limit enhancement

A little background of my case is in this previous thread posted by me. TLDR - Limit on my HDFC CC was 8L, needed to make a 10+L transaction on college website. 1. What is NPSL feature on Infinia (both PVC and metal)? NPSL is short for No PreSet Limit. It means inspite of the ceiling...

Hey, Technofino community, I'm sharing my frustrating experience with SBI Cards, hoping it helps others facing similar issues or those considering SBI credit cards. Background: I've been using the SBI SimplyCLICK credit card for over four years. Despite meeting all criteria, I have never...

It seems that HDFC is planning something for Diwali. Many people have received Limit Enhancement and Upgrade Offers today. Even I got upgrade to DCB Metal. Check yours!

Hey everyone, I have an interesting update to share and need some advice. On 17th June 2024, I got my Onecard by BOB approved with a credit limit of ₹55,000. Fast forward to today, 17th October, and I just received a notification that my limit has been enhanced to ₹85,000. That's a jump of...

Looking for Inputs on how HDFC tackles CL trigger

I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L...

Once a month I scroll through my parents banking apps just to check something suspicious and track everything. Today was nothing different. To my surprise got huge Limit Increment offer on mother's Airtel axis card. Check yours too! Barely used card. Just for a few recharge that's all. Old...

Hi Guys I have been getting limit enhancement offer on my HDFC credit card from Rs. 48,000 to Rs. 96,000 everywhere on my email, notifications and netbanking (screenshots attached for all of them) But the problem is I am getting an error whenever I try to claim my limit. (again screenshot is...

I have Infinia with a credit limit of Rs. 810000. I'm also using Bizblack as a floater so the limit is shared between these 2 cards. I've written to HDFC to increase the credit limit and I've spoken to my RM also, but no positive response. Any other options available?

BOB always provides very chindi limit enhancement. Is it possible to get a good credit limit enhancement by mailing them with all the required supporting documents? Please do share your thoughts and experience.(How much % of hike did you get) Which shall help me to come out of the current...

I got the apay cc 2 years back with 90k limit and platinum chip a moth after that with shared limit, from then on platinum chip was upgraded to coral, rubyx and sapphiro but no change in credit limit. Is it because of the apay cc or is there any other reason, I've sent a mail to icici customer...

Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k. But today I got a offer and I could not believe seeing the wonderful offer! I got a limit enhancement of only 4000.😭😭😭😭 Should I accept it? Or should I left it as it is,will I get a better offer...

Did you know that you can request Amex India to review your credit card limit every 6 months? Amex is known for offering high credit limits to their customers. When you get your first Amex card, they generally offer a low limit, but over time, as you use their credit card, they tend to offer...

Hi Everyone, I have received Limit Enhancement for the below cards in last 3-4 weeks. You all can check for any Limit Enhancement offers available on your cards. Axis Ace - 100% increase Icici Amazon - 120% increase IDFC first Select - 35% Increase Kotak Zen...

I want to apply for Axis Atlas and hold Axis ACE card with 30k limit. So I am thinking of applying for LE in Axis ACE (may help to get pre-approved Axis Atlas if my current application will be rejected). Now will I need to wait for 6 months to apply for Atlas after getting LE in Axis ACE? Or...

Just opened the OneCard app today and got a limit enhancement offer. When clicked to check, I couldn't believe it when I saw the increase was only 10%, just Rs. 5000! 😳 That too after more than 2 years and trying every possible way such as high, low, and no spends for months. Anyone else with...

Got this offer today for 1 lac LE

Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...

Hi all, Today I got LE from axis , from limit of 1.9L to 4.6L Check yours

I received my IDFC credit card on December 16, 2022, with a limit of 40k. Despite using it regularly, I have never received any limit enhancement offers. Additionally, I have a savings account with IDFC.