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Hello, I am new here. I wanted to know the best way to buy Gold coins worth Rs 500000 . I am already buying gold coin every month using Myntra gift voucher from smart buy using infinia. Does it make sense to get Axis Magnus Burgundy for this ?

Hello everyone, I am planning to purchase car and the showroom agreed for 1.5% charges for a payment of 5-7 lakhs. Can you all suggest a best card to use? Also,I have pre approval for Car loan from HDFC and ICICI. Which one is best to go? I'm ready to apply for Amex if that gives better reward...

Hi everyone, I’m considering opening an IndusInd Pioneer account and wanted your opinions on whether it’s worth it. The account requires maintaining an AMB (Average Monthly Balance) of ₹10L, and here are the main benefits they’re offering: Free Locker Facility Interest Rate of 7% on Savings...

Hello everyone, On December 24, I tried recharging my office WiFi for ₹6,543 through RuPay UPI, but the payment failed. Since the internet was critical for office operations, I attempted the recharge again. This time, the money was deducted, but there was no confirmation message, and the...

my brother applied for a education loan in sbi and the amount sanctioned is 5 .62 lac and rate of interest is 10.65 percent and tenure 222 month, the bank will pay the college per semester which 80000 per semester . but from starting bank is charging interest as per 5.62 lac but banking is...

Hi everyone, I'm looking for advice on health insurance for my parents. My dad is 49 with high blood pressure, and my mom is 46 with diabetes. They have government insurance, but for serious medical issues, we prefer private hospital care. I'm searching for a plan covering pre-existing...

I want to increase my limit of ICICI Bank credit cards... currently have 3 cards with shared limit of 20000. I have other bank cards Yes Bank (58k limit), bank of baroda (33k limit), hdfc bank (11k limit)... currently no pre approved offers for limit increase..please help how can I get it...

Hi Tf members can someone with more than 500 off on their card (mentioned below), help me to book bms movie ticket. Credit cards — 1》Indusind pioneer private cc- no capping 2》Idfc first bank private cc - 750 off Debit cards — 1》Yes private debit card - 1000 off Add more cards if such offer...

I’m planning to take a mortgage loan of ₹45 lakh for 5 years. I’d like to know which bank or financial institution offers the lowest interest rates and the best terms. As I’m new to this process, I would appreciate guidance on what key parameters to consider when comparing offers from two or...

Hi everyone, I have a few doubts about the Amex MRCC and would really appreciate if someone could clarify: Discounted Annual Fee on Referral: Is the ₹1,500 discounted annual fee (instead of ₹4,500) still available through referrals? I am getting mixed answers from different sources, so it’s a...

He guys I want to know is anyone using the landline number given with Airtel wifi connection. Which landline cordless set you are using.

CIBIL dropped from 811 to 769 with one Home Loan enquiry.. I had checked simulator and it didn't show any drop.. Quite surprised.. Hope it bounces back!! anyone else has experienced this??

Hi guys! I am planning to buy a new phone for my wife but I need a phone that is not only durable but also fits in our budget of 25k. My son is very naughty and has a habit of dropping his phone, so I need a phone that can withstand his rough handling. Also, my wife needs a phone with good...

The Reserve Bank of India (RBI) has introduced a new Master Direction titled "Credit Information Reporting by Credit Institutions" (Circular: RBI/DoR/2024-25/125 DoR.FIN.REC.No.55/20.16.056/2024-25 Dated: January 06, 2025) These measures aim to enhance transparency, data accuracy, and customer...

Portfolio: I am holding 2 HDFC credit cards, Diners (LTF) and Tata Neu Infinity (LTF) with a limit of 12L on both. Spends: I have spends of over 9L in the last 3 months on my Tata Neu Infinity card. I don't usually have such high spends, these were done on jewellery. Diners spends aren't much...

Looking to buy a car-sedan. This would be our first car. My wife would be the primary driver. I am hoping I would be keen to learn car driving in the future. Have driven Activa till now. Mostly will be using in the city for errands and sometimes outstation trips. We are not sure yet how much...

I received an email from HSBC regarding my Visa Platinum Credit Card application. It was rejected due to insufficient/inadequate documentation. They mentioned that the application could be reprocessed if I provided the required documents. Could someone please guide me on how to proceed with...

SO i applied HSBC live+ for my father on 27 NOV 2024 after 4 days when i chat with live agent they say application declined then on 3 JAN 2025 they say they need additional information so my application is stuck and today when i call their phone banking they say my application is rejected. Is...

Over the past month, I have been making most of my EMI payments a day or two after their due dates. Unfortunately, it seems I may have to do the same this month as well. Last month, all the financial institutions and banks graciously waived the ECS mandate charges and late fees, and my credit...

Hi , Want to travel from Vijayawada (Andhra Pradesh) to Shiridi. Looking for tourist packages with flight, hotel, guide together. If anyone is aware of any tourist operator in Vijayawada, please share the details.