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  1. rajdeep

    IDFC First bank loan approved: I am not the customer ever

    Just received a message saying dear customer a new two wheeler loan idxxxxx was approved. Following which I have received a CIBIl enquiry message. I was never a customer of IDFC first bank nor have ever applied for their products. Better solutions to do?
  2. Piyush Yadav

    How to get IDFC FIRST BANK LIC SELECT credit card ❓ ❓

    Hello guys 👋 Currently I'm using IDFC FIRST BANK two credit card 1= IDFC FIRST MILLENIA (45,000(16,month) 2= IDFC FIRST POWER PLUS HP (45,000 shared limit with millennia) (recent February 2025) Also holding indusind Bank credit card of limit (1,00,00) Age of all cards= 1 year 6 month My...
  3. Gorillaz

    Revaluation IDFC Wealth Credit Card Interest Rate Slashed!

    Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...
  4. I

    (repost) IDFC First Bank SB - India's fastest account closure time!

    Reposting as somone flagged the Salesforce link (site . com) shared by the bank in the previous thread I decided to close my IDFC Wealth account after a series of bad experiences. Here are a few things that I discovered: - unlike most banks in India, branch visit is not necessary - account...
  5. 22sumit

    IDFC World Mastercard Debit card

    So I asked IDFC customer care for an upgrade from Classic to Select account and within 3 days they dispatched a Mastercard World dc for me and upgraded the account. Is there any annual fees on this card or just have to maintain the MAB of 25k in my savings account? Are there any other notable...
  6. ✪ D&C Cards Connoisseur 💳

    Thinking of Complaining to RBI Ombudsman againt Non-Issuance of IDFC Credit Card - Need Advice

    Hello everyone, I have been tried to apply for an IDFC First Credit Card for the past 2 years and everytime after filling Employment Details and Card2Card Details, the system throws error 'Sorry Unable to Proceed' and at the same time gets SMS as application rejected. Previously when I called...
  7. alpha2betaa

    IDFC spend based offer (targeted to few customers) Feb 2025

    Link : https://idfcfb.in/IDFCFB/bw64gJ I got the offer as a Push notification from IDFC app Also I was unable to see the bonus pay and spend criteria...so I called CC CS and they said it is for spends of 40k and you will get upto 2k bonus which is good 5% Offer details - Offer: Enrol & Earn...
  8. yb24

    IDFC FB Doubled my Credit Card Credit Limit

    I recently mailed the idfc first bank to increase my credit limit and they increased my credit limit from 40k to 1lakh within two days. The card was 4 to 5 months old only
  9. Rkaur

    IDFC first bank fraud

    Hello guys I'm new to this forum And id like yall help on this one issue about idfc first bank fraud this started 2019 when suddenly amount of about 2000 was debited by idfc first bank as I was really confused I asked the customer support they said it's done by idfc bank I should contact them...
  10. SSV

    IDFC CC Feb 2025 Targeted offer - Earn 750 on 15K spends

    https://www.idfcfirstbank.com/personal-banking/targeted-spends-feb-25 Offer: Enrol & Earn bonus pay back on spending with your IDFC FIRST Bank Credit Card. Offer Period: 1st February to 28th February 2025 Enrolment Period: 1st February to 28th February 2025 Introduction The offer is...
  11. gauti04

    IDFC Bank RM is Mis-Selling ULIP's

    My RM from IDFC bank promised me over mail to upgrade my account to private variant if I invest into ULIPs. But now after the investment, he is not upgrading it and just wasting time from past 1 month. So how should I proceed here ? 1. Is there any nodal officer concept in IDFC to take...
  12. anumaxy

    Federal Celesta or IDFC First Wealth

    Hello guys I wanted to get a LTF card having movie offer and lounge access. Federal celesta on their own website posted that it has BOGO on INOX upto 100rs off once per month, But on BMS they have upto 250 off twice in a month with offer date till Mar 2025, Is it a limited offer on BMS?? IDFC...
  13. jar89

    How to get IDFC first wealth CC

    Hello, I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura. The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my...
  14. Kumar93196

    TRICK TO PAY THE IDFC CC BILL WITHOUT PAYING ANY MONEY.

    Hi folks Hope all fine. Recently my idfc card bill was generated for 5k. And i tried to use my cc to pay at merchant qr which doesn't supports payment via cc. The thing is i payment is deducted from my rupay digital cc and refunded instantly now my bill is showing paid 😂..... As of now for month...
  15. shashankverma

    IDFC First Select debit card | CC Bill payment

    This thread is dedicated to IDFC First Select debit card only. Please don't suggest to check out the main DC to CC bill payment thread. With Unipay and Airtel dead, Please share your experience with using IDFC Select debit card on other Bill pay portals like Canara Setu. How much cashback we...
  16. kohinoor

    Query regarding IDFC first select banking program

    I am a new user on this platform. Couldn't find the option to post thread in forum other than General so posting it here. I had opened 25K MAB account with IDFC a few days ago. On exploring TF and discussing with RM I came to know about their select program which seems good and I will get the...
  17. A

    (New website) Do you know you can pay Credit Card bill using Debit Card on Flipkart too ?

    Do you know you can pay Credit Card bill using Debit Card on Flipkart too ? MCC Code- Dnt knw Open this link on mobile web browser only - https://www.flipkart.com/rv/fpg/rcbp/biller-selection?category=Credit+Card Desktop user - Do mobile view Not working on Flipkart App/Flipkart desktop view
  18. H

    Issue Resolved IDFC Charged me Interest for Reward Redemption

    Yesterday, my IDFC Power+ Credit Card's January statement arrived, and to my shock, it included INTEREST CHARGED! I was stunned as after all, I had paid the entire bill on time. But then it hit me as last month, I had a gut feeling that something about my approach might backfire. At the time, it...
  19. G

    IDFC Wealth DC Lounge Access

    Is it just me or IDFC has changed it's policy regarding no. of companions who can accompanied during lounge access? Previously I remember for Wealth DC it was 3+3 and I was able to get myself + 3 others at zero cost. Now on checking I could only get 1 companion with me while rest are chargeable.
  20. vamsikrishna1997

    IDFC Bank Credit Card Application Processing Delayed

    I have applied and IDFC Bank Credit Card via their agents in a mall on 4th January 2025 and when it's processed they said I'll get the card for sure post verification and it showed that by 13 th I'll get the card. But that date was always keeps on changing and currently it's 31st Jan now. The...
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