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infinia

  1. Nihhaar

    Infinia upgrade denied even after I did everything

    I have DCB Alumni LTF card from past 4 years. I applied for infinia upgrade some time in Oct 2023 via grievance and they rejected saying due to "internal" criteria. I had less spends at that time, but now in the past 6 months my spends have increased. * Salaried with ITR > Infinia requirement...
  2. pankajRaj

    Is paying instantly without bill generation count for Spends?

    Hi guys, I'm having Millennia with 3.35 L limit. I have to pay advance tax payments for my wife coming this March. i have a question if I pay this in installments from my hdfc card and pay instantly (in hours) from wife's account then will it be counted for spends for Infinia? i know credit...
  3. Samrock90

    Hotel Points Switzerland with miles and points

    I just concluded a trip to switzerland with miles and points most of which was earned from magnus and infinia Flights Mumbai to zurich direct flight with swiss airlines booked via travel edge for approx 90000 cash for 2 pax Return flight from zurich to mumbai booked via turkish miles and...
  4. pankajRaj

    HDFC Infinia Metal Vs BizBlack ? which one to choose ?

    HI members, My wife has business income with no credit history et all and through ITR she can get either Infinia Metal or Bizblack Metal Business Credit Card. Through my salary income (1.5L) i am not eligible for either of these cards. (i am having Millenia 3.3L Limit lol, as i am new to CC...
  5. R

    Infinia My upgrade journey to Infinia from low end discontinued card in short

    Hey folks, I would first like to thank this forum and its people for emense amount of help and knowledge I received. Coming to upgrade journey here's the timeline: 1. Opened HDFC salary account in 2016 and got a ltf hdfc credit card (now discontinued) with just 1 lakh limit. 2. After...
  6. D

    Infinia upgrade hurdles

    My dcb was upgraded to dcb metal(10.28L limit) after 7-8 months. Now I have spent 8L in the 4 months old dcb metal. My in-hand net salary credit in hdfc bank is around 2.4L pm after deductions. CTC around 45 lpa and recently upgraded to imperia. Also have a home loan with hdfc and a car loan as...
  7. M

    Best card to complement current portfolio

    Hello, I am new to the TF community but I have been following it for the past couple of months and I love the informative and detailed discussions here. I have been using credit cards for several years and have developed more interest over time in owning different cards. I have the following...
  8. C

    HDFC offering Infinia against investment - is it worth it?

    I read in this forum that we can get Infinia by investment route. I enquired about it with bank. They are offering Infinia if I invest 1.5 Lakh/year (earlier they were demanding 2 Lakh/year, but when I declined they came down to 1.5, and now they are eager to sell the policy, calling multiple...
  9. zephyr0

    HDFC ergo health insurance premium payment

    I have an upcoming HDFC Ergo health insurance premium payment of ₹36K. Since HDFC Ergo is not available on Amazon, Tata Neu, or Payzapp, what is the best way to get rewards for paying the premium? I have Infinia, Amex Travel, Magnus Burgundy, SC Ultimate, and Tata Neu rupay cards. Usually, SC...
  10. aanshultz

    Infinia HDFC Regalia LTF to Infinia Upgrade

    Hi, I emailed the HDFC Escalation for an upgrade to Infinia. But I find this email very confusing it. "They're reviewing my request for Regalia Gold but later they're writing a note saying "upon upgrade of your earlier credit card to Infinia Metal Credit, reward points shall be carried...
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