help

I'm currently using atlas card on visa platform and i want to change it to rupay platform, please guide me with the step by step process. And I have a question before proceeding with my decision 1. Do i have to pay again the card joining fees for the rupay variant?

Hey guys.! First of all let me give a short background of mine I am self employed having an ITR of 7 lakhs and cibil score of 780 I had already taken 4-5 consumer loan from IDFC then last year they offer me pre approved personal loan which I took My problem is whenever I try to apply...

I had a salary account with ICICI which is now closed. I have a Amazon pay credit card (I've misplaced the card and don't have photos either). I only know the last 4 digits of that card. Both the salary account and CC were linked to a single user ID. Now when I try to login to iMobile it asks to...

Friends I drive Tata Harrier extensively and it comes with wireless android auto and wireless apple carplay. I use 2 phones and would like to know how can I connect them to the car infotainment system mainly for taking calls.

Hi everyone, I'm looking to optimize my credit card portfolio. I’m a salaried employee with the following profile: **Profile:** * **Net Monthly Salary:** ₹2.22L * **CIBIL Score:** 778 * **Spending Style:** Low to moderate; prefer LTF or self-sustaining cards. **Current Cards:** 1. **Axis...

Hi, I have a credit card with Axis Bank which had a due of ₹0.9 last month. I tried paying the same through 3rd party apps like navi, cred, innopay but it declined payment stating that "the bank doesn't accept payment less than ₹1". So, I tried paying ₹1 but it was also declined stating that...

Dear every one I got a pnb visa signature credit card on June 2023. After 2 years they charged me a joining fees of Rs.1500 last month. I want to know whether charging the joining fees after two years was legal or illegal because I need to complaint to RBI regarding this issue. Helpme regarding...

Guys help me with understanding cashback. Suppose i want to buy 10000 Amazon gv from hdfc smartbuy with millinea cc How will i get the cashback? By Cashback points? Or something And what is the value of this points? Can i use this against statement ? Or like millinea dc i can send it to bank...

It has been 2 years since i’m not able to apply any CC in IndusInd Bank. Can’t even open bank account on my number. The reason being… before I got my mob. number (8 years back)… It was with some other guy who opened bank acc in IndusInd. But since 8 yrs I own this number and he never really...

I just purchased all plus and noticed that rates got inflated in a minute. Need to experiment, and need a Platinum member, has 2 suite upgrades and doesn't have all plus. Please DM

I have around 1.8L flight booking expense in this week. The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF. I have doubt which card I should use? Should I close Amex and use Regallia Gold or pay 5000+GST to...

I have around 1.8L flight booking expense in this week. The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF. I have doubt which card I should use? Should I close Amex and use Regallia Gold or pay 5000+GST to...

Hello I am purchasing a ring from candere for my mother is there any card or any other app/offers i can avail to save some money on this. Someone who purchased anything from candere please share your valuable feedback 🙂

Friends, I have Amex Platinum Travel card and Gold charge card. Both these cards have one supplementary card. if buying Amazon Pay GV from Amex rewards multiplier site still worth, it would be a great help any experts here help me in understanding few doubts below .. 1. if I purchase Amazon...

Hi everyone, I run a Govt Meeseva centre and handle around ₹3–4 lakh per month in utility bill payments (electricity, water, etc.) on behalf of customers. Here’s what I’m currently doing: ✅ SBI Cashback Card – I buy Amazon Pay gift vouchers (GVs) and pay bills via Amazon Pay. After...

I already hold hdfc tata neu and applied for LTF Swiggy card through my alternate member (I do not have any other relationship with HDFC). The application got rejected and on escalation i was told that , the application got rejected because there was a mobile number mismatch. I was sent a self...

Hi all, between myself and my wife, we have around 1.6L MR points. We are planning a trip next year (July) in SEA probably Indonesia or Vietnam. I know Marriot is my best option, but 90% of Marriot properties shows unavailable when I select 4 people (2 adult+2 child). Also, Indonesia being...

Hi TF Members, I wanted to share an ongoing issue with ICICI Bank regarding a mis-selling experience and request your inputs on how to proceed further. --- 🔹 Background: Earlier this month, I was offered an ICICI Rubyx Credit Card as Lifetime Free (LTF) by a bank representative...

Okay. What a nightmare it has been. This has to be one of the worst bank out there. The infrastructure they got is pure garbage. I have been trying to get hold of Exclusive debit card with 0 MAB. I decided to jump the hoops to get it via Pinnacle card. Tons of issues. The app feels like its...

I recently faced an issue with a pre-approved HDFC credit card offer and need some clarity on how to get it re-evaluated. My Relationship Manager informed me over call that I had pre-approved offers for the Freedom, Swiggy, and IndianOil credit cards. He said a token had already been generated...