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  1. N

    Need help returning phone in swiggy instamart

    I ordered nothing phone 3a from Swiggy instamart 2 days back as my previous phone was damaged and I needed phone urgently for calls. It was delivered with sealed condition but on checking IMEI on the official site, it was shown as activated in July. I want to return but customer support is not...
  2. M

    Exploring Corporate Fixed Deposits – Need Help!

    I’ve started exploring Corporate Fixed Deposits to diversify my investments, but couldn’t find any platform that lists all options with interest rates and ratings. If anyone knows where to compare and invest in corporate FDs, please share!
  3. slow-traveller-007

    Self-employed with ITR of 28Lac : Need help to get premium credit card : Infinia /Biz black /EPM

    Hi everyone, I have been self-employed for the past 1.5 years in software consulting, with an ITR of ₹28L, GST registration and CIBIL score is 800+. Previously, I held the Axis Magnus card, but I closed it after 2 years once it was devalued. Currently, I hold the one card, Scapia card and the...
  4. UtkarshAryan

    Help needed! No refund issued for failed transaction via Ebix prepaid card.

    Hey Guys, I did a transaction worth ₹5000 from the EBIX prepaid card after loading the wallet with RBL Enterprise debit card. I was adding money in payzapp wallet. However, the transaction failed but I haven't received the refund. I've been trying to resolve the issue with both Ebix and Payzapp...
  5. B

    Help finding the right credit card

    Good morning everyone, My yearly income is around 32 L ( includes both salaried and professional income) My cibil is 782. I have been using ICICI amazon pay cc for the last 3 years. My monthly expenses are around 80k to 1lakh. Hotel stays take up around 20-25k Fuel around 15k Swiggy orders...
  6. N

    My spent on credit card higher that annual income. Please help me 🙏

    My annual income is 4 lacs 20 thousands in 2024-25 FY . I spent around 7.5 lacs by credit card in 2024-2025 FY. Maximum spend is for my relatives. Should I worry about that ?
  7. Bart Simpson

    HDFC Credit Cards Need help with hdfc card closures suggestion

    I have an HDFC Millennia card with an annual fee, which I’ve been using for the last 2 years. Recently, I got the Swiggy LTF card. I requested to convert Millennia to LTF but it was rejected. Now I’m thinking of closing it and applying for the HDFC UPI RuPay card. Do you guys see any downside to...
  8. moglibhai

    Help Needed: Kiwi Credit Card Approval Without Aadhar-Registered Mobile Number

    Hey everyone, I’ve been trying to apply for the Kiwi Credit Card but I’m facing an issue. Every time I try through the Kiwi app, the “Apply” option is greyed out. The last time I tried was when Axis was offering the card, and since then, I haven’t been able to use the apply option. I reached...
  9. P

    Issue Resolved Erroneous Late Payment Reporting to CIBIL - Request for help

    I was a holder of the Axis Bank Neo Credit Card I successfully upgraded this card to an Axis Bank Visa Credit Card previously The annual fee for the old Neo card, which was charged, was correctly reversed as part of the upgrade process, as visible on the final statement for that account.and in...
  10. GROWNUPS

    ICICI Credit Card Help me Choose - MMT Signature vs MMT Revised

    CURRENTLY HAVE 3 CARDS: APAY, CORAL AND MakeMyTrip (OLD) I'm debating choosing ICICI MakeMyTrip Card (NEW VERSION) offered with 0 Joining Fee Pros: You get both Rupay and Mastecard together No Joining Fee and Annual Fee is reversed as MMT Voucher everytime Rewards on UPI Spends and...
  11. C

    Suggestion to optimize spends on different cards

    Dear All, I would like to get advice from everyone and help me optimize whether I should continue to use Amex platinum travel card or not. I have below cards HDFC Infinia Metal Airtel Axis Yes Kiwi Rupay SBI cashback HSBC live plus My spends are as follows LIC including family:2.3...
  12. Tushar2206

    Help me Optimize my Credit Card Portfolio (24, 10 LPA)

    Hey everyone, I’m currently trying to optimize my credit card portfolio and would love some advice from people who have experience balancing rewards, benefits, and fees. Profile Age: 24 Income: 10 LPA Spending pattern: • Online shopping & food delivery • Fuel & domestic travel (flights a...
  13. moglibhai

    Help Needed – Unable to File Complaint Against KIWI App (KlickYes Credit Card) on RBIO – Account Deleted Without Consent

    @SSV @Vasuki I’m here to raise a serious concern and seek guidance about the KIWI app, which provides the Klick Yes Bank credit card in partnership with banks. I am facing a troubling issue and cannot find a way to resolve it through regular or official channels. What Happened: A few weeks...
  14. Gaurav_G

    Help me decide which cards to keep or close!

    Hi all, I currently have 11 active credit cards, and I feel that my profile is starting to look over-leveraged (recently, even HSBC/SBI applications have been declined). My CIBIL score is ~790. I’m evaluating which cards to keep and which ones to close to improve my overall credit profile...
  15. R

    Help me to remove kyc details from indsind bank provided by paytm/Airtel

    Please provide details of someone who can help me to remove kyc details at Indsind bank provided by paytm/airtel because it is not letting me apply card at new location. I don't know why it show a customer id is there. But I don't have any relationship with the bank
  16. SKiNTiGHTTuNA

    Help Required on Credit Card Closure Delay complaint

    Hey Guys I am writing to seek advice regarding an issue with my Standard Chartered Credit Card and a recent ruling by the RBI. In 2018, I requested the closure of my credit card, which had an excess balance of approximately ₹90. While the bank acknowledged my closure request, the excess...
  17. M

    Need Help with FASTag Registration & Cashback on Recharge via Axis ACE Card

    i am registering for FASTAG 1. Can I register for FASTag with any bank 2. I have an Axis Bank ACE credit card. If I recharge my FASTag via Google Pay, will I get the 5% cashback benefit?
  18. nandhakumarn

    how sedexo card help us to save from imcome tax?

    Many MNC companies are giving relaxation for income tax through by issueing sedexo food card . monthly contribution of these card may relaxed for Incom tax as well. my question is where ever we can use these card? 1. hotels 2. some super market like reliance mart 3. jiomart online shiopping...
  19. H

    Help me choose Home Loan Bank

    Hello Everyone, Can you please help me which one I can choose for home loan hdfc or BOB? Below is the comparison. HDFC Bank – Home Loan Details Interest rate: 7.50% (floating) Processing fee: ₹1,500 CIBIL score: 786 (qualifies for preferred rate slab)...
  20. M

    PF withdrawal help needed..!!!! Urgent❌❌❌

    My friend is a central government employee who has now been enrolled under the National Pension Scheme (NPS). As h no longer wish to continue with my Provident Fund (PF) account, he has been attempting to withdraw the balance available in it. Previously, he submitted a withdrawal request for...
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