help

Hey everyone, I’m currently trying to optimize my credit card portfolio and would love some advice from people who have experience balancing rewards, benefits, and fees. Profile Age: 24 Income: 10 LPA Spending pattern: • Online shopping & food delivery • Fuel & domestic travel (flights a...

@SSV @Vasuki I’m here to raise a serious concern and seek guidance about the KIWI app, which provides the Klick Yes Bank credit card in partnership with banks. I am facing a troubling issue and cannot find a way to resolve it through regular or official channels. What Happened: A few weeks...

Hi all, I currently have 11 active credit cards, and I feel that my profile is starting to look over-leveraged (recently, even HSBC/SBI applications have been declined). My CIBIL score is ~790. I’m evaluating which cards to keep and which ones to close to improve my overall credit profile...

Please provide details of someone who can help me to remove kyc details at Indsind bank provided by paytm/airtel because it is not letting me apply card at new location. I don't know why it show a customer id is there. But I don't have any relationship with the bank

Hey Guys I am writing to seek advice regarding an issue with my Standard Chartered Credit Card and a recent ruling by the RBI. In 2018, I requested the closure of my credit card, which had an excess balance of approximately ₹90. While the bank acknowledged my closure request, the excess...

i am registering for FASTAG 1. Can I register for FASTag with any bank 2. I have an Axis Bank ACE credit card. If I recharge my FASTag via Google Pay, will I get the 5% cashback benefit?

Many MNC companies are giving relaxation for income tax through by issueing sedexo food card . monthly contribution of these card may relaxed for Incom tax as well. my question is where ever we can use these card? 1. hotels 2. some super market like reliance mart 3. jiomart online shiopping...

Hello Everyone, Can you please help me which one I can choose for home loan hdfc or BOB? Below is the comparison. HDFC Bank – Home Loan Details Interest rate: 7.50% (floating) Processing fee: ₹1,500 CIBIL score: 786 (qualifies for preferred rate slab)...

My friend is a central government employee who has now been enrolled under the National Pension Scheme (NPS). As h no longer wish to continue with my Provident Fund (PF) account, he has been attempting to withdraw the balance available in it. Previously, he submitted a withdrawal request for...

I'm currently using atlas card on visa platform and i want to change it to rupay platform, please guide me with the step by step process. And I have a question before proceeding with my decision 1. Do i have to pay again the card joining fees for the rupay variant?

Hey guys.! First of all let me give a short background of mine I am self employed having an ITR of 7 lakhs and cibil score of 780 I had already taken 4-5 consumer loan from IDFC then last year they offer me pre approved personal loan which I took My problem is whenever I try to apply...

I had a salary account with ICICI which is now closed. I have a Amazon pay credit card (I've misplaced the card and don't have photos either). I only know the last 4 digits of that card. Both the salary account and CC were linked to a single user ID. Now when I try to login to iMobile it asks to...

Friends I drive Tata Harrier extensively and it comes with wireless android auto and wireless apple carplay. I use 2 phones and would like to know how can I connect them to the car infotainment system mainly for taking calls.

Hi everyone, I'm looking to optimize my credit card portfolio. I’m a salaried employee with the following profile: **Profile:** * **Net Monthly Salary:** ₹2.22L * **CIBIL Score:** 778 * **Spending Style:** Low to moderate; prefer LTF or self-sustaining cards. **Current Cards:** 1. **Axis...

Hi, I have a credit card with Axis Bank which had a due of ₹0.9 last month. I tried paying the same through 3rd party apps like navi, cred, innopay but it declined payment stating that "the bank doesn't accept payment less than ₹1". So, I tried paying ₹1 but it was also declined stating that...

Dear every one I got a pnb visa signature credit card on June 2023. After 2 years they charged me a joining fees of Rs.1500 last month. I want to know whether charging the joining fees after two years was legal or illegal because I need to complaint to RBI regarding this issue. Helpme regarding...

Guys help me with understanding cashback. Suppose i want to buy 10000 Amazon gv from hdfc smartbuy with millinea cc How will i get the cashback? By Cashback points? Or something And what is the value of this points? Can i use this against statement ? Or like millinea dc i can send it to bank...

It has been 2 years since i’m not able to apply any CC in IndusInd Bank. Can’t even open bank account on my number. The reason being… before I got my mob. number (8 years back)… It was with some other guy who opened bank acc in IndusInd. But since 8 yrs I own this number and he never really...

I just purchased all plus and noticed that rates got inflated in a minute. Need to experiment, and need a Platinum member, has 2 suite upgrades and doesn't have all plus. Please DM

I have around 1.8L flight booking expense in this week. The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF. I have doubt which card I should use? Should I close Amex and use Regallia Gold or pay 5000+GST to...