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idfc

  1. ReloadFin

    IDFC started to offer Multiple credit cards shared limit (not only INSTA-PAY_RUPAY)

    Hi there, i was just checking for offers on idfc, got limit enhancement recently (within 6-8months of issuance of card) It was surprise Today when i get to know that idfc started to issue multiple credit card with shared limit (including insta-pay) but not limited to just rupay (rs.199/-) card...
  2. Z

    IDFC fraud application for Wealth by agent

    Hey all, I received a random call from an IDFC agent on the weekend informing me she can get me IDFC Wealth card. I asked her like 10 times if she was sure about Wealth, she said yes and also showed her ID card from IDFC bank. I clearly told her, if its showing eligbility for any card other...
  3. K

    Looking for an expense only account (more details below)

    I've been looking to simplify my expenses by having one source of outgoing expenses. I currently have SBI (for investments) and HDFC (for salary). What I'm looking for is a third bank account for expenses only. Part of the money from my salary account would move here every month. Features I...
  4. BiggBoss

    Flipkart Pay later IDFC Bank Laon

    I have a Flipkart Pay Later account and closed it 2 years ago. Still, I am getting notifications from IDFC to pay the bill. I paid the complete bill and closed the Flipkart pay later. I visited the branch, and they said. They can't do anything. Contact Flipkart only. (I don't have an IDFC...
  5. bugmenot

    IDFC First x LIC | life time free co-branded cards soon to be launched

    Update: Official links are now out. Thanks to @krishc http://new.liccards.in/bank-cards/lic-classic-credit-card http://new.liccards.in/bank-cards/lic-select-credit-card-2 To apply, go here https://www.idfcfirstbank.com/credit-card/ntb-diy/lic-standalone It seems Life Insurance Corporation...
  6. Pissant

    Can someone else use my IDFC Railway Lounge Access?

    My IDFC Wealth Credit Card comes with Railway lounge access and my dad is going on a train ride next week. Could I give him the card to swipe at the lounge?
  7. A

    IDFC Home Verification

    Hi all, kal idfc agent home verification kar ke gya meri and photos bhi click kiye bol rha tha ke approve ho jaega ab and aaj subah ye message aaya idfc se, kya karna chahiye ab? Dear Mohd Affan Farooqui, your credit card application no. could not be verified. We will be holding your...
  8. GalacticTreasurer

    My journey of upgrading to IDFC Select banking

    Having had banked with SBI for over 5 years, I was on the lookout to move to some sort of privilege banking. After a rather mediocre experience with Axis priority and HDFC Preferred banking, both of which I feel were worse than SBI, I decided to give IDFC Select a try. IDFC provides 2 options...
  9. CreditLife

    Unable to pay IDFC CC bill in HDFC Bill portal

    Hello Peeps I have HDFC EasyShop Platinum card and I have recently seen that HDFC has added IDFC CC option in Bill payment section but when I try to pay the bill I have received the following alert Any idea whats the issue ? fyi Biller was verified and I have used EasyShop Platinum for other...
  10. N

    Is idfc bank safe?

    Hello, Long story short, I had funds laying around in my current account, around 15L. And I came across IDFC bank with their 7% interest and it is paid monthly! How is your experience with IDFC bank? Should I or should I not put my funds in IDFC Savings account? I've already opened an account...
  11. ank_sh1

    IDFC Credit Card Application Status Issue

    I applied for an IDFC First Select credit card yesterday evening and completed my VKYC this afternoon at 12:30. But when I track the application it still shows Application Initiated and option to initiate VKYC. That's why I am doubting if my VKYC has even been marked as completed by the IDFC...
  12. C

    Idfc wealth credit card

    Guys planning to open a idfc for wealth credit card, I'm planning to open a with account, so that I'll get wealth Debit card for life time free, and a to get the wealth credit Card, but the problem is in my city credit card services is not available, how can I fix that one kindly help me or can...
  13. V

    EMI With Interest Cancellation

    I know we can cancel No Cost EMI and still avail the instant discount that they offer to offset the interest component in EMI. However, I want to purchase something where there is no option of No Cost EMI (but additonal 2500 off on regular EMI). What happens if I take this option and later...
  14. Quantum

    Any recommendation for IDFC First bank branch in Bengaluru?

    Howdy Folks, I'm just fed up with the unresponsiveness of my current IDFC bank RM and branch head (Varthur Rd, Thubarahalli branch). I have an IDFC First Wealth account and credit card with them. And for any query or support, they just aren't responsive even after multiple follow-ups. Things...
  15. Quantum

    IDFC First Credit Card: When does IDFC report the new credit card to CIBIL?

    Hey Folks, When does IDFC report the new credit card to CIBIL? For my new CC, the bill generation/statement date was 17 Oct. I paid the bill even before that. The due date is 4th Nov. Any idea when IDFC will report it to CIBIL? Thanks!
  16. A

    IDFC Bank INSTA RuPay UPI Credit Card is Live now | 100% CB upto Rs 200 Cashback

    IDFC Bank INSTA RuPay UPI Credit Card is Live now | 100% CB upto Rs 200 Cashback IDFC APP > click on credit card > Scroll Down > You'll find option "Get Your First InstaUpi Card" Fee: 199+Gst Offer: 100% Cashback upto Rs 200 I.E. 50 Cashback Each On First 4 UPI Transaction In 15 Days...
  17. zephyr0

    Credit cards with international rewards and 0 forex charges

    After searching the forums, I understand that the ONLY credit card with reward points for international spending and a zero-forex charge is the IDFC Wow card. I looked at Scapia and RBL world safari. However, both of them do not give any rewards for international spend. Is anyone aware of...
  18. theda

    IDFC First Bank freezes the account if welcome kit is returned undelivered.

    ==== Short version ====== My new Idfc account welcome kit was returned due to the Bluedart's shitty service. IDFC froze my account even after I told them its Bluedart's fault that the packet was returned. ==== Long version ======== So, opened an account with IDFC and the account opening...
  19. Quantum

    IDFC First Wealth Account eligibility requirement and benefits

    Hello, IDFC website doesn't seem to list the eligibility criteria for opening an IDFC First Wealth Account. From your recent first hand experience, could you please share the eligibility criteria? Does the criteria need to be maintained throughout the lifetime of the Wealth account, similar to...
  20. anonymuos

    Reward rate of IDFC FIRST CCs

    So today I sat down and calculated IDFC FIRST credit cards reward rate (RR) on ONLINE spends: (Millennia/Classic/Select/Wealth): Like their debit card rewards program introduced much later, the reward structure on CCs also is such that the more you spend, the reward rate increases...
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