limit enhancement

I haven't got any pre-approved limit enhancement on my Axis Card which is 2+ years old. My monthly usage is less than 10k. But few other banks keep on updating limit every 6-12 months even with minimal use. Axis has left me on the wait for 2+ years. I have no other banking relation with Axis...

Wanted to share my latest credit limit upgrade journey with ICICI – it’s been quite the process. I’ve got two ICICI cards: • Amazon Pay ICICI LTF (Holding since 2022) • Sapphiro Visa LTF (Issued under corporate scheme 2 months back) Been using them since 2022, maintained solid...

ICICI recently gave Limit Enhancement & New Card Approved on same day together Currently Holding : AmazonPay, MMT Signature (Old), Coral Rupay Applied for MMT New Card via MMT Banner and sadly only received 65k Limit (Max limit on existing card was 4.2L), Complained to Support Team to...

I had Contacted HDFC Customer Care about 3 weeks ago for LE and LTF Conversation LTF Conversion was denied and Docs were asked to be sent to Chennai I asked that the Docs be accepted via Email, but they denied. Escalated to escalation.cc@hdfcbank.com LTF was still denied, but they accepted...

Hi everyone, I wanted to share my recent experiences with credit card limit enhancements and upgrades across different banks. Hopefully, this helps others who are exploring similar options. --- 🔹 Recent Enhancements & Upgrades Federal Bank Limit revised: ₹2.61L → ₹3.00L Card upgraded: Imperio...

I've an Jupiter CSB credit card using since April last year. It's been more than an year but I didn't get any limit enhancement. When usually they'll offer limit enhancement? Should I do something or can I do anything to get the limit enhancement?

On 8th July I requested CLI from axis chat support—uploaded salary slip and got service request number whose expected resolution date is 15th July. On 10th My CIBIL got hit by axis but till yet I have not received any limit enhancement and the service request is open? Will I get limit increase...

I want to share my real experience with the HDFC Pixel Credit Card, hoping it helps others make an informed choice. I’ve been using HDFC credit cards for a long time and never expected this kind of service and confusion. 🔻 1. Low Cashback Value Though Pixel claims to give 5% cashback, the...

How to apply for canara bank CLE? No guidance from branch or customer care.

Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont...

My spouse have SBI cashback card since its launch date i.e. Sep 2022. It was issued with limit of 10K despite having 770 credit score and other CC with 4 lakh limit [SBI being sbi]. Tried limit enhancements every 6 months : 10K -> 15K ~ 50% increase, although very less 15K -> 25K ~ 66%...

Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome. I'll start with simplest official method and then...

To get a temporary credit limit enhancement on your credit card for a larger purchase, especially when you already have the necessary funds in your savings account, here’s how you can proceed: 🔹 Steps to Request Temporary Limit Enhancement: 1. Contact Customer Care Call your bank’s credit card...

I have a Federal Signet Rupay Credit Card. My annual income is above 12L. I have 27 credit card of multiple banks. My 2nd lowest credit limit is ₹1,92,000. But my credit Limit in Federal Card is just meagre ₹24,000. My card is around 18 months old. I have asked Limit Enhancement to Federal based...

Hello, Do we have any waiting period between CC limit enhancement to CC Upgrade ?

Hi team, I have a Regalia Gold card, received last June/July. The card limit is only 2 lakhs, but I have spent more than 8 lakhs in the last 9 months. Would it make sense to ask for a limit enhancement to the customer care, or would it be better to ask for an upgrade? Although my salary meets...

Hi everyone, I’ve been using the HDFC Tata Neu Plus Credit Card since 2022, and all this while I’ve been stuck with a credit limit of ₹51,000. Today, I received an offer to upgrade/increase the limit to ₹63,000, 23.5% increase. While it's a welcome change, it’s still quite low for my current...

I am holding HDFC PIXEL PLAY CREDIT CARD for the past 5 months and my credit limit splitted from my primary card Money Back+. Is it possible to enhance my credit limit again from Existing Money Back+ card since the card gives 0.5% reward point. At the same time Pixel play gives 3% if buy from...

Today got auto limit enhancement om my Axis Bank Credit Card. I am surprised as to why Axis Bank decided to enhance the limit.

ICICI has released limit enhancement offer for a lot of people today. Check yours in iMobile app in credit cards -> manage cards -> manage credit limit option. Check for each card in case you have multiple cards. I myself got a LE of 1.1L today through iMobile app. Credit/Got to know first from: