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  1. chanduk433

    Does upgrading to classic or preffered banking help in getting better credit card and limits?

    I have normal saving account with hdfc but from last 3 years I'm getting pre approved upgrade to classic and for last 2 years getting upgrade to preffered banking is it worth upgrading. Does it help in getting better credit card and limit enhancements. I was offered a moneyback+ after account...
  2. Tylerdurden

    help in acquiring One card

    Dear All, I wanted my hands on a metal credit card. Hence, I applied for One card few months back and the status is showing as Reserved since applied. while looking for ways to get it in this forum, I came to know about one score. In the one score app, my lending partner is displayed as Federal...
  3. YoLoBoY

    Need Help to calculate Millennia Cashback

    Hi Fam, I received my Millenia statement for August, and I'm unsure how the 5% cashback is calculated. I’ve attached a screenshot of the statement. I was expecting to receive 785 cashpoints cap, but only 552 were credited for 5 percentage. I know that the AUG month statement cashback points will...
  4. iamcc

    Help for which cards to keep ?

    Hi all, I am having multiple ltf cards and need suggestion regarding to keep all of them.. ICICI platinum (5 yr old and first card) Apay card Flipkart axis card Indusind legend (reason for keeping - visa signature) Icici coral(rupay) Sbi elite Icici sapphiro Right now platinum, coral, sapphiro...
  5. superstar@123

    Infinia Help!!! Calculating Rewards Points

    Guys, I have recently upgraded to Infinia and I am pretty much confused as to how they calculate and give the reward points, specifically the acceralated reward points thorugh smartbuy. I am attaching all the spends which I did from my primary card as well as add on card and also the reward...
  6. CodeCrusher

    Free domentic Lounge Access Help Needed

    Hello, I am urgently travelling tomorrow with 7 other family members. I am thinking of accessing lounge for all 8 of us. With recent devaluation, it’s hard to know which card provides domestic lounge complimentary without any spend conditions. Could anyone help me? Below is my card portfolio...
  7. HumorSimpson

    Laptop buying help [NOT so urgent]

    Hi, My personal laptop became unusable and I need a new one ASAP. Going by personal experience with office Lenovo laptops, I am inclined towards it. My Budget is <50K inr and usage is typical docs/video watching. Not rigorous programming or t*rren*t downloading. postponing till Dhasara sales...
  8. C

    Help needed for idfc wealth credit card

    Hey, I need a help. Actually, I opened the IDFC credit card to get the Wealth Credit Card. My RM promised me that he can able to Wealth Credit Card if I open a Wealth account. So, I agree with him that I opened a Wealth account. But it's been more than 8 months, I can't able to Wealth Credit...
  9. H

    HDFC classic banking help

    I have recently downgraded from HDFC classic program now after putting the sufficient funds I asked the bm to upgrade back to classic he is saying I need to maintain the funds for the next 3 months then only he can able to initiate classic status. Is this correct or he is just doing for his...
  10. Cc_learmer

    Help regarding apay icici card

    I bought a phone using apay icici in May month...After that no big transaction on that card...If I buy another phone in this month for a friend will there be any problem?
  11. ghost of sparta

    Help with Axis Vistara Infinite offline application

    Hi, I currently have magnus and atlas with 10L limits. I got them a year ago and didn't apply for any axis cards after that. I am trying to vistara infinite now. I heard that they stopped online applications for this card. My branch is not much useful. Any axis agent here that can help with...
  12. T

    Don't know where the money went to

    Last night i told my friend to send me some money which he has done before, he entered my number linked to upi [just my number without any suffix like @ xyz] and paid using phonePe, he said the transaction was successful but the money never reached my account i asked for screenshot and upon...
  13. T

    Need help/ Suggession

    Hello everyone I got upgrade offer from Amerixan Express for platinum travel card I currently have MRCC card. My usage of these cards are just for Specific offers Is it good to upgrade?
  14. jlevi07

    Need help for HYD to Incheon Flight booking

    What is the best way to book round-trip from Hyderabad to Incheon. Should I buy miles from any miles program or book directly from any site offering lowest price. Any help much appreciated. Thanks.
  15. R

    IDFC rejected after office verification, Need help

    I'm self employed, and when I applied for IDFC credit card I mention my old axis card and my cibil is 785, so I got offered few cards with Documents required and without documents, but got offered LTF for without documents, so I took it. Today someone came for office verification, But there is...
  16. prabhuk

    Vietnam - Forex & Trip help

    1. Which website gives forex USD currency notes and edge rewards are counted for Axis Magnus ? (There is one thread in TF where Thomas cook gave ERs as travel category in June not sure now) 2. I’ve applied for AU Ixigo CC + Fi money before my trip to Vietnam next month, wanted to check if...
  17. kiwi195

    Need help and suggestions regarding CIBIL

    My father had a loan with Capital First Bank during 2008 which was closed with timely payments. However, the account is shown as settled in his CIBIL report even with no due amount. Since then, capital first merged with IDFC Bank and now the 'settled' account shows under IDFC bank. Kindly let me...
  18. m4b

    Need Help with Trip Planning Thailand + Malaysia - WIP

    Sup folks, I am planning a trip to Thailand and Malaysia for around 10 days. Objective: As this year's BharatGP has been cancelled, I am planning to attend Thailand GP (25th to 27th Oct) and Malaysian GP (1st to 3rd Nov). Don't want to burn too much cash, miles only! Location of Thailand GP...
  19. Nathan Drake

    credit card help

    hi guys. I'm 22 years old. I used lazy pay in 2022 and made 3 late payments due to which my cibil fell to 690. Have no current credit card, I will be travelling to USA in September, so I need a credit card with international lounge access and cool features. I am a student currrently so I won't...
  20. M

    Help! Errors in Travel Edge Portal - 2016

    Hi Anyone else facing error "2016-An unknown error has occured" while trying to login to the travel edge portal (screenshot attached) I have been facing this for past few days...when I login to "Edge Rewards" it works fine and I am able to see everything from balance to points breakup etc
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