fee

I have been charged an annual fee on my PNB select Rupay card for Rs 750+Gst. Although the criteria for waiver is "if card is used one in a quarter" I have used the card for online transactions multiple times. No reply to the email, on enquiring customer care, he told, it should be swiped at...

Almost every big bank that issues Paid Cards gives us Equivalent Reward Points to Joining Fee We pay, excluding GST. Isn’t this kinda unethical, making us Pay GST unnecessarily!. Or they divert this GST for something else like Foreign mobile companies using money earned from Indian operations...

Now all the utility bill payments are getting levied 0.9% inconvenience fee. Earlier it was only for telecom and it was only 1.9rs not any %. Now there is hardly any usp of axis ace credit card. Today I noticed amazon app is not levying any fee for water bill payment via apay cc. Is this...

My friend lives in US and I had ordered a iPhone on Apple US website and paid using my Amazon Pay ICICI credit card. Due to some damages the item could not be delivered and the merchant processed the refund. I was hopefully that i would get refund of my Forex fees also since it was the...

As far as I know, this fee was only applicable to mobile recharges until now. Just five days ago, I paid an electricity bill using the same card, and there was no such fee included. However, today, while paying another bill, I noticed this fee being applied. 0.75% + GST.

Hello Friends, Today, after making a cumulative payment of around one Lac on 5-6 of my cards, just found out that Paytm has charged fee for all the payments. This was the case in the month of March-April when such charges were introduced but later on, the same were either withdrawn or were not...

Hello TF members, I got the Kotak Myntra card in Jan'2024 month and completed 1.15L spends till now (Requires 2L spends to officially waive off annual fee). As one year is about to complete, I am planning to close my card as I do not want to pay the renewal fee, can you all suggest if Kotak...

I got the offer of LTF Swiggy CC and applied and got the card today.. However, I cannot find the fee of the card mentioned anywhere - neither in the welcome letter nor the email communication. How to be sure?

I am creating this post as a wiki post I wish to have a comprehensive list of card where the joining and Renewal fee is essentially recovered (may be only GST part we need to pay) or we get benefit more than the fees I am writing few cards Other please add on to the list 1) HDFC Infinia Fees...

I have requested Axis bank for Vistara signature card closure as I don't see much benefit now. I have asked the bank to reverse the annual fee and close the card. I have not used the card post annual fee levy. The fee has not been reversed yet as the executive told me that it will be subject to...

Does anyone know how to check whether your card is lifetime free or chargeable. Or anyone have faced any situation where axis have charged even after providing cards LTF. I have seen a post where HDFC is charging despite offering their card LTF.

Information on Utility payments and Wallet loading 1% Fee on Utility payments and wallet loading above Rs. 25,000 W.e.f statements generated in November 2024 cumulative “Utility payment” transactions up to Rs. 25,000 in a statement cycle will not attract any fee. However, if a customer spends...

Wondering if axis customer care is as kind as it was CITI>

Hi, I need to pay school fee 41k every quarter using their own school app. Its showing two gateways: PaytmPG CCAvenue Last when i paid through CCAVenue PG using Stanchart smart card, its categorized as Rent payments (not sure why) and so i was charged 1% of txn amount + GST but still got 2%...

The website of union bank says the debit card annual fee can be waived off if we do 40 transactions per year. Has any one got their annual fee waived off by doing 40 transactions ?

Is reversal of annual fee considered as payment towards outstanding? Long time credit card holders can give their views on this. @TechnoFino I hold a Citi Rewards credit card, now managed by Axis Bank, where an annual fee reversal was credited to my account after the statement was generated...

I have AU Zenith Credit Card which I got as one of my first credit cards in Dec 2022. Being a CC noob that time, I used it in the first year extensively (~10 lakhs spend) Since I met renewal fee waiver criteria, I kept it for next year. However, after devaluations and having other better cards...

I have applied sbi simply save rupay card on 2nd October 2024, it was showing no Joining fee, but annual fee 499+GST (waiver condition of 1 lakh) But Today on 20 October I am charged annual fee off 499+GST Customer care saying it is valid charges How annual fee should be charged at the...

Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...