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hdfc credit card

  1. me@mit

    Hdfc CC - Manage Overlimit Usage?

    I have used 90% of my credit limit in HDFC Diners metal credit card, and got a message to enable Overlimit. It says no additional cost but was not sure if this is only for enabling this feature or also for the amount used above the CC limit? Has anyone used this feature and will it be as good...
  2. Kingslayer1

    Accelerated rewards points issue on HDFC moneyback+ credit card

    I have an HDFC moneyback+ credit card. So I am supposed to earn 10x rewards points on Amazon, Flipkart, Bigbasket & more. I got the card last month, and now I have made transactions on those merchants and got points this month but I just got 2 points for each 150 spent I didn't receive any...
  3. D

    HDFC Regalia - Easy way to get upgrade for it using relationship manager Rappo?

    Hello All, I would like to know if its possible to request HDFC Business Regalia upgrade as LTF by asking virtual relationship manager (RM) using one of the following 1) by getting 2 Lakh loan from HDFC 2) by doing FD of 2 lakh I currently have HDFC Business Money Back (useless card mostly)...
  4. Kingslayer1

    Cashback on Partial payments

    Will I get cashback with my HDFC bank credit card if I make a purchase on Amazon, Amazon shopping voucher + credit card?
  5. DEEP_RAY

    HDFC CC Renewal Process

    Hello All, I am using HDFC Regalia First and which will be expiring on May 24. I have received one sms from HDFC 15 days ago that your card has been renewed and will dispatch shortly. But still I have not received any update regarding dispatch status. When I am calling support they are just...
  6. rohan_vk

    HDFC New Card

    I already have HDFC BANK Millennia credit card (LTF) (1.54 lacs limit) AND Tata Neu Infinity Card(LTF). I want to apply for Regalia Gold on Card to Card basis. If I cancel my Millennia Card then will I be able to apply for Regalia Gold Card to Card basis(using 5.3 lacs limit) without closing...
  7. K

    Regalia Gold Regalia Gold complementary Airport Drop benefit decoded

    Hello Readers, I would like to throw some light on one unique benefit added in new Regalia Gold card. The benefit called by HDFC is "Complimentary Airport Drop voucher when ticket is booked on Smartbuy using Regalia Gold credit card". HDFC just call it a Airport drop voucher but it is more than...
  8. pankajRaj

    Is paying instantly without bill generation count for Spends?

    Hi guys, I'm having Millennia with 3.35 L limit. I have to pay advance tax payments for my wife coming this March. i have a question if I pay this in installments from my hdfc card and pay instantly (in hours) from wife's account then will it be counted for spends for Infinia? i know credit...
  9. apindersingh

    HDFC regalia first upgrade required

    Hello, Holding regalia first from 2020. Got an paid upgrade offer to millenia last September. Need upgrade to Regalia Gold. Please tell how to proceed. Limit - 2.50 lakh
  10. pankajRaj

    HDFC Infinia Metal Vs BizBlack ? which one to choose ?

    HI members, My wife has business income with no credit history et all and through ITR she can get either Infinia Metal or Bizblack Metal Business Credit Card. Through my salary income (1.5L) i am not eligible for either of these cards. (i am having Millenia 3.3L Limit lol, as i am new to CC...
  11. N

    Best wat to do HDFC Credit card bill payment (cred vs cheq vs other)

    Hello, I just recently got HDFC MoneyBack+ Credit card. I'm new to credit cards, and found out I could also get a cashback when paying credit card bills. I searched the forum, but most answers were outdated or vague. What would be the best way to get cashback while paying the bill for this card...
  12. N

    Doubt regarding HDFC Credit card upgradation

    Hello community! I'm new here, and to the credit world. I have a salary account with HDFC Bank and have a Millennia debit card. I was recently offered HDFC MoneyBack+ credit card with Lifetime free option(without any condition) and 1.5 lakh credit limit, and I ordered for the card last day. I...
  13. arydestroyer

    Being offered an upgrade to a HDFC CORE CARD Variant

    Hello guys, in the previous thread I had mentioned how I had 3 pre approved cards and none of them were getting a LE. I am 20 and I don't have a salary slip or ITR. After speaking to PNO again, they are willing to upgrade my Paytm HDFC card to Moneyback+ FYF. I have an Imperia relationship...
  14. P

    HDFC Credit Card Smart Buy Portal

    I am currently using Axis Magnus. All the accelerated reward sites like Grab deals and Gyftr etc are very difficult to manage, i.e they say in 90-120 days they will be credited , and it's very difficult to write all those transactions somewhere and track whether I have got extra rewards after...
  15. dondotaa

    Can I get Infinia or DCB LTF

    Hello seniors, I have HDFC Regalia from many years with 25 lacs CL. I didn't think much about these cashback and reward points all these years. Just started it after I got Apay ICICI card few months back (5lac+ CL). I spend good amount on ULIP and have good balance in accounts and good...
  16. V

    HDFC Spend offer Voucher not received for 31OCT2023

    Dear Hdfc Card Holders, I spent for mentioned attached offer but till now no voucher received any way to escalate. Now SMS link showing expired in blurred. 31JAN 2024 is last or ful fillment date. Kindly confirm anyone received.
  17. srikbs8095

    VFS Global is considered Govt transaction by HDFC Infinia?

    Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the...
  18. JaxRahul

    How to get pre approved offer hdfc

    When I opened hdfc digiyouth I selected student and stipend but I want to change it so I can get pre approved offer. What should I select for best offers and I am still student in last year of mbbs
  19. JaxRahul

    Paytm pre approved offer hdfc

    I am getting daily push notification from Paytm offering 20k hdfc card pre approved, should I apply for it.I am getting this offer since 1 month and I didn't had hdfc account but I opened one 7 days ago, should I wait for official offer in hdfc account or go for Paytm
  20. JaxRahul

    How to get unsecured credit card student 21

    I am student and I already have 771 cibil so I applied for kiwi but got rejected for credit card so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's...
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