People who took home loan, what were the legal, valuation fee and any other fee you paid?
Myself for BoB, I was asked
Legal fee to Lawyer: 4.5k
Valuation fee to Engineer: 5K
Documents: 2.2K
This is the fee I had to pay to get documents from Government offices like Pahani, ROR, EC, Single...
So I have my gold charge for renewal and got 2 offers:
First one to pay 50% fee
Second one to spend 1L in 90 days for full fee reversal.
My current usage for Gold is 1k for fuel and 5k for amazon pay vouchers.
My usage for MRCC is loading mobikwik for 3k max then apay vouchers only.
Here are my...
Today, by chance visited the diners club privilege pag on hdfc website. Saw the annual fee as ₹1000.
“Joining/ Renewal Membership Fee – Rs. 1000/- + Applicable Taxes. (revised fees is effective from 13th November 2024 onwards)”
So I checked the MITC, it is also showing ₹1000.
Previously it...
Ive been offered Pinnacle with a 5K joining fee. Ive Indie Megastar only. No CC with Indusind. All the info here points to 15K joining fee with ₹15,000 voucher reward. I also read people offered Indusind LTF by spending just 50k in 3 months.
1) Does not having a CC with Indusind make me...
Amex is making it for it's customers tough to spend on its cards, it's not accepted at a majority of retail outlets and also online at hdfc ergo insurance and Google ads payments in India.
The only saving grace was Amazon vouchers, now amex would charge 0.75% convenience charge+ gst over these...
Effective 1 February 2025, a 0.75% convenience fee + GST will be charged on the purchase of Amazon Pay and Amazon Shopping gift vouchers via e-voucher platform on Reward Multiplier.
Amex has also joined the bandwagon of charging convenience fee on Amazon vouchers. Firstly there is shortage of...
From 20 December 2024, we have to pay 1.18% fee for education MCC codes, along with Rs. 235 for transferring points or miles to partners.
Has anyone been charged this 1.18% fee for education spends?
I have been charged an annual fee on my PNB select Rupay card for Rs 750+Gst. Although the criteria for waiver is "if card is used one in a quarter"
I have used the card for online transactions multiple times.
No reply to the email, on enquiring customer care, he told, it should be swiped at...
Almost every big bank that issues Paid Cards gives us Equivalent Reward Points to Joining Fee We pay, excluding GST.
Isn’t this kinda unethical, making us Pay GST unnecessarily!. Or they divert this GST for something else like Foreign mobile companies using money earned from Indian operations...
Now all the utility bill payments are getting levied 0.9% inconvenience fee. Earlier it was only for telecom and it was only 1.9rs not any %.
Now there is hardly any usp of axis ace credit card.
Today I noticed amazon app is not levying any fee for water bill payment via apay cc. Is this...
My friend lives in US and I had ordered a iPhone on Apple US website and paid using my Amazon Pay ICICI credit card.
Due to some damages the item could not be delivered and the merchant processed the refund.
I was hopefully that i would get refund of my Forex fees also since it was the...
As far as I know, this fee was only applicable to mobile recharges until now. Just five days ago, I paid an electricity bill using the same card, and there was no such fee included. However, today, while paying another bill, I noticed this fee being applied. 0.75% + GST.
Hello Friends,
Today, after making a cumulative payment of around one Lac on 5-6 of my cards, just found out that Paytm has charged fee for all the payments.
This was the case in the month of March-April when such charges were introduced but later on, the same were either withdrawn or were not...
Hello TF members,
I got the Kotak Myntra card in Jan'2024 month and completed 1.15L spends till now (Requires 2L spends to officially waive off annual fee).
As one year is about to complete, I am planning to close my card as I do not want to pay the renewal fee, can you all suggest if Kotak...
I got the offer of LTF Swiggy CC and applied and got the card today.. However, I cannot find the fee of the card mentioned anywhere - neither in the welcome letter nor the email communication.
How to be sure?
I am creating this post as a wiki post
I wish to have a comprehensive list of card where the joining and Renewal fee is essentially recovered (may be only GST part we need to pay)
or we get benefit more than the fees
I am writing few cards
Other please add on to the list
1) HDFC Infinia
Fees...
I have requested Axis bank for Vistara signature card closure as I don't see much benefit now. I have asked the bank to reverse the annual fee and close the card. I have not used the card post annual fee levy.
The fee has not been reversed yet as the executive told me that it will be subject to...
Does anyone know how to check whether your card is lifetime free or chargeable. Or anyone have faced any situation where axis have charged even after providing cards LTF. I have seen a post where HDFC is charging despite offering their card LTF.