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idfc

  1. NikhilG

    Calling all IDFC first private account holders. Do you use idfc portal for flights/hotels?

    I'm thinking to get idfc first private credit card for one year where I will propose my bm to take care of all gst and I would just pay 50k. I want to know if anyone have any experience of booking flights or hotels on idfc portal? How's the experience? any flights/hotels rate difference compared...
  2. NikhilG

    Zero marup charges clarification on idfc mayura

    Hi, to all real life users of idfc mayura. Do idfc don't apply any markup on international txns like scapia or they first apply markup and then refund? In that case do they refund gst as well? And how do you track all this?
  3. Md_

    HELP FOR IDFC CREDIT CARD

    Hey guys.! First of all let me give a short background of mine I am self employed having an ITR of 7 lakhs and cibil score of 780 I had already taken 4-5 consumer loan from IDFC then last year they offer me pre approved personal loan which I took My problem is whenever I try to apply...
  4. kohinoor

    Can IDFC first bank savings account be closed online?

    I have a 25K MAB account with IDFC. I reached out to their customer care for account closure link (since I have IDFC select credit card and looking forward to getting 0 MAB account offer in future) but they said that they have stopped that service since last few months and it can only be done...
  5. W

    I need a personal loan of 6 lakhs. Can anyone help me?

    I needed a loan of 6 lakhs, I applied for HDFC, but they are giving upto 4 lakhs. My cibil is 779 and crif is 783. I have already running a loan of IDFC bank where 2.5 lakhs is remaining. Please let me know if any bank official can help. Thank you.
  6. N

    IDFC First Select Credit Card – Reward Points Calculation Challenge! 💳🧠

    This is my first post in the Technofino community. I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month. Here’s what I’ve done...
  7. tuhin

    How is your journey with IDFC Bank?

    Hi, I am curious to know your usage feedback on IDFC Bank products like: 1. Savings Account 2. Credit Card 3. Loans Thanks
  8. BhaiyaJi

    Indigo IDFC First Dual Credit Card -Launched

    #Indigo IDFC First Dual Credit Card! (Reward Rate => 5% Bluechips! & No Exclusions!! ) Vouchers/benefits on joining & annual fee: 🔸Unsecured: ₹4,999 fee = 5,000 BluChips + meal voucher + EazyDiner + Postcard Hotel vouchers 🔸 Secured: ₹1L FD = no fee + EazyDiner + Postcard Hotel vouchers...
  9. StanRoute66

    Trick to Get IDFC First CC Limit Increase (if you have not got an IVR call or WhatsApp message)

    This is the First time since IDFC First Launched it's Credit card in January of 2021 , that they are offering Pre-Approved Limit Increase Offers ! Until now , you had to email them your Income Documents to get the limit increase . NOTES before Going with this Trick : This trick is only for...
  10. nandhakumarn

    should i hold IDFC FIRST Power+ Credit Card?

    i hold many credit card . also IDFC FIRST Power+ Credit Card i could not spend 1.5 lakhs per annum . what should i do further? benifit of the card equal to iocl xtra card. any chance to waive off?
  11. 1

    Idfc first power+ card issed

    I applied for idfc first power plus card but stopped with completing the process when asked to pay the joining fee upfront. Now I've received a bank statement asking to pay the dues but I've told customer care many times that I'm not interested. Can I just ignore it? I have a feeling I can based...
  12. shantanu3637

    IDFC WOW credit card card limit at max 100000?

    I tried opening IDFC First WOW credit card. The card gives credit limit equal to FD amount that you open with them. The default FD limit is capped to a maximum of 100000. Is there any way to get higher credit limit by booking a higher amount in FD?
  13. ✪ D&C Cards Connoisseur 💳

    RBIO : Got INR 42,500 Compensation from IDFC First Bank - A Big Win

    Here goes my full story of the RBIO grievance and compensation. 1. I have been trying to get an IDFC First Credit Card since the end of 2023. Everytime, after filling details like emloyment details and C2C details (tried both with and without), the application displayed an error message 'Sorry...
  14. b4bhar

    Idfc first tap DC maximum rewards per month

    Guys, What the maximum rewards per month for idfc first tap DC? Also, what are the reward ratio? Thank you!
  15. vaibhav111

    How to Verify NACH Mandate Cancellation from IDFC After HDFC Life Deactivation?

    Hey folks, I recently received a confirmation from HDFC Life that they've successfully deactivated the auto-debit facility (NACH mandate) for my policy (screenshot attached). However, I want to double-check on the IDFC Bank side to ensure the standing instruction is also canceled at their end...
  16. G

    IDFC New Card Application

    If one applies for a New IDFC Credit Card like Mayura or Wealth (not sure if Wealth Card can applied directly online?), No existing Account or Card relationship with IDFC, how is the Application Process? Is it CIBIL based & Instant? Or usual Docs and Physical Verification? What's the...
  17. cardio_guy

    Re-applied for IDFC First Wealth Credit Card

    Old Story so far: This was sometime in late 2023 and early 2024. I had been trying to get IDFC First Wealth through their website directly - but whenever I enter my details, the site was only showing FD based WOW card. It went on for a year and then I got a call from one RM who told if I apply...
  18. A

    Total 4 offer combined for RuPay Credit Card on Amazon shopping - 5% Cashback + Bank Cashback + RuPay scan and score + CC bill pay Offer

    Total 4 offer combined RuPay Credit Card on Amazon shopping - 5% Cashback + RuPay scan and score + CC bill pay Offer: Amazon Pay has launched Amazon Pay - Rewards Gold program. Offer 1 - You can link your RuPay Credit Card to AmazonPay UPI and get 5% Cashback (prime) or 3% (non-prime) + Offer...
  19. Alex292929

    IDFC Credit Card Roadside Assistance – A Lifesaver

    Had a recent car accident and had to get the car towed. I previously had the IDFC Mayura credit card but closed it a few months back. However, I had another IDFC credit card in my sister’s name primarily for the Roadside Assistance. This card has seen hardly any transactions in the past 12...
  20. diptarkaroy

    Need suggestion on IDFC Wealth lounge access

    Hello folks, I'm planning for an international trip next month, have booked one of the hotels with my IDFC wealth card. As it was above 20k, my lounge access would be unlocked for the next month. I might go for some other hotels if I get more affordable rate. If I cancel my booking on next...
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