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ltf

  1. cowcoconut

    LTF Neo Rejected, cool down for reapply?

    Hey My Axis Neo application got reject instantly. I'm guessing the issue is because SBI is wrongly reporting my current outstanding balance. How long should I wait till I reapply?
  2. Sanskar

    HDFC Diner Club Privilege card vs Swiggy

    Recently, I got preapproved LTF offer from HDFC on my mother account so i m bit confuse, which which car should I choose, Diner club privilege Or HDFC Swiggy. Personally, I hold HDFC Millennia And SBI cashback Card
  3. helloworld

    The End of 'Lifetime Free'? ICICI's Big Change to Credit Cards 😲

    The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...
  4. pankaj_ji

    Devaluation Kotak Increased fee / waiver limit for LTF cards

    Yesterday (9th Oct), received a sms from Kotak for change in LTF cards and fee, waiver conditions. So will this apply to existing LTF cards too? If yes, will it be wise decision to close cards which are rarely used. Document link: https://1.kmbl.in/k/?t=gGgy6v4Vk23
  5. CodeCrusher

    Got DCB metal lifetime free

    Hello, I received DCB Metal LTF with 7.27 lakhs limit. Is it possible to upgrade it to Infinia metal LTF?
  6. ereh

    Should I apply for the swiggy ltf card now or wait ?

    I just received the ltf Swiggy offer in the app. I have been holding hdfc Shoppers Stop LTF card for a year and recently requested an upgrade to the Millennia card, which they agreed but only for the fyf, the upgrade is still pending as they’ve been delaying the process. Also a month ago, I...
  7. C

    BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF VISA Eterna Credit card

    bob Masterstroke Saving Bank Account targeted for HNIs https://www.bankofbaroda.in/persona...accounts/bob-masterstroke-saving-bank-account. Criteria: 10L QAB or 5L QAB + 10L TD required. From BoB website: SrQABTDCharges Applicable (Y/N)Amount 1.>= Rs 10.00 lacsNot RequiredNNA 2.>=Rs...
  8. sumans_cred

    LTF Indusind Pinnacle credit card Upgrade offer missed

    A few days ago, I received a call from an Indusind agent offering to upgrade my Legend card to a Pinnacle card. At that time, I rejected the offer because I was not aware of the 0 MAB exclusive account benefit. I am from Durgapur, West Bengal. I have a few doubts: 1. Can anyone share any...
  9. T

    IndusInd Legend or Platinum being offered LTF by paisabazaar

    IndusInd Legend or Platinum being offered LTF by paisabazaar(the sales guy cannot give this in writing) from what i have experienced and read here, credit card applications are quite hit and miss based on multiple variables. so looking for opinions before applying. kindly share your experience...
  10. H

    Which among ICICI vs Axis vs HDFC is Easiest to get LTF CC without CIBIL by maintaing balance,FD ?

    Hello intelligent folks, I m 27, self employed with only 2 lac ITR. I never had any credit cards or any CIBIL score (Since kept all funds in SBI from 10 years 😭😥). I can manage 4-7 lac FD , 30k savings account balance. This amount will decrease in future, after I get my CC , since, I will buy...
  11. L

    Anyone managed to convert Axis Airtel to unconditional LTF?

    Hi I have paid Axis Airtel. Wanted to convert to unconditional LTF, sent a mail to PNO but was rejected. Anyone else was successful?
  12. V

    Call For HDFC LTF Credit Card

    Thread 'LTF Offer of HDFC bank' https://www.technofino.in/community/threads/ltf-offer-of-hdfc-bank.31689/ This is my previous thread Now I'm getting call from a system generated call, In call she said you are getting Life Time Free HDFC Credit card for apply now press 1 What is this , what to...
  13. harsha1

    SBI LTF on C2C basis

    Hi Team, got call from some lady telling herself as SBI CC team, and was saying that On C2C basis I have offer for LifeTime free SBI CC ( Pulse, SimplySave, SimplyClick ) any one of them. As far as I know and learn from this community SBI does not give any CC as LTF unless we trick them...
  14. I

    Axis Bank Priority Family Banking for Select Credit Card LTF

    Hello , My wife currently has a Priority Savings account and I have a prestige Salary account. 1) If we enable family banking from the priority account, will my salary account be also converted to a Priority salary account (is axis allows)? (Or will it get converted into a savings account) . 2)...
  15. Swastik

    Premium and Super Premium Cards LTF Requirements

    It's Wiki Post, please feel free to Update and add your inputs Premium Cards :- - BOB Eterna - Radiance A/c or Masterstroke A/c - ICICI Rubyx - Salary 1L/Mo. - ICICI Saphiro - Salary 1.5L/Mo. - Axis Atlas - Burgundy A/c(10L MAB or 2.5L/Salary) - Super Premium Cards :- - ICICI Emerald PVC...
  16. swape

    SBI Card LTF Convert

    Hello, I recently got my first SBI Card which is SImplyClick and i want to know how can i get it LFT? is there anything can i do for this?
  17. S

    Suggest me best ltf credit cards of all banks

    Hello, My salary in hand is around 50k. I have 5 cards now. Would like to expand my credit card portfolio. Suggest me some best ltf cards purely Also can holding multiple cards affect chance of getting home/auto/land loan in future ? Current CIBIL- 747 ( -20 points due to enquiry) Credit...
  18. chadsterpiece

    Should I get LTF HDFC Rupay CC?

    I was earlier rejected for every damn card offered by HDFC so I parked about 5L in their savings max account and started to receive offers like these post changing acc status to preferred. I was given millennia earlier two weeks back and I received it already and now this. Should I get it...
  19. theboogeyman

    Can Atlas be converted to LTF for Burgundy Salary Account Holders?

    Pretty much the title, i already hold a paid atlas. Just got burgundy few months back
  20. SnowLucifer

    Rio Credit card LTF offer

    I am getting rio credit card ltf offer banner on WhatsApp. But i already have a yes bank credit card.Are existing customer eligible for the card? Cause I don't want any unnecessary cibil hits.
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