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hdfc

  1. sonuj

    HDFC limit enhancement

    I got HDFC limit enhancement of only 40k. Should I go for it or wait for better limit enhancement. Current Limit: 2,40,000 Proposed limit: 2,80,000 CC: HDFC Millenia
  2. GhanaKasoota

    When the SmartBuy cashback(Rs. 1000/- cap) will be credited, if purchased using Millenia Debit Card

    1) I have purchased gift vouchers using CC, and the cashback was reflected within 5 days in the same billing cycle. But When I bought it using a debit card it's been 15 days now. I am talking about the Smart Buy Cashback, not the DC 5% cashback. 2) Also, will I get 2.5% extra as it was...
  3. C

    HDFC Credit Cards Less online offer for HDFC CC

    Hi, I see very less offer with HDFC CC compared to any other bank CC. This may be because of Apps I use. The only offer I have seen is on Swiggy Dineout. But would like to know if others are noticing 10% offers on HDFC CC in other Apps. This are some of the offer I have seen/used in other CC...
  4. T

    HDFC LTF cards list & deadline extended.

    HDFC LTF cards list & deadline extended. Deadline extended to 16th Jan Now it includes :- Diners Club Privilege Credit Card Biz Grow Credit Card Regalia Gold Credit Card Additional to the previous :- Millennia Credit Card ⁠Swiggy HDFC Bank Credit Card Tata Neu Infinity HDFC Bank Credit...
  5. xyran

    Share your HDFC cc offline application experience

    I had millennia Ltf pre approved since 2 years and i applied for it in October 2024 but I had to cancel the application due to personal issues. I myself email the customer care and got the application cancelled. Now I'm trying to apply for it but it isn't showing on the website. I called the...
  6. M

    HDFC swiggy credit card fees

    i just got my HDFC swiggy credit card . applied on november. previously it was rejected due to office address verification failed as i was at home. after sending multiple email.finally i got the card. but i forgot whether it was a LTF or FTF card for me. i contacted customer care & branch. they...
  7. ENIAC

    HDFC cards LTF available plus 1.5k Voucher

    https://www.hdfcbank.com/personal/pay/cards/credit-cards/lifetime-free-credit-cards There are few HDFC cards which are available LTF viz Millenia, Tata Neu, Swiggy, Pixel etc and then Regalia Gold is available FYF Plus 1.5K amazon Voucher Some generous Limit enhancements... check...
  8. sunit123

    HDFC Credit Limit Increased from 15.5 lakh to 17.05 Lakh

    HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh
  9. A

    HDFC Business Moneyback upgrade Issue

    I recently requested for upgrdade of my HDFC Business Moneyback to regalia, as i hold Housing loan with HDFC and since they were issuing 3 Years free Regalia card for Housing loan customers, but got reply from customer care that "Business card cannot be upgraded to a retail credit card, however...
  10. great

    Heavy Swiggy spends but Swiggy hdfc not approved

    Hi I am heavy Swiggy spender and looking for hdfc swiggy card. But since I already have tata neu the card is being denied, (also holds infinia) I can't close neu card as it is LTF and also good spends on bigbasket Which is the another option? (Apart from Gv.)
  11. vishp

    HDFC New Year LTF/FYF Offers on Core Cards

    Hi Everyone, please check with your RMs or nearby branches for the below New Year offers. This was shared by one of the HDFC CC Sales member. Now can be applied online too from here: Click here to apply (TF Community affiliated link) (Credits: @opaque)
  12. K

    Looking for HDFC Infinia, while having Tata Neu Plus and HDFC Swiggy

    Hi folks, I currently own hdfc tata neu plus and hdfc swiggy, and few other non-hdfc credit cards. I am willing to go for hdfc infinia metal CC. How feasible is this? and what could be the challenges? I had an RM suggesting i need to close both the cards and then apply for Infinia. would that...
  13. R

    Gyftr Transactions Being Blocked on HDFC SmartBuy

    Hello TF fam Today morning I tried to purchase my usual monthly quota of 10K Amazon Pay vouchers on HDFC SmartBuy using my Diners Privilege credit card. The transaction failed, as did the second one I tried. After a few minutes I received an automated call asking me to verify if it was me...
  14. shrewdoc

    HDFC Reporting to CIBIL Every WEEK!

    I have noticed for the last 20-25 days, HDFC has been reporting to CIBIL every week starting from: 23 Nov → 30 Nov → 7 Dec Previously HDFC used to report ONCE on month-end ie. on 30/31 of every month. This is even faster and earlier than the RBI new guidelines of biweekly reporting w.e.f. 1...
  15. damn

    Bypassing application cooldown for credit card

    I have, in last 7 months, have applied for HDFC credit card about 10 times in order to test a thesis I had. I came to know that some banks like Axis, even if your application was declined by them, will bypass cooldown and approval restrictions if you were eligible for application from Google Pay...
  16. Hritaban

    New HDFC Branch opened close to me, Rural branch, any chance of investment based Infinia or DCB?

    Went through CISBI Directory that stated that a branch opened on 30th of March 2024 18km away from where I stay and 500m away from where I work(I have a private doctor's chamber there). I have 10lakh in FD getting renewed this year in SBI (old FDs in my name from my grand parents). 1. Upto what...
  17. D

    How to achieve 8 lakh spends HDFC DCB

    I have HDFC DCB with CL of 6.18 lakh since past 4 years no LE offer given in past four years.I want to upgrade to infinia .suggest a way to achieve required spends for upgrading to infinia. I have an offer of FYF DCB metal right now.but i want infinia
  18. T

    Infinia HDFC TATA Neu for Infinia holders- Best use

    I’m already holding Infinia and getting Tata Neu Infinity LTF during this ongoing offer period. I’m not sure what could be the best use cases for Neu Infinity over Infinia. Neu Infinity gives 5%+5% in form of Neu coins on Tata brands. That’s the best it offers. However, one can get the vouchers...
  19. Brijesh Ghosh

    HDFC Tata Neu Plus Credit Card

    Hello everyone, recently I have been issued the Tata Neu Plus Credit Card. While applying it was shown lifetime free but after receiving the card and emailing HDFC I got to know they issued it only first year free. I forgot to take the screenshot of lifetime free while applying. Can anyone share...
  20. K

    HDFC not allowing to pay full credit card Bill

    I settled my HDFC credit card bill through CRED, but I understand that additional payments are no longer permitted. I paid the full amount, yet my HDFC Bank app shows an outstanding balance of ₹0.17. How can I resolve this outstanding amount given the inability to make partial payments?
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