emi

If I use 80% of credit card limit and convert it to EMI will it affect my credit score?

I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?

Hi everyone, I have purchased phone using my sbi card using emi option in purchased platform. And again converted full amount of purchase amount into emi using credit card app. Now I am receiving double emi every month to pay.

After reading a post here related to discount of interest amount I had ordered a phone recently in BBD as I was getting option of No COST EMI. However when I went to pre - closing option in mycards ->linked EMI I saw that it’s charging me full amount (i.e. total amount of phone) + some interest...

Hi recently i visited reliance digital and croma to buy s24 ultra 256 gb. there is brand offer with hdfc credit card 24 month no cost emi. they offer final price is 101994 so i swiped my card with 24 month no cost emi but instead of loan amount ( full amount - interest discount )= 87648 they...

I have an EMI of 90K(30k * 3 months), and I opted for Merchant EMI since there is more discount for it. Also, my statement was generated before EMI was processed. When I asked customer care they said since EMI is processed now(on the date I contacted), I got the money credited in the statement...

Urgent: any way to cancel icici emi without calling customer care.

Hi Guys I got a fascinating case today that I would like to share and get any feedback if possible. I ordered a Green Soul Gaming Chair for 13,497.06 (excluding 600 Amazon Pay Balance Cashback - Very Important to Note) on a 9-month No Cost EMI. Then after 14-15 hours, the same chair was...

Hello, I recently made a purchase of ₹56,499 using my HDFC Moneyback Credit Card on a 3-month EMI plan, which included an additional discount of ₹1,473 that was applied when I was redirected to the OTP page, ₹55025 got deducted. I have a few questions regarding this transaction: Processing...

Hello, I purchased a product of 75k with no cost emi today. But I want to pay it in one go without giving the 3% foreclosure charges and processing fees. What I should to now? Please suggest latest tricks

Hi, I have a Millenia and a Swiggy HDFC card. I want to buy something from Flipkart in EMI. Suppose I foreclose the EMI from mycards.hdfcbank.com and pay the full amount on the next day. Will the purchase amount be considered in the total spend for the annual fee waiver for these two cards? I...

I want to buy iPhone 13/14 on EMI. Currently I have Amazon Pay ICICI CC. I have Bajaj Finserv, ICICI Rupay card and SBI Cashback pre approved offers as well. So I can get any one of them to buy the iPhone. However I was wondering if I could get it with 24 months No Cost EMI? Is there an offer...

Friends I’m planning to buy Samsung Neo Qled QN90c for my parents bedroom. I see that Amazon is offering me 5k discount coupon. I checked the no cost emi and I see that icici apay has no cost emi for 18 months. So I read somewhere that we can call icici and cancel the emi before the emi is...

BOBCARD and RuPay partner to launch EMI feature on UPI payments: BOBCARD new feature BOBCARD, a fully owned subsidiary of Bank of Baroda, has partnered with RuPay to introduce an EMI service for UPI Payments. This new feature allows RuPay BOBCARD holders to conveniently convert their purchases...

With the upcoming Big Billion Days & Great Indian Festival sales, this post is intended to be a guide to avail maximum cashback/discount using the EMI cancellation trick. Please contribute Let's take this laptop for example. I wish to buy a laptop that costs ₹69,990 HDFC 24M EMI offers ₹10,429...

Can anyone suggest which bank allows to repayments on credit card EMI before due date without penalty ?…

hi Does the cancelled emi transactions considered part of milestones for icici cards? I know that any of the emi transactions are excluded from milestone calculations. However, if we cancel the emi then will it form part of the milestones?

Hi, Jinke pass rbl cc hai please woo log eligible transaction ko emi me convert karne ke liye kitna percent interest charge karta hai screenshot de sakte hai final page ka? Emi period 12 months

Pinelabs launch No-cost EMI on UPI Payment + instant discount or instant cashback: Now use your RuPay credit card on UPI for No-cost UPI EMI payment. Pinelabs - Introducing No-cost EMI on UPI, in association with NPCI, announced at the Global Fintech Fest 2024.It’s an industry-first solution...

Hi everyone, need urgent help !!! I purchased a product from Flipkart worth ₹76,161 on 07th Aug on BOB card 12 months no cost EMI. So the actual price came to ₹66,096. After 2 days, emi got converted with 235₹ processing fee. I promptly sent email on 10th Aug to bob card as usual for emi...