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  1. PAHULPREET

    Need Travel hacks and Tips for Vietnam in March end

    Hi Community, I’m traveling to Vietnam with my family at the end of March and would love some advice on the following: Currency Exchange: I’m based in Mumbai—does anyone know a local agent offering the best exchange rates? Alternatively, would it be better to get USD from platforms like...
  2. M

    Urgent help needed- Need your valuable suggestions for RBIO escalation...!!!!

    Issue1: My credit card application for federal bank was rejected and asked them for the main reason for rejection. I sent mail to Level-1,level-2. They replied with the reason as some internal norms only. Then escalated to level-3 and waited for some days. No response from them . So on 28th days...
  3. M

    Unfair Charges on ICICI Coral RuPay Add-On Card – Need Clarification

    I applied for an add-on ICICI Coral RuPay card last year by visiting the branch. At that time, the bank staff assured me that the add-on card is lifetime free with no charges. However, in my latest statement, I noticed that fees have been applied to both add-on cards. What if the bank doesn’t...
  4. X

    Need suggestions on getting Super Premium Cards

    Hello friends, it is first post on here for which I cannot find any answer anywhere. I have several credit cards from different banks with different limits (I'll list them below), I want Super Premium Cards like DCB, Regelia, or maybe Infinia or maybe some good to use cards, also please suggest...
  5. Vickymaster1010

    trvelling solo chandigard to shimla need help

    Hi i will be travelling from cahndigard on 10th march 8 am at chandigard airport and need to be back to cahndigard aiprot on 13th march please suggest as i am solo how to travel and where to travel? is there a bus from cahndigard airpot to shimla?
  6. MURALIKRISHNAN

    need help with application status of icici platinum card

    i applied icici platinum credit card on feb 8th its more than 21 days still application status shows in progress, vkyc done physical verification of office also verified, all documentation also verified and application completed but waiting for sanction credit card i have no relationship with...
  7. paras.bhalodia

    Need SBI, HDFC, Axis Credit Card for Jio Plus

    Can anybody please lend their HDFC, Axis, SBI credit card to pay a 3 Rs single payment charge? I will UPI the amount. I have IndusInd CC and will mutually lend it incase he requires one someday for non recurring payments. It is for me to port from Airtel Postpaid to Jio Postpaid, generates a...
  8. G

    Need FD backed card - SBI or PNB

    Hey, I live in a Tier 2 city. In between jobs, hence no salary slips. I need a FD backed credit card from either SBI or PNB. I already have FD with them. SBI - 10 lakh+ and PNB - 25 lakh+. Is there a list of cards I can possibly get? I don't have any credit card. I pulled my CIBIL Score from...
  9. R

    Need Help Regarding ICICI Sapphiro

    In my net banking I only see the upgrade option for my coral CC is the Rubyx Mastercard Credit Card as LTF, while the Sapphiro Card is showing as a paid option. I want Sapphiro as LTF and emailed the customer care regarding the same but my request got declined. I have been a long-standing ICICI...
  10. I

    2 Different Scenarios 2 Different Types Help Need

    1) Today I received mail from sbi your sbi cashback credit card application rejected and pdf attached with application number and my name but I never applied for sbi any type of credit card. What I should do now or next ? And why this happened to me ? 2)I applied for axis Bank credit card on...
  11. Z

    Need Help – MAB Penalty Deduction Issue with ICICI Bank

    Hi Everyone, I’m facing an issue with ICICI Bank regarding MAB (Minimum Average Balance) penalty deductions, and I’d appreciate any help or suggestions from the community. Here’s what happened: My account had a balance of ₹ 0.28 since December 2024, which was deducted on 7th February 2025...
  12. Chegg

    Need Help: Filing a Strong Complaint to RBI Ombudsman Against HDFC Bank

    Hi TechnoFino Members, I need guidance on raising a strong complaint with the RBI Ombudsman regarding an issue with HDFC Bank mishandling my credit card activation. Here’s what happened: Issue Summary: Unable to Activate HDFC Pixel Card on PayZapp Due to App Issue During activation, PayZapp...
  13. msd07

    My CC portfolio - Lounge access

    After coming into TF, I was on credit card gathering spree mainly for lounge access. After I got many cards in the last 1 year, all cards were devalued and spending limits increased. There is some confusion on ICICI cards regarding spending limit. No proper information even in the ICICI site...
  14. B

    Need help for AMEX Platinum Travel application

    Hi @BestBanker My wife had applied for an amex platinum travel card which is cancelled as of today. The customer care executives had called 10 times with lot of queries regarding name of the downloaded aadhaar, etc. They were expecting my submitted aadhaar to have a particular name. As I had...
  15. S

    Axis Bank Credit Card Rejection - Need Advice

    Axis Bank credit card is getting rejected again and again. This is the 4th time. Now I will have to wait for 6 months again. CIBIL was also good 770 and no late payment bus utilization was 29%. And when I asked the customer care about the reason they said bank's internal policy. I am...
  16. rrsji

    Need Suggestion & Clarification on Health Insurance Choices

    I’m planning to buy three health insurance policies but am feeling quite confused about my options. On Twitter, someone suggested searching for policies on PolicyBazaar but purchasing from Ditto—though I’m not sure why. Right now, I’m looking for maternity health insurance with a coverage...
  17. bhaggabhai

    Need Help to file Complaint with RBI Ombudsman - Query & Discussion

    Hello everyone. I have taken a credit card from hdfc bank around 18 months back and I was supposed to get a amazon voucher worth 1500 rupees which I forgot about it completely but the the other day I realised that I was supposed to get a voucher and also thought even If I got the voucher it...
  18. Gownandha

    HDFC Bank Complaint – Need Suggestions on Next Steps

    Hi everyone, I recently escalated an issue with my Indian Oil HDFC Add-on Credit Card to the Banking Ombudsman, and I need your advice on what to do next. Background of the Issue: - Applied for the floater add-on card in August 2024 via my brother’s (primary cardholder) NetBanking. -...
  19. M

    Need suggestions regarding closure of AXIS ACE credit

    I need suggestion regarding to close ace card. I already have Flipkart LTF, Airtel master card, I took ace by just having a hope to convert into LTF in future. I tried it. Tried all the possible way. They never convert it as there is no option for that. So i am thinking about its closure, so...
  20. S

    Need help regarding icici bonds redemption

    Hello everyone, While cleaning my home, I found an application receipt for an ICICI Safety Bond from the February 2001 series. It's a Children Growth Bond (Plan 2), where an investment of ₹5,000 was supposed to mature to ₹40,000 in approximately 19 years and 5 months. The application was...
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