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hdfc

  1. saver-user

    On public demand switched to ICICI from HDFC home loan

    Had my HDFC loan sanctioned and ready but seeing the negative reviews I switched to ICICI. But yeah they have their own problems. ICICI needs me to close my 3 credit cards - Regalia gold, tata neu infinity, axis rewards. I don't mind the regalia and axis closure those are shxt cards. But I am...
  2. S

    HDFC Bank credit card has started 3% foreclosure charges on emi ?

    Has anybody recently purchased anything on no-cost emi from hdfc bank credit card and cancelled the same ? Mine i had done 4 months back and there no processing charges as well as there no foreclosure charges also. Is this new ? or has been in effect recently ? learning from sbi credit card...
  3. S

    Missed paying PNB card on time because I relied on HDFC autopay

    Previously I would manually pay all my credit card bills using SBI unipay. I had the incentive to do so because I got rewards. Now that is no longer the case, I thought why not just delegate the task to autopay through HDFC. Big mistake. HDFC totally did not fetch my PNB card bill. I was...
  4. shalon

    HDFC Bank ₹2250 Voucher – Did You Receive This Offer?

    I received an email from HDFC Bank in February informing me that I had won a ₹2250 voucher for using my HDFC Bank Debit Card. The email mentioned that the voucher balance was credited to PayZapp, and I successfully redeemed it, though the process was different from the usual. I thought about...
  5. U

    Offer from HDFC Marriott card

    I got this SMS yesterday 🏨 1 FREE Night-stay Awaits! 🏨 💳 Your Marriott Bonvoy HDFC Bank Credit Card xx4x2x rewards you for spending! Hit your milestones & earn Bonus Marriott Bonvoy (MB) Points toward a free night-stay. 🎯 Spend ₹2L → Get 3,000 MB Points 🎯 Spend ₹4L → Get 7,000 MB Points 💎...
  6. Batman

    HDFC SmartBuy steps to order

    I have been ordering on SmartBuy for about 3 years now. I am making this post to check if one or more of these steps can be reduced. Go to smartbuy -> Login -> Shop -> Choose brand website Brand website (redirected through Smartbuy) opens up. Ensure cart is empty. Add items to cart, place the...
  7. avikrish

    Does hdfc rupay upi card comes under core or floater card?

    I have HDFC millinea, Swiggy, now if I take rupay upi card is it a 2nd core card or floater card? How many credit card can we have from HDFC? Does hdfc rupay upi card is considered for 10% instant discounts on Flipkart and Amazon?
  8. Y

    HDFC CC ReKYC is a complete mess!

    Hey folks, I have three HDFC credit cards (Regalia, RuPay, and Swiggy) but no bank account with them. My Regalia was upgraded from a Diners card a few years back, and I had submitted all the required KYC documents back then. Fast forward to December 2024, HDFC sent me an email asking me to...
  9. Z

    HDFC linked phone to a random loan account. Need advise

    I was constantly getting messages from HDFC bank about a loan default for many months on my phone number I have no relation with HDFC bank nor do I have any loan account with them. My phone number is also with me from last 15 years so cant be an old phone owner linking the same. I complained...
  10. dungeonMaster

    DCB HDFC denied DCB Metal upgrade

    I have escalated to both grievances email and pno for upgrading my millenia to dcb metal. But both have denied the same despite meeting the eligibility criteria for the card. I have salary slips > 2.75L after taxes pm for last 2 months. For December I don't have a payslip since I switched...
  11. yb24

    HDFC Personal Loan - Query & Discussion

    I want to take personal loan of 1 lakh and my salary comes in hdfc account but currently I don't have any pre-approved offer from hdfc. My salary comes in hdfc account but my company don't have tie up with any bank. Should I manually apply for loan online or offline with RM as I have preferred...
  12. AlooDum

    DCB HDFC Smartbuy 5x return on flight booking along with points redemption

    I want to enquire about flight ticket booking using Smartbuy portal as it gives 5x RP. While I can redeem upto 70% of points remaining 30% is being paid by the card itself so I get RP based on my actual spend or the price of actual ticket?
  13. M

    HDFC Credit Cards Hdfc Swiggy Credit Card - One Dines Free Offer

    Have anyone tried onedinesfree offer by Hdfc Swiggy Card. How was the experience ? Is it worth ?
  14. V1SH4L

    HDFC Bank denying to receive inward foreign remittance.

    I did freelancing for a foreign company and received 164.15 USD in HDFC Bank account on 19 February. I received an sms and email regarding this on 20th February. Then I logged into NetBanking and submitted disposal instructions. The purpose code was put to P1104 - entertainment services which...
  15. I

    HDFC Swiggy card LTF offer

    Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months. I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it...
  16. K

    Devaluation hdfc infinia pp

    no free domestic lounge access via pp ;_;
  17. jaisinghal

    Infinia HDFC Infinia Priority Pass Charged for Access in Domestic Indian Airports

    I had swipped 3 priority passes in chennai in November 2024. Just received the charges on my current statement, i thought infinia priority pass was free of charges on usage within india also, please confirm if anyone knows.
  18. R

    CIBIL Score Drop 37 point - 781 to 746 (feb 25 to mar 25) -hdfc bank, -gold loan

    Dear all, Iam planning for take home loan in March, but currently iam very Dipressed after this score Drop. Iam share some timeline for better Understanding- 5/01/25 - take gold loan (secured) and choose full payment after 1 years (basic+interest) not monthly interest pay. ( no ciblil enquiry...
  19. PayKaroAbhi

    HDFC Bank Credit Card Spend Based Offer - February & March 2025

    ↑ I received this same offer last month also, again I'm getting this offer and the same T&C. Now the thing is that, When I'm clicking on 'Know More' on my previous month's mail - it's showing the same date as the current month's offer. Also didn't get any confirmation after giving missed call to...
  20. C

    Incorrect Information Shared by HDFC to 3rd Party

    This is regarding A Loan, which is Not related to My Pan So After Providing Documents X BANK they de-linked from Pan and removed from My CIBIL as well in 2022. Now In 2025 From A 3rd Party Lender Same Loan Reflecting in My Cibil as X BANK transferred to that 3rd party and also shared my Pan...
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