need

Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...

Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...

I have been looking for a good Rupay credit card. As my UPI spends are not much I don't want a card with annual fees as I am already paying annual fees for the SBI CB card. Usually all my spends are done by credit cards so I just want a Rupay Card to pay on places which don't accept credit cards...

Hello, I’m planning an international trip and need to book flights. I already have Apay, Sbicashback, Regalia gold, Flipkart Axis with me. Flight ticket is worth 1.5L. Which is a best card to make the booking? Or should I apply for any other card?

Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...

Hi everyone, I’m planning to buy the Samsung S24 Plus and could use some advice. Here's the situation: (I have prebooked the S25 series and pre-reserved a display unit, so I have about 48 hours to decide.) At Vijay Sales: A display piece is available for ₹53,999. On Flipkart: Selling for...

Hello, I am new here. I wanted to know the best way to buy Gold coins worth Rs 500000 . I am already buying gold coin every month using Myntra gift voucher from smart buy using infinia. Does it make sense to get Axis Magnus Burgundy for this ?

Hello everyone, I am planning to purchase car and the showroom agreed for 1.5% charges for a payment of 5-7 lakhs. Can you all suggest a best card to use? Also,I have pre approval for Car loan from HDFC and ICICI. Which one is best to go? I'm ready to apply for Amex if that gives better reward...

Hi everyone, I’m considering opening an IndusInd Pioneer account and wanted your opinions on whether it’s worth it. The account requires maintaining an AMB (Average Monthly Balance) of ₹10L, and here are the main benefits they’re offering: Free Locker Facility Interest Rate of 7% on Savings...

Hello everyone, On December 24, I tried recharging my office WiFi for ₹6,543 through RuPay UPI, but the payment failed. Since the internet was critical for office operations, I attempted the recharge again. This time, the money was deducted, but there was no confirmation message, and the...

my brother applied for a education loan in sbi and the amount sanctioned is 5 .62 lac and rate of interest is 10.65 percent and tenure 222 month, the bank will pay the college per semester which 80000 per semester . but from starting bank is charging interest as per 5.62 lac but banking is...

Hi everyone, I'm looking for advice on health insurance for my parents. My dad is 49 with high blood pressure, and my mom is 46 with diabetes. They have government insurance, but for serious medical issues, we prefer private hospital care. I'm searching for a plan covering pre-existing...

I want to increase my limit of ICICI Bank credit cards... currently have 3 cards with shared limit of 20000. I have other bank cards Yes Bank (58k limit), bank of baroda (33k limit), hdfc bank (11k limit)... currently no pre approved offers for limit increase..please help how can I get it...

Hi Tf members can someone with 500 or more than 500 off on their card (mentioned below), help me to book bms movie ticket. Credit cards — 1》Indusind pioneer private cc- no capping 2》Idfc first bank private cc - 750 off Debit cards — 1》Yes private debit card - 1000 off Cards with 500 off on...

I’m planning to take a mortgage loan of ₹45 lakh for 5 years. I’d like to know which bank or financial institution offers the lowest interest rates and the best terms. As I’m new to this process, I would appreciate guidance on what key parameters to consider when comparing offers from two or...

Hi everyone, I have a few doubts about the Amex MRCC and would really appreciate if someone could clarify: Discounted Annual Fee on Referral: Is the ₹1,500 discounted annual fee (instead of ₹4,500) still available through referrals? I am getting mixed answers from different sources, so it’s a...

He guys I want to know is anyone using the landline number given with Airtel wifi connection. Which landline cordless set you are using.

CIBIL dropped from 811 to 769 with one Home Loan enquiry.. I had checked simulator and it didn't show any drop.. Quite surprised.. Hope it bounces back!! anyone else has experienced this??

Hi guys! I am planning to buy a new phone for my wife but I need a phone that is not only durable but also fits in our budget of 25k. My son is very naughty and has a habit of dropping his phone, so I need a phone that can withstand his rough handling. Also, my wife needs a phone with good...

The Reserve Bank of India (RBI) has introduced a new Master Direction titled "Credit Information Reporting by Credit Institutions" (Circular: RBI/DoR/2024-25/125 DoR.FIN.REC.No.55/20.16.056/2024-25 Dated: January 06, 2025) These measures aim to enhance transparency, data accuracy, and customer...