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limit

  1. joell

    Can you increase HDFC unsecured credit card limit with FD?

    I've 4 cards with HDFC. MB+, UPI Rupay, Swiggy and Tata Neu Plus share 56K limit across those cards. I'm 21 and a student. My usage is around 40-45% every month because HDFC is my primary account but I'm shifting slowly to ICICI. Im planning to book an FD of 50K. I was wondering if I could put a...
  2. ENIAC

    HSBC sending Limit Enhancements

    HSBC has sent me limit enhancement which is 400% of my current limit. Check your inbox. Can I ask for free HSBC Premier card upgradation?
  3. DarthBrooks

    Regalia Gold HDFC Regalia Limit Increased without any requests or consent

    Hi all, I was here last month enquiring about how to raise my Regalia Gold limit after roughly 6 months of use, I hold Regalia Gold, UPI Rupay (for instant discounts), Swiggy HDFC and recently got Tata Neu Infinity. On forcing HDFC multiple times and pushing via email they increased my limit...
  4. RajS

    Revaluation Scapia Federal Credit card limit increase

    I have received a limit increase after last year limit reduction Good news, Raj! your Scapia Federal Credit Card limit has been increased! No extra fees, just more spending power.Check your new limit on Scapia app - Federal Bank 1L to 2L Any one else received?
  5. damn

    Accept Tata Neu Plus card FYF with low limit

    I opened a bank account with HDFC 2 weeks ago and got an offer for tata neu plus card, fyf, with limit of approx Rs 20k. Should I take it or wait for a better offer? Suggestions would be welcomed. Profile OneCard - 5.5L Indian Bank - 5L Sbi - 80k Axis - 2.8L Itr - just below 7L for this...
  6. B

    RBL Credit Card Limit Enhancement

    I have received two RBL cards in one month gap - World Safari & Indian Oil, however in both I have shared limit of only 50,000. I emailed them about limit enhancement showing my HDFC card offering 14 Lacs limit, HSBC offering 12 Lacs so 50k limit restricts my usage but they denied, rather...
  7. Syed Adil Abbas

    Shell i close my low limit cards

    My CC journey started with ICICI Sep 2022 with limit 30k now in Nov 2024 Limit is 4.6L LTF (APAY) Au BANK CC 4.6L SEP 2024 PAID 299+GST (SPONT RUPAY) Kotak CC 2L OCT 2023 LTF (ZEN) IDFC CC 2L JAN 2024 LTF (SLECT) HDFC CC 1.15L MAR 2023 LTF (Millenia) AXIS CC 97K NOV 2023 PAID 500+GST (AIRTEL...
  8. R

    DCB HDFC DCB C2C using axis credit card with limit of 7.5l

    I have applied for hdfc cards twice in the past and was rejected both of the times without any valid reason and i am assuming it had something to do with my profession(police). I am also having a hdfc savings account and maintaining 10-15k in it and using it to pay cc bils (75k every month, so...
  9. Sriim

    Infinia NPSL/Temporary Limit Enhancement - A hidden boon for Infinia (& other HDFC credit card holders?) - FAQs

    A little background of my case is in this previous thread posted by me. TLDR - Limit on my HDFC CC was 8L, needed to make a 10+L transaction on college website. 1. What is NPSL feature on Infinia (both PVC and metal)? NPSL is short for No PreSet Limit. It means inspite of the ceiling...
  10. Vas2398

    DCB HDFC not Enhancing Credit Limit - Query & Discussion

    Hi, I have salary account with HDFC from last 15 years. (current sal ~2.5L per month). I got DCB privilege 2 years ago but I couldnt use it much as Diners was not so acceptable in my town.They decreased limit from 6.95 to 5.6 automatically last July. Last December, they upgraded it to DCB Metal...
  11. P

    HDFC CC limit increase by salary slip

    Hello, How we can increase our HDFC Bank CC limit by sharing recent salary statement? Can we mail them or we have to send them physical request by courier?? Can someone please share the process (E-mail ID ??) and experience if someone has done it before.......
  12. L

    Standard Chartered reduced my credit limit from 3.75L to 10k

    I am still finding it hard to wrap my head around this. I received an email and SMS a few mins ago about the credit limit of my 9 month old SC Smart card being reduced from 3.75L to a paltry INR 10,000! I have noticed some banks doing this for people with low usage and for long-term + low usage...
  13. fradela

    Huge Credit Limit Upgrade on IDFC Wealth

    Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!
  14. Ram1

    SCB Credit Card Limit Revised to 10k

    SCB shockingly revised my limit to 10K. Your credit card account credit limit has been revised from INR 130,500.00 to INR 10,000.00. For any queries, pls contact our customer care- StanChart Is this temporary? How can i get my limit back?
  15. CapWilder

    Axis Vistara Card Limit not increasing for Axis Vistara Signature CC

    I have been using Axis Vistara Signature CC since January 2023. I have 4 credit cards in total with 0 late payments and 4 years of credit history. My highest limit on HDFC Diner’s Privilege is 2.4L. Yet my Axis card is still stuck on 90k limit and I have never received a limit enhancement...
  16. Syed Adil Abbas

    Eligibility Criteria & Suggestions to Increase Credit Limit on HDFC Credit Cards

    i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...
  17. Subin97

    Floater card limit

    Why does banks reporting the floated card as another card limit . I have an HDFC card with 50k limit and added to that rupay card is supplementary added. Now the CIBIL shows as 100000 Limit. Is this is fine?
  18. wolf1008

    Want to spend more than credit limit

    I have HDFC Bank Bizgrow card with a limit of 1 lakh. Since it's a new card, the bank is not increasing the limit. I am looking to make a spend of approximately 8L on the card. Can I deposit the funds in advance and then use the card to transactions within the daily limit ?
  19. C

    Does anyone have any idea about SBI BPCL OCTANE floor limit!

    Do you have any idea about SBI BPCL OCTANE credit card floor limit? And if anyone of you have BPCL OCTANE what is the lowest limit you got in this card?
  20. S

    Axis application - credit limit increase

    Axis Bank application process (I have a home loan -- and attached savings account -- so applying through the link on Internet Banking portal) includes a checkbox "Do you want to opt for Credit Limit Increase?" which specifies it will happen after 6 months of use, but doesn't specify if there'll...
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