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  1. S

    Is amazon pay gift card via smartbuy validate unique mobile number per monthly limit?

    I already purchased 10k with my card/mobile number. Now I can not use my add-on card with same mobile number. shall i need to use my spouse mobile number to use her add-on card?
  2. L

    People who got a sms for spending more than your credit limit by Yes Bank. Please advice.

    Hello, I recently got a yes credit card and I wanted to know what the repercussions are for spending more than the credit limit. By that I mean, you have 1L limit and you spent it all and clear the limit by making imps/neft/bbps payments and spending more. I remember seeing a post on here or on...
  3. A

    My credit limit 10k and cash withdrawal also 10k limit.I have used my full credit limit. Can I use the cash withdrawal limit?

    Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7800 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit bachhi 2100 baki...
  4. A

    I have used my full credit limit. Can I use the cash withdrawal limit?

    Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7000 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit 3000 baki utna...
  5. KK001

    Sbi credit limit decreased

    I hv sbi SIMPLYCLICK cc with limit of 1l but today I checked the app to pay bill it's showing 69k limit and my last billed amount was 49k. How to deal with this no msg or email received. Cash limit: 50 Rs 😡
  6. chuckzspadina

    Should I accept the credit limit enhancement by Onecard?

    Hey everyone, I have an interesting update to share and need some advice. On 17th June 2024, I got my Onecard by BOB approved with a credit limit of ₹55,000. Fast forward to today, 17th October, and I just received a notification that my limit has been enhanced to ₹85,000. That's a jump of...
  7. pankaj_ji

    Devaluation Kotak Increased fee / waiver limit for LTF cards

    Yesterday (9th Oct), received a sms from Kotak for change in LTF cards and fee, waiver conditions. So will this apply to existing LTF cards too? If yes, will it be wise decision to close cards which are rarely used. Document link: https://1.kmbl.in/k/?t=gGgy6v4Vk23
  8. A

    UPI Lite Transaction Limits hiked to Rs 1,000 | UPI lite wallet limit to Rs 5,000 | UPI123Pay limit also hiked

    UPI Lite Transaction Limits hiked to Rs 1,000 | UPI lite wallet limit to Rs 5,000 | UPI123Pay limit also hiked: The Reserve Bank of India (RBI) has announced a hike in the UPI lite per transaction limit to Rs 1,000 from Rs 500 currently. The central bank has also hiked the UPI lite wallet...
  9. Hell_Kitty

    HDFC Credit Limit Enhancement - Input Needed

    Looking for Inputs on how HDFC tackles CL trigger
  10. Ekavya

    SBI CashBack Card: Will Early Limit Increase Hurt Future Chances?

    I recently received my SBI CashBack Card and noticed an option to increase my credit limit. I was surprised because I received this offer so soon after getting the card. Initially, I hesitated, thinking it might be a mistake. However, I applied for the increase anyway. I later realized that it...
  11. CyberPsych

    ICICI is providing limit enhancement, check yours

    I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L...
  12. Premium

    PB Duet RBL CC with 25k limit

    Got this card after I paid for car insurance using paisabazaar. Limit promised initially was 3L but obviously it was a lie and got 25k limit. I haven't activated the card and I'm not sure if it is even worth it? Though it is Ltf but I can't seem to find any usage of this card. Maybe rbl bank...
  13. priyanshurajput19

    SBI Card Lessons learned while paying more then the credit limit from SBI Card

    First-time post, apologies for any mistakes! I have a Cashback Credit Card with a limit of ₹40,000, but I needed to make a payment of ₹1,00,000. • I tried various methods to pay an excess amount towards my credit card bill in hopes of temporarily increasing my limit, but nothing seemed...
  14. srikanthdusa

    Max Credit Limit

    Hi Folks, Im new in this CC Space. I have 3 ICICI Cards as below. These are not shared cards. 1. Amazon Pay 2.5L 2. HPCL Coral 2.5L 3. ICICI Mine 2.5L I want to know if the max credit limit is 2.5L or 7.5L? If it is 2.5L, will it effect my credit utilization if i close one card?
  15. invincible-quite

    AMEX Platinum travel :: Low Credit limit :: What option can I explore to increase the limit

    I got the AMEX Platinum Travel card last month to pay my executive course fees and take advantage of the milestone benefits. Unfortunately, AMEX acceptance is limited in the places I usually spend, so I can't make full use of it beyond my fee payment. I was expecting a credit limit of at least...
  16. D

    Error in claiming HDFC Limit Enhancement Offer

    Hi Guys I have been getting limit enhancement offer on my HDFC credit card from Rs. 48,000 to Rs. 96,000 everywhere on my email, notifications and netbanking (screenshots attached for all of them) But the problem is I am getting an error whenever I try to claim my limit. (again screenshot is...
  17. rajendrapratap3

    credit limit enhancment declined -- need suggestions

    Subject : Your HDFC Bank International Credit Card 48XXXXXXXXXXXXXX We have reviewed your request for Credit Limit Enhancement on the captioned card account. We wish to inform you that your limit enhancement request has been considered in line with the bank's internal credit policy, which is...
  18. wolf1008

    Limit enhancement on HDFC Infinia

    I have Infinia with a credit limit of Rs. 810000. I'm also using Bizblack as a floater so the limit is shared between these 2 cards. I've written to HDFC to increase the credit limit and I've spoken to my RM also, but no positive response. Any other options available?
  19. C

    HDFC Regalia Gold and HDFC Rupay UPI Spend Limit Information

    I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...
  20. lone_warrior_ind

    HDFC Regalia Gold Credit Limit

    Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...
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