ltf

Hi everyone, I'm trying to get the HDFC Diners Club Privilege (DCP) credit card as Lifetime Free (LTF) for my wife, but facing a few issues and hoping someone here can guide us: Online application says she's not eligible, despite meeting the income requirements. She contacted her HDFC...

I want to apply for a core card but only LTF for bank offers. How much income should I put in the application so that system shows a core card and not just paid Marquee? I already have a Yes Bank savings account.

The HDFC Bank Equitas Excite Credit Card is a co-branded entry-level card focused on everyday spending like fuel, groceries, and utility bills. With an annual fee of ₹500 + GST, it is among the more affordable cards, and the fee gets waived if you spend ₹1 lakh in a year. The joining fee can...

Hey everyone, need some advice on my Axis card portfolio. Currently I hold: Axis Atlas Axis Airtel I’ve got the option to close the Airtel card and get the Axis Privilege Amex variant (LTF) instead. The reason I’m considering this is because I want to keep space for a third card when Axis...

So inspired by @zomatoo , Opened account in Indian Bank. Asual my psu story, it turned out to be worst experience. Account variant 1: IND Pro Silver 25k mab No sms charges FYF Rupay select dc Account variant 2: IND Pro Gold 1L mab LTF Rupay Select dc Myntra 250gv ( i guess its quarterly) BOGO...

I have an sbi elite visa ltf card which expired recently, I reached out to cc on email asking them to switch over my card to rupay & they have informed me that switching network is going to make the card chargeable . Is this the norm, has anyone done a ltf switch to rupay recently?

A Chase for a Life Time Free Rupay Select Debit Card In todays busy schedule without visiting branch tried the Premium Rupay Select Debit Card with all benefits. Idea was Opening online account of Bank of Maharashtra BSS-25 account online with 25k QAB Online Account Opening Time :- 30 mins...

Hi All Community Members, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle card along with 0 forex debit card and many more other...

I needed an HDFC credit card primarily for sale discounts. I found that applying for the Tata Neu card through their app was the easiest way to get one - it was approved instantly without any verification. I used it as a UPI-enabled card, and it served me well initially. However, during a...

PS: This read may interest those aspiring to get the IndusInd Indulge, or those looking to upgrade from Pinnacle to Indulge — while still holding on to their IndusInd Exclusive A/C at zero MAB. So here’s what happened. Out of the blue, I was approached by the IndusInd credit card team with an...

Hello everyone, Mera HDFC me Imperia account hai (1 year purana), and I wanted to share my recent experience regarding a pre-approved credit card offer, which turned out to be quite confusing and honestly, disappointing. Timeline 7 months after opening my account, I got to know (through...

Hi experts, I have received an upgrade offer from existing LTF Regalia to Regalia Gold on LTF basis. I am confused whether to take it or pass it for now due to following reasons: I have one RBI BO complaint ongoing where I requested Regalia to DCBM upgrade which was denied by HDFC. HDFC...

Hello, I had HDFC Business Moneyback cc which I closed on January, 2025. But I want to have an HDFC card just for offers. So, Moneyback+ will do it for me. And I have a few questions in this regard - Does HDFC give LTF credit cards in C2C method or only paid cards? In C2C method, will any...

Hi Team, I am in conundrum about the offering for the Hdfc Swiggy Card. I recently got a voucher from cred app for applying the card and wa showing as LTF. but when redirected to the Swiggy app, it shows FYF. Is the credit offer legit? I know that I had FYF for Swiggy card on Swiggy app...

Hi everyone, I'm from a Tier 3 city, where unfortunately IndusInd Bank credit cards are not directly serviceable. However, I currently hold an IndusInd Select account along with a ₹2L fixed deposit. Recently, my Relationship Manager (RM) approached me with an offer: If I open a ₹3L FD, he...

Can I get the HDFC Regalia Gold cc as LTF based solely on a TRV of ₹25 lakhs+ in mutual funds or stocks, without any salary income or fixed deposits?

Hi TFians, I recently received an upgrade to the ICICI Emeralde Credit Card (plastic variant) with a ₹12,000 annual fee (paid) in the iMobile app– not the metal one. Current Relationship with ICICI: Amazon Pay ICICI Credit Card ICICI Coral Credit Card Combined credit limit: ₹4.2L The...

Hello guys, I got my first card Icici Platinum LTF on 01/2021, second LTF card Amazon Pay 06/2022. After that I added several cards and now sbi rejects me for over leverage (this is quite common though). I got Icici Cora ltfl card as upgrade recently. Now question is Icici generally give new...

Hi There, Yesterday I got a call from my Imperia Banking RM for Credit Card upgrade offer to Diners Club Privilege card I already have a 4 year old Millennia Diners Credit Card with LTF status. Initially I thought all HDFC upgrades would be FYF only. To my surprise RM mentioned it is a LTF...

I am getting ICICI Sapphiro CC as LTF. I actively use following CCs. Would this add any value or it will be just another CC with no usage. 1. Online: SBI CB CC - 5% 2. Offline: TataNeu Infinity HDFC CC - 1.5% 3. UPI: Kiwi Yes CC - 2% to 5% 4. ITax / School Fee: SC Smart CC - 2% 5. Domestic...