hdfc

Recently in mycards hdfc app , found that I am offered an upgrade from regalia first to regalia gold - LTF offer but no where joining fees related details were mentioned. Same hdfc bank when I requested for free LFT regalia gold they said its not possible and i have to joining fees and annual...

Hi everyone I have a few insurance premium payment coming up. Planning to pay them with HDFC Biz Black(I have no other cc) – any way to maximise reward points? Or whats the best way to pay them for maximum points utilisation. Thanks

Pay your Taxes with HDFC Bank Credit Card & Get Rewarded! Starts On: 06-09-2025 Expires On: 15-09-2025 Offer Posting Date: 31-12-2025 Get complimentary vouchers up to Rs.2000 from top brands like Croma, Lifestyle, Swiggy, MakeMyTrip, Myntra & more by achieving your tax payment spends...

I’m curious about the HDFC Bank PhonePe Credit Card and wanted to ask for real user experiences before applying. My Questions 📝 How smooth was your application process? Did you get the card quickly after applying? How is the reward system/points earning working in real life? Most importantly —...

The HDFC Bank Equitas Excite Credit Card is a co-branded entry-level card focused on everyday spending like fuel, groceries, and utility bills. With an annual fee of ₹500 + GST, it is among the more affordable cards, and the fee gets waived if you spend ₹1 lakh in a year. The joining fee can...

Any way to pay HDFC life insurance greater than 25k using Amazon pay? I checked HDFCLife app and seems like in wallet option Amazon pay is not there. Amazon pay directly will not allow paying via wallet given amount is greater than 25k. I can't (don't want to) change the frequency of payment...

SBI Card app shows Total Amount Due as 85,356 HDFC BillPay app shows Total Amount Due as 85,356.23 Few months ago, similar situation happened. Amount shown in both the apps were different (by fraction) and I paid the amount which was showing in HDFC BillPay. It failed. When I then paid the...

Hi all, I need some expert guidance on an issue I am facing with HDFC Bank. I already have a Savings Max account with HDFC. I wanted to open a DigiSave Youth Savings Account (I’m eligible as per the age criteria). Here’s what happened: I tried applying online, but the application kept...

So I have been getting notifications from Payzapp. Today is last day appearantly. This is the notification I got which I have attached here. Can someone explain me what is the offer? Do we need to buy via payzapp only and what will we get? I was wishing conv fee waiver lol but that's not...

Hello all, I am new member here but using CC's from 10 years now. I have total 4 Cc's as follows 1. HDFC Millennia - Limit 2.9 L 2. ICICI Coral - 11.4 L Shared with all cards 3. ICICI Rubyx Master Card 11.4 L shared 4. ICICI Rubyx Amex Card 11.4 L shared I have my Salary account in the ICICI...

Hi everyone! I’m seeking your recommendation on whether I should get the SBI PhonePe Black credit card. Currently, I pay all my utility bills using the Airtel Axis Bank credit card, but I’ve been facing a few issues. The option to pay utility bills using cc gets removed quite often from the...

seems like they are phasing it out replacing it with other cards. does anyone got it replaced recently?

I have applied HDFC credit card for family member as first time borrower. His credit score is NH. Provided all necessary income proofs while applying. All process was smooth. Biometric kyc within 2 days, physical verifications next day. But today card got declined. Reason they gave is full...

I have an HDFC Millennia card with an annual fee, which I’ve been using for the last 2 years. Recently, I got the Swiggy LTF card. I requested to convert Millennia to LTF but it was rejected. Now I’m thinking of closing it and applying for the HDFC UPI RuPay card. Do you guys see any downside to...

Hi everyone, I have a life insurance premium of ₹5,11,250 (HDFC Life) due in 8 days, and I’m exploring the best way to make the payment for maximum rewards. 🔹 Plan I’m Considering: Use Amazon Pay option (supported by HDFC Life). To fund ₹5L, I’d need to buy 50 × ₹10,000 Amazon Pay Gift...

Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...

I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months. My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature. Can you suggest if i should go for any other card available at my salary or gold is good? My plan is to spend 9L and...

One of my friends have a shop , on his scanner one of his customer make payment of 290 rupees, he don't know who is he , because alot of customer make payment on QR code, yesterday bank freeze his account and mail him about account freeze , they do verification of shop and home , still under...

My senior citizen parents have joint account in HDFC. I did FD online but now unable to change maturity instructions as its in renew mode. I want to change to Renew principal and pay interest. When contacted RM, he suggested even if you do additional FD, you will face same issue with new FD...

I got a FYF upgrade from DCP to Diners Marriot Bonvoy. I have already spent 2.6k+ using the card but I can’t see the free night stay at Marriot. How do I redeem it?