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  1. beast34

    Welcome rewards on IDFC debit card

    I just received this mail but not sure for which debit card Did anyone else receive this? Opened my account in 2022(before reward portal launch) hence didn't receive welcome points for visa debit card. Also i issued firsttap in may this year but surprisingly didnt receive welcome points for that...
  2. A

    Idfc First Wow Black Credit Card

    Today I received a marketing email from idfc stating they released a idfc first wow black credit card.. not sure now black has become a fab for all bank not much of extra the only thing is 50 rp per 150 for hotel booking and 30rp per 150 for airline booking and 1 rp is 0.50..screenshot attached...
  3. yash_aggarwal

    IDFC Wow query: repayment to withdraw more cash

    Hi all! Had a query about the idfc wow card. I am looking to get it for withdrawal from foreign ATMs, but at the same time I don't want to lock too much of my cash in an FD. So I was thinking of doing something like: 1. Create an FD for ~31k 2.Withdraw 30k at an atm. 3. Deposit 30k towards...
  4. A

    Why RBL Bank Debit Card becoming the new IDFC Bank — for CC bill pay to tax payments, society fee to insurance pay, Govt to NPS etc

    Why is the RBL Bank Debit Card becoming the new IDFC Bank — for everything from credit card bill payments to tax payments, society fees to insurance bills, government payments to NPS, rent to education, FASTag to utilities: Many people don’t know that the RBL Signature+ Debit Card and the RBL...
  5. tuhin

    IDFC DC Charges | First Bank Free Party is Over

    Hi, IDFC First Bank has introduced Debit Card annual fee. So, those who are thinking on opening the lucrative freebies account, hold on a bit, rethink twice. Frankly speaking, if IDFC is introducing charges for their banking services nothing is exceptional here. I am expecting further rates...
  6. sangeeth

    Devaluation IDFC: Rs. 300 Debit Card Fee from 1st Jan 2026 and 0 Reward Points on Debit Card Transactions

    I just received an email from IDFC. Highlighting the important stuff: https://www.idfcfirst.bank.in/personal-banking/accounts/savings-account/fees-and-charges 🤷‍♂️
  7. H

    RIP IDFC Debit Card

    Today, IDFC issued an email to all their saving Account users, stating that spending through IDFC Debit Card won’t earn you rewards effective from 1st January 2026 Changes in First Rewards Program effective 1st Jan’26 *No Welcome Reward Points shall accrue on Debit Card activation and...
  8. shazansalim

    Devaluation IDFC Debit cards devaluation (Effective 1st Jan 2026)

    Acha sila diya tune mere pyaar ka Yaar ne he loot liya ghar yaar ka 💔 Was using IDFC Wealth debit card for debit spends of around 4 lac per month which would fetch around 10k rupees per month. Details of devaluation are in the below attached screenshot. Time to switch IDFC credit card for...
  9. TechnoFino

    From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

    So, the day has finally arrived. IDFC FIRST Bank has officially informed customers that effective from 1st January 2026, there will be no more reward points on any debit card spends - whether online, offline, or on any platform. This update applies across all variants - Wealth, Private, and...
  10. H

    IDFC Account with 25k balance and IDFC First Select Credit Card Benefits

    I am using IDFC Account with 25K Minimum balance requirement (or MAB) with IDFC First Select Credit Card for me and family members. I am not getting much benefit of this account and credit card as lounge access are not with spend criteria and movie offer is devaluated in last couple of months...
  11. newIntern

    IDFC zero MAB?

    I received a call from IDFC saying that they are offering me their 10k MAB savings account as a zero MAB, I agreed but when they tried to process it, they keep getting error. they said maybe its because of my IDFC WOW card & the FD I have with them because of it. so a few weeks ago I got the...
  12. Bart Simpson

    Issue Resolved IDFC debit card error while enable online transaction

    I'm getting the following error while enabling online transactions on my IDFC debit card. Has anyone else faced this issue? It has been week since I have raised request they are keep on closing the old request and reopening a new one 1st it was "Non financial transactions" related request it...
  13. PRASHANT THAKUR- (Mr. X)

    Assistance for IDFC First Wealth Savings Account Opening (₹5L Initial Funding)

    Hello Technofino Community, Posting this to help out anyone who is looking to get the IDFC First Bank Wealth Savings Account. I can help facilitate the application process for those who are ready to proceed with the required ₹5 Lakhs initial funding. I can connect you with a contact for a...
  14. fun001100

    IDFC FIRST INDIGO DUAL CREDIT CARD REVIEW

    USP - TRIP CANCELLATION BENEFIT (FLIGHT AND HOTEL) WORTH RS 25,000 (TWICE IN AN YEAR) I GOT IT AS FYF ALONG WITH WELCOME BENEFITS - 1. EAZYPRIME MEMBERSHIP (3 MONTHS) . 2. POSTCARD VOUCHER WORTH RS 3000 The card comes in a nice box which has magnetic lock . This is a good card (if you get it...
  15. atharva99

    How IDFC FIRST Bank Misleads and Ignores Its Customers

    Over the past two weeks, I’ve faced one of the most frustrating and unprofessional experiences ever with IDFC FIRST Bank regarding my loan application. At the time of applying, I was promised by IDFC representatives that the entire process would be completed within 4 days (as they had taken...
  16. C

    🚨IDFC Debit card new trick🥳

    The app/website name is JUSTDIAL Arindam posted a video last night We are getting points 🤪 But IDFC is sleeping 😴 Hey, IDFC employees on the forum what are you doing? Go and start bullying Justdial to change MCC go go go Now you might ask why your beloved commander @Abhishek012 is not making...
  17. b4bhar

    Reducing the credit limit for my idfc card

    Hi guys, I would like reduce my credit limit for my idfc wealth card as I just use this for movie tickets and card instant discounts if any. I'm trying to resolve my overleverage issues for sbi cards. I tried to raise a service request but couldn't as it only shows to track existing ones. Is...
  18. KGSIPO

    IDFC First bank primary and secondary account swap in joint account

    In my IDFC First bank savings account, i am the primary account holder and my wife is the secondary account holder. I want to convert my wife account as primary account and my account as secondary account. Is it possible and what is the procedure. Thanks
  19. evilz

    Experience applying IDFC Wealth Credit Card

    I wanted to share my experience of applying IDFC Wealth Credit Card. I applied using a Cashkaro referral link. The process was extremely smooth and fast which actually surprised me a little. I mentioned my Amex MRCC limit of 7+ lakhs and was instantly offered Wealth and Mayura as top options...
  20. A

    Get Rs600 Cashback on UPI spends of Rs500 each month, IDFC First Bank RuPay Credit Card UPI

    Get Rs600 Cashback on UPI spends of Rs500 each month, IDFC First Bank RuPay Credit Card UPI: Offer valid - 1st September 2025 to 30th Nov. 2025 link - https://www.idfcfirstbank.com/personal-banking/600-cashback-campaign-sept-tnc-2025?123 Terms & Condition What is the offer? •...
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