dcb

Hey folks, I have a HDFC Millennia, which I am using since 3 years. My total credit history with HDFC is 5 years. I have exact 5 lakhs credit limit and no hdfc bank account. Currently, I have an offer to upgrade to Regalia Gold FYF. But I want to get DCB. I emailed grivance portal they are...

Hi folks, I've LTF plastic DCB and FYF Infinia Metal. How should I optimise my spends on it? I've some big jewellery expenses coming up so want to accumulate vouchers for ASV and Amazon Pay to later buy jewellery vouchers from Amazon. Only way I see is to get couple of add ons and buy vouchers...

Hi, First post on the forum 😊 I am an HDFC Imperia customer and had a DCB plastic cc which was FYF. Then in second year I met the 5L spend criteria and got the fee waived off. But in the third year I could not meet the 5L criteria and had only spend about 3L. So, I sent an email to “hdfc cc...

Hi Everyone, I am planning to buy a term insurance of around 80L sum insured from HDFC. Can i also request for a DCB upgrade from the RM? Note - I already have a Diners black privilege card with 3.26L limit and my monthly take away is a little less than 90k per month. Would like to know my...

So I was just calculating the reward rate of Infinia vs DCB Metal. Infinia does not have quarterly milestone of 4L - present in DCBM. Most of the other things are same across both cards - except may be Infinia has higher SmartBuy limits. This is based on the kind of spends I myself do.

Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...

I’ve been pushing my HDFC BM in Hyderabad to take income deviation for paid Infinia or atleast DCB LTF. He says LTF for super premium cards such as DCB and Infinia have been stopped all across the bank by senior management after recent income criteria revision. BM also connected me to his next...

Hello friends, I am moving my salary account from ICICI to HDFC. (Because ICICI silently downgraded my account from Wealth Management to Privilege. Even my ICICI debit card will become chargeable. There is no point in continuing in ICICI with no other benefits and least rewarding cards.) Now...

Hello, I received DCB Metal LTF with 7.27 lakhs limit. Is it possible to upgrade it to Infinia metal LTF?

Hi, Every year during navratri I purchase a 5/10 gm gold coin. I have a MRCC, Gold Charge and a DCB. Amex has a reward multiplier where it has Tanishq on the list and only mentions the below exclusions. Does this mean I should be able to get that 5X points if I used my Gold Charge? Also...

Hi everyone, I got following email today. Is this upgrade LTF? Currently , I hold LTF Plastic DBC.

Please comment/review if anybody has FD with Utkarsh SFB or DCB. Offline possible without savings bank account ? (I dont provide Aadhaar to any bank.)

My annual expenses are around 18-20 lakhs and I use below cards as primary. I have LTF HDFC DCP with 6.5 lakh limit but it gives no benefits. I asked my RM for Infinia but he did not agree since salary credit is around 2L+ which doesn't meet 3L criteria. He is ready to give paid DCB Metal. Now...

Recently, I am getting HDFC diners black offer in my HDFC salary account but with annual and joining fee, is there a way to get this free for first year or how can i get infinia? I have a salary account in HDFC with salary just shy of 3lcs. Do i need to connect with my branch or is there any...

how can I approach my RM or HDFC Grievance Redressal to get an Infinia or DCB LTF. My current salary is 1.5L per month, and I have a salary account with ICICI and have a relationship with HDFC for 5 years. The so-called premium cards I currently hold are DCP, ICICI Sapphiro and IndusInd Legend...

Yesterday I went to Vfs office, Kolkata India. There were some representatives of DCB Bank who told I can get Niyo debit card which has zero forex. But my location was unserviceable. So instead they asked to open an account with them. And then they can process the Niyo card. They took my PAN...

Hi, I have two queries regarding DCB Metal card. 1. It says that the joining fee will be waived on spending 1.5L in 90 days, does this excludes any categories? Like rent, insurance etc? 2. If I get it waived by meeting this criteria then will I still be getting the welcome benifits (Few...

Hello fellow TFians. I am having ltf DCB and ltf atlas. I am also having amex plat + mrcc + gold. Now getting fyf infinia metal as upgrade to ltf DCB. Should I take or refuse. If I take infinia..i will meet 10L. But the usage of atlas will be reduced. Please suggest. Please give your expert...

I already have a HDFC DCB card which is LTF due to alumni offers, i have been using it extensively as well with 5L limit. I want to know what card options i have from here to upgrade to? Infenia or DCB metal or privilege etc. All i use CC for is offers in swiggy/ book my show, grocery apps...

Spends around 7-8 lakhs per year, mostly online, primarily on amazon and flipkart. Other major expenses are school fees. Also, I don't travel much, take flights may be once in a year. Will it make sense to upgrade dcb plastic ltf to infinia metal FYF given the fee waiver threshold is 10 lakhs...