help

Hello, I’m looking for suggestions on which credit card(s) would give me the best returns based on my yearly spending pattern. I'm considering options between HDFC Infinia, Axis Magnus Burgundy (based on salary with Axis), and ICICI Emeralde Private Metal. ➡️ Redemption Preference: Mostly for...

Having used credit card for most of my transactions, never did I knew I would face such a situation. We are three brothers having many credit cards. My eldest brother was making a payment for land conversation to non agriculture at Karnataka govt site for a friends work. While paying from his...

Hi all, Recently, I visited my federal bank branch to 'renew' my KCC loan, which I have been doing every year for the past few years. This time, there was a new Customer Service Representative to assist me in the process. I explained my requirement to renew the loan and asked her about the...

I got the revert from RBI regarding the complaint which i raised for asking rejection reason to federal bank. I didn't get any proper reason for rejection of my credit card from level-1,2,3 . They only mentioned eligibility criteria not met. I got only a generic mail reply from federal bank...

I'm planning to buy the Samsung Galaxy S25 Ultra and considering the 12/256GB or 12/512GB variant. Here are the offers I found: ✅ Samsung Online Store (HDFC Millennia/Tata Neu Plus): 12/256GB → ₹1,11,899 (₹7,100 coupon + ₹11,000 bank discount) 12/512GB → ₹1,23,899 ✅ Reliance Digital (Axis...

Hi everyone. I had Accor balance of 63k points, transferred them during the time of Axis Magnus devaluation. Since then I'm just adding couple of points before the end of the year to extend their validity. I opened my Accor app after couple of months, and checked all my points were being used in...

i have 2 accor accounts say account A (main account) and account B A- have accor plus Gold Subscription here , has around 2k points here (So can't book from here) B-have accor all Signature Have arnd 30k points beacuse of all signature - yearly subscription , This will be valid till Nov...

Hi, This is my first post on this forum. I have 2 SC credit cards, SC manhattan and SC titanium. Now I am not using either of them because I have other cards which give better value. At the same time I think I am unnecessarily paying a high annual fee. I don't wat to cancel the cards for now...

Despite paying my Indian Bank credit card bill in full on Feb 7th, within the grace period (the due date was February 4th), they imposed over 100 rupees in interest plus GST. This interest was billed in February, and I ignored it and the emails. I reviewed my account on March 10th, discovering...

My concern is regarding self construction loan so someone who has experience with ICICI can help plz? So scenario is I had my last home loan from ICICI bank. Now I closed it 2 years ago and now on same property I am constructing a new building. I have all documents. ICICI has issued a...

I have availed the Bank of India's smart home loan (SBI Maxgain type OD based loan) at a very good ROI of 8.4% When I log into the account, there is no way to see the details of the loan. I would like to see the split-up of the interest vs principal in the EMI. I am also not able to see any...

Anyone please help me out its urgent. i want to buy i laptop on flipkart with payment method hdfc netbanking value 66000 approx(getting discount on netbnking txn thats the reason of this payment method). but it is declining again and again it say not able to comple trxn due to security. i...

Hay. Help me to minimize my card portfolio 1) Axis Magnus (paid): will be getting converted to m4b soon. >> For large spends like education fees, car purchase etc 2) Axis Atlas (paid): not using as such but keeping if as axis will devalue m4b anytime soon this will be 2nd card post m4b...

Hello Guys, I am posting this thread to ask some of my questions regarding cibil Yaa, so let's start I am having total of 5 loans out of which 4 are consumer durable and 1 is personal loan Hdfc bank (Consumer durable) taken in 2023 November.... It was reported to experian but not in cibil...

Hey all I got the tide card and loaded it. Took the rewards pass and to be able to do bank transfers but unfortunately there's a mismatch in my name on tide and my name on the bank account. Looking to get the money out of tide now, any recommendations? I can use the card over a period of time...

In the month of oct 2024 I wanted to buy an refrigerator on loan So i went to vijay sales... And i purchased it on bajaj finance I was not having their emi card so the vijay sales bajaj executive created emi card for me So in bajaj finserv app it was showing co branded vijay sales emi card...

Hi all, Is there a way to apply for the Diner's Club Privilege card from HDFC? I have tried the referral links from this forum and directly from HDFC website too, but the problem is the online form asks for information and then recommended me 3 cards, none of which is the DCP. Thanks!

Hi i will be travelling from cahndigard on 10th march 8 am at chandigard airport and need to be back to cahndigard aiprot on 13th march please suggest as i am solo how to travel and where to travel? is there a bus from cahndigard airpot to shimla?

i applied icici platinum credit card on feb 8th its more than 21 days still application status shows in progress, vkyc done physical verification of office also verified, all documentation also verified and application completed but waiting for sanction credit card i have no relationship with...

In my net banking I only see the upgrade option for my coral CC is the Rubyx Mastercard Credit Card as LTF, while the Sapphiro Card is showing as a paid option. I want Sapphiro as LTF and emailed the customer care regarding the same but my request got declined. I have been a long-standing ICICI...