infinia

I have a 15 Lac upcoming payment for a flat. Builder is not ready to waive off the charges on CC transactions but has somehow agreed to accept the payment through CC. They have agreed to pass on the actual charges on to me which I have agreed to. As suggested elsewhere I'm planning to do some...

I received this email from HDFC and I provided my consent on 29th November. They mentioned they would revert by 11th December, but I haven’t received any update yet, and the card is still not showing under my cards. What are the chances that I will get the Infinia?

So I have infinia and i maintain excel sheet. I have done tons of trxns and never faced an issue getting bonus pts. I don't wait for statement as I check my account every day and record pts incoming on excel sheet. But I have never done trxn on Confirmtkt (their new portal for train tickets...

I currently hold a Citi Corporate Credit Card with a credit limit of ₹12,00,000. I would like to know whether this 12-lakh corporate card limit can be considered as part of the eligibility evaluation for an upgrade to HDFC Infinia. At present, I am holding the HDFC Regalia Gold credit card with...

Hi everyone, I want to book few tours through Klook. I have GVP enabled on my Infinia. DCC charges are 1% + gst whereas Forex charges are 2% + gst. Is GVP applicable for international transactions done in DCC INR? or is it only for Forex currency? Even if GVP is not applicable for DCC, isn't...

Today, I received an SMS stating that an IMPS payment of a little over 5 lakhs had been posted on my Infinia. I was perplexed as I hadn't made any such payment. I logged into the app and sure enough, my card, which had a balance of over 5 lakhs was now showing negative (credit balance) by a few...

Hi Everyone, I am looking for guidance on upgrading my HDFC Diners Club Black (PVC) credit card to the Infinia Metal card. Below are my details for reference: Current Card: HDFC Diners Club Black (PVC) Usage: Around ₹10L spent in the last 6 months Credit Limit: ₹9.75L Monthly In-hand Salary...

Did anybody try this? As per gyftr terms vouchers not usable on apple products. However reliance digital store guys said, they haven’t faced any probs. Anybody really tried in reliance store with gyftr voucher for Apple products? I was thinking, can it be that the terms are just there. Would...

I find this confusing but have never used my Infinia for hotel bookings before (only flights) so I would appreciate your inputs. If I transfer my Infinia points to Club ITC green points, it transfers at 2 Infinia points = 1 green point. However, if I go to smartbuy and find the same ITC...

I am aware (or believe) that Infinia points expire in ~3 years. I also know that my monthly statement 'warns' me about expiring points (30 days & 60 days). However, 60 days is still a little 'small' to make a sensible redemption. Is there any way to figure out when the points are expiring? I...

I have both HDFC Infinia Metal and ICICI Emeralde Private Metal cards. My usage of credit card would be mostly on Amazon and Flipkart, and mostly about 10-12 lakhs per year (including online and offline spends). Should I be retaining both cards or only one (which one )? Here is the current...

My current relationship with HDFC (cc shared limit 7 lakhs) is 1. HDFC DCB (LTF) - Spends are 35-40k per month as I use other cards too. But can move all spends here. 2. HDFC Tata Neu Infinity (Paid) - but I use it for all insurance payments and some gold scheme at Mia. So annual spend reaches 3...

Hi everyone, I need suggestions about getting bizblack and or infinia , I have been a loyal customer to hdfc from last 8-9 year to one branch only and have preferred banking account, I have 1 current account and 4 savings accounts of me and my family members. Monthly transactions are about 6-7...

I have BizBlack but I experienced that the points are stuck at either direct points consumption (via flights/hotels) or SQ transfer, is there anyway I can get DCB as floater to get other transfer options. Also I want to know from the people who has taken BizBlack as floater from Infinia/DCB, are...

I searched but can't find a thread on the first point: 1. Is Infinia or Atlas better for points to be transferred to Krisflyer? I am guessing that Infinia will win if the points are through SmartBuy and the Atlas will win otherwise - is this correct? 2. What is a good way to divide up spends...

I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month. Need to...

I think HDFC launched Infinia Bharat on Rupay platform https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-bharat-credit-card A lot of features are similar, except a few : fees 8000rs + gst, spend 8 Lakh to waive renewal fees, if renewal fees gets charged 8000 reward points Less...

The New add on application form version 1.17 includes a new name Infinia Bharat so maybe - ykwim? Add-on form : https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms Centre/Content/Detail Page/Forms Center...

Hello all I have an Infinia and am looking for help/advice whether to use just that or add an Axis Atlas card: I have about 12-15L of spends in 1 year. I spend about 2L on smartbuy-gyftr vouchers each year (but could/should 'up' it to 3L). That leaves ~9L of non-accelerated spends which is...

I have an Infinia which I use for most spends (online, offline & Gyftr vouchers). For the offline part - including school fees etc - I am thinking of adding a second card, one focused on travel rewards. I am confused between the Axis Atlas and Amex Plat travel (when Amex re-opens). My confusion...