I applied for a credit limit increase on my SBi SimplyClick card through SBICards portal. Even though the credit limit option was there with 3x to current limit on the card, it was rejected citing internal policy.
What could be the possible reasons for rejection? Any other way to get limit...
Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k
Had ICICI Coral with 3L limit
Yesbank elite plus with 50k limit
I'm repaying all emis on-time, but limit no increasing in HDFC card.
What may be the issue.
SBI is running Credit Limit Increase offer till December 29.
Though eligible users are informed via SMS, steps to avail this offer are mentioned below-
Reference :
https://www.sbicard.com/en/faq/credit-limit-increase.page
How do I become eligible for a Credit Limit Increase (CLI)?
Cardholders...
My credit card is splitted between Milennia and pixel card. It is now 2.5L each. Now I have already exhaused 70% of my credit limit. I sent an email to HDFC bank to restore the limit to 5lac. But they are not helping. Please suggest what to do.
hey guys, I have a one card with just 2k limit.
If I have to transact 50k on oneplus site, should I increase my fd or is it possible I can deposit 50k on the card and use it?
I have sbi simplyclick card from more than a year with 40k limit. I checked on sbi cards website but don't have any limit enhancement offers. I tried calling the customer care and asked if anything can be done on the basis of income proof but they declined?
Is there anyone who has been able to...
Hi,
I have salary account with HDFC from last 15 years. (current sal ~2.5L per month).
I got DCB privilege 2 years ago but I couldnt use it much as Diners was not so acceptable in my town.They decreased limit from 6.95 to 5.6 automatically last July.
Last December, they upgraded it to DCB Metal...
I am still finding it hard to wrap my head around this. I received an email and SMS a few mins ago about the credit limit of my 9 month old SC Smart card being reduced from 3.75L to a paltry INR 10,000!
I have noticed some banks doing this for people with low usage and for long-term + low usage...
i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024)
but TATA NEU Was Chargeable Card so i closed that card before activation
Now i have applied Manually LE for my millennia CC via Email (NOV 2024)
Will i get LIMIT Increase or Due to...
I have HDFC Bank Bizgrow card with a limit of 1 lakh. Since it's a new card, the bank is not increasing the limit. I am looking to make a spend of approximately 8L on the card.
Can I deposit the funds in advance and then use the card to transactions within the daily limit ?
Axis Bank application process (I have a home loan -- and attached savings account -- so applying through the link on Internet Banking portal) includes a checkbox "Do you want to opt for Credit Limit Increase?" which specifies it will happen after 6 months of use, but doesn't specify if there'll...
"Dear Cardholder, basis internal review of your SBI Credit Card XX69, your Credit Limit has been revised to Rs42000 & Cash Limit has been withdrawn."
Limit is reduced from 95k to 42k. I have literally used full limit every month.
Is it because I have collected too much cashback?
This time...
Hello,
I recently got a yes credit card and I wanted to know what the repercussions are for spending more than the credit limit. By that I mean, you have 1L limit and you spent it all and clear the limit by making imps/neft/bbps payments and spending more. I remember seeing a post on here or on...
Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7800 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit bachhi 2100 baki...