hdfc

Updated: as on 18-12-2024 Hello everyone, as i have cibil subscription and recently I've noticed that my scores started to dance within same month and observed that hdfc reporting on every 6/7th and 22/23rd day of month (every 15 days). So be careful if you use your cards in a way which could...

Hi Lavanya, I hope you are doing well. I wanted to share my recent experience with HDFC's credit card application process, which has been quite frustrating and has negatively impacted my trust in your services. Here’s what happened: I noticed the Tata Neu LTF Card listed in the Tata Neu...

My HDFC CC was renewed and I received a new card today. And I received this message to give a missed call to activate the card. Is this legit? What are the other methods to activate card?

In June month I got this offer,It was written any educational payment above 30k using milenia/platinum debit card will be eligible for 1000 gift voucher from Amazon. I did make a payment of 42000 using my milenia debit card. It was the addmission fee of IIT Kanpur (of my friend),so I think I am...

I am unbale to make advance payment for Pixel Play card I tried in CRED and ( Payzapp, Payment method not supported it is showing)

"I've experienced frustration with credit card upgrades and limit increases. My first card, a LTF Money Back card, had a modest ₹25,000 limit. Despite having other cards with higher limits (up to ₹200,000), I never received an upgrade or limit increase, leading me to close the account. A few...

Hi everyone. I have activated HDFC GVP on my Diners Black Metal and wanted to know the min international transaction value to get the welcome bonus of 500 points. Can you share your experience?

I recently applied online to open HDFC account . However , I had a pretty bad experience . First of all i applied on the portal and got this page saying that a customer representatiive will call me or i have to visit branch to complete KYC . But when i went to the branch ,instead of doing the...

There's a common misconception that checking for HDFC credit card offers doesn’t result in a CIBIL inquiry. However, my recent experience proves otherwise. When I checked for a credit card offer from HDFC, I received inquiries on both my CIBIL and CRIF reports. The Reality of Credit Card...

Today I received a call they told that they are calling from HDFC and they require my address and adhar number to process HDFC card . They are offering tata neu swiggy and millennia LTF . They know my email phone and pan number . Should I proceed with the details? They are spamming ? In...

Hdfc now charging 3 percent plus gst for emi cancellation now cancellation is removed and only emi foreclosure is being charged for all credit card emi's

Hey everyone, I had been offered HDFC BizGrow credit card with 1,09,000 limit as LTF under pre approved and the same was processed offline by the HDFC Bank’s employee. It’s almost a month old now, and is my first unsecured credit card after a secured OneCard by Federal which has 50,000 limit. I...

Hello guys 👋 currently i have a HDFC bank savings account MAB=25000 and I'm using it an primary account.. Doing all type of transactions from it like POS, UPI, etc... And also have other bank credit card 💳 1= Idfc First bank Millennia credit card (Limit =45000) period 1 year approax 2=...

Hi, I have around 60,000 points in DCB, I will get only 30k accor points on that. So planning to take Accor signature(brazil) which will give 5000 points every month. I already spent 4 lakh in this quarter. so dont want to use DCB. I also read somewhere that Accor membership price will...

Hey, i tried calling customer care and went to the branch too, they dont seem to have any knowledge about this. When i take an OD against FD in my savings account, do i get another credit line i.e seperate account to use my money, or does my savings account balance going in negative(-) would...

I’m planning to book a flight ticket from Bangalore to Surat using HDFC No-Cost EMI, which offers a ₹1000 instant discount. I want to know: Are there any additional charges like processing fees, interest, or GST included with No-Cost EMI? Can I cancel the EMI within 1-2 days if needed? What...

I have been chasing my RM from last 3 months for Infinia. After escalation to senior management got the approval for the card on 13th Nov. Did the address verification on 25th Nov and Cibil was checked by HDFC on 29th Nov. (I can see the application in net-banking with status IN PROGRESS...

I need clarification about using HDFC SmartBuy and PayZapp. Is it mandatory that the mobile number registered on both PayZapp/SmartBuy and the HDFC credit card be the same? If the numbers differ, can we still avail of 5X Reward Points or 5% cashback? Additionally, I’m facing an issue completing...

Hi friends, Just trying to understand the Smartbuy world. So far I have been only using cashback cards with 1.5-2-5-10% cashbacks on various categories. However, as we move up the card categories, all premium and higher category cards are reward point-based cards. I might get into one of the...

I have physical pixel visa card and virtual pixel rupay card, the rewards points of these cards shared or seperate? Anyone know