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credit limit

  1. priyanshurajput19

    SBI Card Lessons learned while paying more then the credit limit from SBI Card

    First-time post, apologies for any mistakes! I have a Cashback Credit Card with a limit of ₹40,000, but I needed to make a payment of ₹1,00,000. • I tried various methods to pay an excess amount towards my credit card bill in hopes of temporarily increasing my limit, but nothing seemed...
  2. srikanthdusa

    Max Credit Limit

    Hi Folks, Im new in this CC Space. I have 3 ICICI Cards as below. These are not shared cards. 1. Amazon Pay 2.5L 2. HPCL Coral 2.5L 3. ICICI Mine 2.5L I want to know if the max credit limit is 2.5L or 7.5L? If it is 2.5L, will it effect my credit utilization if i close one card?
  3. invincible-quite

    AMEX Platinum travel :: Low Credit limit :: What option can I explore to increase the limit

    I got the AMEX Platinum Travel card last month to pay my executive course fees and take advantage of the milestone benefits. Unfortunately, AMEX acceptance is limited in the places I usually spend, so I can't make full use of it beyond my fee payment. I was expecting a credit limit of at least...
  4. rajendrapratap3

    credit limit enhancment declined -- need suggestions

    Subject : Your HDFC Bank International Credit Card 48XXXXXXXXXXXXXX We have reviewed your request for Credit Limit Enhancement on the captioned card account. We wish to inform you that your limit enhancement request has been considered in line with the bank's internal credit policy, which is...
  5. lone_warrior_ind

    HDFC Regalia Gold Credit Limit

    Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...
  6. J

    Offer Fulfilled! Credit limit for yes

    Does Yes Bank allow 2 credit cards with different limits or shared limit ?
  7. B

    RBL Credit Limit Reduced By 91%

    Guys Today My 6 months old RBL Shoprite LTF Credit Card Limit reduced to ₹11000 from ₹132000 because of non usage. Pretty useless card but i got this just for occasional Flipkart/Amazon Instant Discount offers.
  8. T

    Yes Bank credit limit and card upgrade

    Hi, I got a Yes reserv credit last week with a limit of 1L. I now want to upgrade to marquee, I was told by a yes bank cc salesperson that I need a limit of more than 5L credit limit in any of my existing cards for marquee and I have an ICICI credit card with 8L credit limit, I just want to ask...
  9. dnp71

    Au bank credit limit is decreased suddenly saying bank internal policy.

    Is it same with anyone else? I received sma saying as per your request credit limit is reduced to xxxxx .
  10. C

    What happens if High Credit is more than Credit Limit

    Some days ago I posted about increasing limit on my new SBI Cashback Card and some members suggested to transfer limit from my SBI SimplySave card. Now since my SimplySave isn't used at all (barely used like 2-3 times total in 3 years) I thought about transferring all limit, leaving the minimum...
  11. A

    Credit Limit for new Sbi cc

    I have sbi cb cc of limit of 1.2L want to apply for sbi bpcl cc (not octane) will i get any new limit or sbi will give me bpcl by splitting from 1.2L ?
  12. N

    What's the process to avail good Credit limit enhancement in BOB?

    BOB always provides very chindi limit enhancement. Is it possible to get a good credit limit enhancement by mailing them with all the required supporting documents? Please do share your thoughts and experience.(How much % of hike did you get) Which shall help me to come out of the current...
  13. A

    credit limit issue

    I am using 2 axis bank credit card axis neo and flipkart axis, my initial credit limit was 62000 and i request them to increase my credit limit via chat and provide my salary silp, yesterday i get mail your service request successfull processed, i login to internet banking and check card limit...
  14. Sahil_07

    Hdfc credit limit enhancement

    Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k. But today I got a offer and I could not believe seeing the wonderful offer! I got a limit enhancement of only 4000.😭😭😭😭 Should I accept it? Or should I left it as it is,will I get a better offer...
  15. TechnoFino

    Alternative Method for Credit Limit Enhancement on Your Amex Credit Cards

    Did you know that you can request Amex India to review your credit card limit every 6 months? Amex is known for offering high credit limits to their customers. When you get your first Amex card, they generally offer a low limit, but over time, as you use their credit card, they tend to offer...
  16. U

    Using 90% of credit limit of sbi CB card for a month only...will it impact cibil score

    I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver... But, whether this will affect my civil score?
  17. EnthuCC

    How can I increase credit limit of ICICI card?

    Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer. Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available. Is there any trick...
  18. Hell_Kitty

    Seeking Advice on Strategies to Increase My HDFC Credit Limit

    I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...
  19. neo.puneet

    Got offer for Credit Limit Enhancement on Amazon Pay ICICI CC

    Got this offer today for 1 lac LE
  20. manishgolcha

    Anything I can do here to update my available credit limit on Vistara Infinite

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