idfc

I am about to take IDFC credit card but after reading few articles i am confused. Actually i am a self employed freelancer & does work from home itself. So my home address is my work address. I have good cibil as of today 789 & also have itr. What should i do? Last year it was rejected as the...

Hey guys. I wanted to open a idfc first wealth account but I want it to be a zero balance account. Is that possible? I enquired with the branch but they said 25k mab. When I search online, i get many links for online application. Please guide.

Just wanted to know , how to get idfc wealth credit card easily ?

Confused between which savings account to choose? Mainly looking for cashback on credit card payments with few extra perks IndusInd Select IndusInd Exclusive IndusInd Pioneer IDFC First Select IDFC First Wealth IDFC First Private (aukat to nhi hai for 1cr savings rakhne ka but can try if its...

I've 2 accounts under IDFC First Bank Wealth banking and have cumulative funds of around Rs. 32L - 33L. Is it possible to negotiate with RM and get it upgraded to Private banking with such MAB? Any chance if I touch Rs. 50L cumulative balance across both the accounts to get the upgrade (however...

I used OLA postpaid for a short period, but when I closed the OLA postpaid, they didn't close my associated IDFC loan account. And then October 2023, I mailed them, after a lot of follow up, they closed the account. Fast forward to this year October, I see another account by IDFC that was...

I'm sharing my terrible experience with IDFC Bank. IDFC bank steals my FD of ₹41,000! Despite numerous attempts to contact customer care, my FD is missing from the app & they're not helping. I'm extremely concerned about the security of my funds. I initially requested to close my card on...

Sorry I am in a hurry so keeping this short. Will update with more details later. So since 15+ days all online transactions are getting declined in my idfc ashwa credit card. I tried calling and raising issue multiple times and everytime the executive said either try again in 24 hours and...

IDFC provide zero fee banking? How this bank is making money if it is providing so many services for free? Because savings account charges especially dc and cheque book are good portion of bank earnings. Why do much charity,?

IDFC KHUSHIYAN First Offer for UPI Flat Rs 500 cashback on Rs.30000 UPI spends Let's wait and see any other offer posted today or in a week

I'm seeking expert advice on retention benefits for my IDFC Vistara credit card. With renewal approaching, I want to maximize benefits. What retention strategies have worked for you? Any successful negotiations or offers? Share your experiences! Thanks!" @SSV @BVC @TechnoFino @drsel

I have upcoming Jewelry purchase for marriage. I have few card wanted to know the people opinion on how to optimize on reward points . I have amex plat travel, idfc vistra , axis atlas and hdfc infinia. I am planning to use amex plat travel first (upto 4L) and than idfc vistra (upto 4.5L) and...

Hey Guys As the topic suggests, I filed an RBI Ombusman Complaint against IDFC First Bank over Delay in Closure of my CC. Here's the Flow of Events: June 23 - Card Closed. July 23 - Bank said they need 90 days time to close card on CIBIL. Dec 23 - Raised grievance with CIBIL over closed card...

I just got upgraded to Wealth. Got the Wealth DC & Chequebook but still couldn’t spot the 'First Wealth' logo in the app and net banking. I also didn’t receive the 8000 RP on spending via DC. In fact my profile on firstrewards.com was created after calling the customer care. Has IDFC stopped...

Dear members. It's such a shame that idfc adds rent surcharge for almost any high level transactions for a forex spend and there classification in forex for reward rates are much worse in 1x 3x 5x 10x keep in mind if the card is such premium also (which they call themselves) for an forex spends...

So as the title suggests my IDFC Wealth CC application got rejected due to internal bank policy. This is the message I got from the bank:- “We are unable to process app no. 123456789 for IDFC FIRST Bank Credit Card due to internal Bank policy. We are working hard to bring an offer for you...

Hello Guys, I applied for the Mayura Metal card and was approved the same day on 26th aug. I paid the joining fee (7078/-) as soon it was showing in the app. The first bill is also generated but they havent credited the 10k rewards points yet. Have anyone applied and received the rewards, if...

After upgrading my bank account from Select to Wealth I was asked by my then RM to maintain the 10L balance for at least 3 months. I was already maintaining the required balance for 3 months before that. So it's almost 6 months now. When can I withdraw my fund? And after withdrawing what are...

Hi Community Members, I Recently got IDFC Power+ credit card with shared limit to my existing IDFC Millenia card. I took the card because I have Cars and bikes which I ride daily, I would love if someone can share Do’s and Don’ts for this card and help me understand in simple terms that how...