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  1. bhavyakjain

    How to get HDFC Regalia Gold LTF via Imperia upgrade?

    Hi everyone, I’m trying to get Regalia Gold LTF by upgrading my HDFC relationship and wanted advice from people who’ve done this recently. My details: - Age: 28 - CIBIL : 777 - Profession: Consultant - Net credit: ₹3.37 LPM (full time employee but company classifies it as fee and NOT salary) -...
  2. C

    HDFC Debit Cards Lounge Access - Changes w.e.f. 10.01.2026

    HDFC Bank has revised the minimum spend amount from Rs.5000 to Rs.10000 per quarter to avail the airport lounge access facility w.e.f. 10.01.2026. Lounge access will also be through voucher instead of card swipe at the lounge. Link for claiming voucher will be sent on completing the minimum...
  3. AlooDum

    Devaluation HDFC Bank Debit card lounge access devalued

    So now HDFC Bank has introduced 10k spend per quarter for lounge access on their debit cards. Also it will be voucher based hence more difficult to redeem 😕
  4. kuchbhi

    HDFC to display Transaction Wise data including MCC

    HDFC to add Transaction Wise data on Credit card reward points portal (including mcc) (not functioning right now though) Screenshots attached!
  5. M

    Does Buying Gift Cards on Amazon with HDFC Millennia Credit Card Earn 5% Cashback?

    If I buy a Myntra (or any brand) gift card from Amazon, will it count as an Amazon transaction and give 5% cashback, or only 1%, or no cashback at all?
  6. Akash_Aryan

    Issue Resolved HDFC Tata Neu Infinity Lounge Access

    I have 4 coupons of Lounge Access through HDFC Tata Neu Infinity. I have travel plan in starting January 2026. I have a family member with me. Can I use my Lounge QR code for the family member also? I am thinking of using one QR for myself and one for my Family Member. Will it be possible...
  7. A

    Get total 2.17 lakh on Credit Card bill payment using this Debit Card

    Get total 2.17 lakh on Credit Card bill payment using this Debit Card: Hey before i start, I just want to make it clear that this is only a joke, so please don’t make the mistake of taking it seriously. Otherwise, Technofino users will be responsible for their own losses. Ok, Step 1 - Get 1...
  8. 456

    Merchant Names which didn't fatch 5% cashback on HDFC Swiggy Credit card & SBI Cashback Credit card

    Merchant Names which didn't fatch 5% Cashback on HDFC Swiggy & SBI CB Card - ( Source - Users Post on TF & Reddit ) HDFC SWIGGY CREDIT CARD 1. AMAZON PAY INDIA PRIVABangalore C - 5262 2. Amazon 3. FLIPKART PAYMENTSBANGALORE - marketplace 5262 4. TATA 1MG HEALTHCARE SO Gurgaon IND - This...
  9. N

    Query regarding multiple HDFC Bank Account

    I have a corporate salary account with HDFC which comes under their 'Preferred Banking' program making it 0 AMB. But let's say I want to open another savings account (reasons iykyk) either Regular or SB Max, will that come with AMB, or it will be 0 balance because of being linked to the same...
  10. lightwaves

    HDFC Rewards Debit Card RWC50 Application

    Hello, I applied for the HDFC Rewards DC, code RWC50 at my home branch on 2nd Dec. My RM says its applied and is in progress, but I haven't received any email or SMS confirming the application. And there's no update in app as well. How can I check if he really applied?
  11. b4bhar

    Redemption fees on HDFC IOCL fuel vouchers

    Hi Guys, Its been 3 weeks since i redeemed my reward points for IOCL fuel voucher from my HDFC IOCL card and I was not charged any redemption fees yet. Do you know when would the fees be charged to my account? In case, if there is no redemption fees for IOCL fuel vouchers, i will continue to...
  12. N

    HDFC Card application experience

    I had an HDFC credit card around 2 years back, but I closed that. After that whenever I applied for any HDFC credit card, they rejected it almost instantly. I am not sure it's just coincidence or they just rejected me outright because of my previous closing of their card. Recently, they sent me...
  13. ratheesh

    HDFC Debit Card Charges for linked account

    Hi TF members, I have a query regarding the HDFC linked accounts to the salary imperial account. I also see the imperial badging in the linked bank account as well. It currently has money back debit card. So do I get charged annual fees for this debit card? I am planning to upgrade the card to...
  14. C

    Hdfc Mental Harassment

    From Past 4-5 Years Hdfc, Sbi Cards and Indusind Doing Wrong linking with my Pan bcz of Same Name and DOB of that person but he is from different State. After fighting in past years All de- linked. But every year most of things re appeared and i did same process. This time to relsove this KYC...
  15. A

    Millennia Journey from Co-Branded Card to a Core HDFC Card.

    Why Your First HDFC Credit Card Should Always Be a Core Card Many first-time applicants unknowingly choose an HDFC co-branded credit card, often because it appears as a convenient, pre-approved offer on apps like Swiggy, Tata Neu, or Paytm. But what follows is a frustrating realisation...
  16. T

    Purchase above limit of credit card

    My friend wants to buy OnePlus 15 mobile phone. The price is 80,000. HDFC CC full swipe gives discount of 3500. The cost comes down to 76500. The credit limit of the card is 70000. Bank is not giving limit enhancement offer. Is there a way to prepay the amount in the credit card and then...
  17. S

    HDFC Credit Cards HDFC charged interest before due date, gave partial refund as 'favor', and likely hit my CIBIL. Ombudsman time?🤦‍♂️

    Hey everyone, I need serious advice. The Detailed Timeline: Sept 29: Received HDFC Tata Neu Plus card. Nov 1: First statement generated. Total Due: ₹10,527. Due Date: Nov 21. Nov 2: I requested to change my statement date to the 18th of the month. Approved. Nov 18: A new statement is generated...
  18. C

    Got my HDFC account upgraded to classic

    Does this also come with any approval to premium HDFC credit cards?
  19. Darkhorse96

    Hdfc credit card policies

    I recently got a phone call from hdfc bank credit card agent she just asked general questions reagarding my employment and income and she applied for hdfc money back plus credit card and it got approved and I got a credit limit of 30000. I hold hdfc account and this card money back plus) was pre...
  20. Rishabh

    HDFC Neu Infinity: 500rs voucher on 3 Txns (No Minimum Spends criteria)

    Just received a sweet offer message on Whatsapp from Tata Neu on my HDFC Neu Infinity Credit card !! Make spends on 3 different days between 24th Nov to 30th Nov & get a 500 Rs brand voucher (most likely mix options to choose from ECom Merchants) Offer fulfilment date: 15th February Basic...
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