Hey guys I am new to credit cards and i dont have any credit card right now
I need your expertise please help to find some 2 cards to apply as it's last financial quarter
I have a saving account with BOB
Sometimes my MAB is 50k sometime 1-2k
I have a personal loan relationship with IDFC
I...
I wanted to get a Loan against my home but when I'm enquiry with bank most of them almost all came up with a insurance package which need to be bought with the loan and all are insisting it mandatory without which they will not provide loan. I do hold a life insurance with LIC and above that I'm...
I am planning for the Chardham yatra around mid May this year. The starting point will be Bangalore & I want to cover Kedar, Badri, Gangotri, Yamunotri & everything that comes in between like Rishikesh & Haridwar etc. I need your inputs on a few of the points below.
1) Which airport is nearer...
I honestly don’t know what to do right now. My father is battling kidney failure, and the hospital bills are piling up faster than I can even process. By the 17th or 18th, I need to arrange ₹12L, and I’ve somehow managed to pull together most of it. But I’m still ₹5L short, and time is running...
I have a ICICI Amazon credit card since 2017 with 5.5L limit. In the upgrade card section I see an offer for Emralde Visa Platinum card with 12k card charges. My question is will my cc limit will be raised incase I accept the super card or will I have to hang with the same limit? I feel it is...
So guys i have taken a home loan for 10 years monthly emi 74K. since i am building a apartment my. i will also receive monthly rental income. I can easily prepay extra 70-80k (every month) on top of 74k emi every month my question is which option is better to save most interest??? my head hurts...
Hello everyone, I have been tried to apply for an IDFC First Credit Card for the past 2 years and everytime after filling Employment Details and Card2Card Details, the system throws error 'Sorry Unable to Proceed' and at the same time gets SMS as application rejected. Previously when I called...
So, my loan got sanctioned with HDFC disbursement is pending. they are asking me to take a insurance from them. that is a concern but not the main one. my main concern is i have read some threads saying HDFC during contruction even after paying full emi (not selecting pre emi) doesnt reduce...
Hi Everyone have got Some big bills to pay every month these are all going to be all business transaction .Bills details are as following
1 electricity bill 1.5 lakhs per month
2 Fuel 1 lakh per month
Using debit card to pay now
If anyone is having any credit card or debit card to maximize the...
I have a doubt, since the communication address I provided while applying for the Amex card matches the address on my Aadhaar card, but I am currently not present at that address, do I need to be physically present at that address to complete the VKYC process for my Amex card application?
Hi tf members
I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC
The options I have considered so far-
1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I...
I need some advice regarding an issue with my Kotak 811 Zero Balance Account, which recently got blocked unexpectedly.
Background:
I opened my Kotak 811 account around 2 years ago (Full kyc), but I used it only occasionally.
For the past 2-3 months, I started using it regularly as my secondary...
Hi team,
I am new to TF community and Amex credit cards. We have couple of Amex MRCC & Gold Card in our family. And i wish to know the methods/ways to combine Amex MR points within Family members Amex account. When i checked there is no way to transfer MR point between two Amex accounts...
exisitng policy details: hdfc ergo optima secure 10L base coverage with no co pay.
Background – My Insurance & The Road Accident Nightmare
At the start of 2024, I purchased HDFC Ergo Optima Secure health insurance via PolicyBazaar—a terrible aggregator, but the HDFC Ergo policy itself is decent...
hi friends
i was holding axis magnus credit card and my yatra voucher redemption is pending and today is last date to redeem, i did not redeemed due to many issues occurred on yatra website but unfortunately i was closed my axis magnus credit card in sept month not i need magnus credit card to...
Hi Guys,
Im Vk this is my first post here..
Currently i have IDFC WOW as my first ever CC which is around 6m old with limit of 12k (got it for my malaysia trip last October) and all the payments have been made on time and the spendings have been below 30%.
So now i want to apply for a unsecured...
I ordered a refurbished Sony Xperia from Ovantica with my credit card ₹24558, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI.
I raised a chargeback request with SBI, but now...