need

Hello All! I have an ITR 13.4L, CIBIL of 786 and an extensive user of ICICI Emeralde and Axis Atlas. I have been trying to get Amex from a long time but since I live in a non-serviceable Pin Code, idk what to do. I have tried many workarounds (Last attempt in Jan 2025) but none seems to be...

Hi all, It's my first wedding anniversary coming in March 2026, so me and my life are looking to plan an international trip in South East Asia. I have the Axis Atlas which is roughly 15k points. My mom has the Amex Plat Travel with roughly 50k points and dad has got the BIZ Black recently. My...

Hi all, I need a help. We are visiting BiswaBangla Convention Center Kolkata (work related conference etc) next month for 3 days. I am planning to book Accor (Either Ibis or Novotel) through points. I have enough points. Wanted to get an idea which one to book. This is going to be my very...

Hi everyone, I have an upcoming insurance premium of around ₹2,00,000 and want to use it smartly with the right credit card. From what I know, cards like HDFC Infinia/Diners, Axis Magnus/Reserve, and Amex Platinum/Gold Charge are often considered for big-ticket spends. But I’ve also read...

Hello Folks, Anyone having Karur Vysa Bank Visa card (Credit/Debit) and who can offer me to use their card for one of the shopping transaction I need to make (around 6500 rupees)? DM me plz.

Hello Everyone !! I recently got the Axis Magnus For Burgundy card, and I want to understand how should I time my spends to prevent loss of reward points for big purchases. My current Credit limit is 15L and I am planning to swipe around 20L for one of my wedding expense. I want to understand...

I need to pay my LIC premium of ₹90,000, so please suggest which credit card would be the best option to get cashback. I had already posted this on the forum earlier, but since no one helped, I am reposting it again. The cards I currently have are: 💳 SBI Cashback IndusInd Legend IDFC First...

The customer support is not helpful. And branch is not near to my house. Please guide and help.

Hey Everyone, I need advice on 3 seperate things! 1. HDFC Swiggy Card- As noted in my earlier post, I had applied the card as LTF basis the false lead by Credit(not so credible) and I have less than 4 days to activate the card else it becomes inactive. What should I do? I have been going back...

Hi everyone, I’m currently working on a programming assignment for my Python class and I’m feeling pretty stuck. The task involves using loops and functions to process a list of numbers, but I can’t quite figure out the correct logic. I’ve tried looking through my notes and experimenting...

I have BPCL octane 1.5l and SBI CB with 3.5L limit. I applied for this Phonepe sbi card 4 days back In PhonePe application, SBI executive said I can have 3 sbi cards. PhonePe card showed tententive limit will be 4L to 5L, i dont know if they gonna split this limit from above 2 cards. Will I get...

Hello All, So I have a salary account in ICICI + demat which I opened in 2016. Somewhere around 2020, I closed demat account during covid times by sending closure form over email. No AMC charges were deducted since then. Now back to 2025 Aug, I created a lumpsum and a SIP in Bandhan mutual...

If anyone has a voucher for pranaam service they are not using would love to have one.

I ordered nothing phone 3a from Swiggy instamart 2 days back as my previous phone was damaged and I needed phone urgently for calls. It was delivered with sealed condition but on checking IMEI on the official site, it was shown as activated in July. I want to return but customer support is not...

I’ve started exploring Corporate Fixed Deposits to diversify my investments, but couldn’t find any platform that lists all options with interest rates and ratings. If anyone knows where to compare and invest in corporate FDs, please share!

Hey folks, Need to close amex cc 1) Can any1 please share their email id? 2) Will they provide NOC/ No due certificate. 3) What's the process to close their cc? 4) If we close through chat will their provide mail confirmation regarding card closure? Kindly help @BVC @SSV @Vasuki @Anindya98...

I have an HDFC Millennia card with an annual fee, which I’ve been using for the last 2 years. Recently, I got the Swiggy LTF card. I requested to convert Millennia to LTF but it was rejected. Now I’m thinking of closing it and applying for the HDFC UPI RuPay card. Do you guys see any downside to...

Did anyone faced similar scenario before?? Or partial?? Lets say I have joined a company and tax is not calculated as I have joined in the end of the financial year and I choose not to file ITR. What are the chances that Im going to get a notice to file ITR?? Did anyone get a notice recently...

Did anyone faced similar scenario before?? Or partial?? Lets say I have joined a company and tax is not calculated as I have joined in the end of the financial year and I choose not to file ITR. What are the chances that Im going to get a notice to file ITR?? Did anyone get a notice recently...

I need some suggestions to restructure my credit card portfolio. I’m not a fan of cashback cards—my main focus is to collect airmiles and use them for travel. I’m new to this miles journey. Right now, I’m not eligible for Atlas as my salary is ₹70K, but I would like to hold both Atlas and...