help

Good morning everyone, My yearly income is around 32 L ( includes both salaried and professional income) My cibil is 782. I have been using ICICI amazon pay cc for the last 3 years. My monthly expenses are around 80k to 1lakh. Hotel stays take up around 20-25k Fuel around 15k Swiggy orders...

My annual income is 4 lacs 20 thousands in 2024-25 FY . I spent around 7.5 lacs by credit card in 2024-2025 FY. Maximum spend is for my relatives. Should I worry about that ?

I have an HDFC Millennia card with an annual fee, which I’ve been using for the last 2 years. Recently, I got the Swiggy LTF card. I requested to convert Millennia to LTF but it was rejected. Now I’m thinking of closing it and applying for the HDFC UPI RuPay card. Do you guys see any downside to...

Hey everyone, I’ve been trying to apply for the Kiwi Credit Card but I’m facing an issue. Every time I try through the Kiwi app, the “Apply” option is greyed out. The last time I tried was when Axis was offering the card, and since then, I haven’t been able to use the apply option. I reached...

I was a holder of the Axis Bank Neo Credit Card I successfully upgraded this card to an Axis Bank Visa Credit Card previously The annual fee for the old Neo card, which was charged, was correctly reversed as part of the upgrade process, as visible on the final statement for that account.and in...

CURRENTLY HAVE 3 CARDS: APAY, CORAL AND MakeMyTrip (OLD) I'm debating choosing ICICI MakeMyTrip Card (NEW VERSION) offered with 0 Joining Fee Pros: You get both Rupay and Mastecard together No Joining Fee and Annual Fee is reversed as MMT Voucher everytime Rewards on UPI Spends and...

Dear All, I would like to get advice from everyone and help me optimize whether I should continue to use Amex platinum travel card or not. I have below cards HDFC Infinia Metal Airtel Axis Yes Kiwi Rupay SBI cashback HSBC live plus My spends are as follows LIC including family:2.3...

Hey everyone, I’m currently trying to optimize my credit card portfolio and would love some advice from people who have experience balancing rewards, benefits, and fees. Profile Age: 24 Income: 10 LPA Spending pattern: • Online shopping & food delivery • Fuel & domestic travel (flights a...

@SSV @Vasuki I’m here to raise a serious concern and seek guidance about the KIWI app, which provides the Klick Yes Bank credit card in partnership with banks. I am facing a troubling issue and cannot find a way to resolve it through regular or official channels. What Happened: A few weeks...

Hi all, I currently have 11 active credit cards, and I feel that my profile is starting to look over-leveraged (recently, even HSBC/SBI applications have been declined). My CIBIL score is ~790. I’m evaluating which cards to keep and which ones to close to improve my overall credit profile...

Please provide details of someone who can help me to remove kyc details at Indsind bank provided by paytm/airtel because it is not letting me apply card at new location. I don't know why it show a customer id is there. But I don't have any relationship with the bank

Hey Guys I am writing to seek advice regarding an issue with my Standard Chartered Credit Card and a recent ruling by the RBI. In 2018, I requested the closure of my credit card, which had an excess balance of approximately ₹90. While the bank acknowledged my closure request, the excess...

i am registering for FASTAG 1. Can I register for FASTag with any bank 2. I have an Axis Bank ACE credit card. If I recharge my FASTag via Google Pay, will I get the 5% cashback benefit?

Many MNC companies are giving relaxation for income tax through by issueing sedexo food card . monthly contribution of these card may relaxed for Incom tax as well. my question is where ever we can use these card? 1. hotels 2. some super market like reliance mart 3. jiomart online shiopping...

Hello Everyone, Can you please help me which one I can choose for home loan hdfc or BOB? Below is the comparison. HDFC Bank – Home Loan Details Interest rate: 7.50% (floating) Processing fee: ₹1,500 CIBIL score: 786 (qualifies for preferred rate slab)...

My friend is a central government employee who has now been enrolled under the National Pension Scheme (NPS). As h no longer wish to continue with my Provident Fund (PF) account, he has been attempting to withdraw the balance available in it. Previously, he submitted a withdrawal request for...

I'm currently using atlas card on visa platform and i want to change it to rupay platform, please guide me with the step by step process. And I have a question before proceeding with my decision 1. Do i have to pay again the card joining fees for the rupay variant?

Hey guys.! First of all let me give a short background of mine I am self employed having an ITR of 7 lakhs and cibil score of 780 I had already taken 4-5 consumer loan from IDFC then last year they offer me pre approved personal loan which I took My problem is whenever I try to apply...

I had a salary account with ICICI which is now closed. I have a Amazon pay credit card (I've misplaced the card and don't have photos either). I only know the last 4 digits of that card. Both the salary account and CC were linked to a single user ID. Now when I try to login to iMobile it asks to...

Friends I drive Tata Harrier extensively and it comes with wireless android auto and wireless apple carplay. I use 2 phones and would like to know how can I connect them to the car infotainment system mainly for taking calls.