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icici

  1. Hell_Kitty

    How to create a user id for EPM add on without ICICI Bank account?

    How to create an user id for add on card holder so I can login via iShop portal to get >12k vouchers of Amazon etc?
  2. itssuhan

    Amazon ICICI Credit Card First Report Dropped My CIBIL Score

    Hey guys, This is my first time using a credit card and I’m a bit confused and hoping someone here can help me make sense of this. I got my Apay ICICI credit card on April 4th with a credit limit of ₹1.2L. So far I have noticed that ICICI usually reports to the credit bureau every 1.5 months...
  3. B

    ICICI Emeralde EPM ishop rewards from add on cards

    I have EPM and 3 add on cards. Because of 12000/- worth amazon voucher per month limit on ishop, I am planning to open ICICI accounts for my add on cards for my family members, and hence a separate ishop for all of them. My question - will the base and accelerated reward points be credited to...
  4. koushik122

    Petrol charges amazon icici

    I need to withdraw 2 lakhs from amazon icici credit card from an petrol bunk what will be the charges if I can withdraw
  5. N

    Is there a way to get ICICI ltf upgrade in app given I have a strong relation with bank already?

    Hey! I have been using ICICI for 3+ years and me & father combined have over 50L+ in FD+ saving accounts with icici. There are other relation with bank as well in terms of house loan (~15L left) and current account, business OD etc. I want to get Sapphiro or emerald LTF. My spends are little to...
  6. Hell_Kitty

    ICICI EPM Add on holders - query

    Just curious—any fellow add-on card users here who’ve shopped through the iShop portal? Did you actually get any accelerated rewards for those transactions? If not, is the add-on card really just good for lounge access and milestone perks?
  7. V

    Clarification Regarding ICICI Rubyx Credit Card Upgrade Offer

    Hi All, I have received an offer to upgrade my ICICI credit card to the Rubyx Mastercard (Dual Card), and I have a few queries regarding the same: The offer mentions that the joining and annual fees are NIL — does this mean it is a Life-Time Free (LTF) card? I currently hold two ICICI credit...
  8. Sobirvs

    Adding wife in ICICI Elevate health insurance, experience?

    Hello, I bought icici elevate insurance last year around in October. I paid for 3 years. I recently got married. I would like to add my wife in same policy. What's the experience if someone has done it? (either in icici elevate or some other retail insurance) What is the cost, benefits...
  9. A

    IS ICICI cc payment stopped via upi?

    IS ICICI cc payment stopped via upi? ccpay.<card>@icici. not working from a while. Is there any other upi format if anyone aware?
  10. NikhilG

    Icici sapphiro has lounge access without minimum spend criteria?

    I just got issued with icici sapphiro dual with pp in kit. I can't find for sure if international and domestic lounge access without any spend criteria?
  11. Hackmebro

    RBI Complaint against ICICI for EPM — Branch asks to withdraw complaint?

    Hi, I applied for a ₹2 Cr home loan with ICICI and was assured by my Loan RM that after disbursement, my existing Emeralde card would be upgraded to the EPM variant. This was one of the key factors in choosing ICICI for my home loan. However, post disbursement, the RM started ignoring my...
  12. NikhilG

    I got icici sapphiro as ltf with 5 lac limit

    I just received dual version of icici sapphiro as ltf but with just 5 lac limit. My other icici Amazon pay card has limit of 8 lac. Why did they offer me sapphiro with less limit? Also can I expect they someday upgrade me to emerald pvc as ltf?
  13. Hell_Kitty

    My Journey: ICICI Sapphiro to Emerald Private Metal Upgrade

    Just wanted to share my recent experience upgrading from ICICI Sapphiro (dual variant, LTF, ₹15L limit) to the Emerald Private Metal card. I’ve had the Sapphiro for over a year now, and for the past 6 months or so, the Emerald PVC was showing up as an upgrade option on iMobile – but only as a...
  14. kiran_kishore

    Advice needed for Personal loan

    Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...
  15. V

    ICICI Pru Standing Instruction Credit Card Charge 1.25%

    Hi, Received a message from ICICI Pru that from next month my Payment through Credit Card will attract 1.25% even on Auto-debit facility, it ask me to convert Auto Debit to UPI or Net-banking. What are alternatives?
  16. paras.bhalodia

    Regarding Chargeback, Dispute etc. for ALL Banks (Indus, SBI, ICICI, Kotak, HDFC, IDFC, SC, SBM, HSBC, DBS, RBL, BoB, Union, CBI etc.)

    I will post the response I recieved regarding this query at numerous banks in discussion below 😎
  17. souravsamal

    Need advice ICICI Emeralde PVC Upgrade offer.?"

    I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?
  18. K

    ICICI credit card bill payment QR code/UPI not working

    Since this month the QR code that is on every ICICI credit card bill is not working. Apps give an error saying invalid QR code (benefeciary UPI id incorrect) . The upi address for the QR code is in the format of ccpay.16digit_credit_card_number@icici Anyone else facing same issue?
  19. Quantum

    Does ICICI update credit bureaus about the enhanced credit limit?

    Does ICICI update credit bureaus about the enhanced credit limit? Or it does not? Got a credit limit enhancement on Sapphiro 15 days back, but the latest CIBIL report shows the initial credit limit only.
  20. I

    Need Expert Advice: ICICI Credit Card Not Reported to CIBIL for over 6 Months

    Hello everyone, I'm seeking advice regarding a prolonged and unresolved issue with ICICI Bank involving the non-reporting of my credit card account to CIBIL for over 6 months, despite it being correctly reported to other bureaus like Experian and CRIF. Key Timeline: Credit Card Issued: 10...
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