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Hi TF Community Having entered the points and miles game a few months back, I think I now have enough points to consider our family's first international trip. Here's the plan: Dates: 8th to 15th August, 2025 Sector: BLR - KUL - BLR Pax: 2 adults, 2 Children (ages 13 & 7) Flights: Onward -...

I wanted to open a pioneer account and asked my branch to open one for me but they insisted me on opening an account with a funding of Rs1,00,000 and then further they will upgrade it with my son's minor account as well As I had first opened my son's minor account, therefore they were unable...

Looking for some help and suggestions from experienced folks here. My wife and I recently visited the nearest Bank of Baroda to open a joint savings account. We specifically filled out the application together and requested that it be a joint account with both our names, contact details, and...

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Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...

Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...

My wife has a hdfc bank millenia credit card with 1.7 lakh limit and she's working with an Ngo but with a basic salary and her ITR is not over 5.5 lakh. Her millenia credit card was Pre approved and she got a LE from 1.35 lakh to 1.7 lakh 8 months ago. But due to our travelling together I need...

Can anyone share Excel file for Credit card spending management for each month..

Hey everyone, Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...

Hi Travel Gurus, Need help to find best possible ways to redeem reward points/airmiles from BLR to LHR travelling in 'Premium Economy' class targeted end of this month. 1. HDFC Smartbuy shows below price on 24th Jun for direct flights: If i use this portal, will redeem 39,156 infinia reward...

Can anyone provide lounge access for muscat airport. My flight is on 7th june 00:30. so like 6th june midnight

I'm planning to open a dedicated bank account for stock market-related activities, mainly for handling more frequent transactions. I have a few questions and would appreciate your input: Among these banks, which one is the best in terms of ease of use, charges, and broker compatibility? Yes...

Helooo guyss I need help regarding my sbm bank credit card which is obviously fd backup card So I taken this card almost 1 year and 3 month back at age of 20 and to get my unsecured card at my 21st birthday 😅😅 Now in December my 21 was completed and i got my first unsecured hdfc card in...

I'm seeking some guidance and opinions on an issue I’m facing regarding a loan against mutual funds (LAMF) from Mirae Asset. Despite never missing an EMI or interest payment (which are automatically deducted), Mirae Asset has reported a late payment to the credit bureau (CIBIL). Here’s what...

Hey everyone, I’m reaching out for help from anyone who currently holds either the Axis Atlas credit card or the Magnus for Burgundy credit card as a Lifetime Free (LTF) variant. My Relationship Manager (RM) is trying to work out a similar offer for me, and mentioned that having a reference...

Hi everyone, I’m seeking your help on a credit card issue I’m facing with Axis Bank. I opened an Axis Bank savings account in September 2024 and applied for the Axis Ace credit card on 10th November 2024. Unfortunately, my application was declined, and despite multiple follow-ups, I never...

Hello everyone, I had submitted a request to close my NSDL Payments Bank account about a month ago by emailing all relevant documents (account closure form, PAN card with signature, alternate bank account passbook, etc.) to their official support emails: care@nsdlbank.co.in...

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

Hi all! I'm currently deciding between the Yes Kiwi Credit Card (which I already have) and the Axis Super.Money Pro (which is showing as an option). I need to retain only one. I'm personally leaning toward the Super.Money Pro card since it isn’t tied to any additional subscriptions—unlike the...

Hi everyone, I’m seeking advice on securing the ICICI Sapphiro Credit Card as Lifetime Free (LTF) based on my profile. This community’s insights are invaluable, and I’d appreciate your guidance! My Profile: - Salary: ₹1.4 lakh/month (net) - ICICI Relationship (8+ years): - Salaried account -...