infinia

I buy a (mandatory) Amazon 10K voucher each month from Gyftr using my Infinia card. I now realize that I may not be using Gyftr enough... For example, there are Swiggy & Zomato vouchers on Gyftr which I don't buy - this is because I hold a few LTF cards that give 'cash' discounts on these apps...

I’ve been using Infinia for over a year now, and for the first time, my points in the statement isn’t matching up with what I track in my Excel sheet. I double checked every spend and calculation Here’s what I noticed: * Got 5400 more points than I calculated under 10X accelerated spends. *...

I'm new to RuPay & HDFC Tata-Neu cards. I shop on BigBasket so the Rs. 1500 voucher from Gyftr using Infinia is obviously a good thing to use. After the 1500 cap is where I am confused: (1) buy Amazon vouchers from Gyftr and then use these vouchers to buy a BigBasket gift certificate from...

Hi i have an infinia card. i wanted to buy ACs from reliance Digital 80k worth. i bought 40K worth of voucher first via Gyftr. when i tried again i was not able to buy any further. is there any such known limit? pls enlighten.

https://m.economictimes.com/wealth/save/rs-2-lakh-worth-earning-from-credit-card-reward-points-heres-how-a-techie-working-in-pune-did-it-using-these-hdfc-bank-credit-cards/amp_articleshow/123154812.cms Can these kind of articles pay way for more d'évaluation

Created this using Gpt for self, though might be useful for others Feature / Spend TypeHDFC InfiniaAxis AtlasIDFC First MayuraIDFC First Ashva Annual Fee₹12,500 + GST(Waived on ₹10 L spend)₹5,000 + GST(Non‑waivable)₹5,999 + GST₹2,999 + GST Base Earn Rate5 RP/₹150 → ~3.3%2 EM/₹100 → ~4%5× →...

HDFC launched a new criteria for infinia based on RLV

Hi While checking my infinia statement I saw a large points reversal on the statement titled SmartBuy Jun25_Reversal of 9X 0000 -12870 Please see attached for more details. Has anyone faced similar reversal or situation? I have not had any reversed credit card transactions in this month...

I’m new to optimizing credit card rewards and could use some advice. Here’s my situation: Back in August 2024, I got the HDFC Infinia card. Around the same time, I enrolled in a Malabar Gold scheme with a ₹40,000 monthly EMI, which I was paying online/offline using Infinia, earning ~3.3%...

My Infinia renewal is coming up next month and my spend is around 9.2L this year. As I am barely missing the renewal fee waiver criteria, is there any precedent amongst forum members for the renewal fee waiver if the spend criteria is missed by low margin. I have read somewhere (probably reddit)...

I had Sent a cold email to HDFC seeking upgrade from DCB Metal to Infinia Metal as I have > 10L credit limit and over 15L spends in last 6 months. Unfortunately it seems requests have been put on hold. Anyone has pointers to why? Or when would this get resolved? Any other alternative way I can...

Or is there any other way to optimise Infinia for HP pay. Please note I don't have ICICI or IDFC Fastag.

Upgraded to FYF Regalia Gold last Diwali with 11L+ CL. Have spends of 4L in Last quarter due to some emergency and fulfilled 5L Spends in 6 months criteria for DCB Metal. Yearly spends are 5-6L on average with 1/3rd of it being Insurance, and rest would be ad hoc spends such as offline local...

Hi, I see in my monthly bill for last 2 months I'm given more than 15K points. Just not sure if it's monthly level or billingcycle. Can someone clarify if I'm missing something. Attached June and may statement.

Subject of this is my only doubt

Hello All, What's your comment and suggestion ? Last 6 month 10.40 lakh spend, existing CC RG with 7.12 CL. Sent an email to priorityredressal.creditcards on 25th June for RG to Infinia Upgrade and got response on 5th July as below from Grievance.Redressalcc@hdfcbank.com. "It is unfortunate...

Hi. I’m currently using HDFC Diners Club Privilege LTF, with credit limit of 11 lakhs and past 6 months spend of 9+ lakhs. I’m confused between getting a DCBM or Infinia. I feel I can easily get 8L spend in a year, but incase I don’t, I’m not comfortable that DCBM renewal fee is not transferred...

Date mentioned is 15-06-2025 on bottom right corner. Most imp 1. CL requirement increased to 10L. 2. If your CL is increased to 10L recently in last 6 months, then this won't work. I have tons of questions. 1. Do we need ITR/Salary even if Imperia/infinity RLV/TRV requirement is reached? 2...

I'm not an hdfc bank customer, and all my banking relationships are with ICICI only. I hold the epm and times black card - the second one I'll close after the first year. I'm looking for guidance on how to get the Infinia card directly as the first banking relationship with hdfc bank. I meet...

Hello, Applied for Biz Black though RM as a floater for Infinia (Infinia got delivered by end of May). Initially both RM and CC manager were reluctant to apply the Biz Black card but later CC manager got an internal approval to apply for the card and the forms were submitted on May 19th. Cibil...