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Hey Fam! I am Privilege CC, want to close it as it's not useful for me. My query is, if I close this CC and then apply for Atlas, will bank accept my application or do they have 1 card policy?

I have a vacation coming up in September. I am new to this miles game. I did have Atlas and accumulated like 13k EM. Coming to the point, if I book an Accor property using the Accor Hera program and I pay at the checkout at the hotel using my Atlas CC, will i get 5EM/100? What about forex...

I will be closing the Plat Travel CC in a couple of months. Have around 200k MR points that I will be transferring to Mariott Bonvoy before card closure. Question: If I take the HDFC Mariott Bonvoy CC, will I get the Marriott Bonvoy Silver Elite Status benefits when I book stays using AMEX MR...

Hey folks, After a lot of YouTube and article hopping, I'm planning to pull the trigger on a new phone with a budget of around ₹40k. This will be my first time using an iQOO phone, so looking for some community wisdom here. My requirements are pretty straightforward: Good day-to-day...

I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest. I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...

Earlier i was using Eazydiner Credit card for booking single ticket. Now since that offer is gone. Which credit card offers the same benefit as we are 3 persons and need 1 extra ticket after BOGO. Kindly suggest a good credit card for BMS/Paytm/District which offers this benefit

Hi everyone, I'm looking to optimize my credit card portfolio. I’m a salaried employee with the following profile: **Profile:** * **Net Monthly Salary:** ₹2.22L * **CIBIL Score:** 778 * **Spending Style:** Low to moderate; prefer LTF or self-sustaining cards. **Current Cards:** 1. **Axis...

How to purchase super coin gift card. I searched many options and could not find one. So, please help. Besides, if any one have zingoy balance more than 100 also reply

Hey folks, I’m on the hunt for 3 YouTube Premium slots – either to join an existing family plan or if someone’s planning to create one. Must be safe & trusted (no random Telegram scams please). Open to best ongoing deals – India or international. Would love to hear from members who’ve...

Hi everyone, I’m really frustrated right now and hoping someone here can guide me. My CIBIL score dropped from 793 to 709 due to a ₹7 payment that I missed by 11 days on my Axis Bank MyZone credit card. I’ve always maintained a clean repayment history, over 5+ years of credit age, and I...

Please DM. I can give max 50 for 1 month and I can give payment for 4 to 6 months in one go.

My father has a loan account with Union Bank and recently came across the RuPay Select Credit Card. It advertises 4 reward points per ₹100 spent, with each point valued at ₹0.25. That’s effectively a 1% reward rate, which sounds great! However, the official website doesn’t provide much detail...

Hi everyone, I'm posting here to seek help and guidance regarding a serious mis-selling issue I faced with ICICI Bank related to their Adani One Signature Credit Card. Here’s what happened: On 20th Feb 2025, I received a call from ICICI (from number 022 6904 1078) offering me an upgrade...

Need help in choosing best individual current account. Requirements 1. Should be opened with just aadhar & pan, has no business proof 2. Need free cash deposit limit min 2Lakhs 3. No physical verification 4. Can maintain mab upto 25k Options so far 1. Hdfc biz lite 10k mab 2L free cash deposit...

I just purchased all plus and noticed that rates got inflated in a minute. Need to experiment, and need a Platinum member, has 2 suite upgrades and doesn't have all plus. Please DM

I have around 1.8L flight booking expense in this week. The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF. I have doubt which card I should use? Should I close Amex and use Regallia Gold or pay 5000+GST to...

Hello, I currently don't have avios in my british airways account and hence not able to check the points needed. Can someone check from Delhi to London around Sep 20th 2025 and let me know the points needed also price for the extra luggage? Advance thankyou

Hi everyone, My brother has been allotted Maulana Azad National Institute of Technology (MANIT, Bhopal) through JOSAA counselling. We’re now planning for his education loan under PM Vidya Lakshmi Yojana ( this college falls under eligible institute) Total 5Y programme (B Arch)fee will be ~7-8L...

Flight's in 3 hours. None of my HDFC CCs (Regalia, TataNeu) are working at Dabolim GOI (Travel Club or Good Times). Would greatly appreciate a giveaway. Thanks!

Hi everyone, I run a Govt Meeseva centre and handle around ₹3–4 lakh per month in utility bill payments (electricity, water, etc.) on behalf of customers. Here’s what I’m currently doing: ✅ SBI Cashback Card – I buy Amazon Pay gift vouchers (GVs) and pay bills via Amazon Pay. After...