dcb

I am having DCB Metal as my primary card. Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

Please help me out here. I have three Savings Accounts, HDFC Salary Account, Indusind Exclusive and Axis Priority. HDFC has given me their DCB, Indusind has given me their Pinnacle but despite maintaining around 6-7 lakhs in my Axis Priority account for the last 8 months since account opening...

A Strange HDFC Imperia RM (Found on Reddit)Helping Customers Upgrading, Making Cards LTF . He Converted my 2 Month Old Paid Millennia to LTF 💀💀 I Was literally Shocked When i Called CC today to check. DONT DM Please !!🙏 RM is dead

Dear All, I currently have a LTF DinersClub Privilege Credit Card and have a upgrade available for Diners Club Black Metal as FYF. I already hold Normal Magnus (reached fee waiver criteria for this year but surely would not reach for the next) and Atlas and in past one year, all my expenses...

Narrowed down car search to 2 - XUV700 AX7L or Innova Hycross VX (on-road being quoted is about 32-33 L). Having put down the advance for both, I might take the one which gets delivered first probably which might be as early as Feb'24). I have also initiated the discussion with sales rep on...

I was previously using multiple credit cards(hdfc millennia,axis privilige , amazon pay icici cards) and had spends of around ~ 6.5 lakhs last year. Recently I applied for Axis atlas credit card and was rejected due to multiple application generated and applied for amex platinum travel card...

Hi fellow forum members. I just wanted to know if any one of us has successfully applied for DCB via the C2C method. I am holding Axis Atlas with limit in the range of 7 Lakhs. Also having ICICI cards more than 5 Lakhs limit. But since I have read many times in the forum that HDFC...

Wanted to see who has actually switched from DCB Plastic (especially LTF version) to DCB Metal (FYF) and who is considering. The major drawback for me is that they charge Rs. 10000 + GST as renewal fees but do not give any renewal benefits for the same. This is actually a devaluation from DCB...

Hi, I am planning to give an add-on card to my sister, just for international lounge access. But I am worried since I have heard international transactions don't require OTP. what all things I can do to make sure card is secured? also, 1. do lounge access internationally require us to put our...

Hi folks, I was emptying my bank account by paying cc bills and got this option in HDFC bill pay. I can see Savings and Debit card only for all other cards. But for SBI it shows DCB as third option. Has anyone tried this? Any downsides?

Last week, I embarked on an extraordinary journey to Singapore, all made possible through strategic points and miles accumulated over months of careful planning and dedication to reward programs. This adventure was not just a vacation; it was a testament to the power of leveraging rewards for a...

I held Diners privilege LTF (without account) and Magnus until Magnus’s devaluation. I had 0 spends on my Diners privilege card since last December and asked hdfc to upgrade my card to DCB LTF based on my magnus spends and salary, which they did. I wish to get Infinia but my spends for the last...

I hold a DCB plastic version and tried applying for the Bonvoy card. I am aware that HDFC gives only one core card, but since this is a co-branded card, I assumed they will approve my application but they have put it on hold and have asked me to enhance credit limit in DCB which is not what I am...

HDFC Bank has indirectly devalued their Infinia and DCB credit cards by reducing the conversion ratio from 1:1 to 2:1 for some partners, namely - Accor, Lifemiles, and Turkish. This change will take effect from 15th January 2024. Therefore, the last date for a 1:1 transfer to the aforementioned...

What is the difference between the lounge access program of DCB and Marriott Bonvoy cards. The only difference i could find is DCB has unlimited lounge access and Marriott Bonvoy card has 12 Domestic+12 international lounge access. Following are the main question regarding the Marriott Bonvoy...

Need to book a hotel via Hilton Hotel which needs 30k points, but I have only 24k points available. What is the best way to get the remaining points,else i can pay 24k points+2800. I have a DCB card available if some miles transfer can be done.

In SmartBuy, passenger name cannot exceed 26 characters for flight booking. My name is 27 characters (too late to blame my parents). I have foregone 3.3% rewards on flights for a few years now. But I am planning a Dubai trip for which 3.3% is a huge number. Wrote to SmartBuy customer care and...

HI I am being offered Infinia FYF. I currently have DCB LTF. But my annual spending is 2-3 lacs max in various sectors mostly from Amazon and bill payments. For Amazon, I always use Amazon Pay.

Hello guys my current collection of cards is as follows LTF ones 1) Hdfc diners black - primary card but crippled due to insta loan (80% of card limit) taken on account. I don't prefer to use it anymore as my card utilization ratio is running high due to this. 2) hsbc platinum - oldest...

Hey Guys, So I'm having issue with HDFC to apply for HDFC credit cards for a LONG time now (about 4 years to be precise). Whenever I check their website to apply for credit cards (every 6 months or so), I am always shown the low tier cards (below ss is from today). I hold, AMEX Plat Charge...