credit limit

Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer. Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available. Is there any trick...

I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...

Got this offer today for 1 lac LE

hi i have a sbi cashback card with 32000 limit. I got two pre approved offers from sbi but the limit is shared between these two minimum credit limit in one card is 15000.so other card limit is 17000 i want to close cashback card and transfer the remaining limit after getting the pre approved...

Hi TF community, I have a total of Six Credit Cards with a combined CC limit of about 25L. But highest Credit limit is 6.5L. If I close other CCs, can I increase my existing CC limit to 8L? I understand that we need 8-10L limit to get Infinia? ICICI Amazon Pay - 6.5L Amex Platinum Travel -...

What is the minimum Credit Limit Eligibility for getting Biz Power card as floater on existing millennia. Initially RM was saying 1.75+ existing limit me floater hojayega, now when i have given signed form he/bank is saying min 3L limit is required for base card. Please help, Biz power is...

My friend starting a new business in manufacturing segment. He has recently registered his company, now he needs to open a current account for his company, as I have interest in credit card and offers, he asked me to give him suggestion about best bank for current account, as he is newbie, so...

BOB denied credit limit increase. They say Max limit reached for rupay premier credit card. What the hell is this. Can they do that? They are asking me upgrade to paid card from LTF to get more limit PFA email from BOB

I have around 7 icici cards. I was having 4.4L in some and 4.2L in some of the cards. Today when I opened the iMobile I saw all the cards limits have been reduced to 99K which is around 75% of refuction. When calling CC they told its due to periodic credit review. But I have used ICICI cards a...

My CIBIL score dropped from 795 to 787. No new inquiries, no dues, credit usage is 4% of total credit limit. 2 changes only 1) One card reached 30% credit utilization because an electronic item was bought. But overall credit usage was %4. 2)EMIfied that electronic item transaction for 3...

Dear technofino members, I have a hdfc iocl credit card with a limit of 15k.I took it without waiting as it's my first credit card and I'm a student.I wanted to buy a phone from Flipkart so bought 10k gift voucher from smartbuy.Now the problem is as my limit was almost utilised I paid 10k...

I have two credit cards from Kotak. I recently got the Kotak UPI Rupay credit card. At the time of applying, it was shown that the two cards will have a shared credit limit. However, Kotak mobile app shows available credit limit separately. So, how can I know the overall available credit limit...

Hi My brother has Axis card since 2013. He got a sms today as follows "Due to low usage on your Axis Bank Credit Card XX, we will be revising the credit limit on your card to INR 50000 for security reasons. For any queries, call us on 18001035577." His old credit limit was about 10 lacs. He...

1. If I don't use a credit card very often (say, once in 2/3 months), may the credit limit on the card get decreased for lesser usage? (Asking because I read somewhere that it actually happens.) 2. Do the credit bureaus calculate credit utilization ratio for individual cards or they do it both...

Dear Customer, Thank you for banking with us. Now worry less and spend more on the card of your choice! Avail the benefit of sharing the highest credit limit across all your Axis Bank Credit Cards at no extra cost and no additional documentation. We have observed 2 Axis Bank Credit Cards...

Decided to get the HDFC paytm card because of its 1% DCC. Will it follow the limit of all my other non hdfc cards? Just wanted to know.

Hello Folks, One of my college juniors is planning to resume his credit card journey. His problem is this: During internship at a company, his salary account was opened in Citibank. Citibank gave him a credit card as well with a credit limit of 75k. This remained his "only" credit card for 5...

Hi all, I have been using Axis Ace credit card since 2021 and I have followed the 30% usage rule since then. Occasionally it would be more than 30% usage but I would always pay my bills on time. Initially I was offered 26K credit limit (which matched my salary at that time) but it has been...

Having a high credit limit on your credit card can be beneficial in some cases, but it can also have drawbacks in others. However, we generally prefer to maintain a high credit limit on our credit card. Typically, we don't receive a very high credit limit when signing up for a new credit card...