limit enhancement

Hi team, Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit...

Currently I hold HSBC Cashback card with a limit of Rs.1 lakh. I am now offered a limit of Rs.1.6 lakhs by HSBC. Should I accept it or wait for a better CLE Please provide your guidance on this. Thanks in advance.

How can I get a limit increase on my IndusInd Pinnacle credit card? I have a 2Lakh limit on this card while all other cards are mostly above 5Lakhs+. Has anyone got limit increased by mailing support team with income documents? What is the upgrade criteria from Pinnacle to Indulge? read...

Hi, Today i am going to share one interesting story which happened on Friday, 17/01/2025. I had shared on forum previously that my HDFC Tata Neu Infinity was upgraded to HDFC DCB Metal on mid December. Limit was 5 L. On January 9th 2025, I requested for manual limit enhancement by submitting...

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip...

Hello TFians !!! Surprise post:) After holding Rupay Signet card from almost 2 years and number of requests & complaints to get Card Limit Enhancement or Upgrade which were never fulfilled, last week out of frustration I just got my Signet card closed. I used to laugh when I got my Signet card...

So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now. It's weird to show eligibility yet rejecting the offer.

Hey. I have been using onecard by south indian bank for almost an year now but I have never received any limit enhancement offers till date. Did any of y'all own onecard by sib and did y'all receive any limit enhancements? If you did how much did they increase the limit?

Gyz ICICI amazon pay rolling out limit enhancement. Check out!!!

HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh

I keep around 8lks in my Savings Account for Demat and other requirements. Now, I am having trouble deciding between HDFC and Axis. The Pros with HDFC are the low brokerage charges with their Demat alongside Imperia and that I utilize their MTF. On the other hand, Axis has the better cards in...

After how days of cibil enquiry for the manual limit enhancement the credit limit is increased? It's been 2 days after the enquiry by axis but limit is not increased and the service request is still open. As usual customer support is useless.

RBL is sending LE through WhatsApp. Please check if you also got. Mine is World Safari LTF (Zomato -> Shoprite-> world safari). I gave missed call but no response. I think they take sometime to acknowledge and respond. You are eligible for a Credit Limit Increase to 510000 from 435000.0 on your...

I have received two RBL cards in one month gap - World Safari & Indian Oil, however in both I have shared limit of only 50,000. I emailed them about limit enhancement showing my HDFC card offering 14 Lacs limit, HSBC offering 12 Lacs so 50k limit restricts my usage but they denied, rather...

A little background of my case is in this previous thread posted by me. TLDR - Limit on my HDFC CC was 8L, needed to make a 10+L transaction on college website. 1. What is NPSL feature on Infinia (both PVC and metal)? NPSL is short for No PreSet Limit. It means inspite of the ceiling...

Hey, Technofino community, I'm sharing my frustrating experience with SBI Cards, hoping it helps others facing similar issues or those considering SBI credit cards. Background: I've been using the SBI SimplyCLICK credit card for over four years. Despite meeting all criteria, I have never...

It seems that HDFC is planning something for Diwali. Many people have received Limit Enhancement and Upgrade Offers today. Even I got upgrade to DCB Metal. Check yours!

Hey everyone, I have an interesting update to share and need some advice. On 17th June 2024, I got my Onecard by BOB approved with a credit limit of ₹55,000. Fast forward to today, 17th October, and I just received a notification that my limit has been enhanced to ₹85,000. That's a jump of...

Looking for Inputs on how HDFC tackles CL trigger

I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L...