help

I had an NRE account with Axis Bank, which I used from 2015 to 2017. After returning to India, I submitted a written application to close the account in October 2017. I even tried to log in again in January 2018 but was unable to do so, so I assumed the account had been closed. However...

Hello All! I have an ITR 13.4L, CIBIL of 786 and an extensive user of ICICI Emeralde and Axis Atlas. I have been trying to get Amex from a long time but since I live in a non-serviceable Pin Code, idk what to do. I have tried many workarounds (Last attempt in Jan 2025) but none seems to be...

Hi all, I’m planning a 25th wedding anniversary trip for my parents around last week of Jan 2026. A few things to keep in mind: • My dad is a bit concerned about war/conflict zones, so I’m looking for destinations with very low risk of geopolitical tension. (avoiding Thailand, Georgia and...

Hi all, It's my first wedding anniversary coming in March 2026, so me and my life are looking to plan an international trip in South East Asia. I have the Axis Atlas which is roughly 15k points. My mom has the Amex Plat Travel with roughly 50k points and dad has got the BIZ Black recently. My...

Hi all, While booking through TFS website, I noticed multiple lounges listed for Bengaluru airport (screenshot attached). The list includes: 080 Domestic Lounge – West PH1 080 Domestic Lounge – West PH2 080 Domestic Lounge – East 080 Domestic Lounge VIP 080 Arrival (two options shown) 080...

[EDIT]: This is sorted out, I have booked Ibis. Now, looking for suggestions on things to do or places to visit in Kolkata. (post #6) Hi all, I need a help. We are visiting BiswaBangla Convention Center Kolkata (work related conference etc) next month for 5 days. I am planning to book Accor...

I am having 90,000 payment of insurance coming in next quarter, should I choose Scapia Card and get 2% coins or HDFC Millenia with 1% cashback, and 1000₹ quarterly spend coupon on spending 1 lakh?

I have both HDFC Infinia Metal and ICICI Emeralde Private Metal cards. My usage of credit card would be mostly on Amazon and Flipkart, and mostly about 10-12 lakhs per year (including online and offline spends). Should I be retaining both cards or only one (which one )? Here is the current...

Hi folks, I need some urgent advice. My wife requires a new bank account that can be opened instantly online and linked with NPCI and DBT within 24 hours. She needs it for an urgent scholarship fund transfer. We don’t have an NPCI-linked account yet. Any suggestions on the best and fastest bank...

Hey guys! I want to update my bob saving acc correspondence address not permanent one But I don't have any proof .. Does bob allow me to update by self declaration If anyone have done so please share your experience Thank you!

Hello Everyone !! I recently got the Axis Magnus For Burgundy card, and I want to understand how should I time my spends to prevent loss of reward points for big purchases. My current Credit limit is 15L and I am planning to swipe around 20L for one of my wedding expense. I want to understand...

Time to say a thanks or dhanywaad to fellow TF members who have helped us in different ways. It can be helping with a voucher or providing knowledge on topics or guidance or putting a smile on our face anything for that matter.

Hey all, So as many of you probably know, Axis Atlas card has been discontinued. My sibling managed to get the Atlas upgrade on her Axis credit card just before it went away (applied on 30th August), while I don't have one. My wedding is coming up, and most of the spends are offline and at...

I need to pay my LIC premium of ₹90,000, so please suggest which credit card would be the best option to get cashback. I had already posted this on the forum earlier, but since no one helped, I am reposting it again. The cards I currently have are: 💳 SBI Cashback IndusInd Legend IDFC First...

I have BPCL octane 1.5l and SBI CB with 3.5L limit. I applied for this Phonepe sbi card 4 days back In PhonePe application, SBI executive said I can have 3 sbi cards. PhonePe card showed tententive limit will be 4L to 5L, i dont know if they gonna split this limit from above 2 cards. Will I get...

Hello All, So I have a salary account in ICICI + demat which I opened in 2016. Somewhere around 2020, I closed demat account during covid times by sending closure form over email. No AMC charges were deducted since then. Now back to 2025 Aug, I created a lumpsum and a SIP in Bandhan mutual...

I ordered nothing phone 3a from Swiggy instamart 2 days back as my previous phone was damaged and I needed phone urgently for calls. It was delivered with sealed condition but on checking IMEI on the official site, it was shown as activated in July. I want to return but customer support is not...

I’ve started exploring Corporate Fixed Deposits to diversify my investments, but couldn’t find any platform that lists all options with interest rates and ratings. If anyone knows where to compare and invest in corporate FDs, please share!

Hi everyone, I have been self-employed for the past 1.5 years in software consulting, with an ITR of ₹28L, GST registration and CIBIL score is 800+. Previously, I held the Axis Magnus card, but I closed it after 2 years once it was devalued. Currently, I hold the one card, Scapia card and the...

Hey Guys, I did a transaction worth ₹5000 from the EBIX prepaid card after loading the wallet with RBL Enterprise debit card. I was adding money in payzapp wallet. However, the transaction failed but I haven't received the refund. I've been trying to resolve the issue with both Ebix and Payzapp...