• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

emi

  1. Tushar2206

    EMI order Cancellation but with a Twist

    Hi Guys I got a fascinating case today that I would like to share and get any feedback if possible. I ordered a Green Soul Gaming Chair for 13,497.06 (excluding 600 Amazon Pay Balance Cashback - Very Important to Note) on a 9-month No Cost EMI. Then after 14-15 hours, the same chair was...
  2. IGN_Vivek

    Clarification on EMI terms

    Hello, I recently made a purchase of ₹56,499 using my HDFC Moneyback Credit Card on a 3-month EMI plan, which included an additional discount of ₹1,473 that was applied when I was redirected to the OTP page, ₹55025 got deducted. I have a few questions regarding this transaction: Processing...
  3. R

    Cancel EMI without charges

    Hello, I purchased a product of 75k with no cost emi today. But I want to pay it in one go without giving the 3% foreclosure charges and processing fees. What I should to now? Please suggest latest tricks
  4. abhikbose

    Millennia Is foreclosed EMI considered in total spending for an annual fee waiver?

    Hi, I have a Millenia and a Swiggy HDFC card. I want to buy something from Flipkart in EMI. Suppose I foreclose the EMI from mycards.hdfcbank.com and pay the full amount on the next day. Will the purchase amount be considered in the total spend for the annual fee waiver for these two cards? I...
  5. heerak

    Buying iPhone 13/14 on EMI

    I want to buy iPhone 13/14 on EMI. Currently I have Amazon Pay ICICI CC. I have Bajaj Finserv, ICICI Rupay card and SBI Cashback pre approved offers as well. So I can get any one of them to buy the iPhone. However I was wondering if I could get it with 24 months No Cost EMI? Is there an offer...
  6. keerthirahul123

    Can someone please Explain the no cost emi

    Friends I’m planning to buy Samsung Neo Qled QN90c for my parents bedroom. I see that Amazon is offering me 5k discount coupon. I checked the no cost emi and I see that icici apay has no cost emi for 18 months. So I read somewhere that we can call icici and cancel the emi before the emi is...
  7. A

    BOBCARD and RuPay partner to launch EMI feature on UPI payments

    BOBCARD and RuPay partner to launch EMI feature on UPI payments: BOBCARD new feature BOBCARD, a fully owned subsidiary of Bank of Baroda, has partnered with RuPay to introduce an EMI service for UPI Payments. This new feature allows RuPay BOBCARD holders to conveniently convert their purchases...
  8. aam.aadmi

    Revaluation Guide to Availing Discounts Using Credit Card EMI Transactions

    With the upcoming Big Billion Days & Great Indian Festival sales, this post is intended to be a guide to avail maximum cashback/discount using the EMI cancellation trick. Please contribute Let's take this laptop for example. I wish to buy a laptop that costs ₹69,990 HDFC 24M EMI offers ₹10,429...
  9. K

    Pre payment of credit card emi

    Can anyone suggest which bank allows to repayments on credit card EMI before due date without penalty ?…
  10. Shashank242

    Icici emi cancellation milestone

    hi Does the cancelled emi transactions considered part of milestones for icici cards? I know that any of the emi transactions are excluded from milestone calculations. However, if we cancel the emi then will it form part of the milestones?
  11. rajdeep

    Rbl cc emi convert interest rate

    Hi, Jinke pass rbl cc hai please woo log eligible transaction ko emi me convert karne ke liye kitna percent interest charge karta hai screenshot de sakte hai final page ka? Emi period 12 months
  12. A

    Pinelabs launch No-cost EMI on UPI Payment + instant discount or instant cashback

    Pinelabs launch No-cost EMI on UPI Payment + instant discount or instant cashback: Now use your RuPay credit card on UPI for No-cost UPI EMI payment. Pinelabs - Introducing No-cost EMI on UPI, in association with NPCI, announced at the Global Fintech Fest 2024.It’s an industry-first solution...
  13. Anupama_Jha

    BOB No Cost Emi fraud

    Hi everyone, need urgent help !!! I purchased a product from Flipkart worth ₹76,161 on 07th Aug on BOB card 12 months no cost EMI. So the actual price came to ₹66,096. After 2 days, emi got converted with 235₹ processing fee. I promptly sent email on 10th Aug to bob card as usual for emi...
  14. KGSIPO

    No cost emi with instant discount - reg

    Please find attached herewith the no cost HDFC credit card emi offer with instant discount. It shows that the loan amount is 43409 but i have to pay 44499 ( 14833 X 3 ) . If i cancel the no cost EMI after purchase, can i settle the amoint of 43409 and save the interest amoiunt of 1090. How to...
  15. C

    EMI Card Network

    I got a WhatsApp ad message about Bajaj credit Card. Network of the Card shows EMI. Is there any such new card Network? Can educate more about it please
  16. Das.N

    Wallet load, EMI cashback ended by HDFC (Millennia Card) W.e.f 01 Sep 2024

    Just received the email,Wallet load with Millennia is killad by HDFC.(No reward points from 1Sep,2024) Millennia will attract 59 rupees reward redemption from 1August,24. Millennia will not offer 1% anymore for EMI transactions. (From 1Sep,24) Rest in peace, my favourite HDFC card, Millennia.
  17. T

    NO COST EMI INVOICE VALUE

    what will be the invoice value if I purchase something using no cost emi? e.g. Product value: 150000 instant discount : 10000 interest discount (suppose): 15000 what will be the invoice amount ? (150k or 125k or any other value)
  18. parmpreet001

    Hdfc milinina EMI Cashback query

    In HDFC Millennia EMI transactions, if there are six EMIs, will the 1% cashback be credited each month against the EMI, or will the entire cashback be credited at once? If it is credited all at once, will it be at the start or the end of the EMI period? Additionally, for milestone benefits that...
  19. emiya007

    No cost EMI on SBI credit card

    Hi. I know that on HDFC, ICICI and some other credit cards you can cancel the no cost EMI and save on interest payments without paying foreclosure charges. SBI charges 3% foreclosure charges if you close the EMI later. However, I read in another thread here that you can cancel the EMI by paying...
  20. muzan_21

    Is HDFC Emi cancellation trick is still working? (Flipkart order)

    Please confirm thanks
Back
Top