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  1. CodeCrusher

    HDFC ACCOR Urgent Help

    Hello, I tried transferring my Hdfc DCB 13k reward points to Accor yesterday. On the otp screen, I entered the otp and clicked submit but the page got stuck. Points got deducted and no intimation of any sort were sent to me. Today, received below sms from hdfc : Dear Customer, 13000 Points for...
  2. keshavxd

    Please Help Recommending Me Better Credit Cards!!

    Hi everyone, I need some advice on card recommendations. I currently hold the Amex trifecta (Platinum Travel, Gold, MRCC) and have already hit the 4L milestone on the Platinum Travel Card. As a result, I'm not getting any significant benefits from using the Platinum Travel card post-milestone...
  3. Indian

    Bank Wrongly Reported Me as a Defaulter - How I Won the Case Against the Bank

    Just my experience may happen to anyone ,here are my case or story: Yesterday i received a call from SCB that my card was due from 2001 hence i need to pay immediately , i politely replied as i was studying 12th standard in 2001 and i never any SCB card before 2020 , today again he called and...
  4. vaibhavjain288204

    getting charged on card approved on name of lft

    i was offered lft icici rubyx dual credit card via agent, as i was college student(nit). But today after my card confirmation message came, i called called customercare. They confirmed that mastercard varient is lft, but amex varient is chargable. What should i do now?
  5. originaldarklord

    Help consolidate and refine card portfolio

    Hi, I'm 25M, salaried but can move to being a self employed contractor, with a current net salary credit of 1.26L per month. Here is my current portfolio: 1. Axis Ace - Limit Rs. 4,00,000 - Most used card for offline and online transactions 2. Axis Select - Limit Rs. 4,00,000 shared with Ace -...
  6. ccNoob24

    Credit card strategy

    What should be our credit card strategy? Should we apply for any new card? Which should be our primary card? Should we get rid of any card? Cards I have: Icici sapphiro(amex+MC) LTF 11L limit AmazonPay LTF 7L limit Idfc select LTF 2.5L limit Card My wife has: HDFC Regali LTF 3L limit My net...
  7. I

    Issue with one card

    Bill generated amt 72k somthing and at last 1018 was pending maine dekha nhi So due date was 7 And i paid on 12 1018 Now they have charged 2320+400 somthing gst as intrest on 1018 Gave explanation ki transaction date sa intrest lagega and much more And khud sa hi bola 2k wapas kardenge Still...
  8. A

    Need Help in Getting HDFC Credit Card with Decent Limit

    Had Old HDFC Card: Had ₹1 lakh limit in Millenia, requested increase but denied. Closed card and reapplied via C2C after 6M with Rs 15L Magnus Statement, only got Moneyback card offer. Recently pre-approved for ₹1.34 lakh limit, but want a higher limit card. Strong credit profile: HDFC...
  9. I

    Gambling addiction (help)

    I am 20 currently Earned 25l through crypto and other stuff And i already lost 20l in gambling last year and some in 2022 Because of that i didn't Focused on my studies and failed in ca and cs exams . My 2 years are waste Today idk now I again gambled and lost 2l again. Now I am left with 3...
  10. P

    Need help to manage taxes

    i never filled ITR before this year i did transaction across 5 banks total of 50-70l , mostly it was like fd break ,create and sending money from my one bank to another. and there were total of 4l cash deposit earned 40k in stocks lost 12k in fno i have no job so i have to pay taxes? i do not...
  11. R

    DCB Payment failing after card renewal

    My DCB was renewed as the card expired in January. After receiving the new card, I set the pin and used it offline. It worked fine. But when tried to do any online transaction, it failed and I got a message stating payment was declined due to the wrong CVV or expiry date. I tried it on multiple...
  12. P

    Issue with opening select account in IndusInd bank

    on 12th jan 2024 i opened an select account like 6 in morning and then funded with 90k from my Indie account and there was option to do vkyc so i put addhar otp and then it says no agent. i tried at 10 am it started showing error i will attact screenshot. i got mail from bank that my account has...
  13. noobdipesh

    Indianoil management email id

    Hi, I am facing huge problem while availing gas connection from indianoil and it's the only company which somes to home whenever i want so can't shift to other company so if anyone have thier management email id on which they hear us, kindly provide. I tried everything possible but didn't found...
  14. Momo_Scooby

    Best Credit Card to switch to

    I was using Axis Magnus as my main card and was getting each month milestone points on that for 1L spent and used those points on international flights and hotels. But after evaluation, I moved my spent to Diners Black which is LTF, and in the last 4 months, I had spent around 9+Lakhs on that to...
  15. S

    Lost my smartphone and lost primary mail access

    Goodmorning Hey all😭 My old username on community is Swann, Hope @VISHESH_BANSAL remembers me. I lost my phone 3days back,i dont remember my gmail id pw I tried to get it back via forgot pw option but it has two factor authentication on I m getting otp on my mobile phone number but than google...
  16. im-raghav

    HDFC Moneyback Credit Card disabled by them

    Hi All, I applied for a credit card with HDFC from branch and they approved it with 75k limit but upon arrival I was unable to enable it or do any transaction, I visited branch they had also no ideas what's the issue. After I tweeted got a call back from them and they told since my father had...
  17. yashendra2797

    Need some advice on which card to use for booking hotels in Europe, and to use for ForEx

    I am traveling with my parents to Europe for 2 weeks this month end. I booked my departure using Magnus (1.2L on TravelEdge), and return using my father's new Axis Vistara Infinite (1.2L on Vistara since the flight was HEAVILY discounted). Now, I have to book hotels, sightseeing tickets, and...
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