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idfc

  1. nandhakumarn

    should i hold IDFC FIRST Power+ Credit Card?

    i hold many credit card . also IDFC FIRST Power+ Credit Card i could not spend 1.5 lakhs per annum . what should i do further? benifit of the card equal to iocl xtra card. any chance to waive off?
  2. 1

    Idfc first power+ card issed

    I applied for idfc first power plus card but stopped with completing the process when asked to pay the joining fee upfront. Now I've received a bank statement asking to pay the dues but I've told customer care many times that I'm not interested. Can I just ignore it? I have a feeling I can based...
  3. shantanu3637

    IDFC WOW credit card card limit at max 100000?

    I tried opening IDFC First WOW credit card. The card gives credit limit equal to FD amount that you open with them. The default FD limit is capped to a maximum of 100000. Is there any way to get higher credit limit by booking a higher amount in FD?
  4. ✪ D&C Cards Connoisseur 💳

    RBIO : Got INR 42,500 Compensation from IDFC First Bank - A Big Win

    Here goes my full story of the RBIO grievance and compensation. 1. I have been trying to get an IDFC First Credit Card since the end of 2023. Everytime, after filling details like emloyment details and C2C details (tried both with and without), the application displayed an error message 'Sorry...
  5. b4bhar

    Idfc first tap DC maximum rewards per month

    Guys, What the maximum rewards per month for idfc first tap DC? Also, what are the reward ratio? Thank you!
  6. vaibhav111

    How to Verify NACH Mandate Cancellation from IDFC After HDFC Life Deactivation?

    Hey folks, I recently received a confirmation from HDFC Life that they've successfully deactivated the auto-debit facility (NACH mandate) for my policy (screenshot attached). However, I want to double-check on the IDFC Bank side to ensure the standing instruction is also canceled at their end...
  7. G

    IDFC New Card Application

    If one applies for a New IDFC Credit Card like Mayura or Wealth (not sure if Wealth Card can applied directly online?), No existing Account or Card relationship with IDFC, how is the Application Process? Is it CIBIL based & Instant? Or usual Docs and Physical Verification? What's the...
  8. cardio_guy

    Re-applied for IDFC First Wealth Credit Card

    Old Story so far: This was sometime in late 2023 and early 2024. I had been trying to get IDFC First Wealth through their website directly - but whenever I enter my details, the site was only showing FD based WOW card. It went on for a year and then I got a call from one RM who told if I apply...
  9. A

    Total 4 offer combined for RuPay Credit Card on Amazon shopping - 5% Cashback + Bank Cashback + RuPay scan and score + CC bill pay Offer

    Total 4 offer combined RuPay Credit Card on Amazon shopping - 5% Cashback + RuPay scan and score + CC bill pay Offer: Amazon Pay has launched Amazon Pay - Rewards Gold program. Offer 1 - You can link your RuPay Credit Card to AmazonPay UPI and get 5% Cashback (prime) or 3% (non-prime) + Offer...
  10. Alex292929

    IDFC Credit Card Roadside Assistance – A Lifesaver

    Had a recent car accident and had to get the car towed. I previously had the IDFC Mayura credit card but closed it a few months back. However, I had another IDFC credit card in my sister’s name primarily for the Roadside Assistance. This card has seen hardly any transactions in the past 12...
  11. diptarkaroy

    Need suggestion on IDFC Wealth lounge access

    Hello folks, I'm planning for an international trip next month, have booked one of the hotels with my IDFC wealth card. As it was above 20k, my lounge access would be unlocked for the next month. I might go for some other hotels if I get more affordable rate. If I cancel my booking on next...
  12. N

    Devaluation Shady practice from IDFC First Bank - Charges for Add on Cards

    Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience. As we all received email from IDFC FIRST BANK on 17 Jan 2025. Regarding the fees for Add on cards, The bank had initially stated: 1. For all Add-On Cards created on or after 20th February 2025, a...
  13. great

    IDFC credit card points value @ 0.93

    Getting idfc credit card points value @ .93 100 points redeemed for 93 rs good value against .25 normal Jio recharge - pay with Rewards (TwidPay)
  14. Md_

    NEED GUIDANCE ON IDFC FIRSTMONEY CREDIT LINE

    Hey guys, I need your expert guidance about the IDFC FIRST BANK SMARTMONEY OR you can say FIRST MONEY which allows us to foreclose at 0% , withdraw unlimited time Please give me some information about it and Question :- I already have a personal loan from IDFC so can I activate smartmoney...
  15. A

    How to get Rewards on Amex & SCB Credit Card bill payment using IDFC DC ?

    How to get Rewards on Amex & SCB Credit Card bill payment using IDFC DC ? Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp Many people told they got reward on Amex and SCB Bank CC bill payment...
  16. E

    Applying for IDFC RuPay Debit Card – Any Fees?

    I’m planning to get an IDFC RuPay debit card. I already hold an IDFC FIRST Wealth credit card. If I apply for the debit card through IDFC’s NetBanking portal, will there be any charges involved? The main reason I’m looking for this is to use it for credit card bill payments, especially since...
  17. NishanthSN

    IDFC asking 56 working days for debit card refund from PhonePe failed transaction

    PhonePe proceeded refund next day on June 23. They even gave me the Arn number for refund and told that refund is already processed to IDFC and I need to check with them. When I asked the IDFC few days later, now they are stating the request is duly processed and it may take 56 working days...
  18. NikhilG

    Anyone recently got the tablet kit with idfc first private status?

    I spoke to one of the bm of idfc first and he thinks that idfc not sending that specific kit now. Anyone has any information?
  19. Finchamp!

    To upgrade or to not upgrade - IDFC dilemma

    Hi Family! I currently hold an IDFC Savings Account (₹10K MAB variant), which I had opened under a targeted offer. As a result of that offer, the MAB requirement was waived, effectively making it a zero-MAB account. Now, I have some surplus funds from recent sale proceeds. If I deposit these...
  20. psmangat5

    Have you closed your IDFC Mayura Card?

    How many of you have closed your Mayura Credit Card? I am going to close tomorrow. Have the aniversary in August but can't take chance as Renewal Fees is steep and benefits are very less. Though I lover the design of card but have to close it because of Renewal Fees.
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