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fee

  1. arun4455

    Card closure and fee reversal query

    I have requested Axis bank for Vistara signature card closure as I don't see much benefit now. I have asked the bank to reverse the annual fee and close the card. I have not used the card post annual fee levy. The fee has not been reversed yet as the executive told me that it will be subject to...
  2. N

    Axis annual fee

    Does anyone know how to check whether your card is lifetime free or chargeable. Or anyone have faced any situation where axis have charged even after providing cards LTF. I have seen a post where HDFC is charging despite offering their card LTF.
  3. devon

    1% fee on Utility and Wallet Loading using indusind credit card

    Information on Utility payments and Wallet loading 1% Fee on Utility payments and wallet loading above Rs. 25,000 W.e.f statements generated in November 2024 cumulative “Utility payment” transactions up to Rs. 25,000 in a statement cycle will not attract any fee. However, if a customer spends...
  4. A

    Anyone able to get annual fee reverse from CITI miles (now Axis horizon CC)?

    Wondering if axis customer care is as kind as it was CITI>
  5. S

    School fee / rent payment - best card for better rewards

    Hi, I need to pay school fee 41k every quarter using their own school app. Its showing two gateways: PaytmPG CCAvenue Last when i paid through CCAVenue PG using Stanchart smart card, its categorized as Rent payments (not sure why) and so i was charged 1% of txn amount + GST but still got 2%...
  6. A

    Union Bank Rupay Platinum Debit Card Annual Fee Waiver

    The website of union bank says the debit card annual fee can be waived off if we do 40 transactions per year. Has any one got their annual fee waived off by doing 40 transactions ?
  7. N

    Axis Bank's Handling of Credit Card Fee Reversal: Potential RBI Guideline Violation?

    Is reversal of annual fee considered as payment towards outstanding? Long time credit card holders can give their views on this. @TechnoFino I hold a Citi Rewards credit card, now managed by Axis Bank, where an annual fee reversal was credited to my account after the statement was generated...
  8. amitagl27

    What is the possibility that Zenith card renewal fee will be waived off?

    I have AU Zenith Credit Card which I got as one of my first credit cards in Dec 2022. Being a CC noob that time, I used it in the first year extensively (~10 lakhs spend) Since I met renewal fee waiver criteria, I kept it for next year. However, after devaluations and having other better cards...
  9. Farhad sekh

    Simply save rupay card annual fee charged at the beginning of the year

    I have applied sbi simply save rupay card on 2nd October 2024, it was showing no Joining fee, but annual fee 499+GST (waiver condition of 1 lakh) But Today on 20 October I am charged annual fee off 499+GST Customer care saying it is valid charges How annual fee should be charged at the...
  10. adarshchand18

    DCB Renewal Fee calculation for DCB Metal

    Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...
  11. aam.aadmi

    IDFC Credit Cards - 100% Reversal on Processing Fee

  12. tryabp

    [Discussion] Payment Gateway with 0% UPI Fee for website?

    Hello everyone, I am looking to get an payment gateway for new website which will have 0% charges for accepting UPI payments. Earlier i am using Razorpay from ICICI which provides this pricing. But now, ICICI has stopped providing this gateway and designed their own https://pay.icicibank.com...
  13. pankaj_ji

    Devaluation Kotak Increased fee / waiver limit for LTF cards

    Yesterday (9th Oct), received a sms from Kotak for change in LTF cards and fee, waiver conditions. So will this apply to existing LTF cards too? If yes, will it be wise decision to close cards which are rarely used. Document link: https://1.kmbl.in/k/?t=gGgy6v4Vk23
  14. Kamalraj

    Yes bank Imposed utility txn fee on my Rupay Card

    Yes bank has imposed utility txn fee on my rupay card rupees 740+gst, while transactions have been done through UPI, and credit-cards which yes bank had mentioned for Utility txn 1% list through email, there was no mention of rupay credit-cards, so will the utility spend incurred by those who...
  15. Fini7777

    Can I pay my friend's univ... fee payment using my own credit card

    Hi guyss.. My friend is gng abroad for his higher studies and applied for few universities He doesn't have any credit cards and he asked me to give my card details for his university admission fee payment in the past few weeks, I've used my cc a couple of times to make his fee payments But...
  16. V

    onecard not providing reward points on education fee payments

    onecard is not providing reward points on education fee payments since august. Also they transferred education fee payments to transfer category. so no reward points and 1% charges if it crosses above 10000 per month. I paid education fee of 35000 on august but did not receive reward points and...
  17. W

    Charged annual fee for Smart credit card

    I was aware that smart card comes with a joining and annual fee of 500 + GST, but the person mentioned that it was a special drive for that tech park employees( Stating that only joining fee will be charged and post that no annual fee). At that point of time i had no idea of verifying that, I...
  18. BucksBunny88888888

    SBI Aurum Renewal Fee Reversal

    Today, I spoke with Aurum support, as my second year has just started with Aurum. I enjoy watching movies at PVR Insignia and IMAX. Aurum offers discounts for both tickets on BookMyShow, which is one reason I kept Aurum and premium lounge access as well. I was busy with work and life and didn't...
  19. Rishabh

    Query: Best No-fuss Credit/Debit card to make Education Fee payment as of Sept 2024 directly on school/college PoS Terminal or Website?

    Hello All, I know this could be a duplicate post & sorry for that but I tried looking into multiple posts on the forum but unable to conclude which card is rewarding as of today for making Education payments directly on school/college website. I just want to know which debit or credit card one...
  20. abhikbose

    Millennia Is foreclosed EMI considered in total spending for an annual fee waiver?

    Hi, I have a Millenia and a Swiggy HDFC card. I want to buy something from Flipkart in EMI. Suppose I foreclose the EMI from mycards.hdfcbank.com and pay the full amount on the next day. Will the purchase amount be considered in the total spend for the annual fee waiver for these two cards? I...
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