help

I have both HDFC Infinia Metal and ICICI Emeralde Private Metal cards. My usage of credit card would be mostly on Amazon and Flipkart, and mostly about 10-12 lakhs per year (including online and offline spends). Should I be retaining both cards or only one (which one )? Here is the current...

Hi folks, I need some urgent advice. My wife requires a new bank account that can be opened instantly online and linked with NPCI and DBT within 24 hours. She needs it for an urgent scholarship fund transfer. We don’t have an NPCI-linked account yet. Any suggestions on the best and fastest bank...

Hey guys! I want to update my bob saving acc correspondence address not permanent one But I don't have any proof .. Does bob allow me to update by self declaration If anyone have done so please share your experience Thank you!

Hello Everyone !! I recently got the Axis Magnus For Burgundy card, and I want to understand how should I time my spends to prevent loss of reward points for big purchases. My current Credit limit is 15L and I am planning to swipe around 20L for one of my wedding expense. I want to understand...

Time to say a thanks or dhanywaad to fellow TF members who have helped us in different ways. It can be helping with a voucher or providing knowledge on topics or guidance or putting a smile on our face anything for that matter.

Hey all, So as many of you probably know, Axis Atlas card has been discontinued. My sibling managed to get the Atlas upgrade on her Axis credit card just before it went away (applied on 30th August), while I don't have one. My wedding is coming up, and most of the spends are offline and at...

I need to pay my LIC premium of ₹90,000, so please suggest which credit card would be the best option to get cashback. I had already posted this on the forum earlier, but since no one helped, I am reposting it again. The cards I currently have are: 💳 SBI Cashback IndusInd Legend IDFC First...

I have BPCL octane 1.5l and SBI CB with 3.5L limit. I applied for this Phonepe sbi card 4 days back In PhonePe application, SBI executive said I can have 3 sbi cards. PhonePe card showed tententive limit will be 4L to 5L, i dont know if they gonna split this limit from above 2 cards. Will I get...

Hello All, So I have a salary account in ICICI + demat which I opened in 2016. Somewhere around 2020, I closed demat account during covid times by sending closure form over email. No AMC charges were deducted since then. Now back to 2025 Aug, I created a lumpsum and a SIP in Bandhan mutual...

I ordered nothing phone 3a from Swiggy instamart 2 days back as my previous phone was damaged and I needed phone urgently for calls. It was delivered with sealed condition but on checking IMEI on the official site, it was shown as activated in July. I want to return but customer support is not...

I’ve started exploring Corporate Fixed Deposits to diversify my investments, but couldn’t find any platform that lists all options with interest rates and ratings. If anyone knows where to compare and invest in corporate FDs, please share!

Hi everyone, I have been self-employed for the past 1.5 years in software consulting, with an ITR of ₹28L, GST registration and CIBIL score is 800+. Previously, I held the Axis Magnus card, but I closed it after 2 years once it was devalued. Currently, I hold the one card, Scapia card and the...

Hey Guys, I did a transaction worth ₹5000 from the EBIX prepaid card after loading the wallet with RBL Enterprise debit card. I was adding money in payzapp wallet. However, the transaction failed but I haven't received the refund. I've been trying to resolve the issue with both Ebix and Payzapp...

Good morning everyone, My yearly income is around 32 L ( includes both salaried and professional income) My cibil is 782. I have been using ICICI amazon pay cc for the last 3 years. My monthly expenses are around 80k to 1lakh. Hotel stays take up around 20-25k Fuel around 15k Swiggy orders...

My annual income is 4 lacs 20 thousands in 2024-25 FY . I spent around 7.5 lacs by credit card in 2024-2025 FY. Maximum spend is for my relatives. Should I worry about that ?

I have an HDFC Millennia card with an annual fee, which I’ve been using for the last 2 years. Recently, I got the Swiggy LTF card. I requested to convert Millennia to LTF but it was rejected. Now I’m thinking of closing it and applying for the HDFC UPI RuPay card. Do you guys see any downside to...

Hey everyone, I’ve been trying to apply for the Kiwi Credit Card but I’m facing an issue. Every time I try through the Kiwi app, the “Apply” option is greyed out. The last time I tried was when Axis was offering the card, and since then, I haven’t been able to use the apply option. I reached...

I was a holder of the Axis Bank Neo Credit Card I successfully upgraded this card to an Axis Bank Visa Credit Card previously The annual fee for the old Neo card, which was charged, was correctly reversed as part of the upgrade process, as visible on the final statement for that account.and in...

CURRENTLY HAVE 3 CARDS: APAY, CORAL AND MakeMyTrip (OLD) I'm debating choosing ICICI MakeMyTrip Card (NEW VERSION) offered with 0 Joining Fee Pros: You get both Rupay and Mastecard together No Joining Fee and Annual Fee is reversed as MMT Voucher everytime Rewards on UPI Spends and...

Dear All, I would like to get advice from everyone and help me optimize whether I should continue to use Amex platinum travel card or not. I have below cards HDFC Infinia Metal Airtel Axis Yes Kiwi Rupay SBI cashback HSBC live plus My spends are as follows LIC including family:2.3...