idfc

Hey everyone! I recently got an interesting offer from IDFC First Bank, and I’d love to get your thoughts and experiences. Since I already have a credit card with them, they’re offering me a Zero balance AMB savings account but only if I set up auto-pay for my credit card from this new...

Hey Fam! Recently I was applying IDFC CC, but I was shown paid Mayurah/Ashwah(don't remember exactly), Power +, SWYP and Wow. Even if I applied via C2C with 1year+ history of 3.9L. Edit - I need Select atleast LTF.

Hello TF Community, Yesterday i try to do a transaction on my coupl wallet to just check out the application, I used IDFC cc for the transaction but instantly the card was declined and got a message on whatsapp. "🚨 *Transaction Declined: Wallet limit exceeded!* Your transaction of Rs.5112.10...

Last year, I posted about a similar issue when IDFC First Bank issued notices to several customers, stating that their reward points for an entire financial year would be purged. You can read that post here...

Hey everyone, Just wanted to share a small win with the community. After being with the IDFC First Bank 10K variant for a while, I finally got my account upgraded to the Wealth variant! I reached out to my RM and had a detailed discussion. He agreed and processed the upgrade smoothly on ₹5...

Till last month I was paying my credit card bills through first tap via PhonePe. Today when I tried to make a payment the payment got failed. When checking the website / mobile app, i cannot find the listed anywhere in my account. Has IDFC blocked/ removed that Rupay card from my account? I did...

Hello member I need help for utilization of my idfc power plus credit card welcome offer  of 500 cash back. I have read some of thread and got to know that some of them don't get 500 Rs despite of use at hpcl petrol pump which is listed in their website.one reason may be that dealer use theri...

i have IDFC FIRST Millennia Credit Card so please tell me how can i upgrade this card to IDFC FIRST Select or Wealth Credit Card with better limit enhancement.

I recently noticed that my Rubyx AMEX card isn’t working on Pine Labs terminals or IDFC terminals. However, I’m certain the card worked at these specific shops on these exact terminals in the past. I called customer care, but they said they couldn’t find any declined or failed transactions and...

Hi all Starting this thread for tracking the blockage of idfc rewards portal. DON'T RISK YOUR HARD EARNED MONEY WITH IDFC. THEY CAN GO TO ANY LENGTH TO STOP YOU FROM REDEEMING YOUR REWARD POINTS. Please add details like how many rps lost or per month average to understand a pattern. Any...

I recently received a call from a guy claiming to be from IDFC Bank. Based on my research, I believe he was actually from the bank. He told me that I was pre-qualified for a lifetime free (LTF) RuPay credit card from IDFC and asked if I wanted to apply. Thinking that an LTF card was a good...

Hi, Just wanted to know if we need to do a Video-KYC and also home/office verification if the credit card applicant already has a bank account in IDFC bank? Asking for my wife who already has a Savings Account there.

Idfc did not deliver my card and yet charged me for the card. What can I do take these aholes to the cops or the court Or should I reach the ombudsman. I'm frustrated by these kinds of frauds

Exciting news for IDFC FIRST Bank Debit cardholders! The bank has revamped its rewards experience, moving it to the IDFC FIRST Mobile Banking App ONLY option. Now, you can redeem your reward points with a refreshed interface and new redemption options. Screenshot Attached below! 🔹 How to...

Hey guys Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so. Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is...

So, I applied to get my dad's IDFC RMN changed. Did it on 21st 6pm via IDFC app and mobile/debit card authentication. Got email/sms on new number and old number that Mobile number has been changed today at 7pm. Checked INB and yes indeed it shows new number however any debit card trxn I...

Pay Education/School/college fees and get 1.67% to 2.5% cashback using IDFC Firstap RuPay Debit Card: that's it. Reward rate already explain here - https://www.technofino.in/community/threads/which-debit-card-to-use-for-credit-card-bill-payment-in-february-march-2025.38397/

I want to know that idfc Pratham or BSBDA savings account has some limitations on deposits , upi , withdrawal etc or not ? Because I heared somewhere that there are two types of BSBDA. One is BSBDA and another one is BSBDA small. So please clearify my doubts regarding limitations. And one...

I had about 50k rewards accumulated by credit card payment using wealth debit card. I can't see any points in the app. It says "try again" where the rewards are mentioned! Can anybody else check their app to confirm if it's s problem with their system or they have confiscated my points!

Earlier I was trying to open icici BSBDA account but can't open so I open my bsbda account in IDFC which named as Pratham savings account with no limitations. So here I am asking whats the catch between idfc normal savings which requires 10k or 25k MAB and this pratham account. Because...