limit

This is just a sharing of my experience, hoping it might help someone. I got my ICICI APay credit card almost a year ago. I always used 30-40% of my card's limit. Last month, I emailed the bank to request a limit enhancement, but they gave me a vague response, saying, "You're already using the...

I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver... But, whether this will affect my civil score?

Hi, I am being offered wow credit card against FD(100 percent limit). I am thinking of availing the offer as it has zero interest on cash withdrawal. However they charge 199 plus gst per withdrawal. So my question was how much money can we withdraw in one transaction. Suppose I want to...

I'm unable to login to my IndusMobile App as it says that a maximum of 3 devices are allowed to register in the app but unfortunately I didn't remove my past devices and sold it to someone. Please suggest a solution if you have experienced this issue in the past!

Apart from the minimum 500 +GST charges(which I'm ok to pay for), I have activated the 50% over limit facility and tried to do a single transaction over and above my limit with Flip Axis credit card. Case scenario: Full limit is 80000.(=Available limit for next transaction)Over limit availed is...

Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer. Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available. Is there any trick...

I have to make a transaction on 4L today, can i use DCB ? will i get base 3.3% on complete amount or is there a cap on it ? another card i have is IDFC Select. which has 10x points after 30k spends, is there any limit on it too ? i see there is a capping of 2.5k and 7.5k per month, and 15k...

Hi Everyone, I have received Limit Enhancement for the below cards in last 3-4 weeks. You all can check for any Limit Enhancement offers available on your cards. Axis Ace - 100% increase Icici Amazon - 120% increase IDFC first Select - 35% Increase Kotak Zen...

I want to apply for Axis Atlas and hold Axis ACE card with 30k limit. So I am thinking of applying for LE in Axis ACE (may help to get pre-approved Axis Atlas if my current application will be rejected). Now will I need to wait for 6 months to apply for Atlas after getting LE in Axis ACE? Or...

I have Axis Vistara with limit of 2.06L. Current outstanding is 15K. Statement generation happens on 21st. I need to make a transaction of 2L before 21st. Can I prepay 15K and make the transaction of 2L?

Hello All I see from August both Apay and amazon shopping voucher monthly limit is reduced to 10000. Do you have the same issue ? Thanks

I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...

Got this offer today for 1 lac LE

RBI allows two users to share one bank account for UPI payments | RBI increase UPI limit for Tax Payment from 1 Lakh to 5 Lakh: UPI Payments: The Reserve Bank of India rolled out a feature in August allowing delegated UPI payments. Primary users can approve transactions for secondary users...

hi i have a sbi cashback card with 32000 limit. I got two pre approved offers from sbi but the limit is shared between these two minimum credit limit in one card is 15000.so other card limit is 17000 i want to close cashback card and transfer the remaining limit after getting the pre approved...

Hello guys, in the previous thread I had mentioned how HDFC was offering me a moneyback+, but as you guys suggested I did not take it. After several negotiations I was finally able to convince them to increase my limit to 1lac from 25,000 without income proof of documents. It is noteworthy that...

I have a Diners privilege card with 4.5L limit. I emailed grievance redressal for limit increase using my 30L ITR but there are offering only 50k increase. I tried to increase my limit using my Magnus statement (10L limit) but they denied. But they said that I can increase my limit by a FD...

Hello all, I've been using Axis cards for the past few years my journey started with a 40k limit 2 years ago with a Flipkart Axis credit card and gradually they inc my limit to 94k one fine day they increased it to 3.6L I was very happy that I finally got what I deserved Continuously used my...

Hi Guys, I got my OneCard in 2021 with a limit of Rs. 40,000. In May 2022, they increased it to Rs. 50,000. Since then, there is no limit enhancement, and it's becoming quite a bottleneck for me. I've tried various strategies to get a limit increase: using it on regular basis under 30% Not...