ltf

Hello, I had HDFC Business Moneyback cc which I closed on January, 2025. But I want to have an HDFC card just for offers. So, Moneyback+ will do it for me. And I have a few questions in this regard - Does HDFC give LTF credit cards in C2C method or only paid cards? In C2C method, will any...

Hi Team, I am in conundrum about the offering for the Hdfc Swiggy Card. I recently got a voucher from cred app for applying the card and wa showing as LTF. but when redirected to the Swiggy app, it shows FYF. Is the credit offer legit? I know that I had FYF for Swiggy card on Swiggy app...

Hi everyone, I'm from a Tier 3 city, where unfortunately IndusInd Bank credit cards are not directly serviceable. However, I currently hold an IndusInd Select account along with a ₹2L fixed deposit. Recently, my Relationship Manager (RM) approached me with an offer: If I open a ₹3L FD, he...

Can I get the HDFC Regalia Gold cc as LTF based solely on a TRV of ₹25 lakhs+ in mutual funds or stocks, without any salary income or fixed deposits?

Hi TFians, I recently received an upgrade to the ICICI Emeralde Credit Card (plastic variant) with a ₹12,000 annual fee (paid) in the iMobile app– not the metal one. Current Relationship with ICICI: Amazon Pay ICICI Credit Card ICICI Coral Credit Card Combined credit limit: ₹4.2L The...

Hello guys, I got my first card Icici Platinum LTF on 01/2021, second LTF card Amazon Pay 06/2022. After that I added several cards and now sbi rejects me for over leverage (this is quite common though). I got Icici Cora ltfl card as upgrade recently. Now question is Icici generally give new...

Hi There, Yesterday I got a call from my Imperia Banking RM for Credit Card upgrade offer to Diners Club Privilege card I already have a 4 year old Millennia Diners Credit Card with LTF status. Initially I thought all HDFC upgrades would be FYF only. To my surprise RM mentioned it is a LTF...

I am getting ICICI Sapphiro CC as LTF. I actively use following CCs. Would this add any value or it will be just another CC with no usage. 1. Online: SBI CB CC - 5% 2. Offline: TataNeu Infinity HDFC CC - 1.5% 3. UPI: Kiwi Yes CC - 2% to 5% 4. ITax / School Fee: SC Smart CC - 2% 5. Domestic...

Your oldest open credit account affects your credit score positively. For this and this purpose only which LTF CC will you consider most suitable for yourself and why? Non Branded preferred. 💳 Years ago I closed my 'fisrt CC' after only using it for 7-8 months. I have just started using my own...

I have a LTF HDFC Regalia Gold credit card with limit of 10L+ and I also qualify for the salary criteria for DCB card and have a salary account in HDFC. Is it possible to get it as LTF since my eligible spends are usually not more than 8L+ so the renewal fees will not be reversed for me if I go...

I have axis neo ltf card, can I convert it to myzone ltf? If it's possible let me know how to do that.

Just got HDFC Tata Neu Infinity (TNI) credit card on FYF basis. For context, I hold an HDFC Savings Advantage Account since one year and got both DCP and Swiggy credit cards as Lifetime Free, being used moderately. I'm looking for quick insights and personal experiences on the following: Any...

I have an ICICI AmzPay Card since 2023 and recently ICICI offered me Coral Rupay via call. I agreed to the card. They never mentioned any charges on call and said that the card will be free of any joining or annual charges. They even said that the card will be an upgrade to my existing card. I...

I’m facing an extremely frustrating issue with Kotak Mahindra Bank, and I need advice from the community. My savings account has been completely frozen under the reason "TXN PATTERN ANOMALY." But despite multiple attempts, Kotak has refused to provide any clear explanation or a fair resolution...

HI TF Community, Wish to know if there are any specific Mandatory Usage for all LTF card (any bank) atleast once a year(like once atleast in 365days) ? or Any specific conditions for swiping, to stop LTF cards getting Deactivated or closed etc ? Kindly share your valuable thoughts. Thanks !

Wanted to check if it’s possible to get Magnus for Burgundy as LTF if I open a Burgundy salary account in Axis bank. I am eligible for a burgundy salary account if I move my salary to Axis. Currently my salary account is HDFC Imperia

Hi TF Members, I wanted to share an ongoing issue with ICICI Bank regarding a mis-selling experience and request your inputs on how to proceed further. --- 🔹 Background: Earlier this month, I was offered an ICICI Rubyx Credit Card as Lifetime Free (LTF) by a bank representative...

Just found out that we can apply for Axis Amex Privilege Credit Card using Cashkaro.com and. Get the card LTF (usually its 1500+ gst + get 750rs cashback upon card activation. Link : https://cashkaro.com/stores/axis-privilege-amex-credit-card?r=21947547 Benefits

I recently acquired ICICI Emerald Private Metal, and I already had Diners Black PVC (LTF). After the introduction of ISHOP and along with SMARTBUY, I was wondering does it even make sense to continue with AMEX Trifecta (Gold, MRCC, Platinum Travel) anymore. These 3 cards take so much of time...

I am a student and i file income at 7 lakhs from agricultural activities in my ITR as well, I applied for this card 2nd time and still did not get it, what tricks/shortcuts are there for getting this card? my friend who is a student tried for this card when he had only one onecard 2k fd based CC...