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Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...

Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...

My wife has a hdfc bank millenia credit card with 1.7 lakh limit and she's working with an Ngo but with a basic salary and her ITR is not over 5.5 lakh. Her millenia credit card was Pre approved and she got a LE from 1.35 lakh to 1.7 lakh 8 months ago. But due to our travelling together I need...

Can anyone share Excel file for Credit card spending management for each month..

Hey everyone, Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...

Hi Travel Gurus, Need help to find best possible ways to redeem reward points/airmiles from BLR to LHR travelling in 'Premium Economy' class targeted end of this month. 1. HDFC Smartbuy shows below price on 24th Jun for direct flights: If i use this portal, will redeem 39,156 infinia reward...

Can anyone provide lounge access for muscat airport. My flight is on 7th june 00:30. so like 6th june midnight

I'm planning to open a dedicated bank account for stock market-related activities, mainly for handling more frequent transactions. I have a few questions and would appreciate your input: Among these banks, which one is the best in terms of ease of use, charges, and broker compatibility? Yes...

Helooo guyss I need help regarding my sbm bank credit card which is obviously fd backup card So I taken this card almost 1 year and 3 month back at age of 20 and to get my unsecured card at my 21st birthday 😅😅 Now in December my 21 was completed and i got my first unsecured hdfc card in...

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Hey everyone, I’m reaching out for help from anyone who currently holds either the Axis Atlas credit card or the Magnus for Burgundy credit card as a Lifetime Free (LTF) variant. My Relationship Manager (RM) is trying to work out a similar offer for me, and mentioned that having a reference...

Hi everyone, I’m seeking your help on a credit card issue I’m facing with Axis Bank. I opened an Axis Bank savings account in September 2024 and applied for the Axis Ace credit card on 10th November 2024. Unfortunately, my application was declined, and despite multiple follow-ups, I never...

Hello everyone, I had submitted a request to close my NSDL Payments Bank account about a month ago by emailing all relevant documents (account closure form, PAN card with signature, alternate bank account passbook, etc.) to their official support emails: care@nsdlbank.co.in...

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

Hi all! I'm currently deciding between the Yes Kiwi Credit Card (which I already have) and the Axis Super.Money Pro (which is showing as an option). I need to retain only one. I'm personally leaning toward the Super.Money Pro card since it isn’t tied to any additional subscriptions—unlike the...

Hi everyone, I’m seeking advice on securing the ICICI Sapphiro Credit Card as Lifetime Free (LTF) based on my profile. This community’s insights are invaluable, and I’d appreciate your guidance! My Profile: - Salary: ₹1.4 lakh/month (net) - ICICI Relationship (8+ years): - Salaried account -...

Hey TFians I want your suggestions regarding card upgrade I have SBI's Simply Click card, and RBL's World Safari Recently SBI Card gave card upgrade offer for ELITE card, and RBL for Insignia, But both these are chargeable cards, SBI ELITE fees 4999+ gst RBL Insignia 7000+ gst But I asked...

Hello everyone. Need some advice on how I can best leverage my salary to get good cards and offers. I have a salary account with ICICI, 10+ years old. Current salary credit is 2L+. I also have an ongoing plot loan of ~30L with them. I approached my RM recently requesting for Saphiro LTF...

Hi folks I am holding the below cards and I wanted to know if I should get a cashback card or a Rupay card for daily UPI transactions? Cards I currently hold HDFC Infinia - Effectively free since I got it as FYF and I have already crossed 10L in fact much more and still have 4 months to go...

I was using Hdfc smartbuy before but they are charging almost 3-4% on fee and GST. i want to buy 10k flipkart voucher and have SBI cashback card, millennia and others. what are the options available? i see there is humble app which uses razorpay so can we get 5% on sbi cashback card?