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hdfc credit card

  1. R

    Effective Method/Channel to Apply for HDFC Credit Card

    Hi All, What do you think seems to be the most effective way to get a HDFC credit card approved for someone who does not have one? Applying through the online channel (netbanking) Dedicated credit card staff at the bank RM/BM (though I don't wanna go that route) Grievance Redressal email...
  2. kiwi195

    HDFC Add-on Mix up in Neu Plus application

    Hi, I am currently 19 years old holding an Imperia account with HDFC (family banking). I have two add on cards from my father's credit cards, linked to my mobile number. Recently contacted my RM for a credit card (no pre approved offer currently) and she said I had two cards already. Told her...
  3. V

    For HDFC Credit Card, FD or MAB which is better?

    Hello Friends I have banking relation with HDFC Bank since one year. I'm looking for HDFC Millennia Credit Card As LTF. Previously had Money Back plus but closed in April (after 6 months use) just because of low credit limit (50K). CIBIl 785 Currently I have FD of 150000+30000 in HDFC . 150000...
  4. M

    HDFC credit card Upgrade Method?

    Hello Everyone, I have Moneyback Business credit card from last 2 years. I am waiting for an upgrade but didn't got any on their website. I hold Family classic banking account with HDFC. I tried to reach out to RM regarding the Card upgrade but each time they mention to wait until get the...
  5. EnthuCC

    HDFC online application only shows business cards.

    Hi, I'm trying to apply for Millennia online but when I choose self-employed then they show me only business cards like BizGrow and MoneyBack etc. How can I get Millenia? I could try offline c2c again but I don't have office address and many people here have said that HDFC rejects application...
  6. jjjjjideii282i

    Hdfc credit card At just the afe of 18

    Hey I have got the first Hdfc Moneybackplus credit card for lifetimefree on 29th may 2024.
  7. sm9811911

    Latest Working Methods to Pay Credit Card Bill from Debit Cards
    Threadmarks: Pay credit card bills using debit card

    Important update: 1)Canara Setu is not accepting visa/ mastercard debit cards from 20th Feb. Updated as on 22nd Feb'25 I will keep on updating here and on https://x.com/sm98119 1a) RBL signature + dc: Pay using Canara setu. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs...
  8. S U D O

    Can I use someone else's SmartBuy account to buy amazon vouchers using my HDFC card

    A very naive question, but would appreciate if anyone could clear this doubt. :hehe: As we all know, we have monthly limits to vouchers that we can buy on SmartBuy. So, can I use my friend's smartbuy to buy amazon vouchers using MY HDFC Card. And Will I get accelerated RPs on my card for the...
  9. risingphoenix24

    HDFC Credit Card Rejection for My Mother Despite High Income

    Posted this on reddit as well. My mother runs a hospital as a proprietor and has a CIBIL as NA. Currently, she doesn’t have any credit cards or loans. I recently applied for an HDFC Millennia card on her behalf, using her ITR records [offline through my RM], ITR shows an income of over 20 L...
  10. G

    Can't see 'Request Add-On Card' in Actions

    Hi, I have recently (2 days) got my DCB Metal card and I don't have a savings bank account with HDFC so, I am logging into 'Credit Card only? Login here' portal. Now, I want to apply for an Add-On card for my family member who has an HDFC customer ID. But, the problem is I don't see the option...
  11. E

    NTB to HDFC - Need advice for Card 2 Card method for obtaining HDFC credit card.

    Hello TFians, I have learnt a lot in the past few months on this portal, and I am really grateful to all the members of the community. I need some advice now. As the title suggests, I am new to HDFC bank. I have never had any banking relationship with the bank. Now after having learnt of C2C...
  12. T

    Best way to get a LTF HDFC credit card (and a path to infinia) with online only relationship

    Hello to the good people on this forum! I'm looking to get an HDFC LTF card. I read through multiple threads on TF and understood that opening a savings account with hdfc usually results in a preapproved invitation for a credit card. I opened up a savings max account online around 5 months...
  13. S U D O

    Close or Upgrade HDFC UPI RuPay Digital CC (Useless Card)

    I was offered HDFC RuPay UPI Virtual CC six months back as pre-approved card with an annual fee of Rs99+GST I had a Millenia LTF back then which was on MC so I just took the RuPay card offer. But this card has been useless so far. I hold Regalia Gold LTF now (upgraded from Millennia), and I am...
  14. kiwi195

    Query regarding HDFC and Axis Application

    Hi, my mother filed an ITR of 7L for FY23-24. Currently she holds two SBI cards- PULSE- 48k, Reliance (basic one)- 52k. Applied for two cards today, HDFC Millenia and Axis Airtel. The HDFC application page asked for ITR which was uploaded, took her to the video KYC page and video KYC was...
  15. P

    DCB Metal (paid) approved after closing Millennia

    My DCB Metal card was delivered today. I wanted to share the story, especially for those who are eligible for DCB salary wise, but stuck with low variant card. TLDR : I was stuck with Millennia LTF with 50k limit. I closed the card and then applied for DCB Metal, which was approved. I first...
  16. L

    Which app to pay HDFC credit card for cashback?

    I have HDFC platinum Debit card Visa.
  17. H

    Suitable HDFC credit card for me.

    I had hdfc tata neu plus credit card with no joining fee but had annual fee. Since I couldn't achieve milestone to waive off the annual fee, So I closed that card around 2-3 months ago. I just want to have a hdfc credit card in my credit card portfolio with no maintenance fee. I like millennia...
  18. A

    HDFC Credit Card Upgrade

    Current I have HDFC Millennia Credit Card. HDFC Bank is offering me Regalia Gold Life Time Free.. Can I ask HDFC Bank to allow me to keep both the cards ??
  19. N

    Swiggy HDFC Credit Card Limit

    I applied for the Swiggy LTF HDFC credit card as I frequently order from Swiggy. I spend 6-7k per month, with 90% of that spent on groceries. A limit of 15k was given on the Swiggy HDFC CC, but when I was applying for the card, the estimated limit mentioned was 75k. I also took screenshot...
  20. C

    Hdfc freedom credit card

    Dear members I have hdfc freedom credit card comes with joining fee and annual fee, I mail hdfc for convert the card into Millenia or convert to ltf but bank denied and say please spend your freedom card first. I also already neu infinity which gives better cashback than freedom. Also I have...
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