ltf

I have been getting a sms on a daily basis about a ltf hdfc cc offer with rs.5000 voucher. If I click on the link in sms, it takes me the hdfc portal. I think it is a valid url. I called CS to confirm the offer, the person said it is not a valid offer. I am confused. This is the link...

I've been building my credit card portfolio over the last three years, starting with an HDFC Moneyback+ with a limit of 75K. Heres my current portfolio 1. HDFC : Moneyback + and Tata Neu + (86K shared Limit) 2. ICICI : Amazon Pay CC (1.9L Limit) 3. One Card-Federal bank : (45K Limit) 4. Axis...

Hi, I have been following this group since 2021 but never felt the need to open an account to make a post. But, now I think is the time to do so. My credit card journey started in 2019 with the Amazon Pay ICICI credit card. Later in October 2020, I was issued an HDFC Moneyback credit card LTF...

Has anyone got an Emeralde Private Metal card (not pre-approved) without ITR/payslips and required TRV? If yes, on what basis? Thanks

HDFC has offered me the Biz Grow credit card on an LTF basis with a limit of ₹143,000. Should I accept this offer or wait for a better one to refresh?

Shall I proceed to take this Life Time Free card? Does YES bank offers (Amazon, Flipkart, etc.) applicable on this card? Any benefits?

Hey guys, so I closed my HDFC IOCL card in September as I was stuck with a 15000 limit and HDFC was not ready to increase it. Also, the card was kind of bad; sometimes it gave points on fuel and sometimes it didn’t. Well, I thought I would get preapproved offers after 6 months i.e around March...

Randomly applied for BOB Card today and was pleased to see recommendations of Easy, Select and Premier on LTF basis. Eterna was still on paid basis. It said limited period offer. Just wanted an LTF card from BOB to add to my kitty. Applied for Rupay version of BOB Premier card.

Hi, I'm looking for a cc for lounge access for my wife and me (as most cards we possess have been devalued with spend based criteria for lounge access). We took around 12 flights each (domestic + intl) this year. Looking for something that won't have the hassle of spends in prev month/qtr. I...

Hello folks, Recently I managed to acquire Axis Atlas card on LTF basis with my new Burgundy salary account. I joined a new company last month and came to know that my company has a tie up with Axis and I can get Burgundy salary account with >2L monthly net salary I applied for the same on...

Since 2013, I have held an LTF HDFC Moneyback Credit Card with a credit limit of over ₹8.8 lakh. However, I now primarily use my SBI Cashback, Axis Ace, and Nue Infinity credit cards for better benefits than Moneyback. My monthly credit card spending consistently exceeds ₹60,000. I am also a...

I already hold SBI CB Card. Today I got a call from this number and I was told by IVR that I am being offered a LTF SBI credit card. To know more I was told to dial 1. I dialed it and and I was informed that an executive will call me. But later I realised that SBI doesn't give LTF card and They...

Hey everyone, I wanted to share my recent experience converting my HDFC Privilege Credit Card from a paid card to a Lifetime Free Card. I used HDFC's X handle to reach out and make my request, and I got a positive response! Here’s exactly what I tweeted: Simultaneously, I called my RM and...

Got Tataneu Infinity from the tataneu app on the month of Oct. The tataneu app showed FYF however as we all know main HDFC website shows LTF under festival offers. Now, the card is delivered and I emailed the CC asking them to check if its LTF for not since the website showed LTF under festival...

For the past many months I was getting LTF Axis Neo Rupay credit card as an upgrade to the LTF My Zone Master Card. While checking the Neo LTF to get as an additional card, they were offering the Master Card variant but now they have upgraded their website and given an option to choose the Card...

Did anyone get success in making icici saphiro LTF during activation period.

I got a call earlier today from IndusInd saying that the IndusInd Vistara cc is being closed due to Vistara merger and you can change to Pinnacle LTF or Celesta cc or Avios cc Pinnacle LTF is with 15K+GST joining fee and equivalent brand vouchers which is fine, but is this card useful at all...

I just want to check if anyone have M4B as LTF and are maintainig the Average balances criteria for keeping it LTF. When this was offered LTF there was a condition that Burgundy account will be reviewed periodically to check if balances are maintained.

Hi! Considering the recent devaluation, is ICICI Sapphiro worth keeping for anything? I have it LTF under alumni offer - but my intent is to declutter my CC portfolio. I have LTF Indusind Pinnacle/ IDFC Wealth for movie offers. I have been informed, that ICICI Card offers some shopping...

I have a BizBlack Credit Card. I wish to get the LTF Tata Neu Infinity. Unsure if I'll get it by applying as the T&C for the Festive offer says that it's not for existing customers but I'd really like both, Swiggy and Tata Neu Inifinty. I meet the eligibility criteria for both.