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hdfc

  1. Lalsingh22

    Regarding HDFC Debit Card

    I have a HDFC Rupay Platinum Debit Card. I want it upgrade to HDFC Millennia Debit Card. But the Annual Maintenance Charge (₹236) of HDFC Rupay Platinum Debit Card already have been charge. My Questions are 1. If I Upgraded it to Millennia DC, Is the bank going charged me AMC of Millennia DC...
  2. Prem03

    Is HDFC sending wrong bill generated alerts?

    I received an alert from HDFC bank on 2nd April which says bill generated for credit card ending with XXXX but I don't have any HDFC CC ending with that number. Also, the total amount due and minimum amount due is same Rs 1000. It seems to be some technical glitch to me and I have sent an email...
  3. vishp

    HDFC Infinia 15k Monthly Max Query

    Hi everyone, As per my knowledge, for Infinia, the max total accelerated bonus points given in a month is 15K, irrespective of 5X/10X. But strangely, for my Jan statement, for 5X Jan bonus, I received 14500+ points, and for 10X of same Jan bonus, I received 1500+ points. How is that possible...
  4. Momo_Scooby

    Best Credit Card for Frequent Travel with Family? Need Advice!

    Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...
  5. M

    HDFC Swiggy Credit Card April Offer: Clarification Needed on Exclusions

    Today, I received a message from HDFC Bank about a limited period offer for April: spend ₹5000 on your HDFC Swiggy Credit Card and get a ₹50 voucher. The terms and conditions mention that certain transactions like EMI are excluded. My question is, there are a few exclusions on the Swiggy card...
  6. s4techco

    HDFC Millennia Debit Card Cashback on Wallet Load - Clarifications Needed

    I have a few queries regarding the HDFC Millennia Debit Card and its 1% cashback offer on wallet loads. I would appreciate it if you could provide some clarification: Eligibility for Wallet Load Cashback: Does the HDFC Millennia Debit Card currently offer the 1% cashback benefit for wallet...
  7. D

    Beware of 5x on makemytrip biz spends on HDFC bizblack

    There is a glitch in HDFC portal. Hdfc gives 5x reward points on mmt biz transactions done on bizblack card. but if you go through this link https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black and click on Smartybuy BizDeals or MMT MyBiz on this page, it will be...
  8. pranav.kakani

    Need help with Choosing a HDFC CC

    I have a bunch of cards right now - 1. Amazon Pay ICICI - limit 50K 2. HP Pay ICICI rupay CC - shared limit with APay 3. RBL Duet - 50K 4. American Express Platinum Travel- 75K 5. SBI SimplyClick - 149K I need a HDFC card for 2 reasons Ecomm offers and tax payment. I don't want the Bizpower...
  9. V

    Suggestions for Best Credit Card for Amazon Pay GV & Online Purchases

    Hi All, My primary requirement is to buy Amazon Pay Gift Vouchers, make online purchases from Dmart Ready, Flipkart and insurance payments. I would appreciate your insights on the following: Which credit card would be the best for these purposes? What is the best way to apply for the HDFC...
  10. amitagl27

    Received Monthly Milestone Benefit from HDFC for DCB - It was hell of a ride :-)

    Hello Everyone, I wanted to share a recent experience with HDFC Bank regarding Monthly milestone voucher for my DCB Plastic Credit Card. For the month of Feb-2025, the benefits were locked even after spending 80k+. On the smartbuy portal it was showing as 79828, but from the statement and my...
  11. da3m0n

    Devaluation HDFC SmartBuy New Charges

    HDFC SmartBuy have now introduced below additional charges on Flipkart, Amazon Pay & Amazon Shopping Vouchers bringing down the effective reward rate. 1. Flipkart Gift Voucher: 2.5% + GST 2. Amazon Shopping Voucher: 3.5% + GST 3. Amazon Pay Gift Card: 3.5% + GST
  12. R

    Do Hdfc provide any Zero balance account for IIT students (other than BSBDA) or any premier Institute.

    Since ICICI offers a zero balance account for Premier Institute students and similarly Axis provides its priority saving account as a zero balance account. Then my question is whether HDFC also provide any zero balance account (I mean relaxed criteria of Balance maintenance) or not.
  13. samk28

    RECEIVED HDFC INFINIA CREDIT CARD

  14. R

    Hotel Points Is there any way to extend the validity of complementary hotel voucher given by HDFC marriott cc?

    Is there any way to extend the validity of complementary hotel voucher given by HDFC marriott cc?
  15. Anindya98

    Regalia Gold Kickstarting My Banking Journey with HDFC for Pre-Approved LTF Credit Card Offers! 💳🚀
    Threadmarks: Roadmap to HDFC CC Pre Approved Offers

    With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...
  16. R

    Hdfc preferred upgrade

    I received an offer email for upgrading to HDFC Preferred Banking. I’m considering it because I want an HDFC credit card. So far, I’ve only received a pre-approved offer for the Biz Groww card, which I don’t want. I’ve maintained a good balance over the past few months, but I won’t be able to...
  17. akjha78

    Unable to increase limit on my hdfc diners black credit card yo get infinia.

    2020 -2024 Got diners black (paid card) in 2020 with a limit of 5 lakhs. I have been using it since then and never had to pay fees by spending 5 lakhs plus on the card. 2024 Made more than 10 lakh payment within 2 months in 2024. I got to know about the condition to upgrade to infinia was 8...
  18. R

    HDFC BIZ for salaried individual

    I recently got my application applied through branch and there were pre-approved offers for hdfc biz cards and the bank rep processed with biz grow, is there a reason i was offered these cards being a salaried individual? The application status shows approved while checking on their tracking...
  19. Druv38

    Quickest Roadmap for HDFC DCB Metal/ Infinia

    What's the quickest way to get the HDFC premium cards like HDFC DCB Metal and Infinia? I am eligible for getting a first year free regalia gold or LTF Diner's club privilege. I have heard that you can get an offer to upgrade to DCB metal despite not meeting the 3L+ Salary criteria if you take...
  20. pradeepG

    HDFC Swiggy Rejected on App, INPROCESS on Tracker

    I Applied HDFC Swiggy credit card from Swiggy app, just had LTF offer, Instantly Rejected on App (without verifying via any vkyc/kyc/debitcard/netbanking kyc), but status on HDFC Tracking shows INPROCESS what might happen? a physicaI verifictin? will it get approved? i have SA with HDFC
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