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idfc

  1. Rajx99

    How to Check MAB in HDFC Like Axis & IDFC Apps?

    I’ve noticed that both IDFC FIRST Bank and Axis Bank mobile apps clearly show the Monthly Average Balance (MAB) of savings accounts in the account summary/insights section. It’s really convenient to keep track without manually calculating. But in HDFC Bank, I don’t see any option in the app or...
  2. T

    IDFC Rewards Devalued

    Received the following email from IDFC Greetings from IDFC FIRST Bank. We would like to inform you that the Terms and Conditions of the FIRST Rewards Savings Account Loyalty Program have been updated. As part of these changes, debit card transactions on the following additional Merchant...
  3. mahendrabishnoi2

    IDFC reward points history

    I have been paying credit card bills using idfc firsttap rupay credit on PhonePe since start of this year. In IDFC app, I can see 9.6K as Total Reward Points and 7.5K as redeemable reward points. How do I figure out reward points transaction wise? Since I have wealth account, I should have...
  4. A

    Devaluation IDFC Debit Card Devalued

    IDFC Debit Card Devalued - Merchant Categories Merchant Codes Insurance Sales and Underwriting 6300 Financial Institutions – Merchandise & Services 6012 Security Brokers / Dealers 6211 Quasi Cash 6051 Wallet Upload 6540 All Unrecognized Debit Card MCC E.g. 5413 Tolls and bridge...
  5. Mekala ManojKumar

    Apollo App Offer – Save ₹200 with IDFC FIRST Bank Cards!

    If you’re ordering medicines or health products from the Apollo 24|7 app, here’s a smart hack to save extra 👇 🔹 Offer Details Flat ₹200 off on your order Valid on IDFC FIRST Bank Credit & Debit Cards (like Ashwa, may work on others too – check yours) Minimum order value: ₹2000 Applicable...
  6. aayusharyan

    IDFC First Social Media team checked TFC and helped in Card upgrade

    TBH, this is an appreciation post for IDFC First's social media team. As we all know, there is a fellow member jisne tehalka macha diya tha by requesting a reduction in CL to mere 1000 and then 100. (If you are not following that, here is the link -...
  7. A

    New loot - IDFC RuPay DC to Credit Card bill payment

    New loot - IDFC RuPay DC to Credit Card bill payment: Note - only condition is that you need to pay full bill amount. Here Arindam shared this video, watch full video here -
  8. Wealth_Magnet

    IDFC WEALTH CREDIT CARD - 12,500 BONUS REWARD POINTS ON MINIMUM SPENDS OF 75,000.

    Enrol and Earn bonus Reward Points on cumulative spends with your FIRST Wealth Credit Card Offer Details Offer: Earn bonus Reward Points on your cumulative spends with the FIRST Wealth Credit Card! Offer Duration: 16th August’25 to 15th September’25 Terms & Conditions Introduction...
  9. SSV

    IDFC LE offer going on - Aug 2025 - Check your's

    As pointed out by @BVC , in his profile, IDFC offering LE .. I got LE offer of 6.6L from 5.5L on my Wealth CC, not much spends though.. Check yours, in your email or thru whatsapp banking..
  10. A

    New Trick for IDFC Debit Card for Credit Card bill payment

    New Trick for IDFC Debit Card - Watch full Video, you can also increase the limit -
  11. vaibhav111

    Did I Make the Right Move? My IDFC Private Upgrade Story

    Hey everyone, Wanted to share my recent experience and get your feedback on whether this made sense or if I could have approached it differently. Around a year ago I contacted my Wealth RM for an IDFC Private upgrade. She explained that to qualify, I’d need to increase my relationship value...
  12. R

    IDFC FUTURE FIRST

    is idfc opening new future first savings account as of aug 2025? i asked them kn twitter they said yes but anyone was able to open it successfully?
  13. NikhilG

    Idfc new account 25k variant> visa platinum debit card joining benefits?

    Do we receive rewards on idfc 25k variant opened via branch when we do first txn via provided visa plat debit card. First txn of 1100 (amazon pay e gift voucher) failed and refunded. So in this case another txn is eligible for 2k reward points or not?
  14. NikhilG

    Calling all IDFC first private account holders. Do you use idfc portal for flights/hotels?

    I'm thinking to get idfc first private credit card for one year where I will propose my bm to take care of all gst and I would just pay 50k. I want to know if anyone have any experience of booking flights or hotels on idfc portal? How's the experience? any flights/hotels rate difference compared...
  15. NikhilG

    Zero marup charges clarification on idfc mayura

    Hi, to all real life users of idfc mayura. Do idfc don't apply any markup on international txns like scapia or they first apply markup and then refund? In that case do they refund gst as well? And how do you track all this?
  16. Md_

    HELP FOR IDFC CREDIT CARD

    Hey guys.! First of all let me give a short background of mine I am self employed having an ITR of 7 lakhs and cibil score of 780 I had already taken 4-5 consumer loan from IDFC then last year they offer me pre approved personal loan which I took My problem is whenever I try to apply...
  17. kohinoor

    Can IDFC first bank savings account be closed online?

    I have a 25K MAB account with IDFC. I reached out to their customer care for account closure link (since I have IDFC select credit card and looking forward to getting 0 MAB account offer in future) but they said that they have stopped that service since last few months and it can only be done...
  18. W

    I need a personal loan of 6 lakhs. Can anyone help me?

    I needed a loan of 6 lakhs, I applied for HDFC, but they are giving upto 4 lakhs. My cibil is 779 and crif is 783. I have already running a loan of IDFC bank where 2.5 lakhs is remaining. Please let me know if any bank official can help. Thank you.
  19. N

    IDFC First Select Credit Card – Reward Points Calculation Challenge! 💳🧠

    This is my first post in the Technofino community. I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month. Here’s what I’ve done...
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