emi

Can anyone please guide me how to preclose my EMI from the app? That is, which option should I choose on the app?

In the month of oct 2024 I wanted to buy an refrigerator on loan So i went to vijay sales... And i purchased it on bajaj finance I was not having their emi card so the vijay sales bajaj executive created emi card for me So in bajaj finserv app it was showing co branded vijay sales emi card...

1. W.E.F. 1st May 2025, bank shall be discontinuing Overlimit feature on your YES BANK Credit Card. Althe customers currently availing overlimit facility as per given consent shall be disabled and any transaction attempted over and above the sanctioned credit limit shall be automatically...

Made a transacrion on Amazon using DCB CC. Pay in full was not giving any discount while 6 month EMI was getting 10% off. How to cancel EMI now to avoid paying charges and interest? Transaction date: 03/03/2025 (today). Thanks in advance.

Today I recieved statement of sbi cc I saw charge of 97.26 which is not from emi ongoing. MEMI-INT DEBIT 1STEMI (EXCL TAX 17.51) 97.26 D Then I saw transaction on card is displayed 1rs transaction CH CONTRA and credited too, first time I saw this type charge/transaction I cross checked if I did...

Guys I don't know why my Bajaj finserv insta emi card is blocked but for what reason if any one have idea please tell My cibil score is 780 My experian is 749

I made a transaction of ₹7,433 on November 9 using my RBL credit card and opted for a six-month EMI plan. However, on December 3, 2024, I received an SMS from the bank stating that my EMI had been converted. When my statement was generated on January 1, I noticed that the EMI conversion was...

Hello guys, I’m new into the world of Axis Atlas Shall I get EMs for any merchant side EMI transaction? Customer care has confirmed that I won’t However, I didn’t get any such mention in the T&C Am I missing something?

I'm planning to buy Macbook M4 from tresor using INFINIA. EMI option shows 38625 smartbuy points while the smartbuy points cap is 15000. Will i get 38625/3 = 12875 every month on emi realisation ? How this works if anyone has any idea ? One time payment shows 15000 as smart buy benefit .

SBI premium services call me every hour to covert my payments into EMI, am I the only victim here? What's the solution?

Today i was trying to make credit card payment from SBI UNIPAY portal however other bank debit card option was not seen and it seems SBI has removed this option of payment from other bank debit card Has anyone else faced this concern?? If SBI UNIPAY has stopped accepting credit card payments...

I recently returned an item to Amazon that was purchased on EMI. The EMI conversion was processed two days ago, and the refund is on its way. Should I contact customer care to cancel the EMI, or will it be canceled automatically? The bank involved is ICICI. For future reference, I would...

I recently bought an appliance from Croma using a Kotak credit card on EMI. After receiving the product, I decided to cancel the EMI within 3 days. The bank asked me to clear the outstanding amount within 24 hours. However, the bill for the transaction hasn’t been generated yet. The next bill...

Hi, My friend wants to make a large purchase that cost my 95-100% of credit limit and also wants to convert it into emi. What will happen to my credit score? I never converted purchases to emi. So please

My cousin bought a mobile using my Idfc card on emi. In my 4 years of credit history i never opted for a emi, so i have a strange experience & my credit score is at stake!. There’s a ₹0.02 paise difference b/w total outstanding & sum of all instalments. So you guys can simply say: just pay...

someone please clear my doubt. my father has sbi simplyclick cc with limit of 34000. I want to buy two electronic appliances from amazon during this republic day sale. one is worth 24000 and the other is worth 12000. I know that if a create an emi for the first product, 24000 will be first...

Hi, I have 1 personal loan going on in IDFC Bank, 8th of every month is the due date, EMI is automatically deducted from IDFC Savings account. I usually transfer the funds in that account before the due date, somehow I forgot to transfer the funds today and auto debit got failed. I noticed this...

I recently discovered something interesting about the RBL Bajaj Finserv Super Card and wanted to check if anyone here has experience with it. My dad has accumulated over 50,000 reward points on his RBL Super Card, which are worth approximately ₹10,000. I came across information that these...

Hello TF Community, This thread has been created to consolidate information regarding HDFC SmartBuy EMI spends on DCB (or even Infinia) cards. When making high-value purchases such as iPhones, booking flights, or holidays—transactions that typically exceed the monthly reward cap—we often opt...

Friends, I want to understand how does the 'force-closure' or pre-payment of a personal loan work in real life. Suppose the situation is as follows: 1. I took a personal loan for the amount of 1,00,000 (1 Lakh) for 12 months. 2. The every month EMI of this PL is near about Rs. 9,000. 3. I have...