emi

Hello friends, I made a purchase of ₹12,500 using an Axis Credit Card on EMI for 6 months. I purchased the product on 17th November, and as of today, it shows as converted to EMI. My billing date is the 13th of every month. Now, I would like to pre-close this loan by the end of this month. How...

Hey guys, This is a very late observation from my side as I never seriously checked the CIBIL report until I joined this forum. And I need help on the below. I have taken a Home Loan from HDFC LTD sometime during August, 2020. Well, the application process started in late August and was...

i have doubt can we convert any transaction of 2.5K made by HDFC CC to emi are should be there any offer to convert , bcz once HDFC customer care told me that emi offer should be their in your card then only you can convert they told, and i should call them ask for emi offer then only i can...

lately, BOB has started charging 3% on principal while closing EMI. it was always written but they never used o charge till last couple of months. Adding to pain, CUstomer care doesnt close it till weeks, and bank keep charging interest on daily basis. Anyone with same experience or with any...

hey folks, I bought a TV from reliance digital with a 6 months no cost emi, but the issue was in my haste, I opened mycards and requested a loan foreclosure request instead of canceling emi. I hasn't received a emi is converted message and didn't see any option in mycards for the same, only...

When I make an EMI transaction, the bank credits that amount back to my card. However, if I cancel the EMI and pay the full amount instantly, the credited amount shows up twice on my statement. In this situation, which amount will be considered for the AIS? Will both credits appear, or just one?

Do I have to pay interest after this sum of Rs. 3768?

Hi , I am planning to buy a laptop at Rs40000 from tata neu using hdfc neu infinity credit card. Laptop page is showing emi offer of Rs3000. If I make emi transaction, and then cancel the emi , 1- what would be the charges I would incur for emi cancellation ? 2- How should I cancel emi ...

I have a question. I am purchasing a product close to 1 Lac on ICICI CC Low Cost EMI, and there is a 14k discount (Discount = 5K + Product Instant Discount = 9K). However, it is at 15.99% p.a. with a 12-month tenure. If I call customer care and ask them to cancel my EMI within 15 days, will...

Hello, Does HDFC millennia gives cashback on cancel of emi? Like if i purchase 20k worth product on flipkart using no cost emi. After emi conversion if i cancel emi now will i get any cashback? If yes then 1% or 5%?

Hi everyone, I assume that HDFC Bank has intentionally launched Pixel Crap Cards just to stay away from their responsibilities. There is no proper customer care available for this crap card and Payzapp support team is handling this thing. They don't reply to a customer like a human being...

Is No cost emi trick works on Indusland Credit cards? Kindly reply

My car loan EMI with Bank Of Baroda was due on 10th Oct, the ECS mandate was registered (IndusInd bank) well in advance while signing the loan papers. Received a message on 13th Oct that EMI is overdue. Shocked to see that it was not deducted from IndusInd account. On calling the branch employee...

If I use 80% of credit card limit and convert it to EMI will it affect my credit score?

I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?

Hi everyone, I have purchased phone using my sbi card using emi option in purchased platform. And again converted full amount of purchase amount into emi using credit card app. Now I am receiving double emi every month to pay.

After reading a post here related to discount of interest amount I had ordered a phone recently in BBD as I was getting option of No COST EMI. However when I went to pre - closing option in mycards ->linked EMI I saw that it’s charging me full amount (i.e. total amount of phone) + some interest...

Hi recently i visited reliance digital and croma to buy s24 ultra 256 gb. there is brand offer with hdfc credit card 24 month no cost emi. they offer final price is 101994 so i swiped my card with 24 month no cost emi but instead of loan amount ( full amount - interest discount )= 87648 they...

I have an EMI of 90K(30k * 3 months), and I opted for Merchant EMI since there is more discount for it. Also, my statement was generated before EMI was processed. When I asked customer care they said since EMI is processed now(on the date I contacted), I got the money credited in the statement...

Urgent: any way to cancel icici emi without calling customer care.