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  1. athul

    Axis Bank edge reward point redemption fee charged to a closed card.

    I had an Indian oil card that I closed a few months ago but I had some points that I got because of that particular card. The other cards I have are Flipkart and Airtel. Today I saw that the redemption fee was charged to the Indian oil card. And now the closed card has popped up again in the...
  2. K

    PNB Rupay select has annual fee?

    I've applied for PNB Rupay select last year with 300 Joining fee. Today I received annual fee of 750 + GST in the statement when there are other normal transactions as well. Is the waiver criteria of per quarter over? Or this is just a lazy system?
  3. S

    Credit Card for 0 Foreign Currency Mar up Fee

    Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?
  4. CardCraftsman.

    Joining Fee Charged and Credit Card Reported to CIBIL Before Activation: Violation of RBI Guidelines?

    I recently encountered a concerning issue with BoBCard, which seems to be violating RBI guidelines on credit card activation and reporting. After applying for the Eterna Credit card, I got an approval, and the card was reflected in the banking app instantly. However, here’s where things went...
  5. vaibhav111

    SBI SimplyCLICK Credit Card Fee Waiver Query spend less than 1L.

    Hi everyone, I have an SBI SimplyCLICK credit card, and I recently spent 86k in one year , but I missed the 1L fees wavier on simplyclick for the ₹590 annual fee waiver by 14k. In the past two I had spent 1L+ and got the fee waived without any issues. Has anyone successfully called SBI and...
  6. K

    Standard chartered late fee against cred payment even after no due

    Today I’m surprised to see I’ve been charged late fee for the latest statement and the previous payment was not settled, was not revised either. My previous bill was 7109.2 and I paid this bill using cred. I got an instant message the amount has been settled against limit. Now I’m getting this...
  7. Raghav2006

    Pinnacle Joining fee waiver

    Hi all, Around 10 days ago I got myself Pinnacle CC LTF with 5000 joining offer (waived on 50k spends) and wanted to know when will it be charged on my card. Secondly, I've got a 80k to 100k purchase at reliance jewels this evening and saw on wohoo that I could get GV at 4% off using UPI and 2%...
  8. A

    DCB Excluded categories for joining fee waiver on DCB Metal

    Hi, I have two queries regarding DCB Metal card. 1. It says that the joining fee will be waived on spending 1.5L in 90 days, does this excludes any categories? Like rent, insurance etc? 2. If I get it waived by meeting this criteria then will I still be getting the welcome benifits (Few...
  9. Sriim

    Issue Resolved MRCC unique fee issue - overlap of old and new offer period

    Hi, Here's the timeline Aug 28 - @avikrish applied for MRCC using my referral wanting get MRCC without joining fee and reduced annual fee (1500) Sep 3 - card was approved Sep 8 - card was delivered Meanwhile, Amex shook up the referral terms and conditions coming up with new joining and...
  10. shashankverma

    Offer Fulfilled! Yatra Prime | No Convenience Fee on Flight Tickets

    I am planning to book 2 flight tickets tomorrow with 4 passengers on each ticket. Came across Yatra Prime at 1299+GST which promises 0 Convenience Fee. Q1> Anyone has used this? Q2> How much discount can I expect if I buy this? https://www.yatra.com/prime Also, I am planning to use Federal CC...
  11. Adith

    No more First Year Free cards from Amex referrals and Changes to Annual Fee pricing for Amex Mrcc

    Bonus points are back but FYF offer is gone . 3rd Sep to 22nd Oct.
  12. shashankverma

    Devaluation Convenience fee on Insurance Premium

    Just received this message *This is to inform you that effective 10/09/2024 a convenience fee will be charged by the payment gateway to all the customers who make their premium payments through any credit card on our HDFC Life website portals - Quick Pay, My Account etc.* *Please note, this...
  13. shashankverma

    Devaluation HDFC Millenia DC - Amazon pay GC processing fee

    I tried to purchase APGC through payzapp today and saw huge processing fee. Can someone suggest a way to load money or buy Amazon GC to reap max cashback on Millenia DC?
  14. Subin97

    Is this trick work for paying electricity bill without convenience fee?

    Buying amazon pay gift card GYFTR Can we pay utility bill using that balance? Any body tried it?
  15. onlineramarao

    CC to bank (snapay and other) discussion - CCs which are giving reward points and not charging any thing extra fee

    I used snapy extensively but stopped for the last few months after the CCs are charged extra fee and denied reward points. I have below CCs under my control: Axis IOCL Axis ACE Axis FK HDFC Regalia HDFC Millenia HDFC Tataneu infinia Kotak Royale signature SBI SimplySave SBI Cashback IDFC...
  16. C

    Paytm charging convenience fee on cc bill Payment

    I have noticed today Paytm is charging convenience fee of Rs 25.00 on CC Bill Payment of Rs 3500.00. Is it new development?
  17. M

    Axis Atlas ltf incorrect annual fee charged

    As the title says... I have been charged an annual fee on my ltf axis Atlas card... However I don't have any written proof for ltf... It was communicated on the call when I had applied for it Any guidance on how to proceed and get it reversed?
  18. VikasBhindwar

    Charged Fee on LTF Emeralde

    From this post, I want to bring attention of experts. First of all, I am holding LTF Sapphiro Dual card which I got in June recently via upgrade. Recently on 11th Aug, I checked my iMobile & there I saw LTF Emeralde which was earlier showing as charged. Then I checked Netbanking as well, there...
  19. U

    Suggest SBI Card with LOW Annual Fee for availing SBI Sale offers

    Dear Members I have SBI Cashback card for the last 1 month and I have 5% return for all of my online purchase till now...very happy as My return rate increases from 1% (for non-amazon purchase by icici amazon cars) to 5%.. But, I am reading in this forum that Cashback card is not eligible for...
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