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Hello everyone, I am looking to get an payment gateway for new website which will have 0% charges for accepting UPI payments. Earlier i am using Razorpay from ICICI which provides this pricing. But now, ICICI has stopped providing this gateway and designed their own https://pay.icicibank.com...

Yesterday (9th Oct), received a sms from Kotak for change in LTF cards and fee, waiver conditions. So will this apply to existing LTF cards too? If yes, will it be wise decision to close cards which are rarely used. Document link: https://1.kmbl.in/k/?t=gGgy6v4Vk23

Yes bank has imposed utility txn fee on my rupay card rupees 740+gst, while transactions have been done through UPI, and credit-cards which yes bank had mentioned for Utility txn 1% list through email, there was no mention of rupay credit-cards, so will the utility spend incurred by those who...

Hi guyss.. My friend is gng abroad for his higher studies and applied for few universities He doesn't have any credit cards and he asked me to give my card details for his university admission fee payment in the past few weeks, I've used my cc a couple of times to make his fee payments But...

onecard is not providing reward points on education fee payments since august. Also they transferred education fee payments to transfer category. so no reward points and 1% charges if it crosses above 10000 per month. I paid education fee of 35000 on august but did not receive reward points and...

I was aware that smart card comes with a joining and annual fee of 500 + GST, but the person mentioned that it was a special drive for that tech park employees( Stating that only joining fee will be charged and post that no annual fee). At that point of time i had no idea of verifying that, I...

Today, I spoke with Aurum support, as my second year has just started with Aurum. I enjoy watching movies at PVR Insignia and IMAX. Aurum offers discounts for both tickets on BookMyShow, which is one reason I kept Aurum and premium lounge access as well. I was busy with work and life and didn't...

Hello All, I know this could be a duplicate post & sorry for that but I tried looking into multiple posts on the forum but unable to conclude which card is rewarding as of today for making Education payments directly on school/college website. I just want to know which debit or credit card one...

Hi, I have a Millenia and a Swiggy HDFC card. I want to buy something from Flipkart in EMI. Suppose I foreclose the EMI from mycards.hdfcbank.com and pay the full amount on the next day. Will the purchase amount be considered in the total spend for the annual fee waiver for these two cards? I...

I had an Indian oil card that I closed a few months ago but I had some points that I got because of that particular card. The other cards I have are Flipkart and Airtel. Today I saw that the redemption fee was charged to the Indian oil card. And now the closed card has popped up again in the...

I've applied for PNB Rupay select last year with 300 Joining fee. Today I received annual fee of 750 + GST in the statement when there are other normal transactions as well. Is the waiver criteria of per quarter over? Or this is just a lazy system?

Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?

I recently encountered a concerning issue with BoBCard, which seems to be violating RBI guidelines on credit card activation and reporting. After applying for the Eterna Credit card, I got an approval, and the card was reflected in the banking app instantly. However, here’s where things went...

Hi everyone, I have an SBI SimplyCLICK credit card, and I recently spent 86k in one year , but I missed the 1L fees wavier on simplyclick for the ₹590 annual fee waiver by 14k. In the past two I had spent 1L+ and got the fee waived without any issues. Has anyone successfully called SBI and...

Today I’m surprised to see I’ve been charged late fee for the latest statement and the previous payment was not settled, was not revised either. My previous bill was 7109.2 and I paid this bill using cred. I got an instant message the amount has been settled against limit. Now I’m getting this...

Hi all, Around 10 days ago I got myself Pinnacle CC LTF with 5000 joining offer (waived on 50k spends) and wanted to know when will it be charged on my card. Secondly, I've got a 80k to 100k purchase at reliance jewels this evening and saw on wohoo that I could get GV at 4% off using UPI and 2%...

Hi, I have two queries regarding DCB Metal card. 1. It says that the joining fee will be waived on spending 1.5L in 90 days, does this excludes any categories? Like rent, insurance etc? 2. If I get it waived by meeting this criteria then will I still be getting the welcome benifits (Few...

Hi, Here's the timeline Aug 28 - @avikrish applied for MRCC using my referral wanting get MRCC without joining fee and reduced annual fee (1500) Sep 3 - card was approved Sep 8 - card was delivered Meanwhile, Amex shook up the referral terms and conditions coming up with new joining and...

I am planning to book 2 flight tickets tomorrow with 4 passengers on each ticket. Came across Yatra Prime at 1299+GST which promises 0 Convenience Fee. Q1> Anyone has used this? Q2> How much discount can I expect if I buy this? https://www.yatra.com/prime Also, I am planning to use Federal CC...

Bonus points are back but FYF offer is gone . 3rd Sep to 22nd Oct.