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  1. R

    ICICI Emerald Credit Card (Plastic) Net Salary Requirement Reduced

    ICICI reduced Net Salary Requirement for Emerald Credit Card (Plastic) for Paid Variant. Earlier it used to be ₹ 2,50,000 or above net monthly salary income or ₹ 30,00,000 as Annual Income. Below is the new criteria as shown in their website. 1) Salary - ₹ 1,50,000 or above net monthly salary...
  2. T

    IndusInd Legend Credit Card showed 5lac Credit Limit in Application but received 80k Credit Limit

    hi, indusind Legend showed 5lac limit in application stage but received 80k limit (screenshots attached) first level customer support says nothing they can do. any point in further escalation or not?
  3. J

    ICICI Bank Credit Card Limit Enhancement Issue

    My ICICI Credit Card limit is only 1,00,000 since last two years After my salary revision, I sent them documents but they denied and quoted the following "Limit on your credit card is enhanced recently, Hence, we regret our inability to increase your credit limit at this point of time as the...
  4. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    Hey, Technofino community, I'm sharing my frustrating experience with SBI Cards, hoping it helps others facing similar issues or those considering SBI credit cards. Background: I've been using the SBI SimplyCLICK credit card for over four years. Despite meeting all criteria, I have never...
  5. Syed Adil Abbas

    Millennia Credit Card Limit Enhance

    hi, I am using Millennia since 18 Months Still no Limit Enhancements..!!!! My HDFC CC Limit is 1.01 Lakhs other bank cards is 4.6Lkh Salary 30K but i have other income which i can't show to bank and other thing my salary account is in HDFC Only and it's IMPERIA Shall is close my HDFC CC and...
  6. M

    Why has SBI reduced credit limit in spite using 80% limit

    "Dear Cardholder, basis internal review of your SBI Credit Card XX69, your Credit Limit has been revised to Rs42000 & Cash Limit has been withdrawn." Limit is reduced from 95k to 42k. I have literally used full limit every month. Is it because I have collected too much cashback? This time...
  7. L

    Received 400% Limit increase on Axis Ace card

    Was randomly browsing axis app and stumbled upon limit increase offer. From 30k to 120k !! A 300% limit increase 🎉 Well this was my 1st credit card which i got in April this year and didn't had any Cibil score or previous relation with Axis thats why limit was low.
  8. Paritosh

    Help Needed: Recent Limit Reduction on SBI Cashback Credit Card

    I previously had an SBI SimplySave card with a credit limit of around 2.7L, from which I transferred 2.5L to my SBI Cashback credit card, increasing the limit to 3L. However, the limit transfer feature was later disabled, and I couldn't transfer or increase the limit on the SBI SimplySave card...
  9. PaneerButterMasala

    Offer Fulfilled! Limit Enhancement and Upgrade Offers Rolling Out!

    It seems that HDFC is planning something for Diwali. Many people have received Limit Enhancement and Upgrade Offers today. Even I got upgrade to DCB Metal. Check yours!
  10. S

    Is amazon pay gift card via smartbuy validate unique mobile number per monthly limit?

    I already purchased 10k with my card/mobile number. Now I can not use my add-on card with same mobile number. shall i need to use my spouse mobile number to use her add-on card?
  11. L

    People who got a sms for spending more than your credit limit by Yes Bank. Please advice.

    Hello, I recently got a yes credit card and I wanted to know what the repercussions are for spending more than the credit limit. By that I mean, you have 1L limit and you spent it all and clear the limit by making imps/neft/bbps payments and spending more. I remember seeing a post on here or on...
  12. A

    My credit limit 10k and cash withdrawal also 10k limit.I have used my full credit limit. Can I use the cash withdrawal limit?

    Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7800 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit bachhi 2100 baki...
  13. A

    I have used my full credit limit. Can I use the cash withdrawal limit?

    Hello, mere pas idfc first wow credit card he. Jo ki fd based card he. Uski credit limit 10k ki he. Or cash withdrawal limit bhi 10k ki he. Mene is month me 7000 credit limit use ki he. Abhi muje 8000 cash ki jarurat he to kya me cash withdrawal 8000 kar sakta hu ya credit limit 3000 baki utna...
  14. D

    SBI Credit Card Limit Decreased

    I have sbi SIMPLYCLICK cc with limit of 1l but today I checked the app to pay bill it's showing 69k limit and my last billed amount was 49k. How to deal with this no msg or email received. Cash limit: 50 Rs 😡
  15. chuckzspadina

    Should I accept the credit limit enhancement by Onecard?

    Hey everyone, I have an interesting update to share and need some advice. On 17th June 2024, I got my Onecard by BOB approved with a credit limit of ₹55,000. Fast forward to today, 17th October, and I just received a notification that my limit has been enhanced to ₹85,000. That's a jump of...
  16. pankaj_ji

    Devaluation Kotak Increased fee / waiver limit for LTF cards

    Yesterday (9th Oct), received a sms from Kotak for change in LTF cards and fee, waiver conditions. So will this apply to existing LTF cards too? If yes, will it be wise decision to close cards which are rarely used. Document link: https://1.kmbl.in/k/?t=gGgy6v4Vk23
  17. A

    UPI Lite Transaction Limits hiked to Rs 1,000 | UPI lite wallet limit to Rs 5,000 | UPI123Pay limit also hiked

    UPI Lite Transaction Limits hiked to Rs 1,000 | UPI lite wallet limit to Rs 5,000 | UPI123Pay limit also hiked: The Reserve Bank of India (RBI) has announced a hike in the UPI lite per transaction limit to Rs 1,000 from Rs 500 currently. The central bank has also hiked the UPI lite wallet...
  18. Hell_Kitty

    HDFC Credit Limit Enhancement - Input Needed

    Looking for Inputs on how HDFC tackles CL trigger
  19. Ekavya

    SBI CashBack Card: Will Early Limit Increase Hurt Future Chances?

    I recently received my SBI CashBack Card and noticed an option to increase my credit limit. I was surprised because I received this offer so soon after getting the card. Initially, I hesitated, thinking it might be a mistake. However, I applied for the increase anyway. I later realized that it...
  20. CyberPsych

    ICICI is providing limit enhancement, check yours

    I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L...
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