limit enhancement

Hello all, I finally got my BOB Premier card upgraded to BOB Eterna LTF. Total 18 Email conversations over the last 15 weeks. I had a limit of 1.5L with BOB Premier, had a long long conversation, and sent upgrade forms. What worked for me was, that I once asked them what if I upgraded to BOB...

I had recently applied for MRCC credit card and the card got delivered today. The limit is very low i.e. 50k. All my other cards have decent limit and few cards having limit of 3.85L. My monthly salary is 4x my limit provided, not sure how they judge the limit Should I activate card or just...

Currently i have Axis, Kotak & SbI credit card Axis Select: 1 lakh ( free with burgundy) Kotak Myntra: 1.3 lakh Sbi CashBack : 90k limit Uses is around 30k per month & few EmI on SBI cashback. My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit...

Greetings Team These are the CCs I hold with the date on which I received them 1. ICICI Amazon Pay - Received in August 2019 - Current Limit: 25k 2. Citibank Rewards - Received in September 2019 - Current Limit: 1.68L 3. ICICI Sapphiro - Received Pre-Approved LTF on 29th Sep 2023 - Current...

Received this message as shown in the attachment. My doubts are: 1. Is it legit? 2. CIBIL hit? 3. Rejection chances? I had a fight with the RBL app development team on Jan 4, 2024; after the app update did not work on my OnePlus 8T device. I asked them how they rolled out the update without...

Got amex limit enhancement message This is first time I got the message having card from last 6 yrs Taken two LE by calling them. Previously Offer increase to 4.10L from 2.95L

Recently I visited a branch with a great Imperia RM whom I inquired for credit card upgrade, he told me that I am currently Band 3 and should aim to reach Band 5 so I can get more offers for Limit Increase/Upgrade. Does anyone have any tips for both HDFC Card LE/Upgrade (I have Millennia with...

Just out of curiosity does anyone know what type of card you get when One Card expires metal or plastic. Also if anyone can help with limit increase as I got LE after 1 year 8 months from 15k to 25k and considering my best card this limit is very less. PS. This is a non Secured card. So FD...

HDFC Bank offering limit enhancement to their existing credit card customers. Check your Offer just by clicking on this link- https://applyonline.hdfcbank.com/credit-cards/credit-card-limit-enhancement-form.html?icid=website_organic:ccservices#nbb Credit Card Upgrade Offer Link...

Do HDFC Bank offers pre approved ltf regalia cc to preferred customers? I have no income

Hi Everyone, I am from Pune I'm self employed I have three cards namely One Card, Kotak Myntra and HDFC Neu. The limit is 20k for One Card and Kotak and 40k for HDFC Neu I wanted to know what should be done with regards to practices to secure a better limit on these cards. Also, of these...

Hi there, Do you think banks have some tricks for limit enhancement in CC, some banks providing easy limit enhancement to their card holders,can anyone share me the how limit enhancement work in similar banks axis bank, Union bank, kotak bank or etc...

Recently, I emailed SBI for LE on my Cashback card. Current LE is Rs 95,000. For this, I send my last 3 months salary slip + bank statement. However my company pays my salary to my personal savings account + some amount to sodexo card. It is like this: Assume My net pay is Rs. 1,00,000. The...

I need to make an international payment for exam registration of around ~1 Lakh rupees. The vendor only supports credit card payments at this time. I have a SBI cashback card with limit of Rs. 61,000, Kotak league platinum with limit of Rs 38,000 and IDFC millennia credit card of Rs. 25,000...

Hello everyone. I today got an SMS from ICICI bank with a link that would supposedly enable me to increase credit limit on my Amazon pay credit card. What's weird to me is the sms channel seems legitimate because i recieve OTPs for online transactions. Is this something that's normal and do...

I'm currently holding a MoneyBack + credit card with a credit limit of 40,000. This is the lowest credit limit that I have among my other 12 cards. All others cards are in the range of 2 Lakhs to 5 Lakhs. Right now I am having an option to get Jumbo Loan on credit card for 3,45,000. So I...

Hello all, I’ve been using Axis ace card with 3L limit from last 2 years. This limit was offered by first time itself and after that I’ve applied Magnus and atlas and using both with same limit sharing. I got atlas card just few days back. I’ve Apay icici card with 5L and Onecard with 3.7. Apay...

I received a limit enhancement on my SC smart credit card today. Limit increases from 4.16L to 5.88L. My spends this year is close to 1.2L but my card is less than a year old, so I was pleasantly surprised with the offer knowing SC’s reputation with limit enhancements 🙂 Check yours on the app.

No sms / mail received... Just check in kotak app, manage credit lim section, got the offer there... 1st offer - 173k 2nd offer - 260k Both offer within 2 months...