to...

Hi, I have salary account with HDFC from last 15 years. (current sal ~2.5L per month). I got DCB privilege 2 years ago but I couldnt use it much as Diners was not so acceptable in my town.They decreased limit from 6.95 to 5.6 automatically last July. Last December, they upgraded it to DCB Metal...

I am still finding it hard to wrap my head around this. I received an email and SMS a few mins ago about the credit limit of my 9 month old SC Smart card being reduced from 3.75L to a paltry INR 10,000! I have noticed some banks doing this for people with low usage and for long-term + low usage...

Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!

i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...

I have HDFC Bank Bizgrow card with a limit of 1 lakh. Since it's a new card, the bank is not increasing the limit. I am looking to make a spend of approximately 8L on the card. Can I deposit the funds in advance and then use the card to transactions within the daily limit ?

Axis Bank application process (I have a home loan -- and attached savings account -- so applying through the link on Internet Banking portal) includes a checkbox "Do you want to opt for Credit Limit Increase?" which specifies it will happen after 6 months of use, but doesn't specify if there'll...

Just noticed massive drop in credit limits for my HDFC cards. It is less than 10% of what it was. Anyone else facing it?

"Dear Cardholder, basis internal review of your SBI Credit Card XX69, your Credit Limit has been revised to Rs42000 & Cash Limit has been withdrawn." Limit is reduced from 95k to 42k. I have literally used full limit every month. Is it because I have collected too much cashback? This time...

Hello, I recently got a yes credit card and I wanted to know what the repercussions are for spending more than the credit limit. By that I mean, you have 1L limit and you spent it all and clear the limit by making imps/neft/bbps payments and spending more. I remember seeing a post on here or on...

Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7800 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit bachhi 2100 baki...

Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7000 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit 3000 baki utna...

I hv sbi SIMPLYCLICK cc with limit of 1l but today I checked the app to pay bill it's showing 69k limit and my last billed amount was 49k. How to deal with this no msg or email received. Cash limit: 50 Rs 😡

Hey everyone, I have an interesting update to share and need some advice. On 17th June 2024, I got my Onecard by BOB approved with a credit limit of ₹55,000. Fast forward to today, 17th October, and I just received a notification that my limit has been enhanced to ₹85,000. That's a jump of...

Looking for Inputs on how HDFC tackles CL trigger