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hdfc

  1. P H O E N I X

    HDFC account Frozen - Cybercrime Harassment

    Hi everyone I hold a savings account in HDFC in which hold of 1135 has been put by cybercrime on 5 November then on 10 November my account was frozen having 60K in that I when to branch for details they told it has been frozen by cybercrime MHA and they provide me a complaint copy in which...
  2. O

    Easyshop Plat DC expired and new issued - options for leftover RP

    My HDFC Easyshop Platinum Debit Card expired and they issued a new Platinum DC which doesn't have the 1% cashback rewards points feature. I have around 180 reward points in the old DC. 1. What other options do I have to complete the 250 points? 2. I have another account (under the same customer...
  3. M

    HDFC Pre-approved offers

    HDFC is Giving Useless offers Instead good Credit Card How much time hdfc take to Refresh offers And is there any chances to appear Credit Card offers after these offers
  4. M

    HDFC Pre-approved offers

    HDFC is Giving Useless offers Instead good Credit Card How much time hdfc take to Refresh offers And is there any chances to appear Credit Card offers after these offers
  5. A

    Infinia Pre-Approved upgrade offer from DCB plastic to DCB Metal instead of Infinia. Should I take it?

    I recently used my DCB plastic to make payment for car purchase (~12L) hoping I will followup with them for the renewal based on the spend. However, yesterday, I got card-upgrade pre-approval message, hoping for the best, but turned out they are only offering me upgrade to DCB metal. My current...
  6. S

    Should I upgrade to Hdfc DCP?

    I have a hdfc millennia credit I am getting a offer to upgrade to DCP with first year free annual fee and second year onwards with 1000rs fee. Should I upgrade to DCP or not? I have 1) Hdfc Millennia 2) Hdfc Swiggy 3) Airtel axis 4) Amazon pay icici credit cards I don't spend on hotel, flights.
  7. K

    Optimizing my CC portfolio

    Hi, I have the following CCs 1. Atlas - Paid + Atlas - Paid (wife's) (both received in 2025) 2. DCBM - FYF and 2nd year also waived. (Both not eligible for infinia) 3. HSBC premier - Salary account. 4. Amex gold - Paid (paying 1/2 the fee from last 3-4 years) LTF - ICICI Amazon pay (x2)...
  8. PreciousTincture

    HDFC Credit Cards HDFC BizBlack: The Silent King

    Most rewarding card if you pay shit loads in taxes : "HDFC Bizblack" - 0 fee if you spend 7.5L - 4x 5k Taj/Smartbuy vouchers on every 5L milestone reached till 20L. Ez 20k - 7500 accelerated points/mo on business/tax/gst spends + 7500 points on GVs (16.6% reward ratio) (1:1 on hotels/flights)...
  9. shash5252

    Hdfc free upgrade to savings max account.

    Received this pop up for the free upgarde- not sure how much true it is. Has anyone else got this before and upgraded?
  10. invisible007

    Did anyone got charged by HDFC for emi cancellation after 120 days ?

    I got message today " Instant discount and payback given upfront will be debited within 120 days " ? Did anyone cancelled emi before 120 days and there discount amount was debited from card ? Although they are sending messages to people but till now i haven't heard that they have charged people...
  11. ANANTMANTRIISHERE

    Does HDFC BizGrow Credit Card work in Sales?

    I have been waiting for an offer from HDFC since 2 years. All I get is BizGrow. There is no proper info available if it works on Amazon, Flipkart, Croma sales. Proper corporate cards don't work, that I know. What about this? I have tried 3 RMs. Nobody is assisting with a card without bundling...
  12. Subin97

    HDFC wallet loading charges

    that HDFC Wallet loading charges of 1% fee only applies to paytm,ola money like apps or also in payzapp ?
  13. Vickyakhan555

    HDFC PhonePe Ultimo CC vs SBI PhonePe Black CC | User Experience

    Hi, kindly share reward redemption user experience on both cards. Has anyone got the points? Heard that HDFC cards are not giving proper rewards points
  14. naman2634

    HDFC Digisave Youth Account Blocked Due to EDD — Branch Not Helping

    Hi everyone, I’m facing an issue with my HDFC Digisave Youth Account, which got blocked on 6th November. I was told to visit the branch to get it resolved. When I visited the branch today, they informed me that EDD (Enhanced Due Diligence) is required and asked for 2 years’ ITR and a letter...
  15. GhanaKasoota

    HDFC CC approval rectrated

    I was getting an upgrade offer on my HDFC cc I emailed HDFC asking to make it LTF, and they replied that they are willing to do it. After my consent, I got an email saying they can offer only FYF, but I have written confirmation that they agreed to give me an LTF upgrade. Currently, I have...
  16. ijasdeep

    No need of HDFC MAB for Savings Max?

    So, I’ve got an HDFC Savings Max Account, where the Monthly Average Balance (MAB) requirement is ₹25,000. But when I opened the HDFC app today, it proudly tells me: “You don’t need to maintain average balance in your account.” Actually, it says — “Relaxxxxx! You don’t need to maintain average...
  17. moglibhai

    Need clarity on getting HDFC Tata Neu Infinity as LTF – Trick

    Hey everyone I’m currently holding an HDFC Millennia Credit Card with a limit of ₹1.6 lakh, and I’m planning to apply for the HDFC Tata Neu Infinity Credit Card, but I specifically want it as LTF (Lifetime Free). I’ve been checking various forums and Telegram groups, but couldn’t find any...
  18. S

    Hdfc GyFTR cashback issue

    I bought Myntra vouchers worth 10k + 10k (2 txn) on GyFTR using hdfc millenia which should give 5% upto 1k per month cb on 31st of October. Then I bought 10k worth of vouchers on 1st November but total cashback posted in statement was 500 + 500 + 2 on 3rd of October. Why 2rs instead of 500 can...
  19. bloodcurdle

    HDFC Credit Card Upgrade Route

    I currently hold an Imperia Salary Account, and recently noticed that the Pre-Approved Biz Credit (Biz Grow, First, and Giga) Cards were available under my offers section. Since my previous HDFC card applications had been rejected, I opted for the Biz Grow Card, which has now been approved. My...
  20. Mekala ManojKumar

    Four Points by Sheraton Visakhapatnam – My Stay Review (Using Marriott Points + HDFC Bonvoy Card Benefit)

    I booked a base room using 16.5K Marriott Bonvoy points, but the smart part is how I redeemed it. My HDFC Marriott Bonvoy Credit Card gave me a 15K Free Night Certificate (from the joining benefit). I only added 1,500 extra points, which cost me barely anything. Before arrival, I emailed the...
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