limit enhancement

I want to apply for Axis Atlas and hold Axis ACE card with 30k limit. So I am thinking of applying for LE in Axis ACE (may help to get pre-approved Axis Atlas if my current application will be rejected). Now will I need to wait for 6 months to apply for Atlas after getting LE in Axis ACE? Or...

Just opened the OneCard app today and got a limit enhancement offer. When clicked to check, I couldn't believe it when I saw the increase was only 10%, just Rs. 5000! 😳 That too after more than 2 years and trying every possible way such as high, low, and no spends for months. Anyone else with...

Got this offer today for 1 lac LE

Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...

Hi all, Today I got LE from axis , from limit of 1.9L to 4.6L Check yours

I received my IDFC credit card on December 16, 2022, with a limit of 40k. Despite using it regularly, I have never received any limit enhancement offers. Additionally, I have a savings account with IDFC.

Hello TF Legends, I've got PNB Rupay Platinum Credit Card In 2023 with 50k Limit but after 6 months i requested them to increase limit they increased the limit to 75k only Now from almost 1yr im fighting with them to increase the Credit Card limit via Self Employed ITR 6.95L still they're...

Dear Technofino Community, I hope this message finds you well. I wanted to share my recent experience with increasing my HDFC credit card limit through email, which turned out to be a smooth and hassle-free process. Here’s a breakdown of my journey: 1. Initial Situation: Initially, my...

Yesterday I received this SMS I checked in the SBI Card app but I did not find any option for Limit Increase. Is sending the SMS only option? and is 27th May deadline serious?

Hi Team, I have been using my DCB Plastic LTF for last 3 years. It was having around 6L limit. But in last September 2023, my credit card limit got reduced to 1.7L due to the transactions I made from single merchant. each tranx about 1L ... 4-5 such transactions in a month.. and then pay bill...

I don't know if it'll be helpful to many people. But I'm still posting my ICICI CC journey here, in case anyone gains something. Happy to answer any and all questions in comments. Chronology - 2019: First CC. Regalia First in 2019 April. Limit - 4L based on 60k salary (WITCH company) 2019...

Anyone with 2 or more card has received LE from HDFC, if yes , please share your utilization , place where you spend , card in which you spend, and card in which you got LE. I have not got LE for the last 3 years. Have 3 cards.my spends are around1 lak on infinia.

Hi guys, Surprisingly today I got LE for my HDFC MoneyBack card after 1 year from 1.5 - 1.8L. Check yours!

one of my cousin have so many credit cards and he do lots of transaction daily from them he give people as a loan from his cards and he have tons of website where he use cards and he just 20 years old and he show he's CC people and show off and he is like so fekku chand and he have 50 to 60 lakh...

I had applied for the sbi credit but today I received the message in WhatsApp that credit limit of credit card is 40k(tentative). Will I get 40k limit in my sbi card if approved? I have other cards with more than 2L+ limit . So what should I do any idea?

Hello all, I finally got my BOB Premier card upgraded to BOB Eterna LTF. Total 18 Email conversations over the last 15 weeks. I had a limit of 1.5L with BOB Premier, had a long long conversation, and sent upgrade forms. What worked for me was, that I once asked them what if I upgraded to BOB...

I had recently applied for MRCC credit card and the card got delivered today. The limit is very low i.e. 50k. All my other cards have decent limit and few cards having limit of 3.85L. My monthly salary is 4x my limit provided, not sure how they judge the limit Should I activate card or just...

Currently i have Axis, Kotak & SbI credit card Axis Select: 1 lakh ( free with burgundy) Kotak Myntra: 1.3 lakh Sbi CashBack : 90k limit Uses is around 30k per month & few EmI on SBI cashback. My point is i tried sending ITR 7 lakh but they are not increasing, i need at least 2 lakh + limit...

Greetings Team These are the CCs I hold with the date on which I received them 1. ICICI Amazon Pay - Received in August 2019 - Current Limit: 25k 2. Citibank Rewards - Received in September 2019 - Current Limit: 1.68L 3. ICICI Sapphiro - Received Pre-Approved LTF on 29th Sep 2023 - Current...

Received this message as shown in the attachment. My doubts are: 1. Is it legit? 2. CIBIL hit? 3. Rejection chances? I had a fight with the RBL app development team on Jan 4, 2024; after the app update did not work on my OnePlus 8T device. I asked them how they rolled out the update without...