credit limit

I have been holding Yes Reserv for some months now with a limit of about 1L. Today morning I received a message that my limit is revised to 25k. Is there any way to reverse this? This is the lowest limit I have on any card now and is very disappointing because I subscribed to the 3x point plan...

Hello Folks, I received my Tata Neu Infinity HDFC CC on Thursday and it is Sunday now. The temporary card limit is still 5000 rupees. I have some urgent purchases to be made in Croma but I am waiting for this limit to be removed (my HDFC other CC limit is 5 Lakhs). How much time does it take...

I recently mailed the idfc first bank to increase my credit limit and they increased my credit limit from 40k to 1lakh within two days. The card was 4 to 5 months old only

Kindly share tips and tricks to increase credit limit of HDFC Credit card if any.

Hi team, Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit...

Hi Team, If I have credit card with limit 5L and I don't use much. I barely use 10k so I decided to update limit as 1L then in cibil report will it be considered as 5L or 1L and does this get updated biweekly as per cibil reporting or does this take 90+ days if it's reported so.

Currently I hold HSBC Cashback card with a limit of Rs.1 lakh. I am now offered a limit of Rs.1.6 lakhs by HSBC. Should I accept it or wait for a better CLE Please provide your guidance on this. Thanks in advance.

I am planning to ask CLE for my SBI card as it's low(1 lakh) impacting CIBIL score due to high utilisation. But I am also expecting that I keep getting Auto LE on my HDFC Card. Does HDFC consider Overall Leverage while giving LEs?

Hi, My friend wants to make a large purchase that cost my 95-100% of credit limit and also wants to convert it into emi. What will happen to my credit score? I never converted purchases to emi. So please

Hi Team, I'm currently facing a weird issue with the available credit limit on my HDFC Infinia card. I also have 3 other floating cards from HDFC that share the same limit as that of Infinia. Below is my complete story. My primary card is HDFC Infinia with a credit limit of 15L In addition...

Hi, How can I know if my credit cards(from same issuer bank) have shared credit limit or separate credit limit? Is it dependent only on the overall credit limit or available credit limit also needs to be checked. Suppose I have 2 cards from HDFC- card A core , card B co-branded, both showing...

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip...

I applied for a credit limit increase on my SBi SimplyClick card through SBICards portal. Even though the credit limit option was there with 3x to current limit on the card, it was rejected citing internal policy. What could be the possible reasons for rejection? Any other way to get limit...

Hi, Federal is offering credit limit increase offer now. It's my second limit increase since i got this card. Check fedmobile app now.

Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k Had ICICI Coral with 3L limit Yesbank elite plus with 50k limit I'm repaying all emis on-time, but limit no increasing in HDFC card. What may be the issue.

SBI is running Credit Limit Increase offer till December 29. Though eligible users are informed via SMS, steps to avail this offer are mentioned below- Reference : https://www.sbicard.com/en/faq/credit-limit-increase.page How do I become eligible for a Credit Limit Increase (CLI)? Cardholders...

My credit card is splitted between Milennia and pixel card. It is now 2.5L each. Now I have already exhaused 70% of my credit limit. I sent an email to HDFC bank to restore the limit to 5lac. But they are not helping. Please suggest what to do.

HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh

I am holding two indusind cards with splited limit. If I close one credit card can I transfer limit back to other card

hey guys, I have a one card with just 2k limit. If I have to transact 50k on oneplus site, should I increase my fd or is it possible I can deposit 50k on the card and use it?