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  1. onlinetushar

    Negative balance in dormant account – do I need to pay?

    I have a savings account with Fi Money which has been non-operative for the last few years. The account balance is now negative, apparently due to minimum balance non-maintenance charges. As per RBI rules, in such cases: Do I need to clear this negative balance if I request the bank to close...
  2. diptarkaroy

    Need Suggestion: Best CC for tax payment 2025

    Hello guys, I'm a salaried person and need to pay around 2.8L IT on top of my monthly TDS. Being a salaried person, I don't have HDFC BizBlack and other Biz cards. I got to know I can't apply for Amex Plat travel card now due to restriction. I have the below cards: Axis Atlas, Airtel, Kiwi...
  3. vikki1000

    Need zee5 premium in exchange of prime membership

    Hi all. Im looking for Netflix and zee5 premium in exchange of jio hotstar and Amazon prime. I can share my accounts of jio hotstar and Amazon prime. Please DM if any one interested Thanks
  4. M

    Need Help with FASTag Registration & Cashback on Recharge via Axis ACE Card

    i am registering for FASTAG 1. Can I register for FASTag with any bank 2. I have an Axis Bank ACE credit card. If I recharge my FASTag via Google Pay, will I get the 5% cashback benefit?
  5. imrajib

    Need Advice: IndusInd Pioneer Metal LTF Credit Card Against FD – Worth It?

    Hi everyone, I'm from a Tier 3 city, where unfortunately IndusInd Bank credit cards are not directly serviceable. However, I currently hold an IndusInd Select account along with a ₹2L fixed deposit. Recently, my Relationship Manager (RM) approached me with an offer: If I open a ₹3L FD, he...
  6. Akash.nagori

    Need card suggestions for car purchase

    hello everyone someone known to me need to do car down payment of 8-10 lakhs using credit card so pls suggest some good credit cards for the same
  7. bibincnambiar

    Need lounge access for Dubai

    Can anybody help me with lounge access for Dubai, need it for next month.
  8. mrworldwide

    Axis Atlas Query - Need Axis Atlas CC

    Hey Fam! I am Privilege CC, want to close it as it's not useful for me. My query is, if I close this CC and then apply for Atlas, will bank accept my application or do they have 1 card policy?
  9. R

    Need suggestions on Hotel booking in singapore using Atlas

    I have a vacation coming up in September. I am new to this miles game. I did have Atlas and accumulated like 13k EM. Coming to the point, if I book an Accor property using the Accor Hera program and I pay at the checkout at the hotel using my Atlas CC, will i get 5EM/100? What about forex...
  10. N

    Need suggestions to use Amex MR points with HDFC Mariott Bonvoy CC

    I will be closing the Plat Travel CC in a couple of months. Have around 200k MR points that I will be transferring to Mariott Bonvoy before card closure. Question: If I take the HDFC Mariott Bonvoy CC, will I get the Marriott Bonvoy Silver Elite Status benefits when I book stays using AMEX MR...
  11. D

    iQOO Neo 10 Deal Check & First Time iQOO Experience - Need Advice!

    Hey folks, After a lot of YouTube and article hopping, I'm planning to pull the trigger on a new phone with a budget of around ₹40k. This will be my first time using an iQOO phone, so looking for some community wisdom here. My requirements are pretty straightforward: Good day-to-day...
  12. M

    Unexpected Interest Charges After Billing Cycle Change on SC Smart Credit Card – Need Advice

    I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest. I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...
  13. karthikbuchi

    need Credit Card for Movie Booking

    Earlier i was using Eazydiner Credit card for booking single ticket. Now since that offer is gone. Which credit card offers the same benefit as we are 3 persons and need 1 extra ticket after BOGO. Kindly suggest a good credit card for BMS/Paytm/District which offers this benefit
  14. bhavyakjain

    Need Help Building My Credit Card Portfolio

    Hi everyone, I'm looking to optimize my credit card portfolio. I’m a salaried employee with the following profile: **Profile:** * **Net Monthly Salary:** ₹2.22L * **CIBIL Score:** 778 * **Spending Style:** Low to moderate; prefer LTF or self-sustaining cards. **Current Cards:** 1. **Axis...
  15. ankit ojha

    Need Flipkart super coin gift card

    How to purchase super coin gift card. I searched many options and could not find one. So, please help. Besides, if any one have zingoy balance more than 100 also reply
  16. S

    Anyone Sharing YouTube Premium? Need 3 Slots, Reliable Only!

    Hey folks, I’m on the hunt for 3 YouTube Premium slots – either to join an existing family plan or if someone’s planning to create one. Must be safe & trusted (no random Telegram scams please). Open to best ongoing deals – India or international. Would love to hear from members who’ve...
  17. moglibhai

    CIBIL Score Dropped from 793 to 709 due to ₹7 DPD – Need Help (Axis Bank)

    Hi everyone, I’m really frustrated right now and hoping someone here can guide me. My CIBIL score dropped from 793 to 709 due to a ₹7 payment that I missed by 11 days on my Axis Bank MyZone credit card. I’ve always maintained a clean repayment history, over 5+ years of credit age, and I...
  18. SabLooto

    Need 1 slot in youtube family plan.

    Please DM. I can give max 50 for 1 month and I can give payment for 4 to 6 months in one go.
  19. M

    Anyone Using Union Bank RuPay Select Credit Card on UPI? Need Clarifications!

    My father has a loan account with Union Bank and recently came across the RuPay Select Credit Card. It advertises 4 reward points per ₹100 spent, with each point valued at ₹0.25. That’s effectively a 1% reward rate, which sounds great! However, the official website doesn’t provide much detail...
  20. rv124

    ICICI Adani Signature Card Mis-sold as Lifetime Free – Need Guidance & Compensation Advice

    Hi everyone, I'm posting here to seek help and guidance regarding a serious mis-selling issue I faced with ICICI Bank related to their Adani One Signature Credit Card. Here’s what happened: On 20th Feb 2025, I received a call from ICICI (from number 022 6904 1078) offering me an upgrade...
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