credit limit

Hello everyone recently i have requested for credit limit enhacement with payslips they increased from 2.5l to 3 should i need to take or leave it?

Just received an SMS from StanC that the previous card limit is restored. It took them almost 6 months. Looks like it was due to policy change by RBI.

Just wanted to share my recent experience with a credit limit increase on my Axis Bank Ace Credit Card. My limit went up from ₹36,000 to ₹1,40,000, which is a massive 290% increase! 🚀 I had used the SMS method for requesting a limit increase: 📩 CLE <Last 4 digits of your card> to 5676782 I...

I have 2 Axis cc with a combined limit of 77k. I got the Axis Flipkart cc a year back and then Ace around July 2023. I have been trying to get my limit increased but I am unable to. Every time I try to reach out to them via email, the error is my email and phone number are not linked (attached...

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly...

I have been holding Yes Reserv for some months now with a limit of about 1L. Today morning I received a message that my limit is revised to 25k. Is there any way to reverse this? This is the lowest limit I have on any card now and is very disappointing because I subscribed to the 3x point plan...

Hello Folks, I received my Tata Neu Infinity HDFC CC on Thursday and it is Sunday now. The temporary card limit is still 5000 rupees. I have some urgent purchases to be made in Croma but I am waiting for this limit to be removed (my HDFC other CC limit is 5 Lakhs). How much time does it take...

I recently mailed the idfc first bank to increase my credit limit and they increased my credit limit from 40k to 1lakh within two days. The card was 4 to 5 months old only

Kindly share tips and tricks to increase credit limit of HDFC Credit card if any.

Hi team, Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit...

Hi Team, If I have credit card with limit 5L and I don't use much. I barely use 10k so I decided to update limit as 1L then in cibil report will it be considered as 5L or 1L and does this get updated biweekly as per cibil reporting or does this take 90+ days if it's reported so.

Currently I hold HSBC Cashback card with a limit of Rs.1 lakh. I am now offered a limit of Rs.1.6 lakhs by HSBC. Should I accept it or wait for a better CLE Please provide your guidance on this. Thanks in advance.

I am planning to ask CLE for my SBI card as it's low(1 lakh) impacting CIBIL score due to high utilisation. But I am also expecting that I keep getting Auto LE on my HDFC Card. Does HDFC consider Overall Leverage while giving LEs?

Hi, My friend wants to make a large purchase that cost my 95-100% of credit limit and also wants to convert it into emi. What will happen to my credit score? I never converted purchases to emi. So please

Hi Team, I'm currently facing a weird issue with the available credit limit on my HDFC Infinia card. I also have 3 other floating cards from HDFC that share the same limit as that of Infinia. Below is my complete story. My primary card is HDFC Infinia with a credit limit of 15L In addition...

Hi, How can I know if my credit cards(from same issuer bank) have shared credit limit or separate credit limit? Is it dependent only on the overall credit limit or available credit limit also needs to be checked. Suppose I have 2 cards from HDFC- card A core , card B co-branded, both showing...

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip...

I applied for a credit limit increase on my SBi SimplyClick card through SBICards portal. Even though the credit limit option was there with 3x to current limit on the card, it was rejected citing internal policy. What could be the possible reasons for rejection? Any other way to get limit...

Hi, Federal is offering credit limit increase offer now. It's my second limit increase since i got this card. Check fedmobile app now.

Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k Had ICICI Coral with 3L limit Yesbank elite plus with 50k limit I'm repaying all emis on-time, but limit no increasing in HDFC card. What may be the issue.