infinia

I have BizBlack but I experienced that the points are stuck at either direct points consumption (via flights/hotels) or SQ transfer, is there anyway I can get DCB as floater to get other transfer options. Also I want to know from the people who has taken BizBlack as floater from Infinia/DCB, are...

I searched but can't find a thread on the first point: 1. Is Infinia or Atlas better for points to be transferred to Krisflyer? I am guessing that Infinia will win if the points are through SmartBuy and the Atlas will win otherwise - is this correct? 2. What is a good way to divide up spends...

I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month. Need to...

I think HDFC launched Infinia Bharat on Rupay platform https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-bharat-credit-card A lot of features are similar, except a few : fees 8000rs + gst, spend 8 Lakh to waive renewal fees, if renewal fees gets charged 8000 reward points Less...

The New add on application form version 1.17 includes a new name Infinia Bharat so maybe - ykwim? Add-on form : https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms Centre/Content/Detail Page/Forms Center...

Hello all I have an Infinia and am looking for help/advice whether to use just that or add an Axis Atlas card: I have about 12-15L of spends in 1 year. I spend about 2L on smartbuy-gyftr vouchers each year (but could/should 'up' it to 3L). That leaves ~9L of non-accelerated spends which is...

I have an Infinia which I use for most spends (online, offline & Gyftr vouchers). For the offline part - including school fees etc - I am thinking of adding a second card, one focused on travel rewards. I am confused between the Axis Atlas and Amex Plat travel (when Amex re-opens). My confusion...

I buy a (mandatory) Amazon 10K voucher each month from Gyftr using my Infinia card. I now realize that I may not be using Gyftr enough... For example, there are Swiggy & Zomato vouchers on Gyftr which I don't buy - this is because I hold a few LTF cards that give 'cash' discounts on these apps...

I’ve been using Infinia for over a year now, and for the first time, my points in the statement isn’t matching up with what I track in my Excel sheet. I double checked every spend and calculation Here’s what I noticed: * Got 5400 more points than I calculated under 10X accelerated spends. *...

I'm new to RuPay & HDFC Tata-Neu cards. I shop on BigBasket so the Rs. 1500 voucher from Gyftr using Infinia is obviously a good thing to use. After the 1500 cap is where I am confused: (1) buy Amazon vouchers from Gyftr and then use these vouchers to buy a BigBasket gift certificate from...

Hi i have an infinia card. i wanted to buy ACs from reliance Digital 80k worth. i bought 40K worth of voucher first via Gyftr. when i tried again i was not able to buy any further. is there any such known limit? pls enlighten.

https://m.economictimes.com/wealth/save/rs-2-lakh-worth-earning-from-credit-card-reward-points-heres-how-a-techie-working-in-pune-did-it-using-these-hdfc-bank-credit-cards/amp_articleshow/123154812.cms Can these kind of articles pay way for more d'évaluation

Created this using Gpt for self, though might be useful for others Feature / Spend TypeHDFC InfiniaAxis AtlasIDFC First MayuraIDFC First Ashva Annual Fee₹12,500 + GST(Waived on ₹10 L spend)₹5,000 + GST(Non‑waivable)₹5,999 + GST₹2,999 + GST Base Earn Rate5 RP/₹150 → ~3.3%2 EM/₹100 → ~4%5× →...

HDFC launched a new criteria for infinia based on RLV

Hi While checking my infinia statement I saw a large points reversal on the statement titled SmartBuy Jun25_Reversal of 9X 0000 -12870 Please see attached for more details. Has anyone faced similar reversal or situation? I have not had any reversed credit card transactions in this month...

I’m new to optimizing credit card rewards and could use some advice. Here’s my situation: Back in August 2024, I got the HDFC Infinia card. Around the same time, I enrolled in a Malabar Gold scheme with a ₹40,000 monthly EMI, which I was paying online/offline using Infinia, earning ~3.3%...

My Infinia renewal is coming up next month and my spend is around 9.2L this year. As I am barely missing the renewal fee waiver criteria, is there any precedent amongst forum members for the renewal fee waiver if the spend criteria is missed by low margin. I have read somewhere (probably reddit)...

I had Sent a cold email to HDFC seeking upgrade from DCB Metal to Infinia Metal as I have > 10L credit limit and over 15L spends in last 6 months. Unfortunately it seems requests have been put on hold. Anyone has pointers to why? Or when would this get resolved? Any other alternative way I can...

Or is there any other way to optimise Infinia for HP pay. Please note I don't have ICICI or IDFC Fastag.

Upgraded to FYF Regalia Gold last Diwali with 11L+ CL. Have spends of 4L in Last quarter due to some emergency and fulfilled 5L Spends in 6 months criteria for DCB Metal. Yearly spends are 5-6L on average with 1/3rd of it being Insurance, and rest would be ad hoc spends such as offline local...