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icici

  1. Brijesh Ghosh

    ICICI credit card C2C

    Hello everyone, Can anyone refer me an ICICI agent to apply credit card C2C near Kolkata? I have 1.35 lakh limit from Axis, 86k limit from SBI, 1.4 lakh limit from BOB Onecard. Also which cards can I expect LTF via C2C? If anyone helps, it will be great! 😃
  2. Saiv

    What’s the Point of ICICI Dual Cards

    I’ve Rubyx Dual Cards LTF(MC+ Amex) My friend via their Office Got Shappiro Dual(MC+Amex) LTF. Rubyx Card is not at all a Good card, 2 points for ₹100 i.e 0.5% excluding Redemption Fee🤡. Most Absurd thing is they’re issuing Platinum variant of Visa/MC/Amex. For a card which has ₹3500+ Joining...
  3. S

    ICICI LTF Coral Rupay Credit Card Rejected

    I have applied for ICICI Bank Visa Platinum Card via their campaign link on Instagram, after submitting the form one ICICI Bank Executive called me and helped me to fill the complete application, she told me that your company is on our tie-up list so you'll get better card at LTF so I've applied...
  4. aniketkr.sharma

    Axis Magnus or Icici Emarlde

    Hi all I want to know that which will be better Axis Magnus or ICICI Emaralde for online & offline in terms of returns. Please suggest.
  5. Saiv

    Icici Credit Card Upgrade Offer Clarity!

    I’ve both Amazon(oldest Cc) & Coral Rupay LTF, today on upgrade cc page it shown Rubyx Dual card as LTF, so i clicked & submitted the application. So which card will be upgraded Amazon or coral. I don’t wanna loose Amazon
  6. darjeeronak

    Inquiry on ICICI Credit Card EMI Cancellation and Related Charges

    I have a question. I am purchasing a product close to 1 Lac on ICICI CC Low Cost EMI, and there is a 14k discount (Discount = 5K + Product Instant Discount = 9K). However, it is at 15.99% p.a. with a 12-month tenure. If I call customer care and ask them to cancel my EMI within 15 days, will...
  7. cardio_guy

    Close ICICI bank account through iMobile app; No need of physical forms or branch visit

    You can close ICICI bank account online, no need to go to branch and submit physical forms. In iMobile app, go to Services > Account Services > Account Closure. You also need to enter an account number and detail where your balance amount or interest needs to be transferred. (Not yet tried on...
  8. helloworld

    The End of 'Lifetime Free'? ICICI's Big Change to Credit Cards 😲

    The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...
  9. _Mayank_

    Happy On Rejection with ICICI

    I’ve honestly never seen people so happy about getting their credit card applications rejected, but here we are with ICICI! Ever since the news dropped a couple of days ago, I’ve been scrolling through Reddit, X, and Quora, and everyone’s bashing ICICI for ruining the value of their cards...
  10. cardio_guy

    Credit Card and Banking Suggestion [2024 December Update]

    ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...
  11. V

    Need trusted ICICI agent for CC application

    Hi everyone I'm looking for a trusted ICICI agent for applying platinum chip credit card, I have visited my nearby branch but their response was lukewarm and weren't really interested ( or maybe they were overburdened with bank work) so I need an agent who could help me with offline...
  12. S

    Devaluation ICICI Credit Cards Major Devaluation

    Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf
  13. TechnoFino

    Devaluation ICICI Bank Credit Cards Huge Devaluation Effective from 15th November 2024

    Now it's ICICI Bank's turn—they've joined the 2024 devaluation party. Here’s a simplified breakdown of the changes: Utility & Insurance Capping: You will continue to earn reward points for utility and insurance spends up to Rs. 80,000 at the current earn rate on Rubyx and higher variant...
  14. mayanksomaiyaa

    Upcoming changes in ICICI Bank from 15 th November

    Spa benefit discontinued.
  15. S

    Icici devaluation - lounge spa and others hit

    Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf
  16. Neo

    How to Buy Amazon shopping voucher using Icici Gift Card (Visa) ?

    Hi, I have Icici Gift Card ( Visa) , which is a prepaid card. I tried buying Amazon Shopping Voucher in Amazon app and TaraNew app. However these platforms not allowing me to use the Prepaid card to buy Amazon Shopping Voucher. Is there any other way (without paying extra charges) to buy the...
  17. H

    Which among ICICI vs Axis vs HDFC is Easiest to get LTF CC without CIBIL by maintaing balance,FD ?

    Hello intelligent folks, I m 27, self employed with only 2 lac ITR. I never had any credit cards or any CIBIL score (Since kept all funds in SBI from 10 years 😭😥). I can manage 4-7 lac FD , 30k savings account balance. This amount will decrease in future, after I get my CC , since, I will buy...
  18. CyberPsych

    ICICI is providing limit enhancement, check yours

    I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L...
  19. C

    Experience with ICICI bank

    I just had an absolute horror show with my ICICI bank application process. I have been a long time user of many credit cards including Amazon pay ICICI carda nd I recently applied for a core ICICI bank card which was rejected readily. Later in the day, I got a call from the ICICI bank team...
  20. A

    1500 MY CASH NOT RECEIVED AS WELCOME BENEFIT FOR ICICI MMT SIGNATURE CREDITCARD

    Hey folks , Last December(2023) I got 3 pre-approved credit card offer from ICICI bank , "RUBYX ,MMT SIGNATURE,MANUTD VISA." Amoung these I choose MMT signature becoz it was the better option for me. To be Frank, I still hasn't got 1500 my cash as welcome benefit . I have mailed them , DM on...
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