fee

I got my axis flipkart on 22 of May. I am thinking of closing the card. When will they Charge annual fees? When do you guys recommend closing?

So, I currently own both SBI Cashback and HDFC Swiggy credit cards. Both are chargeable. SBI one is fully chargeable and HDFC one is first year free. I am currently doing all my spends via SBI to meet the 2 lakh spend criteria (Had my luck good while reversing joining fee but don't want to try...

It feels like they are misleading customers with false LTF. In Sep 2024, I visited home HDFC branch to apply for CC and at that time even Swiggy app was showing LTF offer for me. The branch manager himself checked my eligibility and confirmed that the Swiggy card was LTF for me. So I applied...

I have an SBI Cashback card, that I applied to avail online offers, without knowing this card is excluded. In last 1.5 yrs, there have been several discussion with them for upgrading / downgrading / closure of cards. In one of the retention call the executive said I could get the charges waived...

Hello I have two credit cards from Stand.ch. bank. Card A and card B with a shared credit limit. instead of paying to card A i paid to Card B, that's why they charged a late payment fee. what can i do now , I mailed to nodal officer but he refused to reverse the charges.

Hi Guys , i got a Yes Reserv credit card last month with annual fees. It says annual fee is waived off if 40k is spent Within 30 Days of Card Issuance. I have spent around 20k till now, if i do a wallet load for the remaining 20k will it be considered for fee waiver ? Or is there any spend type...

Hello Guys, FYI post, recently got charged with Annual fees (1499 + 269 GST) on my Neu Infinity Card as spends criteria was not met for auto fee waiver. Requested customer care to close the card since I already hold Infinia & DCB; but bank offered fee reversal as one time gesture. But declined...

HDFC is now giving spend-based vouchers through payzapp shop, and then charging a processing fee of 2.5% plus GST for most gift card transactions. https://www.gyftr.com/instantvouchers-zetacug/debitportfolios

I was checking my sister's card statements. Sister is not good with finance. She has payment dishonoured fee levied on her card almost every month (8-9 times last year every month) Thing is she has auto debit setup via sbi bank account. But she changed her job and new job has pnb bank acc for...

I applied for Airtel Axis card on 14th January, the card was approved instantly. But when I received the physical card I checked the axis app and saw that the joining fee + gst was already charged on 15th January. At this point I had not even activated the card. Is this even allowed?. I didn't...

Hi Guys, I have an Axis Ace card, and the last statement was generated on 18th Jan 2025 with a credit amount of ₹65.82. Since I am not using the card, I decided to close it. To utilize the credited amount, I used ₹65 to purchase an Amazon voucher and then called customer care to close the...

I recently got approved for pinnacle credit card from indusind. On the approval page joining fee was showing as 5k. I have delight saving account with them with delight debit card. 1. Will i get fee waiver on spending 50k in 90 days as per past expeiof members if any. 2. Customer care told...

So, I applied SBI Cashback Card via yono and instantly got the card with a decent limit of 157000/- this January, 2025. Now, on first month statement they charged me 999/- + GST as annual fee. I am sure it should be called joining fee rather than annual fee. But it shows as annual fee in my...

Hi, I paid school fees on school website and while entering OTP merchant name is shown as "FEE COLLECTION". Does this be counted for milestone? Thanks.

People who took home loan, what were the legal, valuation fee and any other fee you paid? Myself for BoB, I was asked Legal fee to Lawyer: 4.5k Valuation fee to Engineer: 5K Documents: 2.2K This is the fee I had to pay to get documents from Government offices like Pahani, ROR, EC, Single...

So I have my gold charge for renewal and got 2 offers: First one to pay 50% fee Second one to spend 1L in 90 days for full fee reversal. My current usage for Gold is 1k for fuel and 5k for amazon pay vouchers. My usage for MRCC is loading mobikwik for 3k max then apay vouchers only. Here are my...

Today, by chance visited the diners club privilege pag on hdfc website. Saw the annual fee as ₹1000. “Joining/ Renewal Membership Fee – Rs. 1000/- + Applicable Taxes. (revised fees is effective from 13th November 2024 onwards)” So I checked the MITC, it is also showing ₹1000. Previously it...

Ive been offered Pinnacle with a 5K joining fee. Ive Indie Megastar only. No CC with Indusind. All the info here points to 15K joining fee with ₹15,000 voucher reward. I also read people offered Indusind LTF by spending just 50k in 3 months. 1) Does not having a CC with Indusind make me...

Received mail now that amex will charge convenience fee on amazon pay and amazon shopping gift vouchers from feb 1st 2025

Amex is making it for it's customers tough to spend on its cards, it's not accepted at a majority of retail outlets and also online at hdfc ergo insurance and Google ads payments in India. The only saving grace was Amazon vouchers, now amex would charge 0.75% convenience charge+ gst over these...