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emi

  1. Ekavya

    EMI Offers on offline Credit Card Purchases

    I went to a shop to buy AC. I was going to purchase it in EMIs using my credit card. At first I asked them to convert the purchase in EMIs using my CC through their POS machine. They told me that's not possible. I told them I purchased a Refrigerator in the same way 1 year back. I was told that...
  2. I

    How does an instant discount with 0% interest work in credit cards in case of EMI?

    How does this work? It is for the ICICI credit card. I have never bought anything on EMI but in this case, it is showing 0% interest and so, I got interested. Without EMI it costs 52905 and with EMI it is 50523. I can buy it on full swipe but that 0% interest and instant discount make me...
  3. utkmsr

    Sbi Education Loan EMI Payments

    Hi guys, I'm paying off my SBI Education loan EMI (Rs 1L+) every month with my HDFC Platinum debit card. Is there any way of paying the EMI with a credit card? I couldn't find any option for a credit card on the SBI epay portal.
  4. Ekavya

    Credit Card EMIs from POS?

    Hi! Is it possible to purchase something from a retailer through credit card emi from their POS machine? I know I can purchase something and then convert it into emis from their app/website. Which one is recomended? (Which method has less fees?). And do retailers entertain this Credit card emis...
  5. Kingslayer1

    Flipkart gift card on emi transactions

    Can I use a Flipkart gift card to reduce the EMI amount that I pay with my credit card on Flipkart? Because on Amazon it says I cannot use gift cards on Emi transactions.
  6. BiggBoss

    HDFC Bank Convert Outstanding to EMI

    Hi, So my HDFC Millennia card limit is 1,25,000. I used 100% of the limit. Now, I am paying the minimum due only. Because of every month's financial charges, it's the same as the full 1.25l, even after paying the minimum due every month. My friend needs to pay a bill of 1 lakh at one hotel. He...
  7. wapenshaw

    [Stanard Chartered] WEF 19-Feb-24 processing fee of 1% (+ gst) will be levied on all EMI transactions availed at retail outlets & E-comm websites/apps

    Standard Charted is the Bank name Just got this message. I have the Standard Charted EaseMyTrip CC https://www.sc.com/in/credit-cards/kuch-bhi-on-emi/pos/faq/
  8. megan01

    sbi credit card emi merchnat total amount less than the transacted amount ??

    hello everyone , i have bought a product for 17k from amazon , but sbi credit card have "transfer to merchant emi " to only around 14k , i dont understand this. for this first month i got emi billing as for around 1300 (1180+180-- princ +int) interest on emi 180 is shown as "d" debited in bill...
  9. V

    EMI With Interest Cancellation

    I know we can cancel No Cost EMI and still avail the instant discount that they offer to offset the interest component in EMI. However, I want to purchase something where there is no option of No Cost EMI (but additonal 2500 off on regular EMI). What happens if I take this option and later...
  10. CyberPsych

    New to loans and EMI, few questions

    I am going to need 2-3 Lakhs in the upcoming weeks as personal loan. What is the difference between getting personal loan from banks and money apps like CRED (CRED cash)? Which method is recommended and why? Since the amount I needed is covered within a credit card limit, can I transfer...
  11. Abhishek012

    Amazon Pay introduces EMI facility for RuPay credit cards: Follow these steps to make your shopping affordable

    Amazon Pay introduces EMI facility for RuPay credit cards: Follow these steps to make your shopping affordable: With EMI on RuPay Credit Cards, customers will get increased flexibility and affordability to shop during the festive period. SUMMARY Not all RuPay cards are enabled with this feature...
  12. CreditLife

    Personal EMI Auto debit failed due to insufficient funds

    Hello peeps I took a personal loan from HDFC bank and EMI will be auto debited from my ICICI Salary account on 7th of every month but today(7th September) it got failed due to insufficient funds and I received the following message from ICICI ECS/NACH of Rs X towards HDFC BANK LIMITED from...
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