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Hello everyone, I’m seeking some expert advice regarding an issue my father faced while applying for the Scapia credit card. Yesterday, we applied for the card, and after entering all the required details, it showed a good credit limit. We proceeded with the KYC verification process...

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Hello, I’m looking for suggestions on which credit card(s) would give me the best returns based on my yearly spending pattern. I'm considering options between HDFC Infinia, Axis Magnus Burgundy (based on salary with Axis), and ICICI Emeralde Private Metal. ➡️ Redemption Preference: Mostly for...

I’m planning to take a personal loan of around ₹15-20L in about a year and want to ensure I get the lowest possible interest rate. Since I don’t have any previous loans, I’m looking for best practices to improve my eligibility before applying. I’ve heard that taking small loans for shorter...

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Having used credit card for most of my transactions, never did I knew I would face such a situation. We are three brothers having many credit cards. My eldest brother was making a payment for land conversation to non agriculture at Karnataka govt site for a friends work. While paying from his...

I’m facing an extremely frustrating issue with Kotak Mahindra Bank, and I need advice from the community. My savings account has been completely frozen under the reason "TXN PATTERN ANOMALY." But despite multiple attempts, Kotak has refused to provide any clear explanation or a fair resolution...

HI team, As we see Amex Rewards Multiplier has increased the Denominations to 10k, now Using Amazon pay GV for completing MRCC & Gold Card Milestone is impossible for users from Tier2 & Tier3 Cities where Amex acceptance is almost Zero. The other Option we have now is the Mobikwik Wallet load...

Hello everyone recently i have requested for credit limit enhacement with payslips they increased from 2.5l to 3 should i need to take or leave it?

Hello guys Do anyone have 2 youtube premium slots in family group?

I have made a payment on SBI UNIPAY for Rs.1800 from HDFC DC to pay my credit card bill on 27th Jan this year. But the transaction didn't go through and failed. I took the payment failure error screenshots and dropped a mail to HDFC after waiting 5 Days for the reversal there was no sign of it...

Despite paying my Indian Bank credit card bill in full on Feb 7th, within the grace period (the due date was February 4th), they imposed over 100 rupees in interest plus GST. This interest was billed in February, and I ignored it and the emails. I reviewed my account on March 10th, discovering...

Hi everyone Few months back I was considering changing up my cards to aim at getting travel related rewards and I had been quite happy with my setup so far. Here's my current setup: 1. Amex Plat Travel - use for 4L and store (as soon as it's renewed I use it for 2 categories that other cards...

So I tried this Pixel Credit card and it doesn't look like the customer support is going to improve on this which is a shame because I really would have wanted to keep using the card as the value meets my needs especially since I can redeem the cashback earned and use it for other things via the...

I have been using the AU Bank Zenith credit card for the past two years. My initial credit limit was ₹8.0L. However, over the last three months, the bank has progressively reduced my limit without clear justification: Nov 2024 (End): Reduced from ₹8.0L to ₹4.2L Following Week: Further reduced...

I have a DC black metal from HDFC and Axis Atlas. What premium card can I get on a C2C basis using the DC metal? I am looking for a card where the annual fee is offset (almost) by renewal bonus. Also what banks issue C2C cards? Any suggestions will be welcome 😀

I was constantly getting messages from HDFC bank about a loan default for many months on my phone number I have no relation with HDFC bank nor do I have any loan account with them. My phone number is also with me from last 15 years so cant be an old phone owner linking the same. I complained...

Guys, I need to pay around ₹50K in taxes and I'm looking for a credit or debit card that offers good rewards on tax payments. I’m not considering the HDFC Biz Black card and don’t have an Amex Platinum. There are many discussions on this topic, but with recent devaluations, it's unclear which...

Hey guys, I need some advice. My CIBIL score dropped from 745 to 709 after a loan closure update. The only change in my report was that Asset Care updated my account from "Settled" to "Closed" on Feb 15, 2025. No other loans, credit card usage, or late payments were added. From what I...

Hi Community, I’m traveling to Vietnam with my family at the end of March and would love some advice on the following: Currency Exchange: I’m based in Mumbai—does anyone know a local agent offering the best exchange rates? Alternatively, would it be better to get USD from platforms like...