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  1. MURALIKRISHNAN

    need help with application status of icici platinum card

    i applied icici platinum credit card on feb 8th its more than 21 days still application status shows in progress, vkyc done physical verification of office also verified, all documentation also verified and application completed but waiting for sanction credit card i have no relationship with...
  2. R

    Need Help Regarding ICICI Sapphiro

    In my net banking I only see the upgrade option for my coral CC is the Rubyx Mastercard Credit Card as LTF, while the Sapphiro Card is showing as a paid option. I want Sapphiro as LTF and emailed the customer care regarding the same but my request got declined. I have been a long-standing ICICI...
  3. I

    2 Different Scenarios 2 Different Types Help Need

    1) Today I received mail from sbi your sbi cashback credit card application rejected and pdf attached with application number and my name but I never applied for sbi any type of credit card. What I should do now or next ? And why this happened to me ? 2)I applied for axis Bank credit card on...
  4. Z

    Need Help – MAB Penalty Deduction Issue with ICICI Bank

    Hi Everyone, I’m facing an issue with ICICI Bank regarding MAB (Minimum Average Balance) penalty deductions, and I’d appreciate any help or suggestions from the community. Here’s what happened: My account had a balance of ₹ 0.28 since December 2024, which was deducted on 7th February 2025...
  5. Chegg

    Need Help: Filing a Strong Complaint to RBI Ombudsman Against HDFC Bank

    Hi TechnoFino Members, I need guidance on raising a strong complaint with the RBI Ombudsman regarding an issue with HDFC Bank mishandling my credit card activation. Here’s what happened: Issue Summary: Unable to Activate HDFC Pixel Card on PayZapp Due to App Issue During activation, PayZapp...
  6. B

    [PLEASE HELP] Best Credit Card for Paying CA$75,000 (45L) in University Fees?

    I'm looking for an Indian credit card that offers a net positive return on university fee payments made through the university's payment portal. The portal charges a 2.5% processing fee for credit card transactions, plus the card's foreign exchange markup. Here are some key details: My annual...
  7. msd07

    My CC portfolio - Lounge access

    After coming into TF, I was on credit card gathering spree mainly for lounge access. After I got many cards in the last 1 year, all cards were devalued and spending limits increased. There is some confusion on ICICI cards regarding spending limit. No proper information even in the ICICI site...
  8. T

    Airtel Axis Max Utilisation Help

    I have 2 Airtel Wifi and postpaid connections Wifi 1 monthly bill: 2100 INR Wifi 2 monthly bill: 600 INR Postpaid monthly bill: 850 INR How to maximize the rewards using airtel axis card?
  9. D

    Help Kotak bank Denied to provide mcc

    Recently i did transaction of 10k then I asked kotak to tell me the mcc but they said that mcc code is provided by the merchant, merchant is not providing us so we cant provide it to you. Any other way to ask them mcc ?
  10. ank_sh1

    Buying a car with credit card. Help me decide card

    Hello all, I am buying a car of ~14.5L and convinced showroom to fully use credit card. I have number of credit cards and trying to decide which card to use. I have following cards: 1. HDFC Diners privilege - 4.5L 2. HDFC Rupay UPI card - 4.5L 3. HDFC Tata Neu Infinity - 4.5L 4. ICICI Sapphiro...
  11. Q

    Help! Stuck with HSBC Live Credit Card Application

    Hey Technofino fam, I need some quick help here! I applied for the HSBC Live Credit Card on a card-to-card basis (yeah, I thought it’d be easy-peasy since I have an Axis Bank credit card with a good limit). But guess what? I selected salaried and entered my salary details. Now, HSBC called me...
  12. B

    Need help for AMEX Platinum Travel application

    Hi @BestBanker My wife had applied for an amex platinum travel card which is cancelled as of today. The customer care executives had called 10 times with lot of queries regarding name of the downloaded aadhaar, etc. They were expecting my submitted aadhaar to have a particular name. As I had...
  13. msd07

    Help to book Radisson Goa

    Planning to stay in Radisson Goa. Osum TF community helped to get VIP status few months back. Are there any Radisson voucher codes or credit card offers or coupons that I can use to book hotels from Radisson website...
  14. Vickymaster1010

    Air india account suspended for now reason please help

    Hi team I Air India maharaja countess suspended for no reason it's giving me an error that it is temporary suspended please tell me what should I do I reach the ticket but there is no response from Air India team
  15. tmahesh37

    Require help with IDFC First credit card application

    I applied for the IDFC Power+ card, but my application was rejected. When I inquired about the reason, I received the following explanation: "The PAN number recorded in the bureau is ENXXXX6N, whereas the PAN on your application is AKXXXX06Q. Additionally, the bureau's records show that this...
  16. S

    Need help regarding icici bonds redemption

    Hello everyone, While cleaning my home, I found an application receipt for an ICICI Safety Bond from the February 2001 series. It's a Children Growth Bond (Plan 2), where an investment of ₹5,000 was supposed to mature to ₹40,000 in approximately 19 years and 5 months. The application was...
  17. saver-user

    General info needed on burgundy

    I wanted everyone to share there experiences by which route they got upgraded to burgundy. As per current scenario its 5L opening balance for burgundy and 10L monthly average savings amount. According to the customer care of axis (don't trust them much) - as soon as your balance is 10L in...
  18. saver-user

    Anyone Good with Maths? Need Help in Home loan Stuff

    So guys i have taken a home loan for 10 years monthly emi 74K. since i am building a apartment my. i will also receive monthly rental income. I can easily prepay extra 70-80k (every month) on top of 74k emi every month my question is which option is better to save most interest??? my head hurts...
  19. saver-user

    HDFC Home Loan - Query & Discussion

    So, my loan got sanctioned with HDFC disbursement is pending. they are asking me to take a insurance from them. that is a concern but not the main one. my main concern is i have read some threads saying HDFC during contruction even after paying full emi (not selecting pre emi) doesnt reduce...
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