ltf

Being here on TF for so many months helping everyone while getting a lot of knowledge, help and tricks by various TFians. Made a lot of friends & many other people also know me now still - This is my First Thread so pardon any mistakes. As I always posted infos and tricks on my profile posts...

Has anyone ever faced such situation ? If Axis Magnus for Burgundy is Issued on LTF basis, will Axis downgrade if Salary credit criteria is not met or QAB or TRV is not maintained ?

Where can i find the benefits available for regalia gold LTF . Recently upgraded my card from regalia first to gold - life time free. Pamphlet says that within 90 days if i spend 1 lac, i get some vouchers other than that nothing else is mentioned . I already have a priority pass issued to...

I am upgraded to pinnacle Ltf from legend credit card without any condition without any joining fees. I received that offer through WhatsApp on my registered mobile number. I rarely used my legend credit card. I don’t have any prior relationship with IndusInd bank except my old legend credit...

So I was running behind the Axis RM to get Axis Atlas since mid of August and also asked him lot of times about Axis Atlas being discontinued, he told there is no such news and everything is rumor ( I believe he don't know about the CC community insider news network :D ) and told me that I can...

My current relationship with HDFC (cc shared limit 7 lakhs) is 1. HDFC DCB (LTF) - Spends are 35-40k per month as I use other cards too. But can move all spends here. 2. HDFC Tata Neu Infinity (Paid) - but I use it for all insurance payments and some gold scheme at Mia. So annual spend reaches 3...

I’m reviewing my credit card lineup and could use some input. Current cards & usage HDFC MoneyBack+ (paid) – Took this in college because it was the only option. Barely use it now since the reward rate is poor. Tata Neu Infinity (paid) – UPI spends, Air India flights, Westside, occasional...

I closed my LTF HDFC TataNeu Plus Credit Card 1.49L more than 6 months ago for applying fresh HDFC Core Credit Card. TataNeu cc is delinked from TataNeu app. There is option showing in hdfc credit card portal to apply fresh HDFC credit cards like freedom cc ltf from cc portal or xpressway but it...

Hi everyone, I'm trying to get the HDFC Diners Club Privilege (DCP) credit card as Lifetime Free (LTF) for my wife, but facing a few issues and hoping someone here can guide us: Online application says she's not eligible, despite meeting the income requirements. She contacted her HDFC...

I want to apply for a core card but only LTF for bank offers. How much income should I put in the application so that system shows a core card and not just paid Marquee? I already have a Yes Bank savings account. Edit: Ace CC is being offered as LTF for all...

The HDFC Bank Equitas Excite Credit Card is a co-branded entry-level card focused on everyday spending like fuel, groceries, and utility bills. With an annual fee of ₹500 + GST, it is among the more affordable cards, and the fee gets waived if you spend ₹1 lakh in a year. The joining fee can...

Hey everyone, need some advice on my Axis card portfolio. Currently I hold: Axis Atlas Axis Airtel I’ve got the option to close the Airtel card and get the Axis Privilege Amex variant (LTF) instead. The reason I’m considering this is because I want to keep space for a third card when Axis...

So inspired by @zomatoo , Opened account in Indian Bank. Asual my psu story, it turned out to be worst experience. Account variant 1: IND Pro Silver 25k mab No sms charges FYF Rupay select dc Account variant 2: IND Pro Gold 1L mab LTF Rupay Select dc Myntra 250gv ( i guess its quarterly) BOGO...

I have an sbi elite visa ltf card which expired recently, I reached out to cc on email asking them to switch over my card to rupay & they have informed me that switching network is going to make the card chargeable . Is this the norm, has anyone done a ltf switch to rupay recently?

A Chase for a Life Time Free Rupay Select Debit Card In todays busy schedule without visiting branch tried the Premium Rupay Select Debit Card with all benefits. Idea was Opening online account of Bank of Maharashtra BSS-25 account online with 25k QAB Online Account Opening Time :- 30 mins...

Hi All Community Members, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle card along with 0 forex debit card and many more other...

I needed an HDFC credit card primarily for sale discounts. I found that applying for the Tata Neu card through their app was the easiest way to get one - it was approved instantly without any verification. I used it as a UPI-enabled card, and it served me well initially. However, during a...

PS: This read may interest those aspiring to get the IndusInd Indulge, or those looking to upgrade from Pinnacle to Indulge — while still holding on to their IndusInd Exclusive A/C at zero MAB. So here’s what happened. Out of the blue, I was approached by the IndusInd credit card team with an...

Hello everyone, Mera HDFC me Imperia account hai (1 year purana), and I wanted to share my recent experience regarding a pre-approved credit card offer, which turned out to be quite confusing and honestly, disappointing. Timeline 7 months after opening my account, I got to know (through...

Hi experts, I have received an upgrade offer from existing LTF Regalia to Regalia Gold on LTF basis. I am confused whether to take it or pass it for now due to following reasons: I have one RBI BO complaint ongoing where I requested Regalia to DCBM upgrade which was denied by HDFC. HDFC...