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credit limit

  1. T

    Yes Bank credit limit and card upgrade

    Hi, I got a Yes reserv credit last week with a limit of 1L. I now want to upgrade to marquee, I was told by a yes bank cc salesperson that I need a limit of more than 5L credit limit in any of my existing cards for marquee and I have an ICICI credit card with 8L credit limit, I just want to ask...
  2. dnp71

    Au bank credit limit is decreased suddenly saying bank internal policy.

    Is it same with anyone else? I received sma saying as per your request credit limit is reduced to xxxxx .
  3. C

    What happens if High Credit is more than Credit Limit

    Some days ago I posted about increasing limit on my new SBI Cashback Card and some members suggested to transfer limit from my SBI SimplySave card. Now since my SimplySave isn't used at all (barely used like 2-3 times total in 3 years) I thought about transferring all limit, leaving the minimum...
  4. A

    Credit Limit for new Sbi cc

    I have sbi cb cc of limit of 1.2L want to apply for sbi bpcl cc (not octane) will i get any new limit or sbi will give me bpcl by splitting from 1.2L ?
  5. N

    What's the process to avail good Credit limit enhancement in BOB?

    BOB always provides very chindi limit enhancement. Is it possible to get a good credit limit enhancement by mailing them with all the required supporting documents? Please do share your thoughts and experience.(How much % of hike did you get) Which shall help me to come out of the current...
  6. A

    credit limit issue

    I am using 2 axis bank credit card axis neo and flipkart axis, my initial credit limit was 62000 and i request them to increase my credit limit via chat and provide my salary silp, yesterday i get mail your service request successfull processed, i login to internet banking and check card limit...
  7. Sahil_07

    Hdfc credit limit enhancement

    Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k. But today I got a offer and I could not believe seeing the wonderful offer! I got a limit enhancement of only 4000.😭😭😭😭 Should I accept it? Or should I left it as it is,will I get a better offer...
  8. TechnoFino

    Alternative Method for Credit Limit Enhancement on Your Amex Credit Cards

    Did you know that you can request Amex India to review your credit card limit every 6 months? Amex is known for offering high credit limits to their customers. When you get your first Amex card, they generally offer a low limit, but over time, as you use their credit card, they tend to offer...
  9. U

    Using 90% of credit limit of sbi CB card for a month only...will it impact cibil score

    I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver... But, whether this will affect my civil score?
  10. EnthuCC

    How can I increase credit limit of ICICI card?

    Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer. Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available. Is there any trick...
  11. Hell_Kitty

    Seeking Advice on Strategies to Increase My HDFC Credit Limit

    I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...
  12. neo.puneet

    Got offer for Credit Limit Enhancement on Amazon Pay ICICI CC

    Got this offer today for 1 lac LE
  13. manishgolcha

    Anything I can do here to update my available credit limit on Vistara Infinite

  14. V

    transfer credit limit from one sbi card to another {cashback to bpcl}

    hi i have a sbi cashback card with 32000 limit. I got two pre approved offers from sbi but the limit is shared between these two minimum credit limit in one card is 15000.so other card limit is 17000 i want to close cashback card and transfer the remaining limit after getting the pre approved...
  15. S

    Credit limit for Infinia

    Hi TF community, I have a total of Six Credit Cards with a combined CC limit of about 25L. But highest Credit limit is 6.5L. If I close other CCs, can I increase my existing CC limit to 8L? I understand that we need 8-10L limit to get Infinia? ICICI Amazon Pay - 6.5L Amex Platinum Travel -...
  16. pradeepG

    Biz Power floater min Credit Limit Eligibility

    What is the minimum Credit Limit Eligibility for getting Biz Power card as floater on existing millennia. Initially RM was saying 1.75+ existing limit me floater hojayega, now when i have given signed form he/bank is saying min 3L limit is required for base card. Please help, Biz power is...
  17. Dharm

    Suggestions required for Current account for new business?

    My friend starting a new business in manufacturing segment. He has recently registered his company, now he needs to open a current account for his company, as I have interest in credit card and offers, he asked me to give him suggestion about best bank for current account, as he is newbie, so...
  18. N

    BOB denied credit limit increase says you can opt for high card and we will increase limit

    BOB denied credit limit increase. They say Max limit reached for rupay premier credit card. What the hell is this. Can they do that? They are asking me upgrade to paid card from LTF to get more limit PFA email from BOB
  19. D3V1L

    SHOCKING REDUCTION OF ICICI CREDIT CARD LIMIT!!!

    I have around 7 icici cards. I was having 4.4L in some and 4.2L in some of the cards. Today when I opened the iMobile I saw all the cards limits have been reduced to 99K which is around 75% of refuction. When calling CC they told its due to periodic credit review. But I have used ICICI cards a...
  20. EnthuCC

    CIBIL score dropped by 8 points for NO reason

    My CIBIL score dropped from 795 to 787. No new inquiries, no dues, credit usage is 4% of total credit limit. 2 changes only 1) One card reached 30% credit utilization because an electronic item was bought. But overall credit usage was %4. 2)EMIfied that electronic item transaction for 3...
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