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emi

  1. KGSIPO

    No cost emi with instant discount - reg

    Please find attached herewith the no cost HDFC credit card emi offer with instant discount. It shows that the loan amount is 43409 but i have to pay 44499 ( 14833 X 3 ) . If i cancel the no cost EMI after purchase, can i settle the amoint of 43409 and save the interest amoiunt of 1090. How to...
  2. C

    EMI Card Network

    I got a WhatsApp ad message about Bajaj credit Card. Network of the Card shows EMI. Is there any such new card Network? Can educate more about it please
  3. Das.N

    Wallet load, EMI cashback ended by HDFC (Millennia Card) W.e.f 01 Sep 2024

    Just received the email,Wallet load with Millennia is killad by HDFC.(No reward points from 1Sep,2024) Millennia will attract 59 rupees reward redemption from 1August,24. Millennia will not offer 1% anymore for EMI transactions. (From 1Sep,24) Rest in peace, my favourite HDFC card, Millennia.
  4. T

    NO COST EMI INVOICE VALUE

    what will be the invoice value if I purchase something using no cost emi? e.g. Product value: 150000 instant discount : 10000 interest discount (suppose): 15000 what will be the invoice amount ? (150k or 125k or any other value)
  5. parmpreet001

    Hdfc milinina EMI Cashback query

    In HDFC Millennia EMI transactions, if there are six EMIs, will the 1% cashback be credited each month against the EMI, or will the entire cashback be credited at once? If it is credited all at once, will it be at the start or the end of the EMI period? Additionally, for milestone benefits that...
  6. emiya007

    No cost EMI on SBI credit card

    Hi. I know that on HDFC, ICICI and some other credit cards you can cancel the no cost EMI and save on interest payments without paying foreclosure charges. SBI charges 3% foreclosure charges if you close the EMI later. However, I read in another thread here that you can cancel the EMI by paying...
  7. muzan_21

    Is HDFC Emi cancellation trick is still working? (Flipkart order)

    Please confirm thanks
  8. B

    Axis bank Credit Card EMI Issue

    Hi I have made purchase on Samsung Shop app on 22nd July and I chose credit card EMI as payment option and made payment with Samsung Axis Signature credit Card. Now it’s been more 2 weeks and I can still see the transaction as full amount in axis app and is not converted to EMI. I have checked...
  9. S

    EMI Offer from Amex

    American Express has initiated a targetted EMI offer. The interest calculations, excluding docuentation and other charges makes this offer kinda stupid. This may suit someone who has a compulsive urge to buy stuff on borrowed money, maybe!!:hehe:
  10. Luser

    No cashback for No cost EMI cancellation??

    I have Amazon ICICI card I made a purchase for phone on Non cost EMI I cancelled EMI after phone was delivered Today statement was generated, I got no cashback Customer care said even after cancelling EMI, I won't get cashback Is this called EMI post facto? Does it happens with all the cards...
  11. kraxxx

    Need health insurance in emi

    Hello I am looking for health insurance in emi but without credit card.
  12. Ekavya

    EMI Offers on offline Credit Card Purchases

    I went to a shop to buy AC. I was going to purchase it in EMIs using my credit card. At first I asked them to convert the purchase in EMIs using my CC through their POS machine. They told me that's not possible. I told them I purchased a Refrigerator in the same way 1 year back. I was told that...
  13. I

    How does an instant discount with 0% interest work in credit cards in case of EMI?

    How does this work? It is for the ICICI credit card. I have never bought anything on EMI but in this case, it is showing 0% interest and so, I got interested. Without EMI it costs 52905 and with EMI it is 50523. I can buy it on full swipe but that 0% interest and instant discount make me...
  14. utkmsr

    Sbi Education Loan EMI Payments

    Hi guys, I'm paying off my SBI Education loan EMI (Rs 1L+) every month with my HDFC Platinum debit card. Is there any way of paying the EMI with a credit card? I couldn't find any option for a credit card on the SBI epay portal.
  15. Ekavya

    Credit Card EMIs from POS?

    Hi! Is it possible to purchase something from a retailer through credit card emi from their POS machine? I know I can purchase something and then convert it into emis from their app/website. Which one is recomended? (Which method has less fees?). And do retailers entertain this Credit card emis...
  16. Kingslayer1

    Flipkart gift card on emi transactions

    Can I use a Flipkart gift card to reduce the EMI amount that I pay with my credit card on Flipkart? Because on Amazon it says I cannot use gift cards on Emi transactions.
  17. BiggBoss

    HDFC Bank Convert Outstanding to EMI

    Hi, So my HDFC Millennia card limit is 1,25,000. I used 100% of the limit. Now, I am paying the minimum due only. Because of every month's financial charges, it's the same as the full 1.25l, even after paying the minimum due every month. My friend needs to pay a bill of 1 lakh at one hotel. He...
  18. wapenshaw

    [Stanard Chartered] WEF 19-Feb-24 processing fee of 1% (+ gst) will be levied on all EMI transactions availed at retail outlets & E-comm websites/apps

    Standard Charted is the Bank name Just got this message. I have the Standard Charted EaseMyTrip CC https://www.sc.com/in/credit-cards/kuch-bhi-on-emi/pos/faq/
  19. megan01

    sbi credit card emi merchnat total amount less than the transacted amount ??

    hello everyone , i have bought a product for 17k from amazon , but sbi credit card have "transfer to merchant emi " to only around 14k , i dont understand this. for this first month i got emi billing as for around 1300 (1180+180-- princ +int) interest on emi 180 is shown as "d" debited in bill...
  20. V

    EMI With Interest Cancellation

    I know we can cancel No Cost EMI and still avail the instant discount that they offer to offset the interest component in EMI. However, I want to purchase something where there is no option of No Cost EMI (but additonal 2500 off on regular EMI). What happens if I take this option and later...
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